Postal Codes

49235 ZIP Code

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ZIP code 49235 covers Clayton, Michigan, with a population of about 2,036 and a median household income of $63,929.

Population
2,03642 per square mile
Median age
45.26.5 points above the US average
Median household income
$63,92910% below the Michigan median
Poverty rate
8.4%4 points below the US average
Typical home value
$248,569up 27% in five years
Median rent
$1,051about the Michigan median
Degree or higher
12.2%22.8 points below the US average
Homeownership
87.5%22.5 points above the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
20

Where 49235 is

Clayton, Michigan — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population2,036
Median age45.2
Family households72.6%
Born outside the US6.5%
Speaks a language other than English at home8%
White (non-Hispanic)84.1%
Black (non-Hispanic)0.7%
Asian (non-Hispanic)0.6%
Hispanic or Latino12.4%
Veterans4.5%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$63,929
Income per person$31,563
Poverty rate8.4%
Households on SNAP or cash assistance6.8%

Household income distribution

Under $10k4.4%
$10–15k2.2%
$15–20k1.7%
$20–25k14.4%
$25–30k3.9%
$30–35k1.4%
$35–40k4.6%
$40–45k3.5%
$45–50k3.8%
$50–60k6.9%
$60–75k12.0%
$75–100k9.1%
$100–125k11.1%
$125–150k6.5%
$150–200k9.8%
$200k or more4.6%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed940
Mean adjusted gross income$57,563
Returns declaring $200,000 or more2.1%
Returns, under $25k31.9%
Returns, $25k–$50k24.5%
Returns, $50k–$75k17.0%
Returns, $75k–$100k9.6%
Returns, $100k–$200k14.9%
Returns, $200k or more2.1%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$172,100
Median gross rent$1,051
Rent as a share of household income18.5%
Owner-occupied87.5%
Vacant homes13.7%
Median year built1959

What the homes are

Detached house90.4%
2 to 4 units1.9%
Mobile home7.7%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$248,569as of 2026-07
Typical home value, 1 yearup 8.8%
Typical home value, 5 yearsup 27%
Typical home value, 10 yearsup 98.7%
Typical home value since 2000
200020132026$248,569$62,184

$62,184 in 2000 to $248,569 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate3.6%
Bachelor's degree or higher12.2%
High school diploma or higher82.4%
Works from home2.6%
Drives to work alone93.9%
Takes public transport0.1%
Commutes 45 minutes or more27.6%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity41.2% 7.8 pts above the national average of 33.4%
Diagnosed diabetes12.4% same as the national average of 12%
Currently smokes17.2% 4 pts above the national average of 13.2%
High blood pressure37.4% 3.3 pts above the national average of 34.1%
Fair or poor general health21% 0.7 pts above the national average of 20.3%
No health insurance (18–64)7.5% 3.8 pts below the national average of 11.3%
Depression28.8% 6.9 pts above the national average of 21.9%
No leisure-time physical activity27.1% 1.7 pts above the national average of 25.4%
Arthritis30.1% 5 pts above the national average of 25.1%
Binge drinking16.5% 0.5 pts above the national average of 16%
Taking blood pressure medication76.9% 2.2 pts above the national average of 74.7%
Cancer (non-skin)9.3% 1.6 pts above the national average of 7.7%
Current asthma11.8% 1.4 pts above the national average of 10.4%
Coronary heart disease7.5% 1.3 pts above the national average of 6.2%
Routine check-up in past year78.1% 1.4 pts above the national average of 76.7%
Cholesterol screening86.2% same as the national average of 85.9%
Cognitive disability16.1% 1.3 pts above the national average of 14.8%
Colorectal screening67.7% 3.4 pts above the national average of 64.3%
COPD9.3% 2.7 pts above the national average of 6.6%
Visited a dentist67.6% 6.3 pts above the national average of 61.3%
Any disability33.8% 3.1 pts above the national average of 30.7%
Lacks emotional support22.9% 1.9 pts below the national average of 24.8%
Food insecurity14.9% 2.2 pts below the national average of 17.1%
Received food stamps14.1% same as the national average of 14.3%
Hearing disability8.1% 1.4 pts above the national average of 6.7%
High cholesterol37.6% 1.4 pts above the national average of 36.2%
Housing insecurity11.2% 2.6 pts below the national average of 13.8%
Independent living disability9.3% 0.9 pts above the national average of 8.4%
Lacks transport8% 1.2 pts below the national average of 9.2%
Loneliness32.3% 2.1 pts below the national average of 34.4%
Mammography use77.7% 1.8 pts above the national average of 75.9%
Poor mental health (14+ days)19.2% 2.4 pts above the national average of 16.8%
Mobility disability15.1% 1.1 pts above the national average of 14%
Poor physical health (14+ days)15.7% 2.2 pts above the national average of 13.5%
Self-care disability4.1% same as the national average of 4%
Utility shut-off threat8.1% 0.7 pts below the national average of 8.8%
Sleeps under 7 hours36.8% same as the national average of 36.4%
Stroke3.8% same as the national average of 3.4%
All natural teeth lost11.6% 1.4 pts below the national average of 13%
Vision disability5.1% 0.5 pts below the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments20
People employed52
Annual payroll$2,591,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 38% of US census tracts
FEMA ratingRelatively Low to Relatively Moderate across the 5 census tracts this ZIP code covers
Expected annual loss36.9 out of 100
Community resilience73.5 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Strong wind89.3Relatively High at its worst in this ZIP code
Landslide83.3Relatively Low at its worst in this ZIP code
Hail81.9Relatively Moderate at its worst in this ZIP code
Cold wave80.5Relatively High at its worst in this ZIP code
Tornado75.1Relatively High at its worst in this ZIP code
Ice storm74.2Relatively Moderate at its worst in this ZIP code
Lightning66.8Relatively High at its worst in this ZIP code
Winter weather55.9Relatively Moderate at its worst in this ZIP code
Wildfire55.5Very Low at its worst in this ZIP code
River flooding41.5Relatively Moderate at its worst in this ZIP code
Earthquake39.8Relatively Low at its worst in this ZIP code
Hurricane39.2Very Low at its worst in this ZIP code
Heat wave26.5Relatively Low at its worst in this ZIP code
Drought5.1Relatively Low at its worst in this ZIP code
Compared with Michigan and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPMichiganUnited States
Median household income$63,929$71,149$78,538
Income per person$31,563$39,538$43,289
Poverty rate8.4%13.1%12.4%
Median home value$172,100$217,600$303,400
Median gross rent$1,051$1,084$1,348
Homeownership87.5%72.9%65%
Bachelor's degree or higher12.2%31.8%35%
Unemployment rate3.6%5.8%5.2%
Works from home2.6%12%13.5%
Born outside the US6.5%7%13.9%
Median age45.240.138.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationADRIAN LENAWEE CO AP, MI US11.2 km away
Rain in a year30 in

Average high and low by month

January31.6°F / 17.3°F1.64 in rain
February34.6°F / 19°F1.49 in rain
March45.3°F / 27.2°F1.97 in rain
April58.6°F / 37.3°F3.04 in rain
May70.2°F / 48.3°F3.12 in rain
June79.8°F / 58.2°F3.36 in rain
July83.5°F / 61.6°F3.12 in rain
August81.1°F / 60.1°F2.83 in rain
September74.6°F / 51.9°F2.63 in rain
October61.9°F / 41.6°F2.56 in rain
November47.7°F / 31.7°F2.32 in rain
December36.4°F / 23.5°F1.87 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 6 school districts, so the address decides which one, not the ZIP code.

Hudson Area Schools50.2% of this ZIP code's land area
Morenci Area Schools17.6% of this ZIP code's land area
Sand Creek Community Schools13.1% of this ZIP code's land area
Onsted Community Schools9.5% of this ZIP code's land area
Adrian City School District5.5% of this ZIP code's land area
Addison Community Schools4.1% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability48more vulnerable than 48% of US census tracts
Socioeconomic status49more vulnerable than 49% of US census tracts
Household characteristics69more vulnerable than 69% of US census tracts
Racial and ethnic minority status10more vulnerable than 10% of US census tracts
Housing type and transport46more vulnerable than 46% of US census tracts
Walkability3.4 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

49247 Hudson, MI10.2 km away
49279 Sand Creek, MI10.3 km away
49253 Manitou Beach, MI12.6 km away
49289 Weston, MI13.8 km away
49256 Morenci, MI13.9 km away
49221 Adrian, MI14.7 km away
49220 Addison, MI17.5 km away
49265 Onsted, MI18.6 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Lenawee County100% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area48.76 sq mi
Water area0.2 sq mi
Population density42 people per sq mi
Latitude, longitude41.8636, -84.2147

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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