Postal Codes

49931 ZIP Code

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ZIP code 49931 covers Houghton, Michigan, with a population of about 10,229 and a median household income of $47,279.

Population
10,229388 per square mile
Median age
22.316.4 points below the US average
Median household income
$47,27934% below the Michigan median
Poverty rate
28.1%15.7 points above the US average
Typical home value
$277,174up 34.3% in five years
Median rent
$85321% below the Michigan median
Degree or higher
60.3%25.3 points above the US average
Homeownership
44.6%20.4 points below the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
292

Where 49931 is

Houghton, Michigan — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population10,229
Median age22.3
Family households43.5%
Born outside the US12.6%
Speaks a language other than English at home14.8%
White (non-Hispanic)81.5%
Black (non-Hispanic)2.4%
Asian (non-Hispanic)7.4%
Hispanic or Latino3.1%
Veterans3.6%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$47,279
Income per person$28,540
Poverty rate28.1%
Households on SNAP or cash assistance6%

Household income distribution

Under $10k8.7%
$10–15k9.4%
$15–20k9.9%
$20–25k5.5%
$25–30k4.3%
$30–35k5.9%
$35–40k2.1%
$40–45k3.6%
$45–50k0.7%
$50–60k9.8%
$60–75k4.7%
$75–100k13.6%
$100–125k2.9%
$125–150k4.5%
$150–200k5.7%
$200k or more8.7%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed2,790
Mean adjusted gross income$78,721
Returns declaring $200,000 or more6.5%
Returns, under $25k36.2%
Returns, $25k–$50k18.3%
Returns, $50k–$75k11.5%
Returns, $75k–$100k9.0%
Returns, $100k–$200k18.6%
Returns, $200k or more6.5%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$221,200
Median gross rent$853
Rent as a share of household income35.5%
Owner-occupied44.6%
Vacant homes12.2%
Median year built1975

What the homes are

Detached house55.6%
Attached house2.4%
2 to 4 units11.7%
5 to 19 units12.8%
20 or more units15.5%
Mobile home2.1%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$277,174as of 2026-07
Typical home value, 1 yearup 9.7%
Typical home value, 5 yearsup 34.3%
Typical home value, 10 yearsup 76.8%
Typical home value since 2000
201320192026$277,174$156,197

$159,372 in 2013 to $277,174 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate8.7%
Bachelor's degree or higher60.3%
High school diploma or higher95.4%
Works from home9%
Drives to work alone47.7%
Takes public transport7%
Commutes 45 minutes or more2.1%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity31.3% 2.1 pts below the national average of 33.4%
Diagnosed diabetes6.4% 5.6 pts below the national average of 12%
Currently smokes11.4% 1.8 pts below the national average of 13.2%
High blood pressure22.5% 11.6 pts below the national average of 34.1%
Fair or poor general health16.3% 4 pts below the national average of 20.3%
No health insurance (18–64)6.9% 4.4 pts below the national average of 11.3%
Depression28.9% 7 pts above the national average of 21.9%
No leisure-time physical activity20% 5.4 pts below the national average of 25.4%
Arthritis16.3% 8.8 pts below the national average of 25.1%
Binge drinking20.8% 4.8 pts above the national average of 16%
Taking blood pressure medication60.9% 13.8 pts below the national average of 74.7%
Cancer (non-skin)4.8% 2.9 pts below the national average of 7.7%
Current asthma11.4% 1 pts above the national average of 10.4%
Coronary heart disease4.1% 2.1 pts below the national average of 6.2%
Routine check-up in past year73.4% 3.3 pts below the national average of 76.7%
Cholesterol screening73.5% 12.4 pts below the national average of 85.9%
Cognitive disability19% 4.2 pts above the national average of 14.8%
Colorectal screening68% 3.7 pts above the national average of 64.3%
COPD5.4% 1.2 pts below the national average of 6.6%
Visited a dentist62.2% 0.9 pts above the national average of 61.3%
Any disability32% 1.3 pts above the national average of 30.7%
Lacks emotional support22.4% 2.4 pts below the national average of 24.8%
Food insecurity16.6% 0.5 pts below the national average of 17.1%
Received food stamps14.7% same as the national average of 14.3%
Hearing disability5.5% 1.2 pts below the national average of 6.7%
High cholesterol24% 12.2 pts below the national average of 36.2%
Housing insecurity11.1% 2.7 pts below the national average of 13.8%
Independent living disability9.6% 1.2 pts above the national average of 8.4%
Lacks transport11.2% 2 pts above the national average of 9.2%
Loneliness37% 2.6 pts above the national average of 34.4%
Mammography use73.3% 2.6 pts below the national average of 75.9%
Poor mental health (14+ days)22.2% 5.4 pts above the national average of 16.8%
Mobility disability8.1% 5.9 pts below the national average of 14%
Poor physical health (14+ days)11.1% 2.4 pts below the national average of 13.5%
Self-care disability2.6% 1.4 pts below the national average of 4%
Utility shut-off threat8.4% same as the national average of 8.8%
Sleeps under 7 hours31.9% 4.5 pts below the national average of 36.4%
Stroke2% 1.4 pts below the national average of 3.4%
All natural teeth lost12.2% 0.8 pts below the national average of 13%
Vision disability4.6% 1 pts below the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments292
People employed3,698
Annual payroll$137,288,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 30% of US census tracts
FEMA ratingRelatively Low
Expected annual loss37.1 out of 100
Community resilience61 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Winter weather96.4Very High at its worst in this ZIP code
Cold wave85.2Relatively High at its worst in this ZIP code
Lightning70.6Relatively High at its worst in this ZIP code
Hail69.9Relatively Moderate at its worst in this ZIP code
Wildfire65.2Relatively Low at its worst in this ZIP code
Landslide61.8Very Low at its worst in this ZIP code
Coastal flooding55.8Very Low at its worst in this ZIP code
Strong wind54.5Relatively Moderate at its worst in this ZIP code
River flooding48.8Relatively Moderate at its worst in this ZIP code
Drought38.4Relatively Low at its worst in this ZIP code
Tornado8.3Very Low at its worst in this ZIP code
Ice storm4.5Very Low at its worst in this ZIP code
Heat wave3.6Very Low at its worst in this ZIP code
Compared with Michigan and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPMichiganUnited States
Median household income$47,279$71,149$78,538
Income per person$28,540$39,538$43,289
Poverty rate28.1%13.1%12.4%
Median home value$221,200$217,600$303,400
Median gross rent$853$1,084$1,348
Homeownership44.6%72.9%65%
Bachelor's degree or higher60.3%31.8%35%
Unemployment rate8.7%5.8%5.2%
Works from home9%12%13.5%
Born outside the US12.6%7%13.9%
Median age22.340.138.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationHANCOCK HOUGHTON CO AP, MI US8.1 km away

Average high and low by month

January22.2°F / 10°F
February24.6°F / 9.3°F
March33.7°F / 16.7°F
April45.7°F / 28.6°F
May60.6°F / 39.7°F
June70.5°F / 48.9°F
July75.4°F / 54.7°F
August74.1°F / 54.2°F
September65.7°F / 47.2°F
October51.5°F / 36.5°F
November38°F / 26°F
December27.7°F / 16.2°F
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarket18% of this ZIP code's area
Far from a supermarket18% of this ZIP code's area
No vehicle and far from a supermarket50% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 3 school districts, so the address decides which one, not the ZIP code.

Houghton-Portage Township Schools51.4% of this ZIP code's land area
Stanton Township Public Schools46.7% of this ZIP code's land area
Adams Township School District1.9% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability46more vulnerable than 46% of US census tracts
Socioeconomic status39more vulnerable than 39% of US census tracts
Household characteristics43more vulnerable than 43% of US census tracts
Racial and ethnic minority status11more vulnerable than 11% of US census tracts
Housing type and transport75more vulnerable than 75% of US census tracts
Walkability5.8 out of 20Below average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

49930 Hancock, MI2.4 km away
49921 Dodgeville, MI3.2 km away
49922 Dollar Bay, MI3.5 km away
49905 Atlantic Mine, MI8.2 km away
49963 South Range, MI8.6 km away
49934 Hubbell, MI11.6 km away
49955 Painesdale, MI11.9 km away
49916 Chassell, MI12.7 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Houghton County100% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area26.36 sq mi
Water area2.75 sq mi
Population density388 people per sq mi
Latitude, longitude47.1158, -88.5580

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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