Postal Codes

55318 ZIP Code

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ZIP code 55318 covers Chaska, Minnesota, with a population of about 29,884 and a median household income of $111,781.

Population
29,884749 per square mile
Median age
37.90.8 points below the US average
Median household income
$111,7811.3× the Minnesota median
Poverty rate
4.8%7.6 points below the US average
Typical home value
$488,168up 14.3% in five years
Median rent
$1,4301.2× the Minnesota median
Degree or higher
47.1%12.1 points above the US average
Homeownership
71%6 points above the US average
Time zone
Central UTC-06:00observes daylight saving time
Businesses
685

Where 55318 is

Chaska, Minnesota — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population29,884
Median age37.9
Family households70.3%
Born outside the US6.8%
Speaks a language other than English at home11.3%
White (non-Hispanic)81.5%
Black (non-Hispanic)1.8%
Asian (non-Hispanic)3.8%
Hispanic or Latino8.6%
Veterans4.7%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$111,781
Income per person$55,446
Poverty rate4.8%
Households on SNAP or cash assistance6.5%

Household income distribution

Under $10k1.8%
$10–15k1.5%
$15–20k2.1%
$20–25k1.1%
$25–30k1.9%
$30–35k4.4%
$35–40k2.0%
$40–45k1.1%
$45–50k2.2%
$50–60k4.5%
$60–75k7.9%
$75–100k14.2%
$100–125k10.5%
$125–150k7.9%
$150–200k16.7%
$200k or more20.3%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed15,050
Mean adjusted gross income$115,446
Returns declaring $200,000 or more14.4%
Returns, under $25k22.6%
Returns, $25k–$50k16.8%
Returns, $50k–$75k14.2%
Returns, $75k–$100k9.7%
Returns, $100k–$200k22.3%
Returns, $200k or more14.4%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$389,200
Median gross rent$1,430
Rent as a share of household income26.7%
Owner-occupied71%
Vacant homes1.1%
Median year built1994

What the homes are

Detached house60%
Attached house14.5%
2 to 4 units1.4%
5 to 19 units3.8%
20 or more units14.2%
Mobile home6%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$488,168as of 2026-07
Typical home value, 1 yearup 2.7%
Typical home value, 5 yearsup 14.3%
Typical home value, 10 yearsup 55.2%
Typical asking rent$1,976as of 2026-07
Typical asking rent, 1 yearup 2.5%
Typical home value since 2000
200020132026$488,168$226,049

$226,049 in 2000 to $488,168 in 2026.

Typical asking rent
202220242026$1,976$1,736

$1,736 in 2022 to $1,976 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate2.5%
Bachelor's degree or higher47.1%
High school diploma or higher92.6%
Works from home19.9%
Drives to work alone69.9%
Takes public transport0.9%
Commutes 45 minutes or more9%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity33% same as the national average of 33.4%
Diagnosed diabetes8.5% 3.5 pts below the national average of 12%
Currently smokes12.1% 1.1 pts below the national average of 13.2%
High blood pressure25.8% 8.3 pts below the national average of 34.1%
Fair or poor general health13.6% 6.7 pts below the national average of 20.3%
No health insurance (18–64)6.9% 4.4 pts below the national average of 11.3%
Depression23.5% 1.6 pts above the national average of 21.9%
No leisure-time physical activity20.1% 5.3 pts below the national average of 25.4%
Arthritis20% 5.1 pts below the national average of 25.1%
Binge drinking19.6% 3.6 pts above the national average of 16%
Taking blood pressure medication73.9% 0.8 pts below the national average of 74.7%
Cancer (non-skin)7.5% same as the national average of 7.7%
Current asthma9.8% 0.6 pts below the national average of 10.4%
Coronary heart disease4.7% 1.5 pts below the national average of 6.2%
Routine check-up in past year74.2% 2.5 pts below the national average of 76.7%
Cholesterol screening85.7% same as the national average of 85.9%
Cognitive disability11.6% 3.2 pts below the national average of 14.8%
Colorectal screening69.4% 5.1 pts above the national average of 64.3%
COPD4.4% 2.2 pts below the national average of 6.6%
Visited a dentist71.2% 9.9 pts above the national average of 61.3%
Any disability24% 6.7 pts below the national average of 30.7%
Lacks emotional support20.7% 4.1 pts below the national average of 24.8%
Food insecurity10% 7.1 pts below the national average of 17.1%
Received food stamps6.5% 7.8 pts below the national average of 14.3%
Hearing disability5.5% 1.2 pts below the national average of 6.7%
High cholesterol29.3% 6.9 pts below the national average of 36.2%
Housing insecurity8.5% 5.3 pts below the national average of 13.8%
Independent living disability6% 2.4 pts below the national average of 8.4%
Lacks transport6.2% 3 pts below the national average of 9.2%
Loneliness29.3% 5.1 pts below the national average of 34.4%
Mammography use80.4% 4.5 pts above the national average of 75.9%
Poor mental health (14+ days)14.3% 2.5 pts below the national average of 16.8%
Mobility disability9.2% 4.8 pts below the national average of 14%
Poor physical health (14+ days)10.2% 3.3 pts below the national average of 13.5%
Self-care disability2.6% 1.4 pts below the national average of 4%
Utility shut-off threat5.1% 3.7 pts below the national average of 8.8%
Sleeps under 7 hours27.9% 8.5 pts below the national average of 36.4%
Stroke2.5% 0.9 pts below the national average of 3.4%
All natural teeth lost6.9% 6.1 pts below the national average of 13%
Vision disability3.3% 2.3 pts below the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments685
People employed12,844
Annual payroll$926,352,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 40.3% of US census tracts
FEMA ratingVery Low to Relatively Moderate across the 12 census tracts this ZIP code covers
Expected annual loss67.1 out of 100
Community resilience99.3 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Strong wind94.6Very High at its worst in this ZIP code
Hail86.4Relatively High at its worst in this ZIP code
Landslide82.2Relatively Low at its worst in this ZIP code
Tornado76.5Relatively High at its worst in this ZIP code
Drought74.7Relatively Low at its worst in this ZIP code
Cold wave74.5Relatively High at its worst in this ZIP code
Wildfire67.9Relatively Low at its worst in this ZIP code
Heat wave63.8Relatively Moderate at its worst in this ZIP code
Ice storm63.3Relatively Moderate at its worst in this ZIP code
Winter weather57.7Relatively Moderate at its worst in this ZIP code
Lightning42.2Relatively Moderate at its worst in this ZIP code
River flooding37.1Relatively Moderate at its worst in this ZIP code
Earthquake2.7Very Low at its worst in this ZIP code
Compared with Minnesota and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPMinnesotaUnited States
Median household income$111,781$87,556$78,538
Income per person$55,446$46,957$43,289
Poverty rate4.8%9.2%12.4%
Median home value$389,200$305,500$303,400
Median gross rent$1,430$1,235$1,348
Homeownership71%72.4%65%
Bachelor's degree or higher47.1%38.8%35%
Unemployment rate2.5%3.9%5.2%
Works from home19.9%15.8%13.5%
Born outside the US6.8%8.6%13.9%
Median age37.938.638.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationCHASKA 2NW, MN US2 km away
Rain in a year34 in
Snow in a year52 in

Average high and low by month

January22.6°F / 3.9°F0.85 in rain, 7.8 in snow
February27.2°F / 7.4°F0.9 in rain, 11.4 in snow
March40.2°F / 19.1°F1.66 in rain, 8 in snow
April55.5°F / 33°F3.24 in rain, 4 in snow
May68°F / 44.4°F4.41 in rain
June78°F / 55.5°F5.28 in rain
July82.6°F / 60.2°F4.1 in rain
August80.3°F / 57.9°F4.58 in rain
September73.3°F / 49.7°F3.26 in rain
October58.3°F / 36.4°F2.84 in rain, 0.3 in snow
November41.4°F / 23.7°F1.65 in rain, 3.5 in snow
December28°F / 11.5°F1.32 in rain, 16.6 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarket49% of this ZIP code's area
No vehicle and far from a supermarket17% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 2 school districts, so the address decides which one, not the ZIP code.

Eastern Carver County Public Schools94.3% of this ZIP code's land area
Waconia Public School District5.7% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability13more vulnerable than 13% of US census tracts
Socioeconomic status9more vulnerable than 9% of US census tracts
Household characteristics29more vulnerable than 29% of US census tracts
Racial and ethnic minority status23more vulnerable than 23% of US census tracts
Housing type and transport28more vulnerable than 28% of US census tracts
Walkability7.5 out of 20Below average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

55386 Victoria, MN6.9 km away
55379 Shakopee, MN7.6 km away
55317 Chanhassen, MN8.9 km away
55331 Excelsior, MN10.8 km away
55315 Carver, MN11.7 km away
55550 Young America, MN12.5 km away
55551 Young America, MN12.5 km away
55553 Young America, MN12.5 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Carver County100% of this ZIP code's land area
Time zoneCentral (UTC-06:00 standard)
Daylight saving timeObserved
Land area39.92 sq mi
Water area1.72 sq mi
Population density749 people per sq mi
Latitude, longitude44.8061, -93.6083

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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