Postal Codes

55970 ZIP Code

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ZIP code 55970 covers Rose Creek, Minnesota, with a population of about 1,058 and a median household income of $85,694.

Population
1,05817 per square mile
Median age
40.82.1 points above the US average
Median household income
$85,694about the Minnesota median
Poverty rate
8.1%4.3 points below the US average
Typical home value
$303,820up 39.3% in five years
Median rent
$87929% below the Minnesota median
Degree or higher
20.1%14.9 points below the US average
Homeownership
88.1%23.1 points above the US average
Time zone
Central UTC-06:00observes daylight saving time
Businesses
13

Where 55970 is

Rose Creek, Minnesota — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population1,058
Median age40.8
Family households71.2%
Born outside the US6.8%
Speaks a language other than English at home5.8%
White (non-Hispanic)90.4%
Black (non-Hispanic)0.8%
Asian (non-Hispanic)1.7%
Hispanic or Latino5.3%
Veterans9.5%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$85,694
Income per person$42,305
Poverty rate8.1%
Households on SNAP or cash assistance6.5%

Household income distribution

Under $10k3.2%
$10–15k3.5%
$15–20k4.2%
$20–25k3.2%
$25–30k0.7%
$30–35k3.0%
$35–40k3.7%
$40–45k4.2%
$45–50k1.5%
$50–60k7.2%
$60–75k11.2%
$75–100k11.9%
$100–125k12.9%
$125–150k12.7%
$150–200k9.9%
$200k or more6.9%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed420
Mean adjusted gross income$76,326
Returns declaring $200,000 or more0%
Returns, under $25k21.4%
Returns, $25k–$50k21.4%
Returns, $50k–$75k16.7%
Returns, $75k–$100k11.9%
Returns, $100k–$200k28.6%
Returns, $200k or more0.0%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$188,200
Median gross rent$879
Owner-occupied88.1%
Vacant homes6.3%
Median year built1955

What the homes are

Detached house93.7%
Attached house1.4%
5 to 19 units2.1%
Mobile home2.8%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$303,820as of 2026-07
Typical home value, 1 yearup 6.2%
Typical home value, 5 yearsup 39.3%
Typical home value, 10 yearsup 110.5%
Typical home value since 2000
200020132026$303,820$89,712

$89,712 in 2000 to $303,820 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate5%
Bachelor's degree or higher20.1%
High school diploma or higher91.3%
Works from home7.2%
Drives to work alone75.3%
Takes public transport0%
Commutes 45 minutes or more13.2%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity37.1% 3.7 pts above the national average of 33.4%
Diagnosed diabetes11.2% 0.8 pts below the national average of 12%
Currently smokes14.9% 1.7 pts above the national average of 13.2%
High blood pressure33.5% 0.6 pts below the national average of 34.1%
Fair or poor general health16% 4.3 pts below the national average of 20.3%
No health insurance (18–64)7.1% 4.2 pts below the national average of 11.3%
Depression25.2% 3.3 pts above the national average of 21.9%
No leisure-time physical activity24.6% 0.8 pts below the national average of 25.4%
Arthritis25.9% 0.8 pts above the national average of 25.1%
Binge drinking17.9% 1.9 pts above the national average of 16%
Taking blood pressure medication78.5% 3.8 pts above the national average of 74.7%
Cancer (non-skin)9.7% 2 pts above the national average of 7.7%
Current asthma10% same as the national average of 10.4%
Coronary heart disease7% 0.8 pts above the national average of 6.2%
Routine check-up in past year75.2% 1.5 pts below the national average of 76.7%
Cholesterol screening85.4% 0.5 pts below the national average of 85.9%
Cognitive disability13.2% 1.6 pts below the national average of 14.8%
Colorectal screening70.9% 6.6 pts above the national average of 64.3%
COPD6.4% same as the national average of 6.6%
Visited a dentist67.9% 6.6 pts above the national average of 61.3%
Any disability28.8% 1.9 pts below the national average of 30.7%
Lacks emotional support21.2% 3.6 pts below the national average of 24.8%
Food insecurity10.4% 6.7 pts below the national average of 17.1%
Received food stamps7.3% 7 pts below the national average of 14.3%
Hearing disability8.1% 1.4 pts above the national average of 6.7%
High cholesterol33.9% 2.3 pts below the national average of 36.2%
Housing insecurity8.3% 5.5 pts below the national average of 13.8%
Independent living disability7.3% 1.1 pts below the national average of 8.4%
Lacks transport6.5% 2.7 pts below the national average of 9.2%
Loneliness29.1% 5.3 pts below the national average of 34.4%
Mammography use79.9% 4 pts above the national average of 75.9%
Poor mental health (14+ days)15.4% 1.4 pts below the national average of 16.8%
Mobility disability12.3% 1.7 pts below the national average of 14%
Poor physical health (14+ days)12.2% 1.3 pts below the national average of 13.5%
Self-care disability3.4% 0.6 pts below the national average of 4%
Utility shut-off threat5.3% 3.5 pts below the national average of 8.8%
Sleeps under 7 hours31.8% 4.6 pts below the national average of 36.4%
Stroke3.5% same as the national average of 3.4%
All natural teeth lost8.7% 4.3 pts below the national average of 13%
Vision disability4.1% 1.5 pts below the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments13
People employed74
Annual payroll$3,716,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 92.9% of US census tracts
FEMA ratingRelatively High
Expected annual loss93 out of 100
Community resilience75.2 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Drought98.9Relatively High at its worst in this ZIP code
Hail97.2Relatively High at its worst in this ZIP code
Strong wind96.7Very High at its worst in this ZIP code
River flooding96.5Very High at its worst in this ZIP code
Tornado96.4Very High at its worst in this ZIP code
Winter weather93.4Relatively High at its worst in this ZIP code
Cold wave82.7Relatively High at its worst in this ZIP code
Landslide78.5Very Low at its worst in this ZIP code
Wildfire72.5Relatively Low at its worst in this ZIP code
Ice storm53.9Relatively Low at its worst in this ZIP code
Lightning47.1Relatively Moderate at its worst in this ZIP code
Heat wave36.8Relatively Low at its worst in this ZIP code
Earthquake13.7Very Low at its worst in this ZIP code
Compared with Minnesota and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPMinnesotaUnited States
Median household income$85,694$87,556$78,538
Income per person$42,305$46,957$43,289
Poverty rate8.1%9.2%12.4%
Median home value$188,200$305,500$303,400
Median gross rent$879$1,235$1,348
Homeownership88.1%72.4%65%
Bachelor's degree or higher20.1%38.8%35%
Unemployment rate5%3.9%5.2%
Works from home7.2%15.8%13.5%
Born outside the US6.8%8.6%13.9%
Median age40.838.638.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationAUSTIN WASTE WTP FACILITY, MN US12.7 km away
Rain in a year36 in
Snow in a year43 in

Average high and low by month

January21.9°F / 5.4°F1.12 in rain, 11 in snow
February26.4°F / 9.1°F1.1 in rain, 10.4 in snow
March39.2°F / 22.7°F2.03 in rain, 7.5 in snow
April54.9°F / 35.2°F3.67 in rain, 2.2 in snow
May67.5°F / 47.5°F4.99 in rain, 0.3 in snow
June77.6°F / 58.2°F5.07 in rain
July80.8°F / 61.2°F4.85 in rain
August78.7°F / 58.7°F4.07 in rain
September72.2°F / 50°F3.6 in rain
October58.3°F / 37.5°F2.63 in rain, 0.4 in snow
November41.5°F / 24.7°F1.84 in rain, 2.3 in snow
December27.9°F / 13°F1.25 in rain, 9.3 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 3 school districts, so the address decides which one, not the ZIP code.

Southland Public School District78.1% of this ZIP code's land area
Lyle Public School District18.2% of this ZIP code's land area
Austin Public School District3.7% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability29more vulnerable than 29% of US census tracts
Socioeconomic status18more vulnerable than 18% of US census tracts
Household characteristics46more vulnerable than 46% of US census tracts
Racial and ethnic minority status8more vulnerable than 8% of US census tracts
Housing type and transport56more vulnerable than 56% of US census tracts
Walkability6.4 out of 20Below average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

55909 Adams, MN9.5 km away
55933 Elkton, MN10.4 km away
55953 Lyle, MN11.5 km away
55912 Austin, MN13.9 km away
55918 Brownsdale, MN13.9 km away
55926 Dexter, MN15.1 km away
55977 Taopi, MN17.2 km away
50476 Stacyville, IA18.5 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Mower County100% of this ZIP code's land area
Time zoneCentral (UTC-06:00 standard)
Daylight saving timeObserved
Land area61.02 sq mi
Population density17 people per sq mi
Latitude, longitude43.6036, -92.8319

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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