Postal Codes

54220 ZIP Code

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ZIP code 54220 covers Manitowoc, Wisconsin, with a population of about 40,739 and a median household income of $65,188.

Population
40,739413 per square mile
Median age
44.65.9 points above the US average
Median household income
$65,18814% below the Wisconsin median
Poverty rate
12.6%about the US average
Typical home value
$246,579up 52.4% in five years
Median rent
$79024% below the Wisconsin median
Degree or higher
23.9%11.1 points below the US average
Homeownership
69.8%4.8 points above the US average
Time zone
Central UTC-06:00observes daylight saving time
Businesses
920

Where 54220 is

Manitowoc, Wisconsin — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population40,739
Median age44.6
Family households60.3%
Born outside the US4%
Speaks a language other than English at home8%
White (non-Hispanic)84.9%
Black (non-Hispanic)1.4%
Asian (non-Hispanic)4.3%
Hispanic or Latino6%
Veterans7.9%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$65,188
Income per person$37,355
Poverty rate12.6%
Households on SNAP or cash assistance14.4%

Household income distribution

Under $10k3.8%
$10–15k5.3%
$15–20k4.3%
$20–25k2.8%
$25–30k3.8%
$30–35k4.0%
$35–40k4.2%
$40–45k6.0%
$45–50k3.6%
$50–60k7.7%
$60–75k13.1%
$75–100k12.2%
$100–125k11.1%
$125–150k6.5%
$150–200k6.3%
$200k or more5.4%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed19,810
Mean adjusted gross income$71,401
Returns declaring $200,000 or more3.3%
Returns, under $25k27.7%
Returns, $25k–$50k26.4%
Returns, $50k–$75k17.3%
Returns, $75k–$100k10.5%
Returns, $100k–$200k14.8%
Returns, $200k or more3.3%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$159,500
Median gross rent$790
Rent as a share of household income23.6%
Owner-occupied69.8%
Vacant homes8.2%
Median year built1960

What the homes are

Detached house65.9%
Attached house3%
2 to 4 units14.6%
5 to 19 units8.4%
20 or more units5.5%
Mobile home2.7%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$246,579as of 2026-07
Typical home value, 1 yearup 5.4%
Typical home value, 5 yearsup 52.4%
Typical home value, 10 yearsup 126%
Typical asking rent$1,076as of 2026-07
Typical home value since 2000
200020132026$246,579$92,476

$92,476 in 2000 to $246,579 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate2.4%
Bachelor's degree or higher23.9%
High school diploma or higher91.3%
Works from home6.2%
Drives to work alone81%
Takes public transport0.8%
Commutes 45 minutes or more7.7%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity39.4% 6 pts above the national average of 33.4%
Diagnosed diabetes12.3% same as the national average of 12%
Currently smokes15.4% 2.2 pts above the national average of 13.2%
High blood pressure36.9% 2.8 pts above the national average of 34.1%
Fair or poor general health19.5% 0.8 pts below the national average of 20.3%
No health insurance (18–64)8.8% 2.5 pts below the national average of 11.3%
Depression21.9% same as the national average of 21.9%
No leisure-time physical activity31.4% 6 pts above the national average of 25.4%
Arthritis29.7% 4.6 pts above the national average of 25.1%
Binge drinking18.6% 2.6 pts above the national average of 16%
Taking blood pressure medication78.4% 3.7 pts above the national average of 74.7%
Cancer (non-skin)9.7% 2 pts above the national average of 7.7%
Current asthma10.9% 0.5 pts above the national average of 10.4%
Coronary heart disease7.7% 1.5 pts above the national average of 6.2%
Routine check-up in past year78.2% 1.5 pts above the national average of 76.7%
Cholesterol screening85.8% same as the national average of 85.9%
Cognitive disability13.6% 1.2 pts below the national average of 14.8%
Colorectal screening68.3% 4 pts above the national average of 64.3%
COPD7.9% 1.3 pts above the national average of 6.6%
Visited a dentist65.6% 4.3 pts above the national average of 61.3%
Any disability30.8% same as the national average of 30.7%
Lacks emotional support19.6% 5.2 pts below the national average of 24.8%
Food insecurity13% 4.1 pts below the national average of 17.1%
Received food stamps13.9% same as the national average of 14.3%
Hearing disability8.1% 1.4 pts above the national average of 6.7%
High cholesterol35.9% same as the national average of 36.2%
Housing insecurity9.7% 4.1 pts below the national average of 13.8%
Independent living disability8.9% 0.5 pts above the national average of 8.4%
Lacks transport7% 2.2 pts below the national average of 9.2%
Loneliness30% 4.4 pts below the national average of 34.4%
Mammography use79.2% 3.3 pts above the national average of 75.9%
Poor mental health (14+ days)15.3% 1.5 pts below the national average of 16.8%
Mobility disability15.5% 1.5 pts above the national average of 14%
Poor physical health (14+ days)14.4% 0.9 pts above the national average of 13.5%
Self-care disability4% same as the national average of 4%
Utility shut-off threat5.7% 3.1 pts below the national average of 8.8%
Sleeps under 7 hours34.8% 1.6 pts below the national average of 36.4%
Stroke3.9% 0.5 pts above the national average of 3.4%
All natural teeth lost12.7% same as the national average of 13%
Vision disability5.1% 0.5 pts below the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments920
People employed18,103
Annual payroll$790,673,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 66.8% of US census tracts
FEMA ratingRelatively Low to Relatively Moderate across the 13 census tracts this ZIP code covers
Expected annual loss69.5 out of 100
Community resilience99.1 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Hail97Very High at its worst in this ZIP code
Cold wave91.4Very High at its worst in this ZIP code
Tornado79.2Relatively High at its worst in this ZIP code
Strong wind79Relatively High at its worst in this ZIP code
Heat wave77.5Relatively High at its worst in this ZIP code
Lightning77.1Relatively High at its worst in this ZIP code
Landslide72.7Relatively Low at its worst in this ZIP code
Winter weather71.8Relatively High at its worst in this ZIP code
River flooding70Relatively High at its worst in this ZIP code
Wildfire59.7Very Low at its worst in this ZIP code
Coastal flooding55Relatively Low at its worst in this ZIP code
Hurricane30.5Very Low at its worst in this ZIP code
Ice storm27.8Relatively Low at its worst in this ZIP code
Earthquake13.9Very Low at its worst in this ZIP code
Compared with Wisconsin and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPWisconsinUnited States
Median household income$65,188$75,670$78,538
Income per person$37,355$42,019$43,289
Poverty rate12.6%10.6%12.4%
Median home value$159,500$247,400$303,400
Median gross rent$790$1,045$1,348
Homeownership69.8%67.9%65%
Bachelor's degree or higher23.9%32.8%35%
Unemployment rate2.4%3.3%5.2%
Works from home6.2%11.6%13.5%
Born outside the US4%5.1%13.9%
Median age44.640.138.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationMANITOWOC, WI US2.7 km away
Rain in a year31 in
Snow in a year35 in

Average high and low by month

January26.5°F / 13.4°F1.78 in rain, 7.8 in snow
February29.4°F / 15.8°F1.24 in rain, 10 in snow
March38.5°F / 24.6°F1.75 in rain, 3.2 in snow
April50°F / 34.4°F3.29 in rain, 1.4 in snow
May61.5°F / 44.2°F3.44 in rain
June71.6°F / 54.3°F4.05 in rain
July76.9°F / 60.3°F3.5 in rain
August75.7°F / 60.3°F3.44 in rain
September68.6°F / 53.1°F2.42 in rain
October56°F / 42°F2.91 in rain, 0.2 in snow
November43°F / 30.4°F1.98 in rain, 0.9 in snow
December31.8°F / 19.8°F1.65 in rain, 11.1 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarket11% of this ZIP code's area
Far from a supermarket27% of this ZIP code's area
No vehicle and far from a supermarket27% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 3 school districts, so the address decides which one, not the ZIP code.

Manitowoc School District68.3% of this ZIP code's land area
Valders Area School District22.8% of this ZIP code's land area
Mishicot School District8.9% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability27more vulnerable than 27% of US census tracts
Socioeconomic status15more vulnerable than 15% of US census tracts
Household characteristics43more vulnerable than 43% of US census tracts
Racial and ethnic minority status11more vulnerable than 11% of US census tracts
Housing type and transport53more vulnerable than 53% of US census tracts
Walkability5.3 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

54221 Manitowoc, WI7.7 km away
54241 Two Rivers, WI10.9 km away
54214 Francis Creek, WI11.8 km away
54247 Whitelaw, WI13.3 km away
53063 Newton, WI15 km away
54215 Kellnersville, WI16.9 km away
54245 Valders, WI17 km away
54228 Mishicot, WI18.5 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Manitowoc County100% of this ZIP code's land area
Time zoneCentral (UTC-06:00 standard)
Daylight saving timeObserved
Land area98.75 sq mi
Water area6.28 sq mi
Population density413 people per sq mi
Latitude, longitude44.0971, -87.6823

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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