Postal Codes

49102 ZIP Code

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ZIP code 49102 covers Berrien Center, Michigan, with a population of about 1,575.

Population
1,575105 per square mile
Median age
56.718 points above the US average
Poverty rate
9.5%2.9 points below the US average
Typical home value
$301,976up 23.7% in five years
Median rent
$1,0285% below the Michigan median
Degree or higher
19.8%15.2 points below the US average
Homeownership
90.5%25.5 points above the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
17

Where 49102 is

Berrien Center, Michigan — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population1,575
Median age56.7
Family households73.9%
Born outside the US7.2%
Speaks a language other than English at home11.5%
White (non-Hispanic)84.4%
Black (non-Hispanic)2.2%
Asian (non-Hispanic)1.7%
Hispanic or Latino10%
Veterans3%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Income per person$39,659
Poverty rate9.5%
Households on SNAP or cash assistance6.6%

Household income distribution

Under $10k8.3%
$10–15k0.0%
$15–20k13.5%
$20–25k3.2%
$25–30k1.5%
$30–35k15.5%
$35–40k5.3%
$40–45k0.0%
$45–50k1.8%
$50–60k0.0%
$60–75k5.7%
$75–100k9.0%
$100–125k6.0%
$125–150k5.7%
$150–200k9.5%
$200k or more15.2%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed600
Mean adjusted gross income$69,225
Returns declaring $200,000 or more3.3%
Returns, under $25k30.0%
Returns, $25k–$50k20.0%
Returns, $50k–$75k16.7%
Returns, $75k–$100k11.7%
Returns, $100k–$200k18.3%
Returns, $200k or more3.3%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$250,300
Median gross rent$1,028
Owner-occupied90.5%
Vacant homes6.5%
Median year built1976

What the homes are

Detached house94%
2 to 4 units1.3%
5 to 19 units1.3%
Mobile home3.5%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$301,976as of 2026-07
Typical home value, 1 yearup 9%
Typical home value, 5 yearsup 23.7%
Typical home value, 10 yearsup 83.1%
Typical home value since 2000
200320142026$301,976$130,691

$133,362 in 2003 to $301,976 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate5.4%
Bachelor's degree or higher19.8%
High school diploma or higher95.2%
Works from home11.8%
Drives to work alone69.1%
Takes public transport0%
Commutes 45 minutes or more2.5%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity38.4% 5 pts above the national average of 33.4%
Diagnosed diabetes12.8% 0.8 pts above the national average of 12%
Currently smokes15.4% 2.2 pts above the national average of 13.2%
High blood pressure37.7% 3.6 pts above the national average of 34.1%
Fair or poor general health20.5% same as the national average of 20.3%
No health insurance (18–64)7.3% 4 pts below the national average of 11.3%
Depression27% 5.1 pts above the national average of 21.9%
No leisure-time physical activity26.3% 0.9 pts above the national average of 25.4%
Arthritis31.3% 6.2 pts above the national average of 25.1%
Binge drinking15.5% 0.5 pts below the national average of 16%
Taking blood pressure medication77.5% 2.8 pts above the national average of 74.7%
Cancer (non-skin)9.5% 1.8 pts above the national average of 7.7%
Current asthma11.9% 1.5 pts above the national average of 10.4%
Coronary heart disease7.7% 1.5 pts above the national average of 6.2%
Routine check-up in past year79.2% 2.5 pts above the national average of 76.7%
Cholesterol screening87.5% 1.6 pts above the national average of 85.9%
Cognitive disability15.3% 0.5 pts above the national average of 14.8%
Colorectal screening69.3% 5 pts above the national average of 64.3%
COPD8.9% 2.3 pts above the national average of 6.6%
Visited a dentist65.2% 3.9 pts above the national average of 61.3%
Any disability33.7% 3 pts above the national average of 30.7%
Lacks emotional support21.9% 2.9 pts below the national average of 24.8%
Food insecurity15.2% 1.9 pts below the national average of 17.1%
Received food stamps14.5% same as the national average of 14.3%
Hearing disability8.1% 1.4 pts above the national average of 6.7%
High cholesterol35.9% same as the national average of 36.2%
Housing insecurity11.5% 2.3 pts below the national average of 13.8%
Independent living disability9.2% 0.8 pts above the national average of 8.4%
Lacks transport8.2% 1 pts below the national average of 9.2%
Loneliness31.5% 2.9 pts below the national average of 34.4%
Mammography use71.9% 4 pts below the national average of 75.9%
Poor mental health (14+ days)17.7% 0.9 pts above the national average of 16.8%
Mobility disability15.3% 1.3 pts above the national average of 14%
Poor physical health (14+ days)15.2% 1.7 pts above the national average of 13.5%
Self-care disability4.2% same as the national average of 4%
Utility shut-off threat8.6% same as the national average of 8.8%
Sleeps under 7 hours37.3% 0.9 pts above the national average of 36.4%
Stroke3.9% 0.5 pts above the national average of 3.4%
All natural teeth lost16.7% 3.7 pts above the national average of 13%
Vision disability5.3% same as the national average of 5.6%
Business and employment

Census ZIP Code Business Patterns 2022

Business establishments17
People employed106
Annual payroll$3,631,000
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Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 55.4% of US census tracts
FEMA ratingVery Low to Relatively Moderate across the 3 census tracts this ZIP code covers
Expected annual loss49.4 out of 100
Community resilience94.8 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Strong wind92.1Relatively High at its worst in this ZIP code
Landslide86.6Relatively Low at its worst in this ZIP code
Cold wave85.3Relatively High at its worst in this ZIP code
Hail84.4Relatively Moderate at its worst in this ZIP code
River flooding71.4Relatively Moderate at its worst in this ZIP code
Winter weather70.2Relatively Moderate at its worst in this ZIP code
Tornado67.6Relatively Moderate at its worst in this ZIP code
Wildfire53.1Very Low at its worst in this ZIP code
Lightning51.5Relatively Moderate at its worst in this ZIP code
Earthquake42.4Relatively Low at its worst in this ZIP code
Ice storm39.3Relatively Low at its worst in this ZIP code
Heat wave35.9Relatively Low at its worst in this ZIP code
Hurricane35.6Very Low at its worst in this ZIP code
Compared with Michigan and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPMichiganUnited States
Median household income$71,149$78,538
Income per person$39,659$39,538$43,289
Poverty rate9.5%13.1%12.4%
Median home value$250,300$217,600$303,400
Median gross rent$1,028$1,084$1,348
Homeownership90.5%72.9%65%
Bachelor's degree or higher19.8%31.8%35%
Unemployment rate5.4%5.8%5.2%
Works from home11.8%12%13.5%
Born outside the US7.2%7%13.9%
Median age56.740.138.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationEAU CLAIRE 4 NE, MI US8.2 km away
Rain in a year38 in
Snow in a year87 in

Average high and low by month

January33.3°F / 19.7°F2.36 in rain, 30.5 in snow
February36.7°F / 21.6°F1.88 in rain, 17 in snow
March47.9°F / 29.6°F2.04 in rain, 8.1 in snow
April61.1°F / 39.6°F3.55 in rain, 1.4 in snow
May72.6°F / 50.5°F3.45 in rain
June81.4°F / 60.3°F3.79 in rain
July84.6°F / 64.4°F3.76 in rain
August82.7°F / 63.1°F4.53 in rain
September76.4°F / 56.2°F3.27 in rain
October64°F / 45.3°F4.29 in rain, 0.4 in snow
November49.3°F / 34.5°F3.02 in rain, 6.6 in snow
December38°F / 25.3°F2.36 in rain, 22.6 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 4 school districts, so the address decides which one, not the ZIP code.

Berrien Springs Public Schools67.8% of this ZIP code's land area
Eau Claire Public Schools27.9% of this ZIP code's land area
Niles Community School District2.9% of this ZIP code's land area
Dowagiac Union Schools1.5% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability60more vulnerable than 60% of US census tracts
Socioeconomic status51more vulnerable than 51% of US census tracts
Household characteristics76more vulnerable than 76% of US census tracts
Racial and ethnic minority status37more vulnerable than 37% of US census tracts
Housing type and transport60more vulnerable than 60% of US census tracts
Walkability3.9 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

49104 Berrien Springs, MI4.5 km away
49103 Berrien Springs, MI5.7 km away
49111 Eau Claire, MI7.5 km away
49126 Sodus, MI14.5 km away
49047 Dowagiac, MI14.7 km away
49107 Buchanan, MI14.7 km away
49120 Niles, MI14.8 km away
49101 Baroda, MI17.1 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Berrien County95.6% of this ZIP code's land area
Cass County4.4% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area14.99 sq mi
Water area0.64 sq mi
Population density105 people per sq mi
Latitude, longitude41.9484, -86.2850

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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