Postal Codes

49920 ZIP Code

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ZIP code 49920 covers Crystal Falls, Michigan, with a population of about 4,243 and a median household income of $61,028.

Population
4,24311 per square mile
Median age
56.417.7 points above the US average
Median household income
$61,02814% below the Michigan median
Poverty rate
15.3%2.9 points above the US average
Typical home value
$176,849up 41.2% in five years
Median rent
$91615% below the Michigan median
Degree or higher
22.4%12.6 points below the US average
Homeownership
90.4%25.4 points above the US average
Time zone
Central UTC-06:00observes daylight saving time
Businesses
123

Where 49920 is

Crystal Falls, Michigan — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population4,243
Median age56.4
Family households56.2%
Born outside the US0.8%
Speaks a language other than English at home1.7%
White (non-Hispanic)92.2%
Black (non-Hispanic)0.8%
Asian (non-Hispanic)0.3%
Hispanic or Latino2.3%
Veterans12.6%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$61,028
Income per person$40,117
Poverty rate15.3%
Households on SNAP or cash assistance7.2%

Household income distribution

Under $10k10.8%
$10–15k2.9%
$15–20k2.4%
$20–25k3.2%
$25–30k4.9%
$30–35k6.0%
$35–40k3.8%
$40–45k5.9%
$45–50k1.4%
$50–60k7.8%
$60–75k14.4%
$75–100k13.1%
$100–125k11.8%
$125–150k4.9%
$150–200k3.5%
$200k or more3.4%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed1,990
Mean adjusted gross income$62,628
Returns declaring $200,000 or more3%
Returns, under $25k32.2%
Returns, $25k–$50k25.1%
Returns, $50k–$75k16.1%
Returns, $75k–$100k10.1%
Returns, $100k–$200k13.6%
Returns, $200k or more3.0%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$119,800
Median gross rent$916
Rent as a share of household income29.6%
Owner-occupied90.4%
Vacant homes40.9%
Median year built1970

What the homes are

Detached house90.6%
Attached house0.8%
2 to 4 units0.7%
5 to 19 units1.4%
20 or more units2%
Mobile home4.5%
Boat, RV or van0.1%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$176,849as of 2026-07
Typical home value, 1 yearup 13.8%
Typical home value, 5 yearsup 41.2%
Typical home value, 10 yearsup 73.2%
Typical home value since 2000
201020182026$176,849$89,598

$89,598 in 2010 to $176,849 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate6.8%
Bachelor's degree or higher22.4%
High school diploma or higher94.1%
Works from home8.4%
Drives to work alone79.2%
Takes public transport0%
Commutes 45 minutes or more11.8%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity38.6% 5.2 pts above the national average of 33.4%
Diagnosed diabetes15.1% 3.1 pts above the national average of 12%
Currently smokes16.4% 3.2 pts above the national average of 13.2%
High blood pressure45.1% 11 pts above the national average of 34.1%
Fair or poor general health22.1% 1.8 pts above the national average of 20.3%
No health insurance (18–64)6.4% 4.9 pts below the national average of 11.3%
Depression25.3% 3.4 pts above the national average of 21.9%
No leisure-time physical activity28.1% 2.7 pts above the national average of 25.4%
Arthritis38.6% 13.5 pts above the national average of 25.1%
Binge drinking13.5% 2.5 pts below the national average of 16%
Taking blood pressure medication83% 8.3 pts above the national average of 74.7%
Cancer (non-skin)12.9% 5.2 pts above the national average of 7.7%
Current asthma11.3% 0.9 pts above the national average of 10.4%
Coronary heart disease10.3% 4.1 pts above the national average of 6.2%
Routine check-up in past year82.6% 5.9 pts above the national average of 76.7%
Cholesterol screening90% 4.1 pts above the national average of 85.9%
Cognitive disability14.2% 0.6 pts below the national average of 14.8%
Colorectal screening70.7% 6.4 pts above the national average of 64.3%
COPD11.4% 4.8 pts above the national average of 6.6%
Visited a dentist68.5% 7.2 pts above the national average of 61.3%
Any disability37.5% 6.8 pts above the national average of 30.7%
Lacks emotional support21.2% 3.6 pts below the national average of 24.8%
Food insecurity12.9% 4.2 pts below the national average of 17.1%
Received food stamps12.7% 1.6 pts below the national average of 14.3%
Hearing disability11.1% 4.4 pts above the national average of 6.7%
High cholesterol41.9% 5.7 pts above the national average of 36.2%
Housing insecurity9% 4.8 pts below the national average of 13.8%
Independent living disability9.7% 1.3 pts above the national average of 8.4%
Lacks transport6.8% 2.4 pts below the national average of 9.2%
Loneliness29.3% 5.1 pts below the national average of 34.4%
Mammography use74.8% 1.1 pts below the national average of 75.9%
Poor mental health (14+ days)16.2% 0.6 pts below the national average of 16.8%
Mobility disability19% 5 pts above the national average of 14%
Poor physical health (14+ days)16.7% 3.2 pts above the national average of 13.5%
Self-care disability4.6% 0.6 pts above the national average of 4%
Utility shut-off threat6.8% 2 pts below the national average of 8.8%
Sleeps under 7 hours32% 4.4 pts below the national average of 36.4%
Stroke5% 1.6 pts above the national average of 3.4%
All natural teeth lost13.6% 0.6 pts above the national average of 13%
Vision disability5.6% same as the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments123
People employed495
Annual payroll$21,517,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 90.2% of US census tracts
FEMA ratingRelatively Moderate to Relatively High across the 4 census tracts this ZIP code covers
Expected annual loss83.7 out of 100
Community resilience64.4 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Cold wave99.9Very High at its worst in this ZIP code
Hail93.3Relatively High at its worst in this ZIP code
Wildfire85.3Relatively Low at its worst in this ZIP code
Winter weather84Relatively High at its worst in this ZIP code
Drought83.5Relatively Low at its worst in this ZIP code
Lightning81.9Relatively High at its worst in this ZIP code
Strong wind80Relatively Moderate at its worst in this ZIP code
Landslide69.5Very Low at its worst in this ZIP code
River flooding58Relatively Moderate at its worst in this ZIP code
Tornado39.4Relatively Low at its worst in this ZIP code
Ice storm19.2Very Low at its worst in this ZIP code
Heat wave4.4Very Low at its worst in this ZIP code
Earthquake1.4Very Low at its worst in this ZIP code
Compared with Michigan and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPMichiganUnited States
Median household income$61,028$71,149$78,538
Income per person$40,117$39,538$43,289
Poverty rate15.3%13.1%12.4%
Median home value$119,800$217,600$303,400
Median gross rent$916$1,084$1,348
Homeownership90.4%72.9%65%
Bachelor's degree or higher22.4%31.8%35%
Unemployment rate6.8%5.8%5.2%
Works from home8.4%12%13.5%
Born outside the US0.8%7%13.9%
Median age56.440.138.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationAMASA 1W, MI US16.1 km away
Rain in a year31 in

Average high and low by month

January21.7°F / 0°F1.32 in rain
February25.9°F / 0.4°F1.11 in rain
March36.7°F / 10.4°F1.73 in rain
April49.5°F / 24.2°F2.78 in rain
May64.8°F / 36.8°F3.07 in rain
June73.7°F / 46.4°F3.57 in rain
July78.6°F / 50.7°F3.89 in rain
August76.3°F / 48.5°F3.2 in rain
September68.2°F / 41.8°F3.63 in rain
October53.6°F / 30.8°F3.27 in rain
November38.6°F / 20.5°F2.14 in rain
December26.7°F / 8.3°F1.64 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

Forest Park School District99.2% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability57more vulnerable than 57% of US census tracts
Socioeconomic status55more vulnerable than 55% of US census tracts
Household characteristics66more vulnerable than 66% of US census tracts
Racial and ethnic minority status10more vulnerable than 10% of US census tracts
Housing type and transport64more vulnerable than 64% of US census tracts
Walkability5.4 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

49902 Alpha, MI7.6 km away
49903 Amasa, MI15.7 km away
49927 Gaastra, MI19.6 km away
49815 Channing, MI21.7 km away
49964 Stambaugh, MI21.7 km away
49881 Sagola, MI22 km away
49915 Caspian, MI22.3 km away
49935 Iron River, MI22.9 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Iron County100% of this ZIP code's land area
Time zoneCentral (UTC-06:00 standard)
Daylight saving timeObserved
Land area401.79 sq mi
Water area24.68 sq mi
Population density11 people per sq mi
Latitude, longitude46.1093, -88.3505

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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