Postal Codes

49267 ZIP Code

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ZIP code 49267 covers Ottawa Lake, Michigan, with a population of about 3,947 and a median household income of $96,389.

Population
3,947101 per square mile
Median age
49.610.9 points above the US average
Median household income
$96,3891.4× the Michigan median
Poverty rate
4.2%8.2 points below the US average
Typical home value
$343,250up 32.1% in five years
Median rent
$85821% below the Michigan median
Degree or higher
28.5%6.5 points below the US average
Homeownership
85.2%20.2 points above the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
102

Where 49267 is

Ottawa Lake, Michigan — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population3,947
Median age49.6
Family households80.2%
Born outside the US1%
Speaks a language other than English at home1.3%
White (non-Hispanic)97.3%
Black (non-Hispanic)0.9%
Asian (non-Hispanic)0.2%
Hispanic or Latino1.1%
Veterans5.9%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$96,389
Income per person$54,743
Poverty rate4.2%
Households on SNAP or cash assistance1.8%

Household income distribution

Under $10k0.2%
$10–15k0.0%
$15–20k2.2%
$20–25k3.1%
$25–30k4.5%
$30–35k2.8%
$35–40k6.3%
$40–45k3.5%
$45–50k4.8%
$50–60k7.2%
$60–75k6.2%
$75–100k12.3%
$100–125k11.0%
$125–150k10.4%
$150–200k7.5%
$200k or more18.1%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed2,010
Mean adjusted gross income$88,679
Returns declaring $200,000 or more8%
Returns, under $25k26.4%
Returns, $25k–$50k17.9%
Returns, $50k–$75k13.4%
Returns, $75k–$100k10.9%
Returns, $100k–$200k23.4%
Returns, $200k or more8.0%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$244,500
Median gross rent$858
Rent as a share of household income21.5%
Owner-occupied85.2%
Vacant homes3.8%
Median year built1966

What the homes are

Detached house93.2%
2 to 4 units2.7%
5 to 19 units3.5%
20 or more units0.7%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$343,250as of 2026-07
Typical home value, 1 yearup 7.2%
Typical home value, 5 yearsup 32.1%
Typical home value, 10 yearsup 85.1%
Typical home value since 2000
200020132026$343,250$148,455

$189,474 in 2000 to $343,250 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate2.4%
Bachelor's degree or higher28.5%
High school diploma or higher98.3%
Works from home8.5%
Drives to work alone81.9%
Takes public transport0%
Commutes 45 minutes or more15.9%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity38.3% 4.9 pts above the national average of 33.4%
Diagnosed diabetes11.5% 0.5 pts below the national average of 12%
Currently smokes12.8% same as the national average of 13.2%
High blood pressure37.4% 3.3 pts above the national average of 34.1%
Fair or poor general health16% 4.3 pts below the national average of 20.3%
No health insurance (18–64)4.8% 6.5 pts below the national average of 11.3%
Depression25% 3.1 pts above the national average of 21.9%
No leisure-time physical activity21.4% 4 pts below the national average of 25.4%
Arthritis32.6% 7.5 pts above the national average of 25.1%
Binge drinking17.4% 1.4 pts above the national average of 16%
Taking blood pressure medication79.5% 4.8 pts above the national average of 74.7%
Cancer (non-skin)10.7% 3 pts above the national average of 7.7%
Current asthma11.1% 0.7 pts above the national average of 10.4%
Coronary heart disease7% 0.8 pts above the national average of 6.2%
Routine check-up in past year80.6% 3.9 pts above the national average of 76.7%
Cholesterol screening90% 4.1 pts above the national average of 85.9%
Cognitive disability11.9% 2.9 pts below the national average of 14.8%
Colorectal screening75.9% 11.6 pts above the national average of 64.3%
COPD7.4% 0.8 pts above the national average of 6.6%
Visited a dentist74.3% 13 pts above the national average of 61.3%
Any disability28.9% 1.8 pts below the national average of 30.7%
Lacks emotional support20.5% 4.3 pts below the national average of 24.8%
Food insecurity8.9% 8.2 pts below the national average of 17.1%
Received food stamps7.7% 6.6 pts below the national average of 14.3%
Hearing disability7.6% 0.9 pts above the national average of 6.7%
High cholesterol38.9% 2.7 pts above the national average of 36.2%
Housing insecurity7.5% 6.3 pts below the national average of 13.8%
Independent living disability6.8% 1.6 pts below the national average of 8.4%
Lacks transport5.3% 3.9 pts below the national average of 9.2%
Loneliness29.9% 4.5 pts below the national average of 34.4%
Mammography use74.9% 1 pts below the national average of 75.9%
Poor mental health (14+ days)15.8% 1 pts below the national average of 16.8%
Mobility disability12.9% 1.1 pts below the national average of 14%
Poor physical health (14+ days)13.2% same as the national average of 13.5%
Self-care disability3% 1 pts below the national average of 4%
Utility shut-off threat5.4% 3.4 pts below the national average of 8.8%
Sleeps under 7 hours34.2% 2.2 pts below the national average of 36.4%
Stroke3.3% same as the national average of 3.4%
All natural teeth lost6.2% 6.8 pts below the national average of 13%
Vision disability3.6% 2 pts below the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments102
People employed1,085
Annual payroll$58,189,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 51.1% of US census tracts
FEMA ratingRelatively Low to Relatively Moderate across the 3 census tracts this ZIP code covers
Expected annual loss61.7 out of 100
Community resilience78.1 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Strong wind88.1Relatively High at its worst in this ZIP code
Ice storm81.3Relatively Moderate at its worst in this ZIP code
Hail81.2Relatively Moderate at its worst in this ZIP code
Tornado75.6Relatively High at its worst in this ZIP code
Cold wave75.4Relatively High at its worst in this ZIP code
Winter weather68Relatively Moderate at its worst in this ZIP code
River flooding67.5Relatively Moderate at its worst in this ZIP code
Landslide66.8Very Low at its worst in this ZIP code
Wildfire60.4Very Low at its worst in this ZIP code
Earthquake55.4Relatively Low at its worst in this ZIP code
Lightning45.9Relatively Moderate at its worst in this ZIP code
Hurricane40.1Very Low at its worst in this ZIP code
Heat wave38.6Relatively Low at its worst in this ZIP code
Drought18.1Relatively Low at its worst in this ZIP code
Compared with Michigan and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPMichiganUnited States
Median household income$96,389$71,149$78,538
Income per person$54,743$39,538$43,289
Poverty rate4.2%13.1%12.4%
Median home value$244,500$217,600$303,400
Median gross rent$858$1,084$1,348
Homeownership85.2%72.9%65%
Bachelor's degree or higher28.5%31.8%35%
Unemployment rate2.4%5.8%5.2%
Works from home8.5%12%13.5%
Born outside the US1%7%13.9%
Median age49.640.138.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationBLISSFIELD 1NNE, MI US16.6 km away

Average high and low by month

January31.6°F / 15.7°F
February34.3°F / 17.5°F
March44.7°F / 26.2°F
April58°F / 36.8°F
May69.6°F / 47.7°F
June79.5°F / 58°F
July82.7°F / 60.5°F
August81.2°F / 58.7°F
September75.4°F / 50.4°F
October62.3°F / 39.6°F
November48°F / 30.3°F
December36.6°F / 21.9°F
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 2 school districts, so the address decides which one, not the ZIP code.

Whiteford Agricultural School District87.8% of this ZIP code's land area
Blissfield Community Schools12% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability8more vulnerable than 8% of US census tracts
Socioeconomic status11more vulnerable than 11% of US census tracts
Household characteristics11more vulnerable than 11% of US census tracts
Racial and ethnic minority status4more vulnerable than 4% of US census tracts
Housing type and transport25more vulnerable than 25% of US census tracts
Walkability4.8 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

48144 Lambertville, MI5.2 km away
43560 Sylvania, OH6.9 km away
43623 Toledo, OH7.6 km away
48182 Temperance, MI8.8 km away
48177 Samaria, MI9.8 km away
43613 Toledo, OH9.9 km away
49276 Riga, MI10 km away
43601 Toledo, OH11 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Monroe County79% of this ZIP code's land area
Lenawee County21% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area38.95 sq mi
Water area0.41 sq mi
Population density101 people per sq mi
Latitude, longitude41.7683, -83.6856

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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