Código postal 56320 — Cold Spring, MN

English Español

El código postal 56320 cubre Cold Spring, Minnesota, con una población de unos 8,553 y un ingreso medio del hogar de $90,346.

Población: 8,553167 per square mile
Edad media: 43.54.8 points above the US average
Ingreso medio del hogar: $90,346about the Minnesota median
Tasa de pobreza: 6%6.4 points below the US average
Valor típico de la vivienda: $373,772up 25.4% in five years
Alquiler medio: $1,283about the Minnesota median
Título universitario o superior: 31.9%3.1 points below the US average
Vivienda en propiedad: 82.1%17.1 points above the US average
Zona horaria: Central UTC-06:00observes daylight saving time
Empresas: 217

Dónde está 56320

Cold Spring, Minnesota — el área que la Oficina del Censo delimita para este código postal. Los códigos postales son conjuntos de rutas de reparto y no áreas, así que esto es la aproximación del Censo, no un límite del Servicio Postal.

Población y hogares

American Community Survey 2019–2023 five-year estimates

Población	8,553
Edad media	43.5
Hogares familiares	75%
Nacidos fuera de EE. UU.	2.9%
Habla un idioma distinto del inglés en casa	3.6%
Blanca (no hispana)	95.7%
Negra (no hispana)	0.1%
Asiática (no hispana)	0%
Hispana o latina	3.1%
Veteranos	7.4%

Población por edad

Ingresos y pobreza

American Community Survey 2019–2023 five-year estimates

Ingreso medio del hogar	$90,346
Ingreso por persona	$43,448
Tasa de pobreza	6%
Hogares con SNAP o ayudas en efectivo	6.6%

Household income distribution

Under $10k	1.9%
$10–15k	1.0%
$15–20k	4.0%
$20–25k	3.0%
$25–30k	2.6%
$30–35k	2.9%
$35–40k	2.0%
$40–45k	4.1%
$45–50k	1.7%
$50–60k	9.5%
$60–75k	9.5%
$75–100k	12.4%
$100–125k	15.3%
$125–150k	7.2%
$150–200k	13.4%
$200k or more	9.4%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Declaraciones presentadas	4,130
Ingreso bruto ajustado medio	$103,271
Declaraciones de $200,000 o más	7.3%
Returns, under $25k	24.5%
Returns, $25k–$50k	18.4%
Returns, $50k–$75k	16.0%
Returns, $75k–$100k	12.1%
Returns, $100k–$200k	21.8%
Returns, $200k or more	7.3%

Vivienda

American Community Survey 2019–2023 five-year estimates

Valor medio de la vivienda	$312,000
Alquiler bruto medio	$1,283
Alquiler como porcentaje del ingreso del hogar	31.7%
Ocupada por su propietario	82.1%
Viviendas vacías	9.5%
Año medio de construcción	1985

What the homes are

Casa unifamiliar aislada	79.9%
Casa adosada	5.3%
De 2 a 4 viviendas	1.6%
De 5 a 19 viviendas	2.8%
20 o más viviendas	7.7%
Casa móvil	2.7%

Precios y alquileres actuales

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Valor típico de la vivienda	$373,772as of 2026-07
Typical home value, 1 year	up 2.3%
Typical home value, 5 years	up 25.4%
Typical home value, 10 years	up 81.1%

Valor típico de la vivienda desde 2000

$198,720 in 2005 to $373,772 in 2026.

Trabajo, desplazamientos y educación

American Community Survey 2019–2023 five-year estimates

Tasa de desempleo	4.1%
Licenciatura o superior	31.9%
Bachillerato o superior	93.4%
Trabaja desde casa	9.7%
Conduce solo al trabajo	83.7%
Usa el transporte público	0.4%
Se desplaza 45 minutos o más	8.2%

Salud

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesidad	35% 1.6 pts above the national average of 33.4%
Diabetes diagnosticada	10.5% 1.5 pts below the national average of 12%
Fuma actualmente	13.2% same as the national average of 13.2%
Hipertensión arterial	32.4% 1.7 pts below the national average of 34.1%
Salud general regular o mala	15.5% 4.8 pts below the national average of 20.3%
Sin seguro médico (18 a 64 años)	6.6% 4.7 pts below the national average of 11.3%
Depresión	24% 2.1 pts above the national average of 21.9%
Sin actividad física en el tiempo libre	22% 3.4 pts below the national average of 25.4%
Artritis	24.9% same as the national average of 25.1%
Consumo excesivo de alcohol	18% 2 pts above the national average of 16%
Toma medicación para la tensión	78.8% 4.1 pts above the national average of 74.7%
Cáncer (excepto de piel)	10.3% 2.6 pts above the national average of 7.7%
Asma actual	9.9% 0.5 pts below the national average of 10.4%
Cardiopatía coronaria	6.8% 0.6 pts above the national average of 6.2%
Revisión médica en el último año	76.5% same as the national average of 76.7%
Prueba de colesterol	86.9% 1 pts above the national average of 85.9%
Discapacidad cognitiva	12.3% 2.5 pts below the national average of 14.8%
Cribado colorrectal	71.4% 7.1 pts above the national average of 64.3%
EPOC	5.9% 0.7 pts below the national average of 6.6%
Visitó al dentista	71.4% 10.1 pts above the national average of 61.3%
Alguna discapacidad	26.7% 4 pts below the national average of 30.7%
Falta de apoyo emocional	20.4% 4.4 pts below the national average of 24.8%
Inseguridad alimentaria	9.3% 7.8 pts below the national average of 17.1%
Recibió cupones de alimentos	6.4% 7.9 pts below the national average of 14.3%
Discapacidad auditiva	7.8% 1.1 pts above the national average of 6.7%
Colesterol alto	35.9% same as the national average of 36.2%
Inseguridad habitacional	7.9% 5.9 pts below the national average of 13.8%
Discapacidad para la vida independiente	6.9% 1.5 pts below the national average of 8.4%
Falta de transporte	5.8% 3.4 pts below the national average of 9.2%
Soledad	28.6% 5.8 pts below the national average of 34.4%
Mamografía	80.1% 4.2 pts above the national average of 75.9%
Mala salud mental (14 días o más)	14.6% 2.2 pts below the national average of 16.8%
Discapacidad de movilidad	11.9% 2.1 pts below the national average of 14%
Mala salud física (14 días o más)	12% 1.5 pts below the national average of 13.5%
Discapacidad para el autocuidado	3.3% 0.7 pts below the national average of 4%
Riesgo de corte de suministros	4.8% 4 pts below the national average of 8.8%
Duerme menos de 7 horas	28.6% 7.8 pts below the national average of 36.4%
Ictus	3.4% same as the national average of 3.4%
Pérdida de todos los dientes naturales	8% 5 pts below the national average of 13%
Discapacidad visual	3.9% 1.7 pts below the national average of 5.6%

Empresas y empleo

Census ZIP Code Business Patterns 2022

Establecimientos comerciales	217
Personas empleadas	4,552
Nómina anual	$244,814,000

Riesgo de desastres naturales

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Riesgo general	Mayor que el 64% de los sectores censales de EE. UU.
Calificación de FEMA	Relatively Low to Relatively Moderate en los 4 sectores censales que cubre este código postal
Pérdida anual esperada	79.8 sobre 100
Resiliencia comunitaria	94.2 sobre 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Viento fuerte	93.3Relatively High at its worst in this ZIP code
Granizo	90.9Relatively High at its worst in this ZIP code
Sequía	86.2Relatively Moderate at its worst in this ZIP code
Deslizamiento de tierra	85.8Relatively Low at its worst in this ZIP code
Temporal invernal	84.2Relatively High at its worst in this ZIP code
Incendio forestal	80.8Relatively Low at its worst in this ZIP code
Tornado	78.4Relatively High at its worst in this ZIP code
Inundación fluvial	77.7Relatively High at its worst in this ZIP code
Ola de frío	73.1Relatively Moderate at its worst in this ZIP code
Rayos	72.7Relatively High at its worst in this ZIP code
Tormenta de hielo	57.2Relatively Low at its worst in this ZIP code
Ola de calor	38.2Relatively Low at its worst in this ZIP code
Terremoto	5.1Very Low at its worst in this ZIP code

Comparado con Minnesota y Estados Unidos

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

	This ZIP	Minnesota	United States
Ingreso medio del hogar	$90,346	$87,556	$78,538
Ingreso por persona	$43,448	$46,957	$43,289
Tasa de pobreza	6%	9.2%	12.4%
Valor medio de la vivienda	$312,000	$305,500	$303,400
Alquiler bruto medio	$1,283	$1,235	$1,348
Vivienda en propiedad	82.1%	72.4%	65%
Licenciatura o superior	31.9%	38.8%	35%
Tasa de desempleo	4.1%	3.9%	5.2%
Trabaja desde casa	9.7%	15.8%	13.5%
Nacidos fuera de EE. UU.	2.9%	8.6%	13.9%
Edad media	43.5	38.6	38.7

Clima

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Estación meteorológica	COLLEGEVILLE ST JOHN'S, MN US14.8 km away
Lluvia al año	31 in
Nieve al año	57 in

Average high and low by month

enero	20.8°F / 3.8°F0.82 in rain, 11.2 in snow
febrero	26.1°F / 7.8°F0.89 in rain, 10.2 in snow
marzo	38.7°F / 20.2°F1.72 in rain, 10.1 in snow
abril	54.1°F / 33.1°F2.72 in rain, 6.6 in snow
mayo	67.3°F / 46°F3.96 in rain, 0.1 in snow
junio	76.6°F / 55.9°F4.6 in rain
julio	80.9°F / 60.8°F3.9 in rain
agosto	78.4°F / 58.8°F4.09 in rain
septiembre	70.5°F / 50.7°F2.96 in rain
octubre	55.8°F / 37.9°F2.75 in rain, 0.7 in snow
noviembre	38.9°F / 24.1°F1.63 in rain, 8 in snow
diciembre	25.7°F / 10.9°F1 in rain, 10.5 in snow

Acceso a alimentos

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Bajos ingresos y lejos de un supermercado	None of this ZIP code
Lejos de un supermercado	61% of this ZIP code's area
Sin vehículo y lejos de un supermercado	None of this ZIP code

Distritos escolares

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 2 school districts, so the address decides which one, not the ZIP code.

Rocori Public School District	97.6% de la superficie de este código postal
St. Cloud Public School District	2.2% de la superficie de este código postal

Comunidad y caminabilidad

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Vulnerabilidad social general	26más vulnerable que el 26% de los sectores censales de EE. UU.
Nivel socioeconómico	24más vulnerable que el 24% de los sectores censales de EE. UU.
Características del hogar	19más vulnerable que el 19% de los sectores censales de EE. UU.
Minorías raciales y étnicas	8más vulnerable que el 8% de los sectores censales de EE. UU.
Tipo de vivienda y transporte	59más vulnerable que el 59% de los sectores censales de EE. UU.
Caminabilidad	5.7 out of 20Least walkable

Códigos postales cercanos

The closest ZIP codes by centre point, which is not the same as sharing a border.

56368 Richmond, MN	a 7.8 km
56369 Rockville, MN	a 7.9 km
56321 Collegeville, MN	a 14.3 km
56374 Saint Joseph, MN	a 15 km
56371 Roscoe, MN	a 15.6 km
55389 Watkins, MN	a 15.7 km
55353 Kimball, MN	a 15.8 km
56310 Avon, MN	a 18 km

Ubicación, condados y zona horaria

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Stearns County	100% of this ZIP code's land area
Zona horaria	Central (UTC-06:00 standard)
Horario de verano	Observed
Superficie terrestre	51.07 sq mi
Superficie de agua	3.61 sq mi
Densidad de población	167 people per sq mi
Latitud, longitud	45.4500, -94.4378

Las cifras corresponden a este código postal o a su área de tabulación censal salvo que la sección indique otra cosa. Las estimaciones cuyo margen de error las hacía poco fiables se omiten en lugar de mostrarse. Fuentes: Oficina del Censo de EE. UU., CDC, IRS.