Postal Codes

55124 ZIP Code

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ZIP code 55124 covers Saint Paul, Minnesota, with a population of about 55,675 and a median household income of $99,354.

Population
55,6753,301 per square mile
Median age
371.7 points below the US average
Median household income
$99,3541.1× the Minnesota median
Poverty rate
5.9%6.5 points below the US average
Typical home value
$381,775up 11% in five years
Median rent
$1,6761.4× the Minnesota median
Degree or higher
45.9%10.9 points above the US average
Homeownership
73%8 points above the US average
Time zone
Central UTC-06:00observes daylight saving time
Businesses
1,072

Where 55124 is

Saint Paul, Minnesota — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population55,675
Median age37
Family households66.4%
Born outside the US12.1%
Speaks a language other than English at home15.3%
White (non-Hispanic)68.5%
Black (non-Hispanic)10.5%
Asian (non-Hispanic)6.3%
Hispanic or Latino7.3%
Veterans6.4%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$99,354
Income per person$48,881
Poverty rate5.9%
Households on SNAP or cash assistance7.2%

Household income distribution

Under $10k2.3%
$10–15k1.1%
$15–20k1.3%
$20–25k3.0%
$25–30k2.1%
$30–35k2.3%
$35–40k2.7%
$40–45k2.5%
$45–50k3.1%
$50–60k6.3%
$60–75k8.5%
$75–100k15.0%
$100–125k11.0%
$125–150k10.0%
$150–200k13.9%
$200k or more14.8%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed28,690
Mean adjusted gross income$90,745
Returns declaring $200,000 or more8.6%
Returns, under $25k22.1%
Returns, $25k–$50k19.6%
Returns, $50k–$75k16.2%
Returns, $75k–$100k11.4%
Returns, $100k–$200k22.0%
Returns, $200k or more8.6%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$354,200
Median gross rent$1,676
Rent as a share of household income31%
Owner-occupied73%
Vacant homes2%
Median year built1990

What the homes are

Detached house50.6%
Attached house27.8%
2 to 4 units1.8%
5 to 19 units3%
20 or more units14.4%
Mobile home2.3%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$381,775as of 2026-07
Typical home value, 1 yearup 1.5%
Typical home value, 5 yearsup 11%
Typical home value, 10 yearsup 57.3%
Typical asking rent$1,916as of 2026-07
Typical asking rent, 1 yeardown 1.5%
Typical asking rent, 5 yearsup 14.3%
Typical home value since 2000
200020132026$381,775$157,854

$157,854 in 2000 to $381,775 in 2026.

Typical asking rent
201820222026$1,946$1,440

$1,440 in 2018 to $1,916 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate3.9%
Bachelor's degree or higher45.9%
High school diploma or higher95.5%
Works from home19.9%
Drives to work alone67.9%
Takes public transport2.1%
Commutes 45 minutes or more12.6%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity34.9% 1.5 pts above the national average of 33.4%
Diagnosed diabetes10.1% 1.9 pts below the national average of 12%
Currently smokes11.7% 1.5 pts below the national average of 13.2%
High blood pressure30.4% 3.7 pts below the national average of 34.1%
Fair or poor general health15.1% 5.2 pts below the national average of 20.3%
No health insurance (18–64)7.4% 3.9 pts below the national average of 11.3%
Depression23.3% 1.4 pts above the national average of 21.9%
No leisure-time physical activity23.3% 2.1 pts below the national average of 25.4%
Arthritis22.9% 2.2 pts below the national average of 25.1%
Binge drinking16.7% 0.7 pts above the national average of 16%
Taking blood pressure medication77.8% 3.1 pts above the national average of 74.7%
Cancer (non-skin)8.4% 0.7 pts above the national average of 7.7%
Current asthma10.1% same as the national average of 10.4%
Coronary heart disease5.3% 0.9 pts below the national average of 6.2%
Routine check-up in past year76% 0.7 pts below the national average of 76.7%
Cholesterol screening87.3% 1.4 pts above the national average of 85.9%
Cognitive disability11.6% 3.2 pts below the national average of 14.8%
Colorectal screening70.3% 6 pts above the national average of 64.3%
COPD4.9% 1.7 pts below the national average of 6.6%
Visited a dentist71% 9.7 pts above the national average of 61.3%
Any disability26.5% 4.2 pts below the national average of 30.7%
Lacks emotional support20.4% 4.4 pts below the national average of 24.8%
Food insecurity10.5% 6.6 pts below the national average of 17.1%
Received food stamps7.4% 6.9 pts below the national average of 14.3%
Hearing disability6.2% 0.5 pts below the national average of 6.7%
High cholesterol34.8% 1.4 pts below the national average of 36.2%
Housing insecurity8.6% 5.2 pts below the national average of 13.8%
Independent living disability6.5% 1.9 pts below the national average of 8.4%
Lacks transport6.5% 2.7 pts below the national average of 9.2%
Loneliness29.4% 5 pts below the national average of 34.4%
Mammography use78.9% 3 pts above the national average of 75.9%
Poor mental health (14+ days)14.3% 2.5 pts below the national average of 16.8%
Mobility disability11.1% 2.9 pts below the national average of 14%
Poor physical health (14+ days)11.2% 2.3 pts below the national average of 13.5%
Self-care disability2.9% 1.1 pts below the national average of 4%
Utility shut-off threat5.8% 3 pts below the national average of 8.8%
Sleeps under 7 hours28.8% 7.6 pts below the national average of 36.4%
Stroke2.9% 0.5 pts below the national average of 3.4%
All natural teeth lost7.4% 5.6 pts below the national average of 13%
Vision disability3.8% 1.8 pts below the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments1,072
People employed13,899
Annual payroll$607,296,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 37.8% of US census tracts
FEMA ratingVery Low to Relatively Moderate across the 13 census tracts this ZIP code covers
Expected annual loss44.8 out of 100
Community resilience88 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Strong wind93.4Very High at its worst in this ZIP code
Hail84.3Relatively High at its worst in this ZIP code
Tornado79.5Relatively High at its worst in this ZIP code
Winter weather70.9Relatively High at its worst in this ZIP code
Cold wave66.5Relatively High at its worst in this ZIP code
Landslide65.1Relatively Low at its worst in this ZIP code
Lightning52.5Relatively Moderate at its worst in this ZIP code
Heat wave39.2Relatively Moderate at its worst in this ZIP code
River flooding38.5Relatively Moderate at its worst in this ZIP code
Wildfire38.3Very Low at its worst in this ZIP code
Drought25.3Very Low at its worst in this ZIP code
Ice storm21.1Very Low at its worst in this ZIP code
Earthquake2.9Very Low at its worst in this ZIP code
Compared with Minnesota and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPMinnesotaUnited States
Median household income$99,354$87,556$78,538
Income per person$48,881$46,957$43,289
Poverty rate5.9%9.2%12.4%
Median home value$354,200$305,500$303,400
Median gross rent$1,676$1,235$1,348
Homeownership73%72.4%65%
Bachelor's degree or higher45.9%38.8%35%
Unemployment rate3.9%3.9%5.2%
Works from home19.9%15.8%13.5%
Born outside the US12.1%8.6%13.9%
Median age3738.638.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationROSEMOUNT RSCH & OUTREACH CTR, MN US9.1 km away
Rain in a year34 in

Average high and low by month

January22.2°F / 3.3°F0.96 in rain
February27°F / 6.9°F0.9 in rain
March39.9°F / 20.4°F1.8 in rain
April55.8°F / 33.7°F3.1 in rain
May67.8°F / 46.6°F4.32 in rain
June77.3°F / 57.1°F4.88 in rain
July81.3°F / 60.9°F4.51 in rain
August79°F / 58.4°F4.43 in rain
September72.2°F / 50.1°F3.44 in rain
October58.6°F / 36.9°F2.86 in rain
November41.5°F / 23.4°F1.71 in rain
December27.7°F / 10.8°F1.21 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarket3% of this ZIP code's area
Far from a supermarket80% of this ZIP code's area
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 2 school districts, so the address decides which one, not the ZIP code.

Rosemount-Apple Valley-Eagan99% of this ZIP code's land area
Burnsville-Eagan-Savage School District1% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability32more vulnerable than 32% of US census tracts
Socioeconomic status23more vulnerable than 23% of US census tracts
Household characteristics46more vulnerable than 46% of US census tracts
Racial and ethnic minority status40more vulnerable than 40% of US census tracts
Housing type and transport42more vulnerable than 42% of US census tracts
Walkability11.9 out of 20Above average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

55122 Saint Paul, MN4.3 km away
55337 Burnsville, MN5.9 km away
55068 Rosemount, MN6.2 km away
55306 Burnsville, MN7.4 km away
55123 Saint Paul, MN7.9 km away
55044 Lakeville, MN9.4 km away
55024 Farmington, MN10.4 km away
55425 Minneapolis, MN10.7 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Dakota County100% of this ZIP code's land area
Time zoneCentral (UTC-06:00 standard)
Daylight saving timeObserved
Land area16.86 sq mi
Water area0.68 sq mi
Population density3,301 people per sq mi
Latitude, longitude44.7497, -93.2029

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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