Postal Codes

54024 ZIP Code

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ZIP code 54024 covers Saint Croix Falls, Wisconsin, with a population of about 5,020 and a median household income of $76,455.

Population
5,02060 per square mile
Median age
46.67.9 points above the US average
Median household income
$76,455about the Wisconsin median
Poverty rate
6.2%6.2 points below the US average
Typical home value
$342,105up 22.3% in five years
Median rent
$90913% below the Wisconsin median
Degree or higher
24.6%10.4 points below the US average
Homeownership
75.9%10.9 points above the US average
Time zone
Central UTC-06:00observes daylight saving time
Businesses
203

Where 54024 is

Saint Croix Falls, Wisconsin — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population5,020
Median age46.6
Family households63.6%
Born outside the US1.3%
Speaks a language other than English at home1.5%
White (non-Hispanic)93.1%
Black (non-Hispanic)0%
Asian (non-Hispanic)0.4%
Hispanic or Latino1.6%
Veterans11.9%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$76,455
Income per person$41,668
Poverty rate6.2%
Households on SNAP or cash assistance9.8%

Household income distribution

Under $10k2.2%
$10–15k2.0%
$15–20k1.8%
$20–25k4.0%
$25–30k4.5%
$30–35k2.9%
$35–40k2.4%
$40–45k2.7%
$45–50k7.6%
$50–60k8.7%
$60–75k9.7%
$75–100k14.8%
$100–125k11.2%
$125–150k4.6%
$150–200k13.8%
$200k or more7.1%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed2,620
Mean adjusted gross income$77,029
Returns declaring $200,000 or more5%
Returns, under $25k24.8%
Returns, $25k–$50k22.9%
Returns, $50k–$75k16.8%
Returns, $75k–$100k11.5%
Returns, $100k–$200k19.1%
Returns, $200k or more5.0%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$248,900
Median gross rent$909
Rent as a share of household income17.5%
Owner-occupied75.9%
Vacant homes18.1%
Median year built1982

What the homes are

Detached house76.2%
Attached house4.7%
2 to 4 units5.2%
5 to 19 units7.5%
20 or more units1.1%
Mobile home4.5%
Boat, RV or van0.7%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$342,105as of 2026-07
Typical home value, 1 yearup 2.5%
Typical home value, 5 yearsup 22.3%
Typical home value, 10 yearsup 93.6%
Typical home value since 2000
200720162026$342,105$138,949

$166,340 in 2007 to $342,105 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate4.5%
Bachelor's degree or higher24.6%
High school diploma or higher91.5%
Works from home9.9%
Drives to work alone80.8%
Takes public transport0%
Commutes 45 minutes or more23.6%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity36% 2.6 pts above the national average of 33.4%
Diagnosed diabetes13.1% 1.1 pts above the national average of 12%
Currently smokes15% 1.8 pts above the national average of 13.2%
High blood pressure37.5% 3.4 pts above the national average of 34.1%
Fair or poor general health19% 1.3 pts below the national average of 20.3%
No health insurance (18–64)7.3% 4 pts below the national average of 11.3%
Depression23% 1.1 pts above the national average of 21.9%
No leisure-time physical activity28.4% 3 pts above the national average of 25.4%
Arthritis32.9% 7.8 pts above the national average of 25.1%
Binge drinking17.7% 1.7 pts above the national average of 16%
Taking blood pressure medication80.9% 6.2 pts above the national average of 74.7%
Cancer (non-skin)10.5% 2.8 pts above the national average of 7.7%
Current asthma11% 0.6 pts above the national average of 10.4%
Coronary heart disease8.1% 1.9 pts above the national average of 6.2%
Routine check-up in past year78.6% 1.9 pts above the national average of 76.7%
Cholesterol screening87.7% 1.8 pts above the national average of 85.9%
Cognitive disability13.2% 1.6 pts below the national average of 14.8%
Colorectal screening69% 4.7 pts above the national average of 64.3%
COPD8.1% 1.5 pts above the national average of 6.6%
Visited a dentist67.5% 6.2 pts above the national average of 61.3%
Any disability32.9% 2.2 pts above the national average of 30.7%
Lacks emotional support19.1% 5.7 pts below the national average of 24.8%
Food insecurity11.3% 5.8 pts below the national average of 17.1%
Received food stamps12% 2.3 pts below the national average of 14.3%
Hearing disability8.8% 2.1 pts above the national average of 6.7%
High cholesterol39.9% 3.7 pts above the national average of 36.2%
Housing insecurity8.6% 5.2 pts below the national average of 13.8%
Independent living disability8.6% same as the national average of 8.4%
Lacks transport6.3% 2.9 pts below the national average of 9.2%
Loneliness29.8% 4.6 pts below the national average of 34.4%
Mammography use80.2% 4.3 pts above the national average of 75.9%
Poor mental health (14+ days)15.2% 1.6 pts below the national average of 16.8%
Mobility disability16.2% 2.2 pts above the national average of 14%
Poor physical health (14+ days)14.4% 0.9 pts above the national average of 13.5%
Self-care disability4.1% same as the national average of 4%
Utility shut-off threat5.1% 3.7 pts below the national average of 8.8%
Sleeps under 7 hours28% 8.4 pts below the national average of 36.4%
Stroke4.1% 0.7 pts above the national average of 3.4%
All natural teeth lost10.1% 2.9 pts below the national average of 13%
Vision disability4.8% 0.8 pts below the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments203
People employed3,223
Annual payroll$143,689,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 45.7% of US census tracts
FEMA ratingRelatively Low to Relatively Moderate across the 6 census tracts this ZIP code covers
Expected annual loss49 out of 100
Community resilience42.3 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Cold wave93.2Very High at its worst in this ZIP code
Strong wind89.2Relatively High at its worst in this ZIP code
Hail87.8Relatively High at its worst in this ZIP code
Drought79Relatively Low at its worst in this ZIP code
Lightning78.6Relatively High at its worst in this ZIP code
Wildfire75.1Relatively Low at its worst in this ZIP code
Tornado70.9Relatively High at its worst in this ZIP code
Winter weather63.3Relatively Moderate at its worst in this ZIP code
Landslide61.4Very Low at its worst in this ZIP code
Heat wave45Relatively Moderate at its worst in this ZIP code
Ice storm42.7Relatively Low at its worst in this ZIP code
River flooding34.8Relatively Moderate at its worst in this ZIP code
Earthquake2.1Very Low at its worst in this ZIP code
Compared with Wisconsin and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPWisconsinUnited States
Median household income$76,455$75,670$78,538
Income per person$41,668$42,019$43,289
Poverty rate6.2%10.6%12.4%
Median home value$248,900$247,400$303,400
Median gross rent$909$1,045$1,348
Homeownership75.9%67.9%65%
Bachelor's degree or higher24.6%32.8%35%
Unemployment rate4.5%3.3%5.2%
Works from home9.9%11.6%13.5%
Born outside the US1.3%5.1%13.9%
Median age46.640.138.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationWILD RVR SP, MN US10.8 km away
Rain in a year32 in

Average high and low by month

January22.3°F / -0.1°F0.83 in rain
February27.3°F / 3.5°F1.01 in rain
March40.4°F / 17.4°F1.55 in rain
April55.3°F / 30°F2.98 in rain
May68.5°F / 42.5°F4.02 in rain
June77.6°F / 52.4°F4.19 in rain
July82.1°F / 57.6°F4.22 in rain
August79.9°F / 55.2°F4.01 in rain
September71.6°F / 46.9°F3.48 in rain
October57.3°F / 33.9°F3.21 in rain
November40.7°F / 21.7°F1.62 in rain
December27.4°F / 8.4°F1.27 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarket71% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 3 school districts, so the address decides which one, not the ZIP code.

St. Croix Falls School District86.9% of this ZIP code's land area
Grantsburg School District9% of this ZIP code's land area
Unity School District4.1% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability36more vulnerable than 36% of US census tracts
Socioeconomic status41more vulnerable than 41% of US census tracts
Household characteristics37more vulnerable than 37% of US census tracts
Racial and ethnic minority status4more vulnerable than 4% of US census tracts
Housing type and transport49more vulnerable than 49% of US census tracts
Walkability5.6 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

54006 Cushing, WI5.7 km away
54824 Centuria, WI8.4 km away
54858 Milltown, WI8.8 km away
55084 Taylors Falls, MN11.1 km away
55012 Center City, MN15.5 km away
54853 Luck, WI16.1 km away
54810 Balsam Lake, WI16.3 km away
54009 Dresser, WI17.7 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Polk County100% of this ZIP code's land area
Time zoneCentral (UTC-06:00 standard)
Daylight saving timeObserved
Land area83.52 sq mi
Water area2.82 sq mi
Population density60 people per sq mi
Latitude, longitude45.5097, -92.6117

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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