Postal Codes

49346 ZIP Code

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ZIP code 49346 covers Stanwood, Michigan, with a population of about 4,851 and a median household income of $67,627.

Population
4,85175 per square mile
Median age
5617.3 points above the US average
Median household income
$67,627about the Michigan median
Poverty rate
14.9%2.5 points above the US average
Typical home value
$325,447up 29.7% in five years
Median rent
$86121% below the Michigan median
Degree or higher
28.7%6.3 points below the US average
Homeownership
88.6%23.6 points above the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
76

Where 49346 is

Stanwood, Michigan — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population4,851
Median age56
Family households72.4%
Born outside the US1.5%
Speaks a language other than English at home4.9%
White (non-Hispanic)95.9%
Black (non-Hispanic)0.1%
Asian (non-Hispanic)0%
Hispanic or Latino1.2%
Veterans10.6%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$67,627
Income per person$36,016
Poverty rate14.9%
Households on SNAP or cash assistance14.7%

Household income distribution

Under $10k2.5%
$10–15k3.5%
$15–20k5.6%
$20–25k4.7%
$25–30k6.9%
$30–35k2.0%
$35–40k3.7%
$40–45k2.8%
$45–50k2.8%
$50–60k10.8%
$60–75k11.3%
$75–100k17.4%
$100–125k10.3%
$125–150k5.7%
$150–200k6.6%
$200k or more3.6%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed2,990
Mean adjusted gross income$76,672
Returns declaring $200,000 or more5.4%
Returns, under $25k27.1%
Returns, $25k–$50k20.4%
Returns, $50k–$75k15.4%
Returns, $75k–$100k12.4%
Returns, $100k–$200k19.4%
Returns, $200k or more5.4%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$222,800
Median gross rent$861
Owner-occupied88.6%
Vacant homes30.6%
Median year built1989

What the homes are

Detached house85.4%
Attached house3.1%
5 to 19 units0.5%
Mobile home11%
Boat, RV or van0.1%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$325,447as of 2026-07
Typical home value, 1 yearup 5.5%
Typical home value, 5 yearsup 29.7%
Typical home value, 10 yearsup 102.7%
Typical home value since 2000
200820172026$325,447$128,986

$152,312 in 2008 to $325,447 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate3%
Bachelor's degree or higher28.7%
High school diploma or higher95.5%
Works from home9.9%
Drives to work alone77%
Takes public transport0.4%
Commutes 45 minutes or more25.9%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity36.9% 3.5 pts above the national average of 33.4%
Diagnosed diabetes14.3% 2.3 pts above the national average of 12%
Currently smokes16.4% 3.2 pts above the national average of 13.2%
High blood pressure42.8% 8.7 pts above the national average of 34.1%
Fair or poor general health22.4% 2.1 pts above the national average of 20.3%
No health insurance (18–64)6.9% 4.4 pts below the national average of 11.3%
Depression27.3% 5.4 pts above the national average of 21.9%
No leisure-time physical activity28.3% 2.9 pts above the national average of 25.4%
Arthritis37.4% 12.3 pts above the national average of 25.1%
Binge drinking13.9% 2.1 pts below the national average of 16%
Taking blood pressure medication82.1% 7.4 pts above the national average of 74.7%
Cancer (non-skin)12.4% 4.7 pts above the national average of 7.7%
Current asthma11.5% 1.1 pts above the national average of 10.4%
Coronary heart disease10% 3.8 pts above the national average of 6.2%
Routine check-up in past year82.8% 6.1 pts above the national average of 76.7%
Cholesterol screening88.7% 2.8 pts above the national average of 85.9%
Cognitive disability15.1% same as the national average of 14.8%
Colorectal screening71.6% 7.3 pts above the national average of 64.3%
COPD11.4% 4.8 pts above the national average of 6.6%
Visited a dentist67.1% 5.8 pts above the national average of 61.3%
Any disability37.6% 6.9 pts above the national average of 30.7%
Lacks emotional support21.4% 3.4 pts below the national average of 24.8%
Food insecurity14.2% 2.9 pts below the national average of 17.1%
Received food stamps14.5% same as the national average of 14.3%
Hearing disability10.5% 3.8 pts above the national average of 6.7%
High cholesterol40.5% 4.3 pts above the national average of 36.2%
Housing insecurity9.9% 3.9 pts below the national average of 13.8%
Independent living disability9.9% 1.5 pts above the national average of 8.4%
Lacks transport7.7% 1.5 pts below the national average of 9.2%
Loneliness30.7% 3.7 pts below the national average of 34.4%
Mammography use77.9% 2 pts above the national average of 75.9%
Poor mental health (14+ days)16.9% same as the national average of 16.8%
Mobility disability18.6% 4.6 pts above the national average of 14%
Poor physical health (14+ days)16.5% 3 pts above the national average of 13.5%
Self-care disability4.7% 0.7 pts above the national average of 4%
Utility shut-off threat7.7% 1.1 pts below the national average of 8.8%
Sleeps under 7 hours32.5% 3.9 pts below the national average of 36.4%
Stroke4.8% 1.4 pts above the national average of 3.4%
All natural teeth lost11.4% 1.6 pts below the national average of 13%
Vision disability5.7% same as the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments76
People employed721
Annual payroll$35,066,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 76.6% of US census tracts
FEMA ratingRelatively Low to Relatively High across the 5 census tracts this ZIP code covers
Expected annual loss72.5 out of 100
Community resilience49.9 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Strong wind99.9Very High at its worst in this ZIP code
Winter weather97.7Very High at its worst in this ZIP code
Landslide89.3Relatively Moderate at its worst in this ZIP code
Cold wave78.5Relatively High at its worst in this ZIP code
Tornado73.5Relatively High at its worst in this ZIP code
Wildfire73.2Relatively Low at its worst in this ZIP code
Lightning72Relatively High at its worst in this ZIP code
Hail69.7Relatively Moderate at its worst in this ZIP code
Ice storm66.8Relatively Moderate at its worst in this ZIP code
River flooding66Relatively High at its worst in this ZIP code
Hurricane35.4Very Low at its worst in this ZIP code
Heat wave19.5Relatively Low at its worst in this ZIP code
Earthquake18.7Very Low at its worst in this ZIP code
Compared with Michigan and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPMichiganUnited States
Median household income$67,627$71,149$78,538
Income per person$36,016$39,538$43,289
Poverty rate14.9%13.1%12.4%
Median home value$222,800$217,600$303,400
Median gross rent$861$1,084$1,348
Homeownership88.6%72.9%65%
Bachelor's degree or higher28.7%31.8%35%
Unemployment rate3%5.8%5.2%
Works from home9.9%12%13.5%
Born outside the US1.5%7%13.9%
Median age5640.138.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationBIG RAPIDS WTP, MI US12.1 km away
Rain in a year38 in
Snow in a year61 in

Average high and low by month

January28.2°F / 12.7°F2.43 in rain, 17.8 in snow
February31.4°F / 12.2°F1.97 in rain, 16 in snow
March42°F / 19.8°F2.57 in rain, 7.7 in snow
April54.8°F / 30.9°F3.95 in rain, 1.5 in snow
May67.6°F / 43.2°F3.76 in rain
June77.2°F / 53°F3.36 in rain
July81.3°F / 57.1°F3.48 in rain
August79°F / 55°F4.24 in rain
September71.6°F / 46.9°F3.02 in rain
October58.1°F / 36.3°F3.76 in rain, 0.2 in snow
November44.1°F / 27.5°F3.05 in rain, 3.8 in snow
December33.2°F / 19.3°F2.33 in rain, 14.3 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarket66% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 3 school districts, so the address decides which one, not the ZIP code.

Morley Stanwood Community Schools79.9% of this ZIP code's land area
Chippewa Hills School District17.4% of this ZIP code's land area
White Cloud Public Schools2.7% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability52more vulnerable than 52% of US census tracts
Socioeconomic status56more vulnerable than 56% of US census tracts
Household characteristics52more vulnerable than 52% of US census tracts
Racial and ethnic minority status10more vulnerable than 10% of US census tracts
Housing type and transport60more vulnerable than 60% of US census tracts
Walkability5.5 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

49307 Big Rapids, MI10.2 km away
49336 Morley, MI10.6 km away
49342 Rodney, MI18.1 km away
49338 Paris, MI19.5 km away
49332 Mecosta, MI19.5 km away
49320 Chippewa Lake, MI21.7 km away
49329 Howard City, MI21.8 km away
48850 Lakeview, MI23 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Mecosta County96.8% of this ZIP code's land area
Newaygo County3.2% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area64.54 sq mi
Water area3.26 sq mi
Population density75 people per sq mi
Latitude, longitude43.6017, -85.4446

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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