Postal Codes

51521 ZIP Code

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ZIP code 51521 covers Avoca, Iowa, with a population of about 1,935 and a median household income of $71,715.

Population
1,93522 per square mile
Median age
42.43.7 points above the US average
Median household income
$71,715about the Iowa median
Poverty rate
10.5%1.9 points below the US average
Typical home value
$239,040up 31.5% in five years
Median rent
$8837% below the Iowa median
Degree or higher
27.7%7.3 points below the US average
Homeownership
74.2%9.2 points above the US average
Time zone
Central UTC-06:00observes daylight saving time
Businesses
65

Where 51521 is

Avoca, Iowa — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population1,935
Median age42.4
Family households60.3%
Born outside the US0.4%
Speaks a language other than English at home0.8%
White (non-Hispanic)96.5%
Black (non-Hispanic)0%
Asian (non-Hispanic)0.4%
Hispanic or Latino0.7%
Veterans11.4%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$71,715
Income per person$40,289
Poverty rate10.5%
Households on SNAP or cash assistance10.7%

Household income distribution

Under $10k2.2%
$10–15k3.3%
$15–20k7.8%
$20–25k6.3%
$25–30k1.3%
$30–35k3.9%
$35–40k4.4%
$40–45k1.8%
$45–50k1.8%
$50–60k7.8%
$60–75k16.3%
$75–100k12.6%
$100–125k8.6%
$125–150k11.7%
$150–200k3.6%
$200k or more6.7%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed1,080
Mean adjusted gross income$85,010
Returns declaring $200,000 or more6.5%
Returns, under $25k24.1%
Returns, $25k–$50k20.4%
Returns, $50k–$75k15.7%
Returns, $75k–$100k14.8%
Returns, $100k–$200k18.5%
Returns, $200k or more6.5%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$173,100
Median gross rent$883
Rent as a share of household income36.3%
Owner-occupied74.2%
Vacant homes8.2%
Median year built1941

What the homes are

Detached house90.8%
Attached house1.3%
2 to 4 units2.6%
5 to 19 units2.9%
20 or more units0.9%
Mobile home1.6%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$239,040as of 2026-07
Typical home value, 1 yearup 0.5%
Typical home value, 5 yearsup 31.5%
Typical home value, 10 yearsup 86.5%
Typical home value since 2000
200720162026$239,040$101,654

$107,578 in 2007 to $239,040 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate0.6%
Bachelor's degree or higher27.7%
High school diploma or higher94.5%
Works from home3.8%
Drives to work alone90.6%
Takes public transport0%
Commutes 45 minutes or more16.5%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity38.1% 4.7 pts above the national average of 33.4%
Diagnosed diabetes12.1% same as the national average of 12%
Currently smokes16.7% 3.5 pts above the national average of 13.2%
High blood pressure37.2% 3.1 pts above the national average of 34.1%
Fair or poor general health19.3% 1 pts below the national average of 20.3%
No health insurance (18–64)7% 4.3 pts below the national average of 11.3%
Depression21.8% same as the national average of 21.9%
No leisure-time physical activity27.6% 2.2 pts above the national average of 25.4%
Arthritis29.7% 4.6 pts above the national average of 25.1%
Binge drinking19.5% 3.5 pts above the national average of 16%
Taking blood pressure medication81% 6.3 pts above the national average of 74.7%
Cancer (non-skin)10.2% 2.5 pts above the national average of 7.7%
Current asthma10.4% same as the national average of 10.4%
Coronary heart disease7.8% 1.6 pts above the national average of 6.2%
Routine check-up in past year78.5% 1.8 pts above the national average of 76.7%
Cholesterol screening85% 0.9 pts below the national average of 85.9%
Cognitive disability14.3% 0.5 pts below the national average of 14.8%
Colorectal screening67.6% 3.3 pts above the national average of 64.3%
COPD8.4% 1.8 pts above the national average of 6.6%
Visited a dentist63.4% 2.1 pts above the national average of 61.3%
Any disability32.6% 1.9 pts above the national average of 30.7%
Lacks emotional support24.3% 0.5 pts below the national average of 24.8%
Food insecurity12.7% 4.4 pts below the national average of 17.1%
Received food stamps10.6% 3.7 pts below the national average of 14.3%
Hearing disability9% 2.3 pts above the national average of 6.7%
High cholesterol38.3% 2.1 pts above the national average of 36.2%
Housing insecurity9% 4.8 pts below the national average of 13.8%
Independent living disability8.5% same as the national average of 8.4%
Lacks transport6.9% 2.3 pts below the national average of 9.2%
Loneliness34.2% same as the national average of 34.4%
Mammography use77.2% 1.3 pts above the national average of 75.9%
Poor mental health (14+ days)16.7% same as the national average of 16.8%
Mobility disability15.5% 1.5 pts above the national average of 14%
Poor physical health (14+ days)14% 0.5 pts above the national average of 13.5%
Self-care disability3.9% same as the national average of 4%
Utility shut-off threat6.2% 2.6 pts below the national average of 8.8%
Sleeps under 7 hours34.3% 2.1 pts below the national average of 36.4%
Stroke3.9% 0.5 pts above the national average of 3.4%
All natural teeth lost7.2% 5.8 pts below the national average of 13%
Vision disability4.8% 0.8 pts below the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments65
People employed503
Annual payroll$25,840,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 85% of US census tracts
FEMA ratingRelatively Low to Relatively High across the 5 census tracts this ZIP code covers
Expected annual loss79.7 out of 100
Community resilience65 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Hail98.1Very High at its worst in this ZIP code
Drought98Relatively High at its worst in this ZIP code
Tornado97.4Very High at its worst in this ZIP code
Strong wind97.1Very High at its worst in this ZIP code
Landslide93.1Relatively Moderate at its worst in this ZIP code
Ice storm87.5Relatively Moderate at its worst in this ZIP code
Cold wave86.6Very High at its worst in this ZIP code
Winter weather86.5Relatively High at its worst in this ZIP code
River flooding78.8Relatively High at its worst in this ZIP code
Wildfire77.4Relatively Low at its worst in this ZIP code
Heat wave74.2Relatively Moderate at its worst in this ZIP code
Lightning67.9Relatively High at its worst in this ZIP code
Earthquake16.7Very Low at its worst in this ZIP code
Compared with Iowa and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPIowaUnited States
Median household income$71,715$73,147$78,538
Income per person$40,289$39,728$43,289
Poverty rate10.5%11%12.4%
Median home value$173,100$195,900$303,400
Median gross rent$883$949$1,348
Homeownership74.2%71.5%65%
Bachelor's degree or higher27.7%30.9%35%
Unemployment rate0.6%3.6%5.2%
Works from home3.8%10.4%13.5%
Born outside the US0.4%5.7%13.9%
Median age42.438.638.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationHARLAN, IA US18.8 km away
Rain in a year34 in
Snow in a year30 in

Average high and low by month

January30.7°F / 10.3°F0.9 in rain, 7.6 in snow
February35.7°F / 13.7°F0.98 in rain, 7.6 in snow
March49.9°F / 25.3°F2.05 in rain, 4 in snow
April63.3°F / 36.4°F3.34 in rain, 1.5 in snow
May74.1°F / 49.3°F4.74 in rain
June83.6°F / 59.9°F5.17 in rain
July85.9°F / 63.6°F3.72 in rain
August84°F / 60.8°F4.32 in rain
September78.5°F / 51.7°F4 in rain
October65.4°F / 39.1°F2.37 in rain, 0.9 in snow
November49.3°F / 25.9°F1.43 in rain, 2.2 in snow
December35.9°F / 15.7°F1.31 in rain, 6.7 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 2 school districts, so the address decides which one, not the ZIP code.

AHSTW Community School District96.6% of this ZIP code's land area
Harlan Community School District3.4% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability43more vulnerable than 43% of US census tracts
Socioeconomic status28more vulnerable than 28% of US census tracts
Household characteristics64more vulnerable than 64% of US census tracts
Racial and ethnic minority status7more vulnerable than 7% of US census tracts
Housing type and transport63more vulnerable than 63% of US census tracts
Walkability6 out of 20Below average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

51593 Harlan, IA2.6 km away
51570 Shelby, IA10.2 km away
51536 Hancock, IA10.4 km away
51577 Walnut, IA11.2 km away
51553 Minden, IA16.8 km away
51560 Oakland, IA18.5 km away
51537 Harlan, IA18.9 km away
51563 Persia, IA20.4 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Pottawattamie County69% of this ZIP code's land area
Shelby County31% of this ZIP code's land area
Time zoneCentral (UTC-06:00 standard)
Daylight saving timeObserved
Land area87.41 sq mi
Water area0.48 sq mi
Population density22 people per sq mi
Latitude, longitude41.4768, -95.3509

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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