Postal Codes

49862 ZIP Code

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ZIP code 49862 covers Munising, Michigan, with a population of about 4,532 and a median household income of $59,575.

Population
4,53227 per square mile
Median age
47.18.4 points above the US average
Median household income
$59,57516% below the Michigan median
Poverty rate
7.6%4.8 points below the US average
Typical home value
$209,578up 11.7% in five years
Median rent
$71834% below the Michigan median
Degree or higher
19.8%15.2 points below the US average
Homeownership
78.9%13.9 points above the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
145

Where 49862 is

Munising, Michigan — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population4,532
Median age47.1
Family households61.4%
Born outside the US1%
Speaks a language other than English at home2.1%
White (non-Hispanic)74.6%
Black (non-Hispanic)14.8%
Asian (non-Hispanic)0.2%
Hispanic or Latino1.1%
Veterans7.4%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$59,575
Income per person$26,599
Poverty rate7.6%
Households on SNAP or cash assistance9.6%

Household income distribution

Under $10k5.4%
$10–15k4.0%
$15–20k3.8%
$20–25k6.7%
$25–30k3.7%
$30–35k3.4%
$35–40k3.5%
$40–45k4.0%
$45–50k6.3%
$50–60k9.7%
$60–75k16.2%
$75–100k11.3%
$100–125k10.4%
$125–150k5.3%
$150–200k3.8%
$200k or more2.6%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed1,980
Mean adjusted gross income$63,957
Returns declaring $200,000 or more3%
Returns, under $25k29.8%
Returns, $25k–$50k24.2%
Returns, $50k–$75k17.2%
Returns, $75k–$100k11.1%
Returns, $100k–$200k14.6%
Returns, $200k or more3.0%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$150,900
Median gross rent$718
Rent as a share of household income19.5%
Owner-occupied78.9%
Vacant homes32.2%
Median year built1969

What the homes are

Detached house78.5%
Attached house2%
2 to 4 units7.7%
5 to 19 units3.7%
20 or more units4.7%
Mobile home3.4%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$209,578as of 2026-07
Typical home value, 1 yearup 5.9%
Typical home value, 5 yearsup 11.7%
Typical home value, 10 yearsup 49.8%
Typical home value since 2000
201420202026$209,578$135,455

$135,455 in 2014 to $209,578 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate6.3%
Bachelor's degree or higher19.8%
High school diploma or higher93%
Works from home6.7%
Drives to work alone71.6%
Takes public transport0.8%
Commutes 45 minutes or more15.9%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity36.8% 3.4 pts above the national average of 33.4%
Diagnosed diabetes12.1% same as the national average of 12%
Currently smokes16.3% 3.1 pts above the national average of 13.2%
High blood pressure38.3% 4.2 pts above the national average of 34.1%
Fair or poor general health20% same as the national average of 20.3%
No health insurance (18–64)7.5% 3.8 pts below the national average of 11.3%
Depression24.6% 2.7 pts above the national average of 21.9%
No leisure-time physical activity25.2% same as the national average of 25.4%
Arthritis30.7% 5.6 pts above the national average of 25.1%
Binge drinking16.8% 0.8 pts above the national average of 16%
Taking blood pressure medication76.1% 1.4 pts above the national average of 74.7%
Cancer (non-skin)9.6% 1.9 pts above the national average of 7.7%
Current asthma11.1% 0.7 pts above the national average of 10.4%
Coronary heart disease7.7% 1.5 pts above the national average of 6.2%
Routine check-up in past year79.2% 2.5 pts above the national average of 76.7%
Cholesterol screening86.5% 0.6 pts above the national average of 85.9%
Cognitive disability14.9% same as the national average of 14.8%
Colorectal screening70% 5.7 pts above the national average of 64.3%
COPD8.8% 2.2 pts above the national average of 6.6%
Visited a dentist66% 4.7 pts above the national average of 61.3%
Any disability33% 2.3 pts above the national average of 30.7%
Lacks emotional support25.1% same as the national average of 24.8%
Food insecurity15.4% 1.7 pts below the national average of 17.1%
Received food stamps14.2% same as the national average of 14.3%
Hearing disability8.3% 1.6 pts above the national average of 6.7%
High cholesterol35.9% same as the national average of 36.2%
Housing insecurity12.1% 1.7 pts below the national average of 13.8%
Independent living disability8.8% same as the national average of 8.4%
Lacks transport8.5% 0.7 pts below the national average of 9.2%
Loneliness32.6% 1.8 pts below the national average of 34.4%
Mammography use74.7% 1.2 pts below the national average of 75.9%
Poor mental health (14+ days)17.5% 0.7 pts above the national average of 16.8%
Mobility disability14.7% 0.7 pts above the national average of 14%
Poor physical health (14+ days)14.6% 1.1 pts above the national average of 13.5%
Self-care disability3.9% same as the national average of 4%
Utility shut-off threat8.9% same as the national average of 8.8%
Sleeps under 7 hours35.8% 0.6 pts below the national average of 36.4%
Stroke3.9% 0.5 pts above the national average of 3.4%
All natural teeth lost11.8% 1.2 pts below the national average of 13%
Vision disability5.1% 0.5 pts below the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments145
People employed1,300
Annual payroll$72,733,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 50.6% of US census tracts
FEMA ratingRelatively Low to Relatively Moderate across the 3 census tracts this ZIP code covers
Expected annual loss42.1 out of 100
Community resilience52.1 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Lightning99.8Very High at its worst in this ZIP code
Landslide93.4Relatively Low at its worst in this ZIP code
Hail91.7Relatively High at its worst in this ZIP code
Cold wave79.9Relatively High at its worst in this ZIP code
Drought75.7Very Low at its worst in this ZIP code
Wildfire74.6Relatively Low at its worst in this ZIP code
Strong wind73.7Relatively Moderate at its worst in this ZIP code
Winter weather66.7Relatively Moderate at its worst in this ZIP code
River flooding65.5Relatively Moderate at its worst in this ZIP code
Coastal flooding44.5Very Low at its worst in this ZIP code
Ice storm39.2Relatively Low at its worst in this ZIP code
Tornado28.6Relatively Low at its worst in this ZIP code
Heat wave2.8Very Low at its worst in this ZIP code
Earthquake1.8Very Low at its worst in this ZIP code
Compared with Michigan and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPMichiganUnited States
Median household income$59,575$71,149$78,538
Income per person$26,599$39,538$43,289
Poverty rate7.6%13.1%12.4%
Median home value$150,900$217,600$303,400
Median gross rent$718$1,084$1,348
Homeownership78.9%72.9%65%
Bachelor's degree or higher19.8%31.8%35%
Unemployment rate6.3%5.8%5.2%
Works from home6.7%12%13.5%
Born outside the US1%7%13.9%
Median age47.140.138.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationMUNISING, MI US3.1 km away
Rain in a year40 in
Snow in a year161 in

Average high and low by month

January23.4°F / 11.4°F3.54 in rain, 46 in snow
February25.3°F / 11.5°F2.38 in rain, 32.4 in snow
March33.4°F / 19°F2.01 in rain, 17.9 in snow
April44.6°F / 28.5°F2.94 in rain, 9.6 in snow
May58.6°F / 39.1°F3.08 in rain
June67.6°F / 49°F3.23 in rain
July72.7°F / 55.4°F3.44 in rain
August72°F / 54.8°F3.15 in rain
September64.6°F / 48.7°F4.24 in rain
October51.6°F / 37.7°F4.93 in rain, 1.1 in snow
November39.1°F / 27.5°F3.47 in rain, 14.9 in snow
December29°F / 17.9°F3.44 in rain, 39.1 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarket17% of this ZIP code's area
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 3 school districts, so the address decides which one, not the ZIP code.

Munising Public Schools68.3% of this ZIP code's land area
Autrain-Onota Public Schools30.1% of this ZIP code's land area
Superior Central Schools1.6% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability43more vulnerable than 43% of US census tracts
Socioeconomic status33more vulnerable than 33% of US census tracts
Household characteristics31more vulnerable than 31% of US census tracts
Racial and ethnic minority status29more vulnerable than 29% of US census tracts
Housing type and transport73more vulnerable than 73% of US census tracts
Walkability6.1 out of 20Below average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

49895 Wetmore, MI7.1 km away
49806 Au Train, MI17.1 km away
49884 Shingleton, MI17.4 km away
49816 Chatham, MI18.6 km away
49825 Eben Junction, MI21.4 km away
49826 Rumely, MI26.3 km away
49822 Deerton, MI27.1 km away
49891 Trenary, MI29.9 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Alger County100% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area170.03 sq mi
Water area44.6 sq mi
Population density27 people per sq mi
Latitude, longitude46.3994, -86.6983

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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