Postal Codes

54642 ZIP Code

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ZIP code 54642 covers Melrose, Wisconsin, with a population of about 2,360 and a median household income of $71,007.

Population
2,36026 per square mile
Median age
38.5about the US average
Median household income
$71,0076% below the Wisconsin median
Poverty rate
15.4%3 points above the US average
Typical home value
$261,164up 31.4% in five years
Degree or higher
18.7%16.3 points below the US average
Homeownership
84.8%19.8 points above the US average
Time zone
Central UTC-06:00observes daylight saving time
Businesses
29

Where 54642 is

Melrose, Wisconsin — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population2,360
Median age38.5
Family households70.5%
Born outside the US0.6%
Speaks a language other than English at home4.4%
White (non-Hispanic)91.4%
Black (non-Hispanic)0%
Asian (non-Hispanic)0.6%
Hispanic or Latino2.9%
Veterans7.4%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$71,007
Income per person$34,612
Poverty rate15.4%
Households on SNAP or cash assistance11.8%

Household income distribution

Under $10k3.4%
$10–15k3.9%
$15–20k4.7%
$20–25k4.2%
$25–30k3.7%
$30–35k5.9%
$35–40k2.8%
$40–45k2.8%
$45–50k2.9%
$50–60k4.9%
$60–75k17.3%
$75–100k11.7%
$100–125k11.4%
$125–150k8.7%
$150–200k6.6%
$200k or more5.2%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed970
Mean adjusted gross income$64,724
Returns declaring $200,000 or more2.1%
Returns, under $25k25.8%
Returns, $25k–$50k23.7%
Returns, $50k–$75k18.6%
Returns, $75k–$100k12.4%
Returns, $100k–$200k17.5%
Returns, $200k or more2.1%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$195,600
Owner-occupied84.8%
Vacant homes9%
Median year built1974

What the homes are

Detached house85.4%
Attached house1.6%
2 to 4 units0.4%
5 to 19 units2.8%
Mobile home9.8%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$261,164as of 2026-07
Typical home value, 1 yearup 9.3%
Typical home value, 5 yearsup 31.4%
Typical home value, 10 yearsup 81.6%
Typical home value since 2000
201220192026$261,164$126,087

$126,087 in 2012 to $261,164 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate4%
Bachelor's degree or higher18.7%
High school diploma or higher93.3%
Works from home11.5%
Drives to work alone71.3%
Takes public transport0%
Commutes 45 minutes or more24.7%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity39.5% 6.1 pts above the national average of 33.4%
Diagnosed diabetes11.9% same as the national average of 12%
Currently smokes17% 3.8 pts above the national average of 13.2%
High blood pressure35% 0.9 pts above the national average of 34.1%
Fair or poor general health19.9% same as the national average of 20.3%
No health insurance (18–64)8.2% 3.1 pts below the national average of 11.3%
Depression25.1% 3.2 pts above the national average of 21.9%
No leisure-time physical activity29.5% 4.1 pts above the national average of 25.4%
Arthritis28.5% 3.4 pts above the national average of 25.1%
Binge drinking18.6% 2.6 pts above the national average of 16%
Taking blood pressure medication77.4% 2.7 pts above the national average of 74.7%
Cancer (non-skin)8.7% 1 pts above the national average of 7.7%
Current asthma11.4% 1 pts above the national average of 10.4%
Coronary heart disease7.4% 1.2 pts above the national average of 6.2%
Routine check-up in past year76.7% same as the national average of 76.7%
Cholesterol screening84.2% 1.7 pts below the national average of 85.9%
Cognitive disability14.9% same as the national average of 14.8%
Colorectal screening67.7% 3.4 pts above the national average of 64.3%
COPD7.9% 1.3 pts above the national average of 6.6%
Visited a dentist62.4% 1.1 pts above the national average of 61.3%
Any disability32.8% 2.1 pts above the national average of 30.7%
Lacks emotional support20.3% 4.5 pts below the national average of 24.8%
Food insecurity13.4% 3.7 pts below the national average of 17.1%
Received food stamps15% 0.7 pts above the national average of 14.3%
Hearing disability7.8% 1.1 pts above the national average of 6.7%
High cholesterol35.3% 0.9 pts below the national average of 36.2%
Housing insecurity10.3% 3.5 pts below the national average of 13.8%
Independent living disability9.1% 0.7 pts above the national average of 8.4%
Lacks transport7.4% 1.8 pts below the national average of 9.2%
Loneliness30.9% 3.5 pts below the national average of 34.4%
Mammography use77.8% 1.9 pts above the national average of 75.9%
Poor mental health (14+ days)17.3% 0.5 pts above the national average of 16.8%
Mobility disability14.9% 0.9 pts above the national average of 14%
Poor physical health (14+ days)14.7% 1.2 pts above the national average of 13.5%
Self-care disability4.1% same as the national average of 4%
Utility shut-off threat6.1% 2.7 pts below the national average of 8.8%
Sleeps under 7 hours35.1% 1.3 pts below the national average of 36.4%
Stroke3.7% same as the national average of 3.4%
All natural teeth lost12.6% same as the national average of 13%
Vision disability4.9% 0.7 pts below the national average of 5.6%
Business and employment

Census ZIP Code Business Patterns 2022

Business establishments29
People employed106
Annual payroll$3,834,000
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Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 90% of US census tracts
FEMA ratingRelatively Moderate to Relatively High across the 3 census tracts this ZIP code covers
Expected annual loss86.6 out of 100
Community resilience41.7 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Landslide98.7Relatively Moderate at its worst in this ZIP code
Cold wave98.2Very High at its worst in this ZIP code
Strong wind97.2Very High at its worst in this ZIP code
Hail94.6Relatively High at its worst in this ZIP code
River flooding94.1Relatively High at its worst in this ZIP code
Drought93.1Relatively Moderate at its worst in this ZIP code
Lightning86.5Very High at its worst in this ZIP code
Tornado83.2Relatively High at its worst in this ZIP code
Winter weather80.9Relatively High at its worst in this ZIP code
Ice storm78.7Relatively Moderate at its worst in this ZIP code
Heat wave78.5Relatively High at its worst in this ZIP code
Wildfire64.2Very Low at its worst in this ZIP code
Earthquake4.8Very Low at its worst in this ZIP code
Compared with Wisconsin and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPWisconsinUnited States
Median household income$71,007$75,670$78,538
Income per person$34,612$42,019$43,289
Poverty rate15.4%10.6%12.4%
Median home value$195,600$247,400$303,400
Median gross rent$1,045$1,348
Homeownership84.8%67.9%65%
Bachelor's degree or higher18.7%32.8%35%
Unemployment rate4%3.3%5.2%
Works from home11.5%11.6%13.5%
Born outside the US0.6%5.1%13.9%
Median age38.540.138.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationBLAIR, WI US22.5 km away
Rain in a year36 in
Snow in a year41 in

Average high and low by month

January24°F / 4.1°F1.01 in rain, 10 in snow
February29.3°F / 8.2°F1.21 in rain, 8.5 in snow
March41.4°F / 20.7°F1.66 in rain, 8.9 in snow
April55.5°F / 32.4°F3.31 in rain, 2.5 in snow
May67.6°F / 44.7°F4.76 in rain
June77.5°F / 55.2°F5.04 in rain
July81.3°F / 58.8°F4.44 in rain
August79.4°F / 56.2°F4.64 in rain
September71.7°F / 48.1°F4.07 in rain
October57.9°F / 34.7°F2.51 in rain, 0.2 in snow
November42.4°F / 23.9°F1.78 in rain, 2.2 in snow
December29.2°F / 12.1°F1.18 in rain, 8.8 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarket93% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 4 school districts, so the address decides which one, not the ZIP code.

Melrose-Mindoro School District81.4% of this ZIP code's land area
Blair-Taylor School District8.3% of this ZIP code's land area
Black River Falls School District6% of this ZIP code's land area
Galesville-Ettrick-Trempealeau School District4.3% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability44more vulnerable than 44% of US census tracts
Socioeconomic status47more vulnerable than 47% of US census tracts
Household characteristics37more vulnerable than 37% of US census tracts
Racial and ethnic minority status8more vulnerable than 8% of US census tracts
Housing type and transport63more vulnerable than 63% of US census tracts
Walkability4.4 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

54644 Mindoro, WI12.3 km away
54620 Cataract, WI17.1 km away
54659 Taylor, WI17.7 km away
54627 Ettrick, WI17.9 km away
54616 Blair, WI22.7 km away
54636 Holmen, WI24.4 km away
54615 Black River Falls, WI24.4 km away
54630 Galesville, WI25.7 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Jackson County92.8% of this ZIP code's land area
Trempealeau County4.3% of this ZIP code's land area
La Crosse County2.9% of this ZIP code's land area
Time zoneCentral (UTC-06:00 standard)
Daylight saving timeObserved
Land area92.21 sq mi
Water area0.54 sq mi
Population density26 people per sq mi
Latitude, longitude44.1382, -91.0445

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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