Postal Codes

53020 ZIP Code

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ZIP code 53020 covers Elkhart Lake, Wisconsin, with a population of about 3,553 and a median household income of $90,536.

Population
3,55357 per square mile
Median age
53.114.4 points above the US average
Median household income
$90,5361.2× the Wisconsin median
Poverty rate
3.4%9 points below the US average
Typical home value
$469,947up 35.2% in five years
Median rent
$1,1081.1× the Wisconsin median
Degree or higher
30.8%4.2 points below the US average
Homeownership
86.8%21.8 points above the US average
Time zone
Central UTC-06:00observes daylight saving time
Businesses
84

Where 53020 is

Elkhart Lake, Wisconsin — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population3,553
Median age53.1
Family households74.9%
Born outside the US1.4%
Speaks a language other than English at home4.7%
White (non-Hispanic)96%
Black (non-Hispanic)0.1%
Asian (non-Hispanic)0%
Hispanic or Latino3.2%
Veterans6.4%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$90,536
Income per person$48,146
Poverty rate3.4%
Households on SNAP or cash assistance2.4%

Household income distribution

Under $10k1.8%
$10–15k0.2%
$15–20k1.4%
$20–25k2.3%
$25–30k2.0%
$30–35k2.0%
$35–40k3.6%
$40–45k5.9%
$45–50k1.8%
$50–60k7.8%
$60–75k8.8%
$75–100k16.3%
$100–125k11.5%
$125–150k10.4%
$150–200k15.3%
$200k or more8.8%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed1,880
Mean adjusted gross income$110,067
Returns declaring $200,000 or more8.5%
Returns, under $25k21.8%
Returns, $25k–$50k16.0%
Returns, $50k–$75k17.0%
Returns, $75k–$100k11.2%
Returns, $100k–$200k25.5%
Returns, $200k or more8.5%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$322,700
Median gross rent$1,108
Rent as a share of household income27.6%
Owner-occupied86.8%
Vacant homes18.7%
Median year built1974

What the homes are

Detached house75.7%
Attached house7.3%
2 to 4 units14.3%
5 to 19 units1.2%
20 or more units0.7%
Mobile home0.8%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$469,947as of 2026-07
Typical home value, 1 yearup 5.6%
Typical home value, 5 yearsup 35.2%
Typical home value, 10 yearsup 96.4%
Typical home value since 2000
200820172026$469,947$204,401

$239,014 in 2008 to $469,947 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate3.5%
Bachelor's degree or higher30.8%
High school diploma or higher96.6%
Works from home13.7%
Drives to work alone78.3%
Takes public transport0.3%
Commutes 45 minutes or more5.7%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity35.3% 1.9 pts above the national average of 33.4%
Diagnosed diabetes11.7% same as the national average of 12%
Currently smokes12% 1.2 pts below the national average of 13.2%
High blood pressure38.2% 4.1 pts above the national average of 34.1%
Fair or poor general health15.7% 4.6 pts below the national average of 20.3%
No health insurance (18–64)5.5% 5.8 pts below the national average of 11.3%
Depression20.9% 1 pts below the national average of 21.9%
No leisure-time physical activity25.8% same as the national average of 25.4%
Arthritis30.3% 5.2 pts above the national average of 25.1%
Binge drinking18.9% 2.9 pts above the national average of 16%
Taking blood pressure medication80.9% 6.2 pts above the national average of 74.7%
Cancer (non-skin)11.3% 3.6 pts above the national average of 7.7%
Current asthma10.1% same as the national average of 10.4%
Coronary heart disease7.5% 1.3 pts above the national average of 6.2%
Routine check-up in past year80.9% 4.2 pts above the national average of 76.7%
Cholesterol screening90.2% 4.3 pts above the national average of 85.9%
Cognitive disability10.4% 4.4 pts below the national average of 14.8%
Colorectal screening75.6% 11.3 pts above the national average of 64.3%
COPD6.3% same as the national average of 6.6%
Visited a dentist74% 12.7 pts above the national average of 61.3%
Any disability27.8% 2.9 pts below the national average of 30.7%
Lacks emotional support17.7% 7.1 pts below the national average of 24.8%
Food insecurity7.3% 9.8 pts below the national average of 17.1%
Received food stamps7.2% 7.1 pts below the national average of 14.3%
Hearing disability7.7% 1 pts above the national average of 6.7%
High cholesterol38.2% 2 pts above the national average of 36.2%
Housing insecurity6.2% 7.6 pts below the national average of 13.8%
Independent living disability6.5% 1.9 pts below the national average of 8.4%
Lacks transport4.3% 4.9 pts below the national average of 9.2%
Loneliness27.1% 7.3 pts below the national average of 34.4%
Mammography use81.2% 5.3 pts above the national average of 75.9%
Poor mental health (14+ days)13.4% 3.4 pts below the national average of 16.8%
Mobility disability13.3% 0.7 pts below the national average of 14%
Poor physical health (14+ days)13% 0.5 pts below the national average of 13.5%
Self-care disability3.1% 0.9 pts below the national average of 4%
Utility shut-off threat3.6% 5.2 pts below the national average of 8.8%
Sleeps under 7 hours29.7% 6.7 pts below the national average of 36.4%
Stroke3.5% same as the national average of 3.4%
All natural teeth lost9.9% 3.1 pts below the national average of 13%
Vision disability3.6% 2 pts below the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments84
People employed1,140
Annual payroll$48,036,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 33% of US census tracts
FEMA ratingVery Low to Relatively Moderate across the 6 census tracts this ZIP code covers
Expected annual loss36.8 out of 100
Community resilience99.2 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Hail88.8Relatively High at its worst in this ZIP code
Landslide83.4Relatively Low at its worst in this ZIP code
Cold wave81Relatively High at its worst in this ZIP code
Tornado71.9Relatively High at its worst in this ZIP code
Wildfire67.2Relatively Low at its worst in this ZIP code
Winter weather56.9Relatively Moderate at its worst in this ZIP code
Strong wind56.3Relatively High at its worst in this ZIP code
Lightning50.1Relatively High at its worst in this ZIP code
River flooding37.1Relatively Moderate at its worst in this ZIP code
Heat wave34.8Relatively Moderate at its worst in this ZIP code
Hurricane28.9Very Low at its worst in this ZIP code
Coastal flooding12.6Relatively Low at its worst in this ZIP code
Earthquake11.4Very Low at its worst in this ZIP code
Ice storm10.2Very Low at its worst in this ZIP code
Compared with Wisconsin and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPWisconsinUnited States
Median household income$90,536$75,670$78,538
Income per person$48,146$42,019$43,289
Poverty rate3.4%10.6%12.4%
Median home value$322,700$247,400$303,400
Median gross rent$1,108$1,045$1,348
Homeownership86.8%67.9%65%
Bachelor's degree or higher30.8%32.8%35%
Unemployment rate3.5%3.3%5.2%
Works from home13.7%11.6%13.5%
Born outside the US1.4%5.1%13.9%
Median age53.140.138.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationPLYMOUTH WWTP, WI US12.6 km away
Rain in a year34 in
Snow in a year45 in

Average high and low by month

January26.3°F / 11.6°F1.59 in rain, 12.4 in snow
February29.7°F / 13.7°F1.41 in rain, 11 in snow
March40.5°F / 23.6°F1.97 in rain, 5.9 in snow
April53.2°F / 34.2°F3.63 in rain, 2.1 in snow
May65.5°F / 45.4°F3.83 in rain, 0.2 in snow
June75.7°F / 55.1°F4.22 in rain
July80.9°F / 60.3°F3.5 in rain
August78.6°F / 58.8°F3.69 in rain
September71.8°F / 50.5°F2.81 in rain
October58.4°F / 39.3°F2.96 in rain, 0.1 in snow
November44.1°F / 28.5°F2.14 in rain, 2.3 in snow
December32.1°F / 18.3°F1.82 in rain, 10.7 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 4 school districts, so the address decides which one, not the ZIP code.

Elkhart Lake-Glenbeulah School District52.6% of this ZIP code's land area
Kiel Area School District24.3% of this ZIP code's land area
Howards Grove School District13.5% of this ZIP code's land area
New Holstein School District9.6% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability7more vulnerable than 7% of US census tracts
Socioeconomic status9more vulnerable than 9% of US census tracts
Household characteristics12more vulnerable than 12% of US census tracts
Racial and ethnic minority status15more vulnerable than 15% of US census tracts
Housing type and transport24more vulnerable than 24% of US census tracts
Walkability4.3 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

53073 Plymouth, WI10.1 km away
53042 Kiel, WI10.2 km away
53026 Greenbush, WI11.4 km away
53023 Glenbeulah, WI13.4 km away
53061 New Holstein, WI14.5 km away
53083 Sheboygan, WI17.1 km away
53079 Saint Cloud, WI17.1 km away
53085 Sheboygan Falls, WI17.9 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Sheboygan County95.2% of this ZIP code's land area
Manitowoc County3% of this ZIP code's land area
Calumet County1.8% of this ZIP code's land area
Time zoneCentral (UTC-06:00 standard)
Daylight saving timeObserved
Land area62.77 sq mi
Water area1.72 sq mi
Population density57 people per sq mi
Latitude, longitude43.8436, -87.9767

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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