Postal Codes

53511 ZIP Code

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ZIP code 53511 covers Beloit, Wisconsin, with a population of about 48,305 and a median household income of $65,305.

Population
48,305421 per square mile
Median age
36.91.8 points below the US average
Median household income
$65,30514% below the Wisconsin median
Poverty rate
14.3%1.9 points above the US average
Typical home value
$223,118up 47% in five years
Median rent
$995about the Wisconsin median
Degree or higher
19.3%15.7 points below the US average
Homeownership
65.1%about the US average
Time zone
Central UTC-06:00observes daylight saving time
Businesses
867

Where 53511 is

Beloit, Wisconsin — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population48,305
Median age36.9
Family households58.8%
Born outside the US8.8%
Speaks a language other than English at home14.9%
White (non-Hispanic)63.6%
Black (non-Hispanic)10.9%
Asian (non-Hispanic)1.1%
Hispanic or Latino19.1%
Veterans5.8%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$65,305
Income per person$32,739
Poverty rate14.3%
Households on SNAP or cash assistance20.2%

Household income distribution

Under $10k5.9%
$10–15k3.3%
$15–20k2.5%
$20–25k4.2%
$25–30k4.7%
$30–35k4.3%
$35–40k5.1%
$40–45k3.8%
$45–50k3.3%
$50–60k9.2%
$60–75k9.3%
$75–100k16.2%
$100–125k9.7%
$125–150k5.1%
$150–200k7.4%
$200k or more5.9%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed22,760
Mean adjusted gross income$57,569
Returns declaring $200,000 or more2.5%
Returns, under $25k31.2%
Returns, $25k–$50k28.3%
Returns, $50k–$75k16.8%
Returns, $75k–$100k9.5%
Returns, $100k–$200k11.8%
Returns, $200k or more2.5%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$160,000
Median gross rent$995
Rent as a share of household income29.1%
Owner-occupied65.1%
Vacant homes6.2%
Median year built1959

What the homes are

Detached house77.5%
Attached house3.1%
2 to 4 units7.5%
5 to 19 units4.1%
20 or more units7%
Mobile home0.8%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$223,118as of 2026-07
Typical home value, 1 yearup 8%
Typical home value, 5 yearsup 47%
Typical home value, 10 yearsup 164.1%
Typical asking rent$1,337as of 2026-07
Typical asking rent, 1 yearup 7.2%
Typical home value since 2000
201220192026$223,118$69,760

$69,760 in 2012 to $223,118 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate5.4%
Bachelor's degree or higher19.3%
High school diploma or higher88.8%
Works from home6.4%
Drives to work alone79.1%
Takes public transport0.5%
Commutes 45 minutes or more14.4%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity44.1% 10.7 pts above the national average of 33.4%
Diagnosed diabetes13.6% 1.6 pts above the national average of 12%
Currently smokes16.2% 3 pts above the national average of 13.2%
High blood pressure34.4% same as the national average of 34.1%
Fair or poor general health22.8% 2.5 pts above the national average of 20.3%
No health insurance (18–64)11.8% 0.5 pts above the national average of 11.3%
Depression23.2% 1.3 pts above the national average of 21.9%
No leisure-time physical activity33.5% 8.1 pts above the national average of 25.4%
Arthritis26.8% 1.7 pts above the national average of 25.1%
Binge drinking16.1% same as the national average of 16%
Taking blood pressure medication76.9% 2.2 pts above the national average of 74.7%
Cancer (non-skin)7.7% same as the national average of 7.7%
Current asthma11.6% 1.2 pts above the national average of 10.4%
Coronary heart disease6.9% 0.7 pts above the national average of 6.2%
Routine check-up in past year76.5% same as the national average of 76.7%
Cholesterol screening83.7% 2.2 pts below the national average of 85.9%
Cognitive disability15.2% same as the national average of 14.8%
Colorectal screening65.6% 1.3 pts above the national average of 64.3%
COPD7.3% 0.7 pts above the national average of 6.6%
Visited a dentist60.4% 0.9 pts below the national average of 61.3%
Any disability34% 3.3 pts above the national average of 30.7%
Lacks emotional support23.5% 1.3 pts below the national average of 24.8%
Food insecurity18.1% 1 pts above the national average of 17.1%
Received food stamps19.2% 4.9 pts above the national average of 14.3%
Hearing disability7.2% 0.5 pts above the national average of 6.7%
High cholesterol34.2% 2 pts below the national average of 36.2%
Housing insecurity14% same as the national average of 13.8%
Independent living disability9.7% 1.3 pts above the national average of 8.4%
Lacks transport9.4% same as the national average of 9.2%
Loneliness33% 1.4 pts below the national average of 34.4%
Mammography use73.9% 2 pts below the national average of 75.9%
Poor mental health (14+ days)17.1% same as the national average of 16.8%
Mobility disability15.8% 1.8 pts above the national average of 14%
Poor physical health (14+ days)14.9% 1.4 pts above the national average of 13.5%
Self-care disability4.5% 0.5 pts above the national average of 4%
Utility shut-off threat8% 0.8 pts below the national average of 8.8%
Sleeps under 7 hours38.3% 1.9 pts above the national average of 36.4%
Stroke3.8% same as the national average of 3.4%
All natural teeth lost13.8% 0.8 pts above the national average of 13%
Vision disability5.9% same as the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments867
People employed19,131
Annual payroll$1,312,592,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 48.9% of US census tracts
FEMA ratingRelatively Low to Relatively High across the 17 census tracts this ZIP code covers
Expected annual loss50.4 out of 100
Community resilience73.6 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Hail89.9Relatively High at its worst in this ZIP code
Cold wave84.9Relatively High at its worst in this ZIP code
Drought83.6Relatively Low at its worst in this ZIP code
Tornado79.5Very High at its worst in this ZIP code
Strong wind78.9Relatively High at its worst in this ZIP code
Landslide70.8Relatively Low at its worst in this ZIP code
Lightning69.1Relatively High at its worst in this ZIP code
Wildfire58.5Relatively Low at its worst in this ZIP code
River flooding53.2Relatively High at its worst in this ZIP code
Winter weather46.8Relatively Moderate at its worst in this ZIP code
Heat wave46.7Relatively Moderate at its worst in this ZIP code
Ice storm39Relatively Low at its worst in this ZIP code
Earthquake26.9Relatively Low at its worst in this ZIP code
Hurricane22.9Very Low at its worst in this ZIP code
Compared with Wisconsin and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPWisconsinUnited States
Median household income$65,305$75,670$78,538
Income per person$32,739$42,019$43,289
Poverty rate14.3%10.6%12.4%
Median home value$160,000$247,400$303,400
Median gross rent$995$1,045$1,348
Homeownership65.1%67.9%65%
Bachelor's degree or higher19.3%32.8%35%
Unemployment rate5.4%3.3%5.2%
Works from home6.4%11.6%13.5%
Born outside the US8.8%5.1%13.9%
Median age36.940.138.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationBELOIT, WI US7.9 km away
Rain in a year37 in
Snow in a year36 in

Average high and low by month

January25.1°F / 10.7°F1.6 in rain, 9.8 in snow
February29.4°F / 13.9°F1.52 in rain, 7.3 in snow
March41.5°F / 23.8°F2.13 in rain, 4.3 in snow
April54.8°F / 34.4°F3.72 in rain, 1.1 in snow
May66.5°F / 45.7°F4.34 in rain
June76.1°F / 55.8°F5.64 in rain
July79.6°F / 59.8°F3.36 in rain
August78°F / 58.1°F4.14 in rain
September71.3°F / 50.3°F3.83 in rain
October58.3°F / 38.7°F2.77 in rain, 0.2 in snow
November43.2°F / 27.4°F2.4 in rain, 2.7 in snow
December30.5°F / 17°F1.96 in rain, 10.2 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarket6% of this ZIP code's area
Far from a supermarket30% of this ZIP code's area
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 5 school districts, so the address decides which one, not the ZIP code.

Parkview School District41.9% of this ZIP code's land area
Beloit Turner School District27.1% of this ZIP code's land area
Beloit School District13.8% of this ZIP code's land area
Clinton Community School District13% of this ZIP code's land area
Janesville School District4.1% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability20more vulnerable than 20% of US census tracts
Socioeconomic status23more vulnerable than 23% of US census tracts
Household characteristics33more vulnerable than 33% of US census tracts
Racial and ethnic minority status21more vulnerable than 21% of US census tracts
Housing type and transport26more vulnerable than 26% of US census tracts
Walkability5 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

53501 Afton, WI5 km away
53512 Beloit, WI7.4 km away
61080 South Beloit, IL9.8 km away
53542 Hanover, WI9.9 km away
61072 Rockton, IL12 km away
53546 Janesville, WI13.7 km away
53548 Janesville, WI14.2 km away
53576 Orfordville, WI15.5 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Rock County100% of this ZIP code's land area
Time zoneCentral (UTC-06:00 standard)
Daylight saving timeObserved
Land area114.86 sq mi
Water area1.25 sq mi
Population density421 people per sq mi
Latitude, longitude42.5620, -89.0860

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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