Postal Codes

54729 ZIP Code

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ZIP code 54729 covers Chippewa Falls, Wisconsin, with a population of about 34,853 and a median household income of $76,603.

Population
34,853211 per square mile
Median age
42.94.2 points above the US average
Median household income
$76,603about the Wisconsin median
Poverty rate
7.8%4.6 points below the US average
Typical home value
$344,872up 30.4% in five years
Median rent
$1,022about the Wisconsin median
Degree or higher
29.7%5.3 points below the US average
Homeownership
70.8%5.8 points above the US average
Time zone
Central UTC-06:00observes daylight saving time
Businesses
879

Where 54729 is

Chippewa Falls, Wisconsin — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population34,853
Median age42.9
Family households59.6%
Born outside the US2.1%
Speaks a language other than English at home4.3%
White (non-Hispanic)92.6%
Black (non-Hispanic)1.4%
Asian (non-Hispanic)1.8%
Hispanic or Latino1.6%
Veterans7.4%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$76,603
Income per person$43,112
Poverty rate7.8%
Households on SNAP or cash assistance9.8%

Household income distribution

Under $10k2.5%
$10–15k3.1%
$15–20k3.0%
$20–25k3.0%
$25–30k5.5%
$30–35k2.4%
$35–40k2.8%
$40–45k3.1%
$45–50k4.3%
$50–60k7.8%
$60–75k11.6%
$75–100k13.2%
$100–125k12.6%
$125–150k7.0%
$150–200k9.1%
$200k or more8.9%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed17,390
Mean adjusted gross income$75,939
Returns declaring $200,000 or more4.5%
Returns, under $25k25.0%
Returns, $25k–$50k23.7%
Returns, $50k–$75k16.7%
Returns, $75k–$100k11.6%
Returns, $100k–$200k18.5%
Returns, $200k or more4.5%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$263,900
Median gross rent$1,022
Rent as a share of household income25.7%
Owner-occupied70.8%
Vacant homes4.6%
Median year built1980

What the homes are

Detached house69.9%
Attached house6.9%
2 to 4 units11.7%
5 to 19 units5.8%
20 or more units3.2%
Mobile home2.4%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$344,872as of 2026-07
Typical home value, 1 yearup 2.4%
Typical home value, 5 yearsup 30.4%
Typical home value, 10 yearsup 96%
Typical asking rent$1,372as of 2026-07
Typical asking rent, 1 yearup 4.4%
Typical home value since 2000
200920172026$344,872$148,434

$157,657 in 2009 to $344,872 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate3.3%
Bachelor's degree or higher29.7%
High school diploma or higher94.8%
Works from home10.7%
Drives to work alone78.1%
Takes public transport0.1%
Commutes 45 minutes or more5.1%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity41.2% 7.8 pts above the national average of 33.4%
Diagnosed diabetes11.2% 0.8 pts below the national average of 12%
Currently smokes15% 1.8 pts above the national average of 13.2%
High blood pressure33.7% same as the national average of 34.1%
Fair or poor general health18.1% 2.2 pts below the national average of 20.3%
No health insurance (18–64)7.1% 4.2 pts below the national average of 11.3%
Depression24.3% 2.4 pts above the national average of 21.9%
No leisure-time physical activity27.2% 1.8 pts above the national average of 25.4%
Arthritis27.9% 2.8 pts above the national average of 25.1%
Binge drinking20% 4 pts above the national average of 16%
Taking blood pressure medication77.8% 3.1 pts above the national average of 74.7%
Cancer (non-skin)9.2% 1.5 pts above the national average of 7.7%
Current asthma11.2% 0.8 pts above the national average of 10.4%
Coronary heart disease6.9% 0.7 pts above the national average of 6.2%
Routine check-up in past year76.1% 0.6 pts below the national average of 76.7%
Cholesterol screening86% same as the national average of 85.9%
Cognitive disability13.4% 1.4 pts below the national average of 14.8%
Colorectal screening68.5% 4.2 pts above the national average of 64.3%
COPD6.9% same as the national average of 6.6%
Visited a dentist67.4% 6.1 pts above the national average of 61.3%
Any disability32% 1.3 pts above the national average of 30.7%
Lacks emotional support19.7% 5.1 pts below the national average of 24.8%
Food insecurity10.6% 6.5 pts below the national average of 17.1%
Received food stamps11.7% 2.6 pts below the national average of 14.3%
Hearing disability7.5% 0.8 pts above the national average of 6.7%
High cholesterol34.7% 1.5 pts below the national average of 36.2%
Housing insecurity8.9% 4.9 pts below the national average of 13.8%
Independent living disability8.1% same as the national average of 8.4%
Lacks transport6.3% 2.9 pts below the national average of 9.2%
Loneliness29.7% 4.7 pts below the national average of 34.4%
Mammography use76.7% 0.8 pts above the national average of 75.9%
Poor mental health (14+ days)15.8% 1 pts below the national average of 16.8%
Mobility disability13.5% 0.5 pts below the national average of 14%
Poor physical health (14+ days)13.5% same as the national average of 13.5%
Self-care disability3.6% same as the national average of 4%
Utility shut-off threat5.2% 3.6 pts below the national average of 8.8%
Sleeps under 7 hours32.8% 3.6 pts below the national average of 36.4%
Stroke3.4% same as the national average of 3.4%
All natural teeth lost11.3% 1.7 pts below the national average of 13%
Vision disability4.3% 1.3 pts below the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments879
People employed14,046
Annual payroll$705,022,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 78.6% of US census tracts
FEMA ratingRelatively Low to Relatively High across the 11 census tracts this ZIP code covers
Expected annual loss83.5 out of 100
Community resilience74.2 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Cold wave96.9Very High at its worst in this ZIP code
Strong wind94.2Very High at its worst in this ZIP code
Lightning89.8Very High at its worst in this ZIP code
Hail89.1Relatively High at its worst in this ZIP code
Landslide88Relatively Low at its worst in this ZIP code
River flooding83.9Relatively High at its worst in this ZIP code
Tornado80.3Relatively High at its worst in this ZIP code
Winter weather80.2Relatively High at its worst in this ZIP code
Ice storm65.6Relatively Moderate at its worst in this ZIP code
Wildfire63.8Relatively Low at its worst in this ZIP code
Heat wave55.3Relatively Moderate at its worst in this ZIP code
Drought26.4Very Low at its worst in this ZIP code
Earthquake5.7Very Low at its worst in this ZIP code
Compared with Wisconsin and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPWisconsinUnited States
Median household income$76,603$75,670$78,538
Income per person$43,112$42,019$43,289
Poverty rate7.8%10.6%12.4%
Median home value$263,900$247,400$303,400
Median gross rent$1,022$1,045$1,348
Homeownership70.8%67.9%65%
Bachelor's degree or higher29.7%32.8%35%
Unemployment rate3.3%3.3%5.2%
Works from home10.7%11.6%13.5%
Born outside the US2.1%5.1%13.9%
Median age42.940.138.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationEAU CLAIRE RGNL AP, WI US10.8 km away
Rain in a year33 in
Snow in a year55 in

Average high and low by month

January23.4°F / 5.8°F1.03 in rain, 13.5 in snow
February28.4°F / 9.1°F1.1 in rain, 11.2 in snow
March41.3°F / 21.2°F1.97 in rain, 9.6 in snow
April56.5°F / 33.2°F3.08 in rain, 4.3 in snow
May69.6°F / 45.1°F3.91 in rain, 0.4 in snow
June78.7°F / 55.5°F4.83 in rain
July82.8°F / 59.8°F3.61 in rain
August80.4°F / 57.7°F4.18 in rain
September72.3°F / 49.3°F3.65 in rain
October58°F / 36.9°F2.49 in rain, 0.7 in snow
November42°F / 24.7°F1.79 in rain, 4.7 in snow
December28.7°F / 12.6°F1.35 in rain, 11 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarket5% of this ZIP code's area
Far from a supermarket35% of this ZIP code's area
No vehicle and far from a supermarket18% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 4 school districts, so the address decides which one, not the ZIP code.

Chippewa Falls Area School District92.6% of this ZIP code's land area
Fall Creek School District2.7% of this ZIP code's land area
Cadott Community School District2.7% of this ZIP code's land area
Bloomer School District1.7% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability21more vulnerable than 21% of US census tracts
Socioeconomic status22more vulnerable than 22% of US census tracts
Household characteristics19more vulnerable than 19% of US census tracts
Racial and ethnic minority status8more vulnerable than 8% of US census tracts
Housing type and transport47more vulnerable than 47% of US census tracts
Walkability5.8 out of 20Below average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

54774 Chippewa Falls, WI0 km away
54703 Eau Claire, WI14.9 km away
54720 Altoona, WI15.4 km away
54702 Eau Claire, WI16.3 km away
54727 Cadott, WI17.8 km away
54701 Eau Claire, WI18.6 km away
54724 Bloomer, WI19.9 km away
54748 Jim Falls, WI20 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Chippewa County96.9% of this ZIP code's land area
Eau Claire County3.1% of this ZIP code's land area
Time zoneCentral (UTC-06:00 standard)
Daylight saving timeObserved
Land area165.04 sq mi
Water area11.19 sq mi
Population density211 people per sq mi
Latitude, longitude44.9369, -91.3929

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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