Postal Codes

56314 ZIP Code

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ZIP code 56314 covers Bowlus, Minnesota, with a population of about 1,355 and a median household income of $87,500.

Population
1,35532 per square mile
Median age
43.14.4 points above the US average
Median household income
$87,500about the Minnesota median
Poverty rate
4.2%8.2 points below the US average
Typical home value
$362,443up 32.3% in five years
Median rent
$95023% below the Minnesota median
Degree or higher
12.9%22.1 points below the US average
Homeownership
88.3%23.3 points above the US average
Time zone
Central UTC-06:00observes daylight saving time
Businesses
16

Where 56314 is

Bowlus, Minnesota — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population1,355
Median age43.1
Family households73.3%
Born outside the US0.1%
Speaks a language other than English at home0.7%
White (non-Hispanic)99.2%
Black (non-Hispanic)0%
Asian (non-Hispanic)0.1%
Hispanic or Latino0.3%
Veterans8.5%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$87,500
Income per person$41,904
Poverty rate4.2%
Households on SNAP or cash assistance3.7%

Household income distribution

Under $10k2.5%
$10–15k5.8%
$15–20k1.0%
$20–25k1.0%
$25–30k1.9%
$30–35k2.7%
$35–40k2.1%
$40–45k5.3%
$45–50k3.1%
$50–60k6.8%
$60–75k10.3%
$75–100k17.1%
$100–125k7.6%
$125–150k8.2%
$150–200k17.5%
$200k or more7.2%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed560
Mean adjusted gross income$68,618
Returns declaring $200,000 or more0%
Returns, under $25k23.2%
Returns, $25k–$50k25.0%
Returns, $50k–$75k16.1%
Returns, $75k–$100k14.3%
Returns, $100k–$200k21.4%
Returns, $200k or more0.0%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$260,300
Median gross rent$950
Rent as a share of household income25%
Owner-occupied88.3%
Vacant homes6%
Median year built1970

What the homes are

Detached house90.1%
2 to 4 units0.8%
5 to 19 units0.4%
Mobile home8.7%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$362,443as of 2026-07
Typical home value, 1 yearup 4%
Typical home value, 5 yearsup 32.3%
Typical home value, 10 yearsup 85.5%
Typical home value since 2000
200320142026$362,443$149,530

$149,530 in 2003 to $362,443 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate1.8%
Bachelor's degree or higher12.9%
High school diploma or higher92.3%
Works from home6.7%
Drives to work alone83%
Takes public transport0%
Commutes 45 minutes or more19.4%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity36.9% 3.5 pts above the national average of 33.4%
Diagnosed diabetes10.4% 1.6 pts below the national average of 12%
Currently smokes16.4% 3.2 pts above the national average of 13.2%
High blood pressure31.9% 2.2 pts below the national average of 34.1%
Fair or poor general health16.3% 4 pts below the national average of 20.3%
No health insurance (18–64)7.3% 4 pts below the national average of 11.3%
Depression24.5% 2.6 pts above the national average of 21.9%
No leisure-time physical activity24.2% 1.2 pts below the national average of 25.4%
Arthritis24.7% same as the national average of 25.1%
Binge drinking19% 3 pts above the national average of 16%
Taking blood pressure medication76.4% 1.7 pts above the national average of 74.7%
Cancer (non-skin)8.5% 0.8 pts above the national average of 7.7%
Current asthma10.2% same as the national average of 10.4%
Coronary heart disease6.4% same as the national average of 6.2%
Routine check-up in past year74% 2.7 pts below the national average of 76.7%
Cholesterol screening84.7% 1.2 pts below the national average of 85.9%
Cognitive disability13.4% 1.4 pts below the national average of 14.8%
Colorectal screening69.4% 5.1 pts above the national average of 64.3%
COPD6.1% 0.5 pts below the national average of 6.6%
Visited a dentist67.7% 6.4 pts above the national average of 61.3%
Any disability27.2% 3.5 pts below the national average of 30.7%
Lacks emotional support21.4% 3.4 pts below the national average of 24.8%
Food insecurity10.8% 6.3 pts below the national average of 17.1%
Received food stamps7.8% 6.5 pts below the national average of 14.3%
Hearing disability7.3% 0.6 pts above the national average of 6.7%
High cholesterol33.9% 2.3 pts below the national average of 36.2%
Housing insecurity9% 4.8 pts below the national average of 13.8%
Independent living disability7.2% 1.2 pts below the national average of 8.4%
Lacks transport6.6% 2.6 pts below the national average of 9.2%
Loneliness29.3% 5.1 pts below the national average of 34.4%
Mammography use78.3% 2.4 pts above the national average of 75.9%
Poor mental health (14+ days)15.7% 1.1 pts below the national average of 16.8%
Mobility disability11.8% 2.2 pts below the national average of 14%
Poor physical health (14+ days)12.6% 0.9 pts below the national average of 13.5%
Self-care disability3.3% 0.7 pts below the national average of 4%
Utility shut-off threat5.7% 3.1 pts below the national average of 8.8%
Sleeps under 7 hours32.3% 4.1 pts below the national average of 36.4%
Stroke3.2% same as the national average of 3.4%
All natural teeth lost9.3% 3.7 pts below the national average of 13%
Vision disability3.9% 1.7 pts below the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments16
People employed53
Annual payroll$1,045,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 81.9% of US census tracts
FEMA ratingRelatively Moderate
Expected annual loss88.7 out of 100
Community resilience90.5 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Lightning97.2Very High at its worst in this ZIP code
Strong wind94.5Relatively High at its worst in this ZIP code
River flooding93.3Relatively High at its worst in this ZIP code
Drought92.3Relatively Moderate at its worst in this ZIP code
Hail91.9Relatively High at its worst in this ZIP code
Wildfire90.7Relatively Moderate at its worst in this ZIP code
Landslide85.8Relatively Low at its worst in this ZIP code
Cold wave79.4Relatively High at its worst in this ZIP code
Tornado75.5Relatively High at its worst in this ZIP code
Ice storm65.2Relatively Low at its worst in this ZIP code
Winter weather59Relatively High at its worst in this ZIP code
Heat wave35Relatively Low at its worst in this ZIP code
Earthquake5.1Very Low at its worst in this ZIP code
Compared with Minnesota and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPMinnesotaUnited States
Median household income$87,500$87,556$78,538
Income per person$41,904$46,957$43,289
Poverty rate4.2%9.2%12.4%
Median home value$260,300$305,500$303,400
Median gross rent$950$1,235$1,348
Homeownership88.3%72.4%65%
Bachelor's degree or higher12.9%38.8%35%
Unemployment rate1.8%3.9%5.2%
Works from home6.7%15.8%13.5%
Born outside the US0.1%8.6%13.9%
Median age43.138.638.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationRICE, MN US17.4 km away
Rain in a year30 in

Average high and low by month

January19.5°F / -0.2°F0.73 in rain
February25.3°F / 3.2°F0.77 in rain
March38.1°F / 17°F1.47 in rain
April53.5°F / 29.3°F2.62 in rain
May67°F / 42.4°F3.5 in rain
June76.3°F / 53.6°F4.6 in rain
July80.3°F / 58.1°F4.1 in rain
August78.4°F / 55.1°F3.94 in rain
September70.8°F / 47°F3.07 in rain
October55.7°F / 34.9°F2.72 in rain
November39°F / 21°F1.52 in rain
December25.4°F / 8.5°F1.01 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 4 school districts, so the address decides which one, not the ZIP code.

Upsala Public School District48.6% of this ZIP code's land area
Royalton Public School District26.8% of this ZIP code's land area
Holdingford Public School District20.7% of this ZIP code's land area
Little Falls Public School District4% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability20more vulnerable than 20% of US census tracts
Socioeconomic status20more vulnerable than 20% of US census tracts
Household characteristics29more vulnerable than 29% of US census tracts
Racial and ethnic minority status2more vulnerable than 2% of US census tracts
Housing type and transport39more vulnerable than 39% of US census tracts
Walkability4.8 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

56340 Holdingford, MN10.2 km away
56384 Upsala, MN12.2 km away
56375 Saint Stephen, MN15.3 km away
56373 Royalton, MN16.1 km away
56328 Flensburg, MN18.3 km away
56345 Little Falls, MN19.3 km away
56367 Rice, MN21.3 km away
56382 Swanville, MN21.9 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Morrison County90.2% of this ZIP code's land area
Stearns County9.8% of this ZIP code's land area
Time zoneCentral (UTC-06:00 standard)
Daylight saving timeObserved
Land area42.46 sq mi
Water area0.36 sq mi
Population density32 people per sq mi
Latitude, longitude45.8121, -94.4175

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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