Postal Codes

54745 ZIP Code

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ZIP code 54745 covers Holcombe, Wisconsin, with a population of about 2,232 and a median household income of $69,722.

Population
2,23217 per square mile
Median age
56.918.2 points above the US average
Median household income
$69,7228% below the Wisconsin median
Poverty rate
10.1%2.3 points below the US average
Typical home value
$336,543up 37.3% in five years
Median rent
$9687% below the Wisconsin median
Degree or higher
15.8%19.2 points below the US average
Homeownership
87.4%22.4 points above the US average
Time zone
Central UTC-06:00observes daylight saving time
Businesses
49

Where 54745 is

Holcombe, Wisconsin — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population2,232
Median age56.9
Family households68.3%
Born outside the US0.2%
Speaks a language other than English at home1.4%
White (non-Hispanic)98%
Black (non-Hispanic)0%
Asian (non-Hispanic)0.1%
Hispanic or Latino0.4%
Veterans10.5%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$69,722
Income per person$39,398
Poverty rate10.1%
Households on SNAP or cash assistance5.9%

Household income distribution

Under $10k2.7%
$10–15k5.2%
$15–20k1.8%
$20–25k4.0%
$25–30k5.9%
$30–35k3.4%
$35–40k6.9%
$40–45k2.4%
$45–50k2.8%
$50–60k7.0%
$60–75k16.7%
$75–100k12.4%
$100–125k9.9%
$125–150k6.8%
$150–200k6.0%
$200k or more6.2%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed1,050
Mean adjusted gross income$92,110
Returns declaring $200,000 or more4.8%
Returns, under $25k26.7%
Returns, $25k–$50k21.0%
Returns, $50k–$75k16.2%
Returns, $75k–$100k13.3%
Returns, $100k–$200k18.1%
Returns, $200k or more4.8%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$227,300
Median gross rent$968
Rent as a share of household income19.6%
Owner-occupied87.4%
Vacant homes41%
Median year built1979

What the homes are

Detached house85%
Attached house1%
2 to 4 units2.1%
5 to 19 units0.4%
Mobile home11.3%
Boat, RV or van0.3%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$336,543as of 2026-07
Typical home value, 1 yearup 4.8%
Typical home value, 5 yearsup 37.3%
Typical home value, 10 yearsup 95.8%
Typical home value since 2000
200920172026$336,543$155,337

$163,856 in 2009 to $336,543 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate3.3%
Bachelor's degree or higher15.8%
High school diploma or higher94.6%
Works from home11%
Drives to work alone79.4%
Takes public transport0%
Commutes 45 minutes or more23%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity43.1% 9.7 pts above the national average of 33.4%
Diagnosed diabetes15.5% 3.5 pts above the national average of 12%
Currently smokes17.7% 4.5 pts above the national average of 13.2%
High blood pressure42.1% 8 pts above the national average of 34.1%
Fair or poor general health23% 2.7 pts above the national average of 20.3%
No health insurance (18–64)7.9% 3.4 pts below the national average of 11.3%
Depression23.6% 1.7 pts above the national average of 21.9%
No leisure-time physical activity33% 7.6 pts above the national average of 25.4%
Arthritis35.8% 10.7 pts above the national average of 25.1%
Binge drinking16.1% same as the national average of 16%
Taking blood pressure medication83.1% 8.4 pts above the national average of 74.7%
Cancer (non-skin)11.6% 3.9 pts above the national average of 7.7%
Current asthma11.4% 1 pts above the national average of 10.4%
Coronary heart disease10.1% 3.9 pts above the national average of 6.2%
Routine check-up in past year79.6% 2.9 pts above the national average of 76.7%
Cholesterol screening87.9% 2 pts above the national average of 85.9%
Cognitive disability14.1% 0.7 pts below the national average of 14.8%
Colorectal screening71.2% 6.9 pts above the national average of 64.3%
COPD10.2% 3.6 pts above the national average of 6.6%
Visited a dentist64.5% 3.2 pts above the national average of 61.3%
Any disability38% 7.3 pts above the national average of 30.7%
Lacks emotional support19.8% 5 pts below the national average of 24.8%
Food insecurity12.4% 4.7 pts below the national average of 17.1%
Received food stamps14.7% same as the national average of 14.3%
Hearing disability10.3% 3.6 pts above the national average of 6.7%
High cholesterol40.6% 4.4 pts above the national average of 36.2%
Housing insecurity9% 4.8 pts below the national average of 13.8%
Independent living disability9.8% 1.4 pts above the national average of 8.4%
Lacks transport6.7% 2.5 pts below the national average of 9.2%
Loneliness29% 5.4 pts below the national average of 34.4%
Mammography use75.9% same as the national average of 75.9%
Poor mental health (14+ days)15.3% 1.5 pts below the national average of 16.8%
Mobility disability19% 5 pts above the national average of 14%
Poor physical health (14+ days)16.6% 3.1 pts above the national average of 13.5%
Self-care disability4.9% 0.9 pts above the national average of 4%
Utility shut-off threat5.5% 3.3 pts below the national average of 8.8%
Sleeps under 7 hours31.8% 4.6 pts below the national average of 36.4%
Stroke4.9% 1.5 pts above the national average of 3.4%
All natural teeth lost12.4% 0.6 pts below the national average of 13%
Vision disability5.7% same as the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments49
People employed280
Annual payroll$12,422,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 73.8% of US census tracts
FEMA ratingRelatively Low to Relatively Moderate across the 5 census tracts this ZIP code covers
Expected annual loss71.6 out of 100
Community resilience70.3 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Cold wave96.7Very High at its worst in this ZIP code
Strong wind89.5Relatively High at its worst in this ZIP code
Lightning87.8Relatively High at its worst in this ZIP code
Hail85.5Relatively High at its worst in this ZIP code
Landslide82.6Relatively Low at its worst in this ZIP code
River flooding79.9Relatively High at its worst in this ZIP code
Winter weather76.8Relatively High at its worst in this ZIP code
Tornado74.8Relatively High at its worst in this ZIP code
Wildfire62Very Low at its worst in this ZIP code
Ice storm51.3Relatively Low at its worst in this ZIP code
Heat wave48.6Relatively Moderate at its worst in this ZIP code
Drought33.2Relatively Low at its worst in this ZIP code
Earthquake5Very Low at its worst in this ZIP code
Compared with Wisconsin and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPWisconsinUnited States
Median household income$69,722$75,670$78,538
Income per person$39,398$42,019$43,289
Poverty rate10.1%10.6%12.4%
Median home value$227,300$247,400$303,400
Median gross rent$968$1,045$1,348
Homeownership87.4%67.9%65%
Bachelor's degree or higher15.8%32.8%35%
Unemployment rate3.3%3.3%5.2%
Works from home11%11.6%13.5%
Born outside the US0.2%5.1%13.9%
Median age56.940.138.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationHOLCOMBE, WI US3.1 km away
Rain in a year33 in

Average high and low by month

January22.3°F / 2.3°F1.03 in rain
February27.6°F / 5.5°F1.02 in rain
March39.1°F / 18.3°F1.72 in rain
April53.5°F / 32.3°F3.01 in rain
May66.2°F / 44.5°F3.86 in rain
June75.1°F / 54.3°F4.71 in rain
July79.6°F / 58.7°F3.87 in rain
August77.4°F / 56.4°F4.26 in rain
September69.6°F / 47.9°F3.67 in rain
October56.1°F / 35.8°F3.04 in rain
November39.9°F / 23.8°F1.85 in rain
December27.7°F / 11.6°F1.29 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarket2% of this ZIP code's area
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 2 school districts, so the address decides which one, not the ZIP code.

Lake Holcombe School District97.1% of this ZIP code's land area
Cornell School District2% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability50more vulnerable than 50% of US census tracts
Socioeconomic status50more vulnerable than 50% of US census tracts
Household characteristics57more vulnerable than 57% of US census tracts
Racial and ethnic minority status7more vulnerable than 7% of US census tracts
Housing type and transport60more vulnerable than 60% of US census tracts
Walkability5.2 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

54732 Cornell, WI10.4 km away
54731 Conrath, WI12.6 km away
54766 Sheldon, WI18.7 km away
54748 Jim Falls, WI20.5 km away
54848 Ladysmith, WI24.6 km away
54433 Gilman, WI25 km away
54819 Bruce, WI25.1 km away
54439 Hannibal, WI26.9 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Chippewa County85.1% of this ZIP code's land area
Rusk County14.9% of this ZIP code's land area
Time zoneCentral (UTC-06:00 standard)
Daylight saving timeObserved
Land area129.81 sq mi
Water area7.36 sq mi
Population density17 people per sq mi
Latitude, longitude45.2513, -91.1330

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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