Postal Codes

55049 ZIP Code

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ZIP code 55049 covers Medford, Minnesota, with a population of about 2,634 and a median household income of $90,700.

Population
2,63457 per square mile
Median age
37.11.6 points below the US average
Median household income
$90,700about the Minnesota median
Poverty rate
6.2%6.2 points below the US average
Typical home value
$320,293up 26.8% in five years
Median rent
$1,250about the Minnesota median
Degree or higher
20.8%14.2 points below the US average
Homeownership
84.1%19.1 points above the US average
Time zone
Central UTC-06:00observes daylight saving time
Businesses
67

Where 55049 is

Medford, Minnesota — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population2,634
Median age37.1
Family households74.4%
Born outside the US9.6%
Speaks a language other than English at home14.2%
White (non-Hispanic)76.3%
Black (non-Hispanic)1.2%
Asian (non-Hispanic)1%
Hispanic or Latino19.9%
Veterans6%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$90,700
Income per person$37,522
Poverty rate6.2%
Households on SNAP or cash assistance8.2%

Household income distribution

Under $10k4.4%
$10–15k2.7%
$15–20k0.9%
$20–25k2.6%
$25–30k1.6%
$30–35k1.0%
$35–40k0.8%
$40–45k2.5%
$45–50k2.6%
$50–60k6.4%
$60–75k13.4%
$75–100k20.7%
$100–125k14.1%
$125–150k7.8%
$150–200k10.0%
$200k or more8.5%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed1,340
Mean adjusted gross income$70,178
Returns declaring $200,000 or more3.7%
Returns, under $25k23.9%
Returns, $25k–$50k23.9%
Returns, $50k–$75k17.2%
Returns, $75k–$100k11.2%
Returns, $100k–$200k20.1%
Returns, $200k or more3.7%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$233,100
Median gross rent$1,250
Rent as a share of household income21.5%
Owner-occupied84.1%
Vacant homes6.4%
Median year built1990

What the homes are

Detached house70.2%
Attached house1%
2 to 4 units1.9%
5 to 19 units2.2%
20 or more units2.2%
Mobile home22.4%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$320,293as of 2026-07
Typical home value, 1 yearup 3.3%
Typical home value, 5 yearsup 26.8%
Typical home value, 10 yearsup 91.5%
Typical home value since 2000
200920172026$320,293$139,101

$156,288 in 2009 to $320,293 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate4.2%
Bachelor's degree or higher20.8%
High school diploma or higher85.3%
Works from home8.7%
Drives to work alone79.1%
Takes public transport0.2%
Commutes 45 minutes or more11.1%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity38.6% 5.2 pts above the national average of 33.4%
Diagnosed diabetes10.8% 1.2 pts below the national average of 12%
Currently smokes15.8% 2.6 pts above the national average of 13.2%
High blood pressure32.3% 1.8 pts below the national average of 34.1%
Fair or poor general health17.6% 2.7 pts below the national average of 20.3%
No health insurance (18–64)8.8% 2.5 pts below the national average of 11.3%
Depression23.8% 1.9 pts above the national average of 21.9%
No leisure-time physical activity24.9% 0.5 pts below the national average of 25.4%
Arthritis23.7% 1.4 pts below the national average of 25.1%
Binge drinking18.7% 2.7 pts above the national average of 16%
Taking blood pressure medication76% 1.3 pts above the national average of 74.7%
Cancer (non-skin)8.4% 0.7 pts above the national average of 7.7%
Current asthma10% same as the national average of 10.4%
Coronary heart disease6.3% same as the national average of 6.2%
Routine check-up in past year73.3% 3.4 pts below the national average of 76.7%
Cholesterol screening84.6% 1.3 pts below the national average of 85.9%
Cognitive disability13.6% 1.2 pts below the national average of 14.8%
Colorectal screening65% 0.7 pts above the national average of 64.3%
COPD6.2% same as the national average of 6.6%
Visited a dentist63.1% 1.8 pts above the national average of 61.3%
Any disability28.1% 2.6 pts below the national average of 30.7%
Lacks emotional support21.7% 3.1 pts below the national average of 24.8%
Food insecurity12.7% 4.4 pts below the national average of 17.1%
Received food stamps8.9% 5.4 pts below the national average of 14.3%
Hearing disability7.2% 0.5 pts above the national average of 6.7%
High cholesterol33% 3.2 pts below the national average of 36.2%
Housing insecurity10.1% 3.7 pts below the national average of 13.8%
Independent living disability7.5% 0.9 pts below the national average of 8.4%
Lacks transport7.4% 1.8 pts below the national average of 9.2%
Loneliness30.7% 3.7 pts below the national average of 34.4%
Mammography use78.7% 2.8 pts above the national average of 75.9%
Poor mental health (14+ days)15.8% 1 pts below the national average of 16.8%
Mobility disability12.4% 1.6 pts below the national average of 14%
Poor physical health (14+ days)12.7% 0.8 pts below the national average of 13.5%
Self-care disability3.5% 0.5 pts below the national average of 4%
Utility shut-off threat6.3% 2.5 pts below the national average of 8.8%
Sleeps under 7 hours31.1% 5.3 pts below the national average of 36.4%
Stroke3.3% same as the national average of 3.4%
All natural teeth lost12.8% same as the national average of 13%
Vision disability4.4% 1.2 pts below the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments67
People employed579
Annual payroll$16,984,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 90.8% of US census tracts
FEMA ratingRelatively High
Expected annual loss93.5 out of 100
Community resilience96.1 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Strong wind99.5Very High at its worst in this ZIP code
Tornado98.1Very High at its worst in this ZIP code
Hail98Relatively High at its worst in this ZIP code
Drought96.5Relatively Moderate at its worst in this ZIP code
River flooding93.1Relatively High at its worst in this ZIP code
Cold wave89Relatively High at its worst in this ZIP code
Landslide88.8Relatively Low at its worst in this ZIP code
Winter weather86.8Relatively High at its worst in this ZIP code
Wildfire73.7Relatively Low at its worst in this ZIP code
Lightning63.8Relatively Moderate at its worst in this ZIP code
Ice storm40.5Relatively Low at its worst in this ZIP code
Heat wave33.7Relatively Low at its worst in this ZIP code
Earthquake11.4Very Low at its worst in this ZIP code
Compared with Minnesota and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPMinnesotaUnited States
Median household income$90,700$87,556$78,538
Income per person$37,522$46,957$43,289
Poverty rate6.2%9.2%12.4%
Median home value$233,100$305,500$303,400
Median gross rent$1,250$1,235$1,348
Homeownership84.1%72.4%65%
Bachelor's degree or higher20.8%38.8%35%
Unemployment rate4.2%3.9%5.2%
Works from home8.7%15.8%13.5%
Born outside the US9.6%8.6%13.9%
Median age37.138.638.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationOWATONNA, MN US8.6 km away
Rain in a year35 in
Snow in a year44 in

Average high and low by month

January22.2°F / 5.1°F0.87 in rain, 9.5 in snow
February26.8°F / 9.2°F0.89 in rain, 10.2 in snow
March39.6°F / 21.8°F1.99 in rain, 6.8 in snow
April55.3°F / 34.2°F3.18 in rain, 2.6 in snow
May67.7°F / 46.6°F4.61 in rain, 0.5 in snow
June78.3°F / 58°F5.28 in rain
July81.7°F / 62°F4.79 in rain
August79.4°F / 59.6°F4.84 in rain
September72.8°F / 51.4°F3.8 in rain
October58.7°F / 37.9°F2.48 in rain, 0.3 in snow
November41.6°F / 25.1°F1.65 in rain, 3.1 in snow
December27.9°F / 12.7°F1.08 in rain, 11.2 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 4 school districts, so the address decides which one, not the ZIP code.

Medford Public School District93.5% of this ZIP code's land area
Kenyon-Wanamingo School District3.2% of this ZIP code's land area
Faribault Public School District1.6% of this ZIP code's land area
Owatonna Public School District1.6% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability46more vulnerable than 46% of US census tracts
Socioeconomic status37more vulnerable than 37% of US census tracts
Household characteristics52more vulnerable than 52% of US census tracts
Racial and ethnic minority status35more vulnerable than 35% of US census tracts
Housing type and transport59more vulnerable than 59% of US census tracts
Walkability5.9 out of 20Below average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

55060 Owatonna, MN10.6 km away
55021 Faribault, MN13.7 km away
55087 Warsaw, MN14.6 km away
55052 Morristown, MN17.9 km away
55946 Kenyon, MN20 km away
56093 Waseca, MN23.6 km away
55053 Nerstrand, MN23.6 km away
56046 Hope, MN23.7 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Steele County90.9% of this ZIP code's land area
Rice County9.1% of this ZIP code's land area
Time zoneCentral (UTC-06:00 standard)
Daylight saving timeObserved
Land area46.31 sq mi
Water area0.07 sq mi
Population density57 people per sq mi
Latitude, longitude44.1741, -93.2437

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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