Postal Codes

52324 ZIP Code

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ZIP code 52324 covers Palo, Iowa, with a population of about 1,955 and a median household income of $109,432.

Population
1,95547 per square mile
Median age
36.91.8 points below the US average
Median household income
$109,4321.5× the Iowa median
Poverty rate
2.6%9.8 points below the US average
Typical home value
$353,797up 24.8% in five years
Median rent
$8619% below the Iowa median
Degree or higher
29.7%5.3 points below the US average
Homeownership
90.5%25.5 points above the US average
Time zone
Central UTC-06:00observes daylight saving time
Businesses
53

Where 52324 is

Palo, Iowa — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population1,955
Median age36.9
Family households83.2%
Born outside the US2.7%
Speaks a language other than English at home3.3%
White (non-Hispanic)95.1%
Black (non-Hispanic)0.4%
Asian (non-Hispanic)1.2%
Hispanic or Latino0.8%
Veterans4.9%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$109,432
Income per person$46,281
Poverty rate2.6%
Households on SNAP or cash assistance1.1%

Household income distribution

Under $10k0.0%
$10–15k0.7%
$15–20k0.0%
$20–25k0.4%
$25–30k0.0%
$30–35k0.4%
$35–40k0.4%
$40–45k1.4%
$45–50k0.3%
$50–60k9.9%
$60–75k10.5%
$75–100k21.8%
$100–125k12.7%
$125–150k10.2%
$150–200k19.2%
$200k or more12.0%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed1,180
Mean adjusted gross income$99,806
Returns declaring $200,000 or more7.6%
Returns, under $25k16.9%
Returns, $25k–$50k14.4%
Returns, $50k–$75k14.4%
Returns, $75k–$100k12.7%
Returns, $100k–$200k33.9%
Returns, $200k or more7.6%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$320,900
Median gross rent$861
Rent as a share of household income18%
Owner-occupied90.5%
Vacant homes1.1%
Median year built2003

What the homes are

Detached house98.3%
Attached house0.6%
2 to 4 units0.8%
Mobile home0.3%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$353,797as of 2026-07
Typical home value, 1 yearup 4.7%
Typical home value, 5 yearsup 24.8%
Typical home value, 10 yearsup 67.9%
Typical home value since 2000
200020132026$353,797$135,540

$135,540 in 2000 to $353,797 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate1.4%
Bachelor's degree or higher29.7%
High school diploma or higher98.5%
Works from home17.7%
Drives to work alone71.3%
Takes public transport0%
Commutes 45 minutes or more9.7%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity34.8% 1.4 pts above the national average of 33.4%
Diagnosed diabetes9.3% 2.7 pts below the national average of 12%
Currently smokes12.9% same as the national average of 13.2%
High blood pressure28.3% 5.8 pts below the national average of 34.1%
Fair or poor general health13.3% 7 pts below the national average of 20.3%
No health insurance (18–64)5.1% 6.2 pts below the national average of 11.3%
Depression22.8% 0.9 pts above the national average of 21.9%
No leisure-time physical activity19% 6.4 pts below the national average of 25.4%
Arthritis23.8% 1.3 pts below the national average of 25.1%
Binge drinking23.1% 7.1 pts above the national average of 16%
Taking blood pressure medication75.7% 1 pts above the national average of 74.7%
Cancer (non-skin)8% same as the national average of 7.7%
Current asthma10% same as the national average of 10.4%
Coronary heart disease4.9% 1.3 pts below the national average of 6.2%
Routine check-up in past year76.9% same as the national average of 76.7%
Cholesterol screening86.1% same as the national average of 85.9%
Cognitive disability11.6% 3.2 pts below the national average of 14.8%
Colorectal screening68.7% 4.4 pts above the national average of 64.3%
COPD5.2% 1.4 pts below the national average of 6.6%
Visited a dentist72.5% 11.2 pts above the national average of 61.3%
Any disability23.2% 7.5 pts below the national average of 30.7%
Lacks emotional support23.2% 1.6 pts below the national average of 24.8%
Food insecurity8.5% 8.6 pts below the national average of 17.1%
Received food stamps6.3% 8 pts below the national average of 14.3%
Hearing disability5.7% 1 pts below the national average of 6.7%
High cholesterol32.9% 3.3 pts below the national average of 36.2%
Housing insecurity7.3% 6.5 pts below the national average of 13.8%
Independent living disability5.6% 2.8 pts below the national average of 8.4%
Lacks transport5% 4.2 pts below the national average of 9.2%
Loneliness31.6% 2.8 pts below the national average of 34.4%
Mammography use82.9% 7 pts above the national average of 75.9%
Poor mental health (14+ days)15.5% 1.3 pts below the national average of 16.8%
Mobility disability9.1% 4.9 pts below the national average of 14%
Poor physical health (14+ days)10.8% 2.7 pts below the national average of 13.5%
Self-care disability2.5% 1.5 pts below the national average of 4%
Utility shut-off threat5.1% 3.7 pts below the national average of 8.8%
Sleeps under 7 hours31.1% 5.3 pts below the national average of 36.4%
Stroke2.5% 0.9 pts below the national average of 3.4%
All natural teeth lost7% 6 pts below the national average of 13%
Vision disability3% 2.6 pts below the national average of 5.6%
Business and employment

Census ZIP Code Business Patterns 2022

Business establishments53
People employed463
Annual payroll$33,898,000
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Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 70.5% of US census tracts
FEMA ratingVery Low to Relatively Moderate across the 5 census tracts this ZIP code covers
Expected annual loss80.5 out of 100
Community resilience96.6 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Strong wind96.7Very High at its worst in this ZIP code
Drought95.5Relatively Moderate at its worst in this ZIP code
Hail94.4Relatively High at its worst in this ZIP code
Winter weather90.6Relatively High at its worst in this ZIP code
Landslide87.6Relatively Low at its worst in this ZIP code
Tornado86.3Relatively High at its worst in this ZIP code
Wildfire80.3Relatively Low at its worst in this ZIP code
Ice storm80.2Relatively Moderate at its worst in this ZIP code
River flooding77.8Relatively High at its worst in this ZIP code
Lightning71Relatively Moderate at its worst in this ZIP code
Cold wave70.7Relatively Moderate at its worst in this ZIP code
Heat wave31.1Relatively Low at its worst in this ZIP code
Hurricane24.5Very Low at its worst in this ZIP code
Earthquake18.6Very Low at its worst in this ZIP code
Compared with Iowa and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPIowaUnited States
Median household income$109,432$73,147$78,538
Income per person$46,281$39,728$43,289
Poverty rate2.6%11%12.4%
Median home value$320,900$195,900$303,400
Median gross rent$861$949$1,348
Homeownership90.5%71.5%65%
Bachelor's degree or higher29.7%30.9%35%
Unemployment rate1.4%3.6%5.2%
Works from home17.7%10.4%13.5%
Born outside the US2.7%5.7%13.9%
Median age36.938.638.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationCEDAR RAPIDS #1, IA US16.5 km away
Rain in a year39 in
Snow in a year34 in

Average high and low by month

January30°F / 12.5°F1.17 in rain, 8.7 in snow
February35.1°F / 16.6°F1.34 in rain, 8.3 in snow
March48.9°F / 27.5°F2.06 in rain, 4 in snow
April63.3°F / 38.4°F4.02 in rain, 1.5 in snow
May73.8°F / 49.6°F4.74 in rain
June82.3°F / 59.6°F5.68 in rain
July85.5°F / 63.3°F4.47 in rain
August83.4°F / 61.2°F4.42 in rain
September77.3°F / 53°F3.96 in rain
October64.1°F / 41.5°F3 in rain, 0.6 in snow
November48.1°F / 29.3°F2.22 in rain, 2.2 in snow
December34.7°F / 18.6°F1.67 in rain, 9 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarket4% of this ZIP code's area
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 4 school districts, so the address decides which one, not the ZIP code.

Cedar Rapids Community School District79.9% of this ZIP code's land area
Vinton-Shellsburg Community School District15.8% of this ZIP code's land area
Benton Community School District2.6% of this ZIP code's land area
Center Point-Urbana Community School District1.7% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability4more vulnerable than 4% of US census tracts
Socioeconomic status6more vulnerable than 6% of US census tracts
Household characteristics17more vulnerable than 17% of US census tracts
Racial and ethnic minority status10more vulnerable than 10% of US census tracts
Housing type and transport10more vulnerable than 10% of US census tracts
Walkability4.8 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

52411 Cedar Rapids, IA5.3 km away
52341 Toddville, IA8.9 km away
52332 Shellsburg, IA9 km away
52405 Cedar Rapids, IA9 km away
52206 Atkins, IA9.1 km away
52233 Hiawatha, IA9.2 km away
52402 Cedar Rapids, IA10.6 km away
52328 Robins, IA10.9 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Linn County81.6% of this ZIP code's land area
Benton County18.4% of this ZIP code's land area
Time zoneCentral (UTC-06:00 standard)
Daylight saving timeObserved
Land area41.86 sq mi
Water area1.14 sq mi
Population density47 people per sq mi
Latitude, longitude42.0365, -91.7877

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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