Postal Codes

51401 ZIP Code

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ZIP code 51401 covers Carroll, Iowa, with a population of about 12,113 and a median household income of $64,458.

Population
12,11372 per square mile
Median age
43.14.4 points above the US average
Median household income
$64,45812% below the Iowa median
Poverty rate
9.1%3.3 points below the US average
Typical home value
$230,100up 34.8% in five years
Median rent
$72024% below the Iowa median
Degree or higher
26%9 points below the US average
Homeownership
69.2%4.2 points above the US average
Time zone
Central UTC-06:00observes daylight saving time
Businesses
541

Where 51401 is

Carroll, Iowa — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population12,113
Median age43.1
Family households58.6%
Born outside the US2.4%
Speaks a language other than English at home2.1%
White (non-Hispanic)92.5%
Black (non-Hispanic)0.9%
Asian (non-Hispanic)0.8%
Hispanic or Latino4.2%
Veterans6.3%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$64,458
Income per person$37,382
Poverty rate9.1%
Households on SNAP or cash assistance9.5%

Household income distribution

Under $10k2.8%
$10–15k6.0%
$15–20k5.7%
$20–25k3.5%
$25–30k4.1%
$30–35k4.6%
$35–40k5.3%
$40–45k5.4%
$45–50k3.6%
$50–60k6.7%
$60–75k10.9%
$75–100k9.8%
$100–125k11.0%
$125–150k8.1%
$150–200k6.3%
$200k or more6.2%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed5,830
Mean adjusted gross income$93,942
Returns declaring $200,000 or more6.9%
Returns, under $25k24.2%
Returns, $25k–$50k23.2%
Returns, $50k–$75k16.3%
Returns, $75k–$100k11.1%
Returns, $100k–$200k18.4%
Returns, $200k or more6.9%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$192,100
Median gross rent$720
Rent as a share of household income28.3%
Owner-occupied69.2%
Vacant homes6.6%
Median year built1970

What the homes are

Detached house73.7%
Attached house4.9%
2 to 4 units5.3%
5 to 19 units8%
20 or more units7.1%
Mobile home0.9%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$230,100as of 2026-07
Typical home value, 1 yearup 8.6%
Typical home value, 5 yearsup 34.8%
Typical home value, 10 yearsup 60.4%
Typical home value since 2000
200020132026$230,100$83,404

$83,404 in 2000 to $230,100 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate2.6%
Bachelor's degree or higher26%
High school diploma or higher95.3%
Works from home6%
Drives to work alone84.5%
Takes public transport0.7%
Commutes 45 minutes or more5.1%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity39.9% 6.5 pts above the national average of 33.4%
Diagnosed diabetes12.2% same as the national average of 12%
Currently smokes15.2% 2 pts above the national average of 13.2%
High blood pressure37.9% 3.8 pts above the national average of 34.1%
Fair or poor general health18.7% 1.6 pts below the national average of 20.3%
No health insurance (18–64)6.8% 4.5 pts below the national average of 11.3%
Depression19.7% 2.2 pts below the national average of 21.9%
No leisure-time physical activity27.7% 2.3 pts above the national average of 25.4%
Arthritis30.7% 5.6 pts above the national average of 25.1%
Binge drinking19.1% 3.1 pts above the national average of 16%
Taking blood pressure medication80.6% 5.9 pts above the national average of 74.7%
Cancer (non-skin)10.4% 2.7 pts above the national average of 7.7%
Current asthma9.9% 0.5 pts below the national average of 10.4%
Coronary heart disease7.7% 1.5 pts above the national average of 6.2%
Routine check-up in past year79.5% 2.8 pts above the national average of 76.7%
Cholesterol screening86.1% same as the national average of 85.9%
Cognitive disability13.3% 1.5 pts below the national average of 14.8%
Colorectal screening68.5% 4.2 pts above the national average of 64.3%
COPD7.9% 1.3 pts above the national average of 6.6%
Visited a dentist68.5% 7.2 pts above the national average of 61.3%
Any disability29.5% 1.2 pts below the national average of 30.7%
Lacks emotional support22.1% 2.7 pts below the national average of 24.8%
Food insecurity11.4% 5.7 pts below the national average of 17.1%
Received food stamps9.9% 4.4 pts below the national average of 14.3%
Hearing disability8.8% 2.1 pts above the national average of 6.7%
High cholesterol37.6% 1.4 pts above the national average of 36.2%
Housing insecurity8.6% 5.2 pts below the national average of 13.8%
Independent living disability7.9% 0.5 pts below the national average of 8.4%
Lacks transport6.4% 2.8 pts below the national average of 9.2%
Loneliness30.1% 4.3 pts below the national average of 34.4%
Mammography use77.8% 1.9 pts above the national average of 75.9%
Poor mental health (14+ days)15.7% 1.1 pts below the national average of 16.8%
Mobility disability14.6% 0.6 pts above the national average of 14%
Poor physical health (14+ days)13.8% same as the national average of 13.5%
Self-care disability3.7% same as the national average of 4%
Utility shut-off threat6.1% 2.7 pts below the national average of 8.8%
Sleeps under 7 hours30.2% 6.2 pts below the national average of 36.4%
Stroke3.9% 0.5 pts above the national average of 3.4%
All natural teeth lost9% 4 pts below the national average of 13%
Vision disability4.6% 1 pts below the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments541
People employed8,456
Annual payroll$364,232,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 93.3% of US census tracts
FEMA ratingRelatively Moderate to Relatively High across the 5 census tracts this ZIP code covers
Expected annual loss95.4 out of 100
Community resilience91.5 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Hail99.5Very High at its worst in this ZIP code
Tornado99.4Very High at its worst in this ZIP code
Drought98.8Relatively High at its worst in this ZIP code
Strong wind98.8Very High at its worst in this ZIP code
Ice storm91.1Relatively High at its worst in this ZIP code
Cold wave90.1Relatively High at its worst in this ZIP code
Winter weather88.7Relatively High at its worst in this ZIP code
Landslide84.8Relatively Low at its worst in this ZIP code
River flooding74.5Relatively High at its worst in this ZIP code
Wildfire74.2Relatively Low at its worst in this ZIP code
Lightning57.7Relatively Moderate at its worst in this ZIP code
Hurricane38.7Very Low at its worst in this ZIP code
Earthquake21.6Very Low at its worst in this ZIP code
Heat wave15.9Relatively Low at its worst in this ZIP code
Compared with Iowa and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPIowaUnited States
Median household income$64,458$73,147$78,538
Income per person$37,382$39,728$43,289
Poverty rate9.1%11%12.4%
Median home value$192,100$195,900$303,400
Median gross rent$720$949$1,348
Homeownership69.2%71.5%65%
Bachelor's degree or higher26%30.9%35%
Unemployment rate2.6%3.6%5.2%
Works from home6%10.4%13.5%
Born outside the US2.4%5.7%13.9%
Median age43.138.638.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationCARROLL, IA US1.6 km away
Rain in a year34 in

Average high and low by month

January27.9°F / 10.3°F0.9 in rain
February32.8°F / 14.2°F1.11 in rain
March46.2°F / 25.3°F1.87 in rain
April59.9°F / 36.1°F3.35 in rain
May71.1°F / 49.2°F4.49 in rain
June81.3°F / 60°F5.12 in rain
July84.3°F / 63.9°F4.36 in rain
August82.2°F / 61.2°F4.06 in rain
September76.3°F / 51.8°F2.95 in rain
October62.9°F / 39.5°F2.68 in rain
November46.4°F / 26.7°F1.44 in rain
December33.1°F / 16.1°F1.38 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarket6% of this ZIP code's area
No vehicle and far from a supermarket3% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 3 school districts, so the address decides which one, not the ZIP code.

Carroll Community School District92.8% of this ZIP code's land area
Glidden-Ralston Community School District5% of this ZIP code's land area
Ar-We-Va Community School District2.2% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability15more vulnerable than 15% of US census tracts
Socioeconomic status13more vulnerable than 13% of US census tracts
Household characteristics35more vulnerable than 35% of US census tracts
Racial and ethnic minority status9more vulnerable than 9% of US census tracts
Housing type and transport27more vulnerable than 27% of US census tracts
Walkability6 out of 20Below average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

51452 Lidderdale, IA9.6 km away
51444 Halbur, IA11.5 km away
51443 Glidden, IA12.6 km away
51430 Arcadia, IA14.2 km away
51436 Breda, IA16 km away
51463 Templeton, IA18.6 km away
51440 Dedham, IA19 km away
51451 Lanesboro, IA19.1 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Carroll County100% of this ZIP code's land area
Time zoneCentral (UTC-06:00 standard)
Daylight saving timeObserved
Land area168.58 sq mi
Water area0.24 sq mi
Population density72 people per sq mi
Latitude, longitude42.0720, -94.8667

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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