Postal Codes

56523 ZIP Code

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ZIP code 56523 covers Climax, Minnesota, with a population of about 391 and a median household income of $54,400.

Population
3915 per square mile
Median age
34.24.5 points below the US average
Median household income
$54,40038% below the Minnesota median
Poverty rate
10.5%1.9 points below the US average
Typical home value
$205,782up 21.4% in five years
Median rent
$82533% below the Minnesota median
Degree or higher
36.4%1.4 points above the US average
Homeownership
80.7%15.7 points above the US average
Time zone
Central UTC-06:00observes daylight saving time
Businesses
12

Where 56523 is

Climax, Minnesota — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population391
Median age34.2
Family households63.9%
Born outside the US3.6%
Speaks a language other than English at home2.8%
White (non-Hispanic)88%
Black (non-Hispanic)0%
Asian (non-Hispanic)0%
Hispanic or Latino8.7%
Veterans6.7%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$54,400
Income per person$36,506
Poverty rate10.5%
Households on SNAP or cash assistance13.3%

Household income distribution

Under $10k5.4%
$10–15k4.2%
$15–20k1.8%
$20–25k0.6%
$25–30k3.0%
$30–35k6.6%
$35–40k1.8%
$40–45k7.8%
$45–50k5.4%
$50–60k18.7%
$60–75k9.0%
$75–100k9.6%
$100–125k8.4%
$125–150k5.4%
$150–200k1.8%
$200k or more10.2%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed230
Mean adjusted gross income$74,609
Returns declaring $200,000 or more0%
Returns, under $25k26.1%
Returns, $25k–$50k21.7%
Returns, $50k–$75k17.4%
Returns, $75k–$100k13.0%
Returns, $100k–$200k21.7%
Returns, $200k or more0.0%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$144,800
Median gross rent$825
Owner-occupied80.7%
Vacant homes6.2%
Median year built1964

What the homes are

Detached house81.4%
Attached house1.1%
2 to 4 units1.1%
5 to 19 units10.7%
Mobile home5.6%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$205,782as of 2026-07
Typical home value, 1 yearup 6.1%
Typical home value, 5 yearsup 21.4%
Typical home value since 2000
201820222026$205,782$142,838

$142,838 in 2018 to $205,782 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate2.9%
Bachelor's degree or higher36.4%
High school diploma or higher93.9%
Works from home2.1%
Drives to work alone77.9%
Takes public transport0%
Commutes 45 minutes or more2.2%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity38.7% 5.3 pts above the national average of 33.4%
Diagnosed diabetes11.2% 0.8 pts below the national average of 12%
Currently smokes14.2% 1 pts above the national average of 13.2%
High blood pressure33.1% 1 pts below the national average of 34.1%
Fair or poor general health16.1% 4.2 pts below the national average of 20.3%
No health insurance (18–64)6.4% 4.9 pts below the national average of 11.3%
Depression23.6% 1.7 pts above the national average of 21.9%
No leisure-time physical activity23.2% 2.2 pts below the national average of 25.4%
Arthritis26.8% 1.7 pts above the national average of 25.1%
Binge drinking18.5% 2.5 pts above the national average of 16%
Taking blood pressure medication79.7% 5 pts above the national average of 74.7%
Cancer (non-skin)10.5% 2.8 pts above the national average of 7.7%
Current asthma9.9% 0.5 pts below the national average of 10.4%
Coronary heart disease7.3% 1.1 pts above the national average of 6.2%
Routine check-up in past year76.4% same as the national average of 76.7%
Cholesterol screening87.9% 2 pts above the national average of 85.9%
Cognitive disability11.9% 2.9 pts below the national average of 14.8%
Colorectal screening72.9% 8.6 pts above the national average of 64.3%
COPD6.2% same as the national average of 6.6%
Visited a dentist70.8% 9.5 pts above the national average of 61.3%
Any disability27.3% 3.4 pts below the national average of 30.7%
Lacks emotional support20.4% 4.4 pts below the national average of 24.8%
Food insecurity9.2% 7.9 pts below the national average of 17.1%
Received food stamps6.5% 7.8 pts below the national average of 14.3%
Hearing disability8.3% 1.6 pts above the national average of 6.7%
High cholesterol34.8% 1.4 pts below the national average of 36.2%
Housing insecurity7.7% 6.1 pts below the national average of 13.8%
Independent living disability6.7% 1.7 pts below the national average of 8.4%
Lacks transport5.9% 3.3 pts below the national average of 9.2%
Loneliness28.3% 6.1 pts below the national average of 34.4%
Mammography use80.1% 4.2 pts above the national average of 75.9%
Poor mental health (14+ days)14.1% 2.7 pts below the national average of 16.8%
Mobility disability12.4% 1.6 pts below the national average of 14%
Poor physical health (14+ days)12.3% 1.2 pts below the national average of 13.5%
Self-care disability3.3% 0.7 pts below the national average of 4%
Utility shut-off threat5% 3.8 pts below the national average of 8.8%
Sleeps under 7 hours32.2% 4.2 pts below the national average of 36.4%
Stroke3.5% same as the national average of 3.4%
All natural teeth lost8.1% 4.9 pts below the national average of 13%
Vision disability3.9% 1.7 pts below the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments12
People employed49
Annual payroll$1,664,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 93% of US census tracts
FEMA ratingRelatively High
Expected annual loss94.6 out of 100
Community resilience68.8 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Cold wave99.1Very High at its worst in this ZIP code
Winter weather98.2Very High at its worst in this ZIP code
Drought98.1Relatively High at its worst in this ZIP code
Hail96.9Relatively High at its worst in this ZIP code
River flooding96.1Very High at its worst in this ZIP code
Strong wind95.6Relatively High at its worst in this ZIP code
Landslide89.2Relatively Low at its worst in this ZIP code
Wildfire80.6Relatively Low at its worst in this ZIP code
Ice storm80.1Relatively Moderate at its worst in this ZIP code
Tornado65.3Relatively Moderate at its worst in this ZIP code
Lightning27.1Relatively Low at its worst in this ZIP code
Heat wave11.1Very Low at its worst in this ZIP code
Earthquake3.9Very Low at its worst in this ZIP code
Compared with Minnesota and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPMinnesotaUnited States
Median household income$54,400$87,556$78,538
Income per person$36,506$46,957$43,289
Poverty rate10.5%9.2%12.4%
Median home value$144,800$305,500$303,400
Median gross rent$825$1,235$1,348
Homeownership80.7%72.4%65%
Bachelor's degree or higher36.4%38.8%35%
Unemployment rate2.9%3.9%5.2%
Works from home2.1%15.8%13.5%
Born outside the US3.6%8.6%13.9%
Median age34.238.638.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationCROOKSTON NW EXP STN, MN US24.4 km away
Rain in a year22 in

Average high and low by month

January15.8°F / -3.6°F0.51 in rain
February20.4°F / -0.2°F0.53 in rain
March34°F / 14.8°F0.73 in rain
April51.3°F / 30.1°F1.27 in rain
May66.6°F / 42.8°F2.75 in rain
June76°F / 54.3°F4.15 in rain
July80.3°F / 57.8°F3.27 in rain
August79.6°F / 55.2°F2.97 in rain
September70.4°F / 46°F2.6 in rain
October54.1°F / 33.3°F2.09 in rain
November36.2°F / 18.8°F0.82 in rain
December22.4°F / 5.2°F0.74 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 3 school districts, so the address decides which one, not the ZIP code.

Climax-Shelly Public Schools87.8% of this ZIP code's land area
Crookston Public School District7.3% of this ZIP code's land area
Fisher Public School District4.9% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability25more vulnerable than 25% of US census tracts
Socioeconomic status17more vulnerable than 17% of US census tracts
Household characteristics32more vulnerable than 32% of US census tracts
Racial and ethnic minority status20more vulnerable than 20% of US census tracts
Housing type and transport53more vulnerable than 53% of US census tracts
Walkability4.9 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

56723 Fisher, MN14 km away
58218 Buxton, ND18 km away
56568 Nielsville, MN18.4 km away
58223 Cummings, ND18.6 km away
58278 Thompson, ND19.7 km away
58219 Caledonia, ND22.9 km away
56716 Crookston, MN23.4 km away
58275 Reynolds, ND25.4 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Polk County100% of this ZIP code's land area
Time zoneCentral (UTC-06:00 standard)
Daylight saving timeObserved
Land area78.75 sq mi
Population density5 people per sq mi
Latitude, longitude47.6837, -96.8715

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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