Postal Codes

50049 ZIP Code

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ZIP code 50049 covers Chariton, Iowa, with a population of about 6,425 and a median household income of $66,750.

Population
6,42531 per square mile
Median age
40.92.2 points above the US average
Median household income
$66,7509% below the Iowa median
Poverty rate
17.5%5.1 points above the US average
Typical home value
$176,695up 21.2% in five years
Median rent
$73123% below the Iowa median
Degree or higher
15.8%19.2 points below the US average
Homeownership
76.6%11.6 points above the US average
Time zone
Central UTC-06:00observes daylight saving time
Businesses
164

Where 50049 is

Chariton, Iowa — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population6,425
Median age40.9
Family households63.4%
Born outside the US2.3%
Speaks a language other than English at home5.1%
White (non-Hispanic)95.4%
Black (non-Hispanic)0.3%
Asian (non-Hispanic)1%
Hispanic or Latino2.1%
Veterans7%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$66,750
Income per person$33,138
Poverty rate17.5%
Households on SNAP or cash assistance12.4%

Household income distribution

Under $10k4.7%
$10–15k6.9%
$15–20k6.8%
$20–25k4.3%
$25–30k4.9%
$30–35k3.1%
$35–40k5.1%
$40–45k2.4%
$45–50k2.5%
$50–60k4.2%
$60–75k13.1%
$75–100k15.5%
$100–125k11.7%
$125–150k4.7%
$150–200k6.6%
$200k or more3.7%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed2,860
Mean adjusted gross income$63,590
Returns declaring $200,000 or more2.8%
Returns, under $25k28.0%
Returns, $25k–$50k27.6%
Returns, $50k–$75k16.8%
Returns, $75k–$100k10.8%
Returns, $100k–$200k14.0%
Returns, $200k or more2.8%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$123,700
Median gross rent$731
Rent as a share of household income26.7%
Owner-occupied76.6%
Vacant homes6.4%
Median year built1966

What the homes are

Detached house81.1%
2 to 4 units3.3%
5 to 19 units2.3%
20 or more units9.8%
Mobile home3.6%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$176,695as of 2026-07
Typical home value, 1 yearup 1.7%
Typical home value, 5 yearsup 21.2%
Typical home value, 10 yearsup 101.2%
Typical home value since 2000
201420202026$176,695$79,764

$79,764 in 2014 to $176,695 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate4.5%
Bachelor's degree or higher15.8%
High school diploma or higher93.2%
Works from home5.5%
Drives to work alone81.1%
Takes public transport0%
Commutes 45 minutes or more9.3%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity40.2% 6.8 pts above the national average of 33.4%
Diagnosed diabetes14.1% 2.1 pts above the national average of 12%
Currently smokes18.8% 5.6 pts above the national average of 13.2%
High blood pressure39.9% 5.8 pts above the national average of 34.1%
Fair or poor general health22.7% 2.4 pts above the national average of 20.3%
No health insurance (18–64)8.2% 3.1 pts below the national average of 11.3%
Depression21.4% 0.5 pts below the national average of 21.9%
No leisure-time physical activity30% 4.6 pts above the national average of 25.4%
Arthritis32.3% 7.2 pts above the national average of 25.1%
Binge drinking18.4% 2.4 pts above the national average of 16%
Taking blood pressure medication80.8% 6.1 pts above the national average of 74.7%
Cancer (non-skin)10.1% 2.4 pts above the national average of 7.7%
Current asthma10.5% same as the national average of 10.4%
Coronary heart disease8.8% 2.6 pts above the national average of 6.2%
Routine check-up in past year78.7% 2 pts above the national average of 76.7%
Cholesterol screening83.9% 2 pts below the national average of 85.9%
Cognitive disability15.7% 0.9 pts above the national average of 14.8%
Colorectal screening66.6% 2.3 pts above the national average of 64.3%
COPD9.9% 3.3 pts above the national average of 6.6%
Visited a dentist58% 3.3 pts below the national average of 61.3%
Any disability33.8% 3.1 pts above the national average of 30.7%
Lacks emotional support23.7% 1.1 pts below the national average of 24.8%
Food insecurity14.6% 2.5 pts below the national average of 17.1%
Received food stamps13.8% 0.5 pts below the national average of 14.3%
Hearing disability9.8% 3.1 pts above the national average of 6.7%
High cholesterol38.4% 2.2 pts above the national average of 36.2%
Housing insecurity10.4% 3.4 pts below the national average of 13.8%
Independent living disability9.6% 1.2 pts above the national average of 8.4%
Lacks transport7.9% 1.3 pts below the national average of 9.2%
Loneliness31.5% 2.9 pts below the national average of 34.4%
Mammography use76.3% same as the national average of 75.9%
Poor mental health (14+ days)17.4% 0.6 pts above the national average of 16.8%
Mobility disability17.3% 3.3 pts above the national average of 14%
Poor physical health (14+ days)15.6% 2.1 pts above the national average of 13.5%
Self-care disability4.7% 0.7 pts above the national average of 4%
Utility shut-off threat7.5% 1.3 pts below the national average of 8.8%
Sleeps under 7 hours34.9% 1.5 pts below the national average of 36.4%
Stroke4.5% 1.1 pts above the national average of 3.4%
All natural teeth lost15.2% 2.2 pts above the national average of 13%
Vision disability5.7% same as the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments164
People employed4,044
Annual payroll$148,395,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 85.6% of US census tracts
FEMA ratingRelatively Low to Relatively High across the 6 census tracts this ZIP code covers
Expected annual loss79.1 out of 100
Community resilience73.2 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Drought98.6Relatively High at its worst in this ZIP code
Strong wind95.5Very High at its worst in this ZIP code
Landslide94.5Relatively Moderate at its worst in this ZIP code
Cold wave92.9Relatively High at its worst in this ZIP code
Hail92.7Relatively High at its worst in this ZIP code
Tornado92.4Very High at its worst in this ZIP code
Wildfire88.4Relatively Moderate at its worst in this ZIP code
Heat wave83.7Relatively High at its worst in this ZIP code
River flooding69Relatively High at its worst in this ZIP code
Winter weather65.7Relatively Moderate at its worst in this ZIP code
Ice storm64.4Relatively Moderate at its worst in this ZIP code
Lightning55.2Relatively Moderate at its worst in this ZIP code
Hurricane27.8Very Low at its worst in this ZIP code
Earthquake23.6Very Low at its worst in this ZIP code
Compared with Iowa and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPIowaUnited States
Median household income$66,750$73,147$78,538
Income per person$33,138$39,728$43,289
Poverty rate17.5%11%12.4%
Median home value$123,700$195,900$303,400
Median gross rent$731$949$1,348
Homeownership76.6%71.5%65%
Bachelor's degree or higher15.8%30.9%35%
Unemployment rate4.5%3.6%5.2%
Works from home5.5%10.4%13.5%
Born outside the US2.3%5.7%13.9%
Median age40.938.638.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationCHARITON 1 E, IA US2.2 km away
Rain in a year37 in
Snow in a year24 in

Average high and low by month

January31°F / 10.6°F0.96 in rain, 7.9 in snow
February35.7°F / 13.7°F1.4 in rain, 6.5 in snow
March48.5°F / 24.7°F1.9 in rain, 3.5 in snow
April61°F / 35°F4.15 in rain, 0.8 in snow
May70.7°F / 46.6°F5.39 in rain
June80.3°F / 57.1°F4.92 in rain
July84.5°F / 61.5°F4.21 in rain
August83.1°F / 59°F4.4 in rain
September76.1°F / 49.8°F3.71 in rain
October63.8°F / 37.8°F2.98 in rain, 0.3 in snow
November48.6°F / 26.1°F2.03 in rain, 2 in snow
December36.5°F / 16.2°F1.27 in rain, 3.1 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarket3% of this ZIP code's area
Far from a supermarket3% of this ZIP code's area
No vehicle and far from a supermarket3% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 3 school districts, so the address decides which one, not the ZIP code.

Chariton Community School District95% of this ZIP code's land area
Wayne Community School District1.7% of this ZIP code's land area
Mormon Trail Community School District1.5% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability29more vulnerable than 29% of US census tracts
Socioeconomic status30more vulnerable than 30% of US census tracts
Household characteristics49more vulnerable than 49% of US census tracts
Racial and ethnic minority status4more vulnerable than 4% of US census tracts
Housing type and transport38more vulnerable than 38% of US census tracts
Walkability3.4 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

50272 Williamson, IA9.1 km away
50238 Russell, IA13.6 km away
50151 Lucas, IA15.6 km away
50068 Derby, IA17.6 km away
50165 Millerton, IA19.3 km away
50139 Lacona, IA20.7 km away
50057 Columbia, IA21.7 km away
50062 Melcher Dallas, IA23.1 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Lucas County97.4% of this ZIP code's land area
Wayne County1.7% of this ZIP code's land area
Marion County0.9% of this ZIP code's land area
Time zoneCentral (UTC-06:00 standard)
Daylight saving timeObserved
Land area208.62 sq mi
Water area0.89 sq mi
Population density31 people per sq mi
Latitude, longitude41.0226, -93.3042

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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