Postal Codes

54829 ZIP Code

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ZIP code 54829 covers Cumberland, Wisconsin, with a population of about 5,442 and a median household income of $61,276.

Population
5,44238 per square mile
Median age
47.58.8 points above the US average
Median household income
$61,27619% below the Wisconsin median
Poverty rate
16.3%3.9 points above the US average
Typical home value
$333,241up 34.6% in five years
Median rent
$89215% below the Wisconsin median
Degree or higher
26.9%8.1 points below the US average
Homeownership
79.3%14.3 points above the US average
Time zone
Central UTC-06:00observes daylight saving time
Businesses
143

Where 54829 is

Cumberland, Wisconsin — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population5,442
Median age47.5
Family households61.5%
Born outside the US2.8%
Speaks a language other than English at home4.3%
White (non-Hispanic)90.4%
Black (non-Hispanic)0.1%
Asian (non-Hispanic)1%
Hispanic or Latino2.8%
Veterans10.1%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$61,276
Income per person$35,649
Poverty rate16.3%
Households on SNAP or cash assistance13.8%

Household income distribution

Under $10k5.3%
$10–15k1.5%
$15–20k2.2%
$20–25k4.7%
$25–30k9.2%
$30–35k4.8%
$35–40k7.0%
$40–45k4.2%
$45–50k3.1%
$50–60k7.0%
$60–75k9.8%
$75–100k14.7%
$100–125k10.3%
$125–150k6.0%
$150–200k5.5%
$200k or more4.6%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed2,740
Mean adjusted gross income$69,188
Returns declaring $200,000 or more4%
Returns, under $25k26.6%
Returns, $25k–$50k24.5%
Returns, $50k–$75k17.2%
Returns, $75k–$100k10.9%
Returns, $100k–$200k16.8%
Returns, $200k or more4.0%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$214,900
Median gross rent$892
Rent as a share of household income31.2%
Owner-occupied79.3%
Vacant homes26.1%
Median year built1979

What the homes are

Detached house82.8%
Attached house2.5%
2 to 4 units2.6%
5 to 19 units2.1%
20 or more units3.7%
Mobile home6.3%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$333,241as of 2026-07
Typical home value, 1 yearup 4.6%
Typical home value, 5 yearsup 34.6%
Typical home value, 10 yearsup 100.9%
Typical home value since 2000
200920172026$333,241$147,151

$169,684 in 2009 to $333,241 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate4.8%
Bachelor's degree or higher26.9%
High school diploma or higher93.6%
Works from home7.1%
Drives to work alone80.3%
Takes public transport0.3%
Commutes 45 minutes or more11%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity39% 5.6 pts above the national average of 33.4%
Diagnosed diabetes14.3% 2.3 pts above the national average of 12%
Currently smokes16% 2.8 pts above the national average of 13.2%
High blood pressure38.6% 4.5 pts above the national average of 34.1%
Fair or poor general health20.9% 0.6 pts above the national average of 20.3%
No health insurance (18–64)8% 3.3 pts below the national average of 11.3%
Depression23.6% 1.7 pts above the national average of 21.9%
No leisure-time physical activity30.9% 5.5 pts above the national average of 25.4%
Arthritis31.7% 6.6 pts above the national average of 25.1%
Binge drinking17.4% 1.4 pts above the national average of 16%
Taking blood pressure medication81.6% 6.9 pts above the national average of 74.7%
Cancer (non-skin)10.6% 2.9 pts above the national average of 7.7%
Current asthma11% 0.6 pts above the national average of 10.4%
Coronary heart disease9% 2.8 pts above the national average of 6.2%
Routine check-up in past year79.3% 2.6 pts above the national average of 76.7%
Cholesterol screening87.1% 1.2 pts above the national average of 85.9%
Cognitive disability13.8% 1 pts below the national average of 14.8%
Colorectal screening69.6% 5.3 pts above the national average of 64.3%
COPD8.9% 2.3 pts above the national average of 6.6%
Visited a dentist61.8% 0.5 pts above the national average of 61.3%
Any disability33.7% 3 pts above the national average of 30.7%
Lacks emotional support19.9% 4.9 pts below the national average of 24.8%
Food insecurity13.1% 4 pts below the national average of 17.1%
Received food stamps14.5% same as the national average of 14.3%
Hearing disability9.3% 2.6 pts above the national average of 6.7%
High cholesterol37.9% 1.7 pts above the national average of 36.2%
Housing insecurity9.6% 4.2 pts below the national average of 13.8%
Independent living disability9.3% 0.9 pts above the national average of 8.4%
Lacks transport7% 2.2 pts below the national average of 9.2%
Loneliness29.6% 4.8 pts below the national average of 34.4%
Mammography use77.7% 1.8 pts above the national average of 75.9%
Poor mental health (14+ days)15.5% 1.3 pts below the national average of 16.8%
Mobility disability17.2% 3.2 pts above the national average of 14%
Poor physical health (14+ days)15.4% 1.9 pts above the national average of 13.5%
Self-care disability4.5% 0.5 pts above the national average of 4%
Utility shut-off threat5.8% 3 pts below the national average of 8.8%
Sleeps under 7 hours31.9% 4.5 pts below the national average of 36.4%
Stroke4.5% 1.1 pts above the national average of 3.4%
All natural teeth lost12.1% 0.9 pts below the national average of 13%
Vision disability5.5% same as the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments143
People employed1,549
Annual payroll$77,602,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 75.1% of US census tracts
FEMA ratingVery Low to Relatively High across the 6 census tracts this ZIP code covers
Expected annual loss69.9 out of 100
Community resilience55.3 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Cold wave98.2Very High at its worst in this ZIP code
Strong wind93.2Very High at its worst in this ZIP code
Hail93.1Relatively High at its worst in this ZIP code
Lightning88.4Relatively High at its worst in this ZIP code
Tornado82.6Relatively High at its worst in this ZIP code
Drought78.3Relatively Low at its worst in this ZIP code
Heat wave76.6Relatively High at its worst in this ZIP code
Winter weather75.2Relatively High at its worst in this ZIP code
Wildfire67.5Relatively Low at its worst in this ZIP code
Landslide59.2Very Low at its worst in this ZIP code
River flooding58.4Relatively Moderate at its worst in this ZIP code
Ice storm53.1Relatively Low at its worst in this ZIP code
Earthquake4Very Low at its worst in this ZIP code
Compared with Wisconsin and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPWisconsinUnited States
Median household income$61,276$75,670$78,538
Income per person$35,649$42,019$43,289
Poverty rate16.3%10.6%12.4%
Median home value$214,900$247,400$303,400
Median gross rent$892$1,045$1,348
Homeownership79.3%67.9%65%
Bachelor's degree or higher26.9%32.8%35%
Unemployment rate4.8%3.3%5.2%
Works from home7.1%11.6%13.5%
Born outside the US2.8%5.1%13.9%
Median age47.540.138.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationCUMBERLAND, WI US1 km away
Rain in a year34 in
Snow in a year56 in

Average high and low by month

January19.1°F / 0.3°F0.95 in rain, 11.4 in snow
February24.3°F / 2.7°F0.99 in rain, 10.6 in snow
March37.1°F / 15.5°F1.69 in rain, 9.2 in snow
April51.6°F / 30.4°F2.83 in rain, 4.6 in snow
May64.7°F / 44°F3.84 in rain, 0.4 in snow
June74.7°F / 54.9°F4.54 in rain
July79°F / 59.4°F4.47 in rain
August76.9°F / 57.3°F4.4 in rain
September68.5°F / 48.1°F3.61 in rain
October54°F / 35.1°F3.28 in rain, 0.7 in snow
November38°F / 22°F1.86 in rain, 7.1 in snow
December24.3°F / 8.7°F1.29 in rain, 11.6 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarket4% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 4 school districts, so the address decides which one, not the ZIP code.

Cumberland School District81.6% of this ZIP code's land area
Luck School District13.1% of this ZIP code's land area
Barron Area School District3.9% of this ZIP code's land area
Turtle Lake School District1.2% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability54more vulnerable than 54% of US census tracts
Socioeconomic status48more vulnerable than 48% of US census tracts
Household characteristics54more vulnerable than 54% of US census tracts
Racial and ethnic minority status17more vulnerable than 17% of US census tracts
Housing type and transport71more vulnerable than 71% of US census tracts
Walkability6 out of 20Below average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

54826 Comstock, WI7 km away
54813 Barronett, WI8.8 km away
54805 Almena, WI13.6 km away
54889 Turtle Lake, WI17.6 km away
54841 Haugen, WI20.9 km away
54812 Barron, WI20.9 km away
54868 Rice Lake, WI23 km away
54871 Shell Lake, WI24.3 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Barron County74.9% of this ZIP code's land area
Polk County25.1% of this ZIP code's land area
Time zoneCentral (UTC-06:00 standard)
Daylight saving timeObserved
Land area143.47 sq mi
Water area7.4 sq mi
Population density38 people per sq mi
Latitude, longitude45.5403, -92.0297

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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