Postal Codes

55107 ZIP Code

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ZIP code 55107 covers Saint Paul, Minnesota, with a population of about 15,533 and a median household income of $78,125.

Population
15,5333,780 per square mile
Median age
362.7 points below the US average
Median household income
$78,12511% below the Minnesota median
Poverty rate
16.4%4 points above the US average
Typical home value
$272,851up 4.6% in five years
Median rent
$1,3351.1× the Minnesota median
Degree or higher
31.2%3.8 points below the US average
Homeownership
60.5%4.5 points below the US average
Time zone
Central UTC-06:00observes daylight saving time
Businesses
347

Where 55107 is

Saint Paul, Minnesota — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population15,533
Median age36
Family households57.3%
Born outside the US17.5%
Speaks a language other than English at home28.2%
White (non-Hispanic)46.6%
Black (non-Hispanic)12.9%
Asian (non-Hispanic)9.1%
Hispanic or Latino22.6%
Veterans7.6%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$78,125
Income per person$36,472
Poverty rate16.4%
Households on SNAP or cash assistance16.9%

Household income distribution

Under $10k6.9%
$10–15k3.9%
$15–20k3.0%
$20–25k4.2%
$25–30k1.2%
$30–35k3.1%
$35–40k2.7%
$40–45k2.8%
$45–50k3.7%
$50–60k8.3%
$60–75k7.7%
$75–100k15.3%
$100–125k11.0%
$125–150k7.6%
$150–200k9.1%
$200k or more9.5%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed6,580
Mean adjusted gross income$58,168
Returns declaring $200,000 or more2%
Returns, under $25k28.7%
Returns, $25k–$50k28.1%
Returns, $50k–$75k18.5%
Returns, $75k–$100k10.5%
Returns, $100k–$200k12.2%
Returns, $200k or more2.0%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$259,900
Median gross rent$1,335
Rent as a share of household income33%
Owner-occupied60.5%
Vacant homes3.8%
Median year built1938

What the homes are

Detached house54.5%
Attached house5%
2 to 4 units18.1%
5 to 19 units5.3%
20 or more units16.6%
Mobile home0.4%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$272,851as of 2026-07
Typical home value, 1 yearup 0.6%
Typical home value, 5 yearsup 4.6%
Typical home value, 10 yearsup 64%
Typical asking rent$1,531as of 2026-07
Typical asking rent, 1 yearup 3.3%
Typical home value since 2000
200020132026$275,425$84,331

$84,331 in 2000 to $272,851 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate5.2%
Bachelor's degree or higher31.2%
High school diploma or higher89.4%
Works from home16.4%
Drives to work alone61.1%
Takes public transport3.9%
Commutes 45 minutes or more6%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity36.9% 3.5 pts above the national average of 33.4%
Diagnosed diabetes11.7% same as the national average of 12%
Currently smokes15.2% 2 pts above the national average of 13.2%
High blood pressure30.1% 4 pts below the national average of 34.1%
Fair or poor general health22.4% 2.1 pts above the national average of 20.3%
No health insurance (18–64)12.2% 0.9 pts above the national average of 11.3%
Depression26.9% 5 pts above the national average of 21.9%
No leisure-time physical activity24% 1.4 pts below the national average of 25.4%
Arthritis19.6% 5.5 pts below the national average of 25.1%
Binge drinking16.5% 0.5 pts above the national average of 16%
Taking blood pressure medication72.1% 2.6 pts below the national average of 74.7%
Cancer (non-skin)6.2% 1.5 pts below the national average of 7.7%
Current asthma10.6% same as the national average of 10.4%
Coronary heart disease5.6% 0.6 pts below the national average of 6.2%
Routine check-up in past year72.6% 4.1 pts below the national average of 76.7%
Cholesterol screening81.9% 4 pts below the national average of 85.9%
Cognitive disability15.9% 1.1 pts above the national average of 14.8%
Colorectal screening64% same as the national average of 64.3%
COPD5.6% 1 pts below the national average of 6.6%
Visited a dentist60.1% 1.2 pts below the national average of 61.3%
Any disability31.3% 0.6 pts above the national average of 30.7%
Lacks emotional support26.7% 1.9 pts above the national average of 24.8%
Food insecurity21.4% 4.3 pts above the national average of 17.1%
Received food stamps15.4% 1.1 pts above the national average of 14.3%
Hearing disability6.2% 0.5 pts below the national average of 6.7%
High cholesterol32% 4.2 pts below the national average of 36.2%
Housing insecurity16.3% 2.5 pts above the national average of 13.8%
Independent living disability8.9% 0.5 pts above the national average of 8.4%
Lacks transport11.9% 2.7 pts above the national average of 9.2%
Loneliness38.6% 4.2 pts above the national average of 34.4%
Mammography use77.2% 1.3 pts above the national average of 75.9%
Poor mental health (14+ days)17.9% 1.1 pts above the national average of 16.8%
Mobility disability13.3% 0.7 pts below the national average of 14%
Poor physical health (14+ days)13.4% same as the national average of 13.5%
Self-care disability4.2% same as the national average of 4%
Utility shut-off threat10% 1.2 pts above the national average of 8.8%
Sleeps under 7 hours31.3% 5.1 pts below the national average of 36.4%
Stroke3.1% same as the national average of 3.4%
All natural teeth lost12.9% same as the national average of 13%
Vision disability5.8% same as the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments347
People employed8,787
Annual payroll$635,942,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 44.1% of US census tracts
FEMA ratingVery Low to Relatively Moderate across the 4 census tracts this ZIP code covers
Expected annual loss36.3 out of 100
Community resilience89.9 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Landslide96.7Relatively Moderate at its worst in this ZIP code
Hail89.3Relatively High at its worst in this ZIP code
Cold wave85.6Very High at its worst in this ZIP code
Tornado83.5Relatively High at its worst in this ZIP code
Heat wave76.7Relatively High at its worst in this ZIP code
Winter weather58.6Relatively Moderate at its worst in this ZIP code
Strong wind54Relatively Moderate at its worst in this ZIP code
River flooding31.6Relatively Low at its worst in this ZIP code
Wildfire28.7Very Low at its worst in this ZIP code
Lightning24.2Relatively Low at its worst in this ZIP code
Ice storm16.8Very Low at its worst in this ZIP code
Earthquake2.2Very Low at its worst in this ZIP code
Compared with Minnesota and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPMinnesotaUnited States
Median household income$78,125$87,556$78,538
Income per person$36,472$46,957$43,289
Poverty rate16.4%9.2%12.4%
Median home value$259,900$305,500$303,400
Median gross rent$1,335$1,235$1,348
Homeownership60.5%72.4%65%
Bachelor's degree or higher31.2%38.8%35%
Unemployment rate5.2%3.9%5.2%
Works from home16.4%15.8%13.5%
Born outside the US17.5%8.6%13.9%
Median age3638.638.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationST PAUL DOWNTOWN AP, MN US2.6 km away
Rain in a year29 in

Average high and low by month

January23.9°F / 8.6°F0.48 in rain
February28.7°F / 12.9°F0.52 in rain
March41.7°F / 24.6°F1.43 in rain
April56.8°F / 37.2°F2.58 in rain
May68.9°F / 48.9°F3.97 in rain
June78.5°F / 59.2°F4.63 in rain
July82.6°F / 64°F3.97 in rain
August80.4°F / 61.7°F4.1 in rain
September72.4°F / 53.4°F3.08 in rain
October58°F / 40°F2.47 in rain
November42.1°F / 27.1°F1.32 in rain
December28.6°F / 14.8°F0.65 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

St. Paul Public School District100% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability81more vulnerable than 81% of US census tracts
Socioeconomic status68more vulnerable than 68% of US census tracts
Household characteristics85more vulnerable than 85% of US census tracts
Racial and ethnic minority status73more vulnerable than 73% of US census tracts
Housing type and transport78more vulnerable than 78% of US census tracts
Walkability14.1 out of 20Above average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

55146 Saint Paul, MN1.2 km away
55145 Saint Paul, MN1.4 km away
55170 Saint Paul, MN1.4 km away
55101 Saint Paul, MN2.1 km away
55155 Saint Paul, MN2.3 km away
55102 Saint Paul, MN2.6 km away
55103 Saint Paul, MN4.1 km away
55118 Saint Paul, MN4.2 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Ramsey County100% of this ZIP code's land area
Time zoneCentral (UTC-06:00 standard)
Daylight saving timeObserved
Land area4.11 sq mi
Water area0.54 sq mi
Population density3,780 people per sq mi
Latitude, longitude44.9325, -93.0880

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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