Postal Codes

Código postal 49740

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El código postal 49740 cubre Harbor Springs, Michigan, con una población de unos 7,277 y un ingreso medio del hogar de $85,230.

Población
7,27758 per square mile
Edad media
5516.3 points above the US average
Ingreso medio del hogar
$85,2301.2× the Michigan median
Tasa de pobreza
7%5.4 points below the US average
Valor típico de la vivienda
$581,374up 31.7% in five years
Alquiler medio
$9978% below the Michigan median
Título universitario o superior
45.5%10.5 points above the US average
Vivienda en propiedad
88.8%23.8 points above the US average
Zona horaria
Eastern UTC-05:00observes daylight saving time
Empresas
372

Dónde está 49740

Harbor Springs, Michigan — el área que la Oficina del Censo delimita para este código postal. Los códigos postales son conjuntos de rutas de reparto y no áreas, así que esto es la aproximación del Censo, no un límite del Servicio Postal.

Población y hogares

American Community Survey 2019–2023 five-year estimates

Población7,277
Edad media55
Hogares familiares67.8%
Nacidos fuera de EE. UU.1.4%
Habla un idioma distinto del inglés en casa1.8%
Blanca (no hispana)88%
Negra (no hispana)1.6%
Asiática (no hispana)0.2%
Hispana o latina3.4%
Veteranos7.1%
Población por edad
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Ingresos y pobreza

American Community Survey 2019–2023 five-year estimates

Ingreso medio del hogar$85,230
Ingreso por persona$54,390
Tasa de pobreza7%
Hogares con SNAP o ayudas en efectivo5.3%

Household income distribution

Under $10k4.2%
$10–15k2.1%
$15–20k2.6%
$20–25k4.8%
$25–30k2.7%
$30–35k3.4%
$35–40k3.3%
$40–45k2.2%
$45–50k3.6%
$50–60k6.3%
$60–75k9.7%
$75–100k14.1%
$100–125k10.8%
$125–150k6.8%
$150–200k7.7%
$200k or more15.7%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Declaraciones presentadas4,220
Ingreso bruto ajustado medio$136,801
Declaraciones de $200,000 o más13.5%
Returns, under $25k26.5%
Returns, $25k–$50k18.2%
Returns, $50k–$75k12.3%
Returns, $75k–$100k8.8%
Returns, $100k–$200k20.6%
Returns, $200k or more13.5%
Vivienda

American Community Survey 2019–2023 five-year estimates

Valor medio de la vivienda$332,600
Alquiler bruto medio$997
Alquiler como porcentaje del ingreso del hogar23.5%
Ocupada por su propietario88.8%
Viviendas vacías47.3%
Año medio de construcción1983

What the homes are

Casa unifamiliar aislada81.5%
Casa adosada3.6%
De 2 a 4 viviendas5.5%
De 5 a 19 viviendas6%
20 o más viviendas1.1%
Casa móvil2.4%
Barco, autocaravana o furgoneta0%
Precios y alquileres actuales

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Valor típico de la vivienda$581,374as of 2026-07
Typical home value, 1 yearup 10.6%
Typical home value, 5 yearsup 31.7%
Typical home value, 10 yearsup 104.3%
Valor típico de la vivienda desde 2000
200620162026$581,374$232,550

$350,622 in 2006 to $581,374 in 2026.

Trabajo, desplazamientos y educación

American Community Survey 2019–2023 five-year estimates

Tasa de desempleo3.9%
Licenciatura o superior45.5%
Bachillerato o superior97.1%
Trabaja desde casa13.8%
Conduce solo al trabajo76.7%
Usa el transporte público0.5%
Se desplaza 45 minutos o más9.4%
Salud

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesidad31.8% 1.6 pts below the national average of 33.4%
Diabetes diagnosticada12.5% 0.5 pts above the national average of 12%
Fuma actualmente11.5% 1.7 pts below the national average of 13.2%
Hipertensión arterial41.2% 7.1 pts above the national average of 34.1%
Salud general regular o mala16.4% 3.9 pts below the national average of 20.3%
Sin seguro médico (18 a 64 años)4.5% 6.8 pts below the national average of 11.3%
Depresión23.8% 1.9 pts above the national average of 21.9%
Sin actividad física en el tiempo libre21.3% 4.1 pts below the national average of 25.4%
Artritis35.6% 10.5 pts above the national average of 25.1%
Consumo excesivo de alcohol14.2% 1.8 pts below the national average of 16%
Toma medicación para la tensión82.2% 7.5 pts above the national average of 74.7%
Cáncer (excepto de piel)13.4% 5.7 pts above the national average of 7.7%
Asma actual10.8% same as the national average of 10.4%
Cardiopatía coronaria8.4% 2.2 pts above the national average of 6.2%
Revisión médica en el último año84.2% 7.5 pts above the national average of 76.7%
Prueba de colesterol92% 6.1 pts above the national average of 85.9%
Discapacidad cognitiva11.1% 3.7 pts below the national average of 14.8%
Cribado colorrectal77.3% 13 pts above the national average of 64.3%
EPOC8.2% 1.6 pts above the national average of 6.6%
Visitó al dentista76.5% 15.2 pts above the national average of 61.3%
Alguna discapacidad30% 0.7 pts below the national average of 30.7%
Falta de apoyo emocional18.8% 6 pts below the national average of 24.8%
Inseguridad alimentaria8.4% 8.7 pts below the national average of 17.1%
Recibió cupones de alimentos7.5% 6.8 pts below the national average of 14.3%
Discapacidad auditiva9.2% 2.5 pts above the national average of 6.7%
Colesterol alto40.8% 4.6 pts above the national average of 36.2%
Inseguridad habitacional6.7% 7.1 pts below the national average of 13.8%
Discapacidad para la vida independiente7.1% 1.3 pts below the national average of 8.4%
Falta de transporte5% 4.2 pts below the national average of 9.2%
Soledad28.3% 6.1 pts below the national average of 34.4%
Mamografía79.9% 4 pts above the national average of 75.9%
Mala salud mental (14 días o más)14.1% 2.7 pts below the national average of 16.8%
Discapacidad de movilidad14.3% same as the national average of 14%
Mala salud física (14 días o más)13.5% same as the national average of 13.5%
Discapacidad para el autocuidado3.3% 0.7 pts below the national average of 4%
Riesgo de corte de suministros5% 3.8 pts below the national average of 8.8%
Duerme menos de 7 horas26.4% 10 pts below the national average of 36.4%
Ictus4% 0.6 pts above the national average of 3.4%
Pérdida de todos los dientes naturales8.4% 4.6 pts below the national average of 13%
Discapacidad visual4.1% 1.5 pts below the national average of 5.6%
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Empresas y empleo

Census ZIP Code Business Patterns 2022

Establecimientos comerciales372
Personas empleadas3,562
Nómina anual$174,396,000
Riesgo de desastres naturales

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Riesgo generalMayor que el 40.7% de los sectores censales de EE. UU.
Calificación de FEMAVery Low to Relatively Moderate en los 6 sectores censales que cubre este código postal
Pérdida anual esperada37 sobre 100
Resiliencia comunitaria94.7 sobre 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Deslizamiento de tierra93.5Relatively Moderate at its worst in this ZIP code
Ola de frío89.9Relatively High at its worst in this ZIP code
Incendio forestal66.3Relatively Low at its worst in this ZIP code
Inundación costera60.2Relatively Low at its worst in this ZIP code
Inundación fluvial60.1Relatively High at its worst in this ZIP code
Granizo59.5Relatively Moderate at its worst in this ZIP code
Rayos54.8Relatively Moderate at its worst in this ZIP code
Tornado41.9Relatively Low at its worst in this ZIP code
Temporal invernal41.1Relatively Moderate at its worst in this ZIP code
Viento fuerte33.4Relatively Low at its worst in this ZIP code
Huracán26.6Very Low at its worst in this ZIP code
Tormenta de hielo10Very Low at its worst in this ZIP code
Ola de calor7.1Very Low at its worst in this ZIP code
Terremoto2.4Very Low at its worst in this ZIP code
Comparado con Michigan y Estados Unidos

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPMichiganUnited States
Ingreso medio del hogar$85,230$71,149$78,538
Ingreso por persona$54,390$39,538$43,289
Tasa de pobreza7%13.1%12.4%
Valor medio de la vivienda$332,600$217,600$303,400
Alquiler bruto medio$997$1,084$1,348
Vivienda en propiedad88.8%72.9%65%
Licenciatura o superior45.5%31.8%35%
Tasa de desempleo3.9%5.8%5.2%
Trabaja desde casa13.8%12%13.5%
Nacidos fuera de EE. UU.1.4%7%13.9%
Edad media5540.138.7
Clima

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Estación meteorológicaCROSS VILLAGE 1E, MI US12.9 km away
Lluvia al año33 in
Nieve al año80 in

Average high and low by month

enero26.6°F / 13.3°F1.79 in rain, 20.9 in snow
febrero28.1°F / 12.2°F1.23 in rain, 16.9 in snow
marzo37.4°F / 19.2°F1.9 in rain, 9.7 in snow
abril49.4°F / 30°F2.9 in rain, 5.7 in snow
mayo62.4°F / 41.1°F3.04 in rain, 0.1 in snow
junio70.3°F / 51.4°F3.2 in rain
julio74.1°F / 57.1°F2.77 in rain
agosto73.6°F / 57.1°F3 in rain
septiembre67°F / 50.6°F3.83 in rain
octubre54.6°F / 40.6°F4.39 in rain, 0.1 in snow
noviembre43.1°F / 31.2°F2.92 in rain, 5.9 in snow
diciembre32.7°F / 22.2°F2.23 in rain, 20.2 in snow
Acceso a alimentos

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Bajos ingresos y lejos de un supermercado4% of this ZIP code's area
Lejos de un supermercadoNone of this ZIP code
Sin vehículo y lejos de un supermercadoNone of this ZIP code
Distritos escolares

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 4 school districts, so the address decides which one, not the ZIP code.

Harbor Springs School District90.6% de la superficie de este código postal
Pellston Public Schools5.9% de la superficie de este código postal
Alanson Public Schools2.3% de la superficie de este código postal
Public Schools of Petoskey1.2% de la superficie de este código postal
Comunidad y caminabilidad

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Vulnerabilidad social general31más vulnerable que el 31% de los sectores censales de EE. UU.
Nivel socioeconómico41más vulnerable que el 41% de los sectores censales de EE. UU.
Características del hogar32más vulnerable que el 32% de los sectores censales de EE. UU.
Minorías raciales y étnicas17más vulnerable que el 17% de los sectores censales de EE. UU.
Tipo de vivienda y transporte36más vulnerable que el 36% de los sectores censales de EE. UU.
Caminabilidad5.6 out of 20Least walkable
Códigos postales cercanos

The closest ZIP codes by centre point, which is not the same as sharing a border.

49737 Good Hart, MIa 10.4 km
49723 Cross Village, MIa 11.5 km
49769 Pellston, MIa 13.7 km
49722 Conway, MIa 16.2 km
49764 Oden, MIa 17.9 km
49706 Alanson, MIa 19.1 km
49711 Bay Shore, MIa 19.9 km
49770 Petoskey, MIa 20.2 km
Ubicación, condados y zona horaria

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Emmet County100% of this ZIP code's land area
Zona horariaEastern (UTC-05:00 standard)
Horario de veranoObserved
Superficie terrestre124.93 sq mi
Superficie de agua17.44 sq mi
Densidad de población58 people per sq mi
Latitud, longitud45.5251, -85.0062

Las cifras corresponden a este código postal o a su área de tabulación censal salvo que la sección indique otra cosa. Las estimaciones cuyo margen de error las hacía poco fiables se omiten en lugar de mostrarse. Fuentes: Oficina del Censo de EE. UU., CDC, IRS.

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