Postal Codes

48894 ZIP Code

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ZIP code 48894 covers Westphalia, Michigan, with a population of about 2,269 and a median household income of $110,000.

Population
2,26966 per square mile
Median age
34.14.6 points below the US average
Median household income
$110,0001.5× the Michigan median
Poverty rate
3.7%8.7 points below the US average
Typical home value
$353,274up 31.6% in five years
Median rent
$83923% below the Michigan median
Degree or higher
34.7%about the US average
Homeownership
94.2%29.2 points above the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
37

Where 48894 is

Westphalia, Michigan — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population2,269
Median age34.1
Family households80.7%
Born outside the US0%
Speaks a language other than English at home2.1%
White (non-Hispanic)96.9%
Black (non-Hispanic)0%
Asian (non-Hispanic)0%
Hispanic or Latino0.9%
Veterans2.8%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$110,000
Income per person$43,692
Poverty rate3.7%
Households on SNAP or cash assistance1.9%

Household income distribution

Under $10k0.9%
$10–15k1.3%
$15–20k1.6%
$20–25k2.6%
$25–30k2.6%
$30–35k3.1%
$35–40k4.4%
$40–45k2.9%
$45–50k1.3%
$50–60k7.9%
$60–75k10.8%
$75–100k7.0%
$100–125k13.4%
$125–150k15.1%
$150–200k14.6%
$200k or more10.4%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed1,130
Mean adjusted gross income$86,715
Returns declaring $200,000 or more4.4%
Returns, under $25k25.7%
Returns, $25k–$50k14.2%
Returns, $50k–$75k15.9%
Returns, $75k–$100k11.5%
Returns, $100k–$200k28.3%
Returns, $200k or more4.4%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$250,400
Median gross rent$839
Rent as a share of household income18.4%
Owner-occupied94.2%
Vacant homes0.7%
Median year built1972

What the homes are

Detached house97.1%
Attached house0.7%
2 to 4 units1.1%
5 to 19 units1%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$353,274as of 2026-07
Typical home value, 1 yearup 7%
Typical home value, 5 yearsup 31.6%
Typical home value, 10 yearsup 102.8%
Typical home value since 2000
200020132026$353,274$142,738

$150,355 in 2000 to $353,274 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate2.4%
Bachelor's degree or higher34.7%
High school diploma or higher97%
Works from home20%
Drives to work alone71.6%
Takes public transport0%
Commutes 45 minutes or more7%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity32.6% 0.8 pts below the national average of 33.4%
Diagnosed diabetes9.2% 2.8 pts below the national average of 12%
Currently smokes11.2% 2 pts below the national average of 13.2%
High blood pressure31.8% 2.3 pts below the national average of 34.1%
Fair or poor general health14.4% 5.9 pts below the national average of 20.3%
No health insurance (18–64)4.9% 6.4 pts below the national average of 11.3%
Depression27.3% 5.4 pts above the national average of 21.9%
No leisure-time physical activity19.8% 5.6 pts below the national average of 25.4%
Arthritis29% 3.9 pts above the national average of 25.1%
Binge drinking17.8% 1.8 pts above the national average of 16%
Taking blood pressure medication77.5% 2.8 pts above the national average of 74.7%
Cancer (non-skin)10.1% 2.4 pts above the national average of 7.7%
Current asthma11.2% 0.8 pts above the national average of 10.4%
Coronary heart disease6.2% same as the national average of 6.2%
Routine check-up in past year80.4% 3.7 pts above the national average of 76.7%
Cholesterol screening88.2% 2.3 pts above the national average of 85.9%
Cognitive disability12.7% 2.1 pts below the national average of 14.8%
Colorectal screening72% 7.7 pts above the national average of 64.3%
COPD6.6% same as the national average of 6.6%
Visited a dentist73.4% 12.1 pts above the national average of 61.3%
Any disability27.6% 3.1 pts below the national average of 30.7%
Lacks emotional support21.4% 3.4 pts below the national average of 24.8%
Food insecurity8.9% 8.2 pts below the national average of 17.1%
Received food stamps7.2% 7.1 pts below the national average of 14.3%
Hearing disability7.1% same as the national average of 6.7%
High cholesterol35.3% 0.9 pts below the national average of 36.2%
Housing insecurity7.5% 6.3 pts below the national average of 13.8%
Independent living disability7.1% 1.3 pts below the national average of 8.4%
Lacks transport5.4% 3.8 pts below the national average of 9.2%
Loneliness32.3% 2.1 pts below the national average of 34.4%
Mammography use78.1% 2.2 pts above the national average of 75.9%
Poor mental health (14+ days)16.6% same as the national average of 16.8%
Mobility disability11.6% 2.4 pts below the national average of 14%
Poor physical health (14+ days)12.2% 1.3 pts below the national average of 13.5%
Self-care disability2.7% 1.3 pts below the national average of 4%
Utility shut-off threat5.2% 3.6 pts below the national average of 8.8%
Sleeps under 7 hours29.9% 6.5 pts below the national average of 36.4%
Stroke3% same as the national average of 3.4%
All natural teeth lost9% 4 pts below the national average of 13%
Vision disability3.4% 2.2 pts below the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments37
People employed309
Annual payroll$14,666,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 44.9% of US census tracts
FEMA ratingRelatively Low to Relatively Moderate across the 4 census tracts this ZIP code covers
Expected annual loss58.4 out of 100
Community resilience83.3 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Strong wind94.5Very High at its worst in this ZIP code
Tornado79.5Relatively High at its worst in this ZIP code
Hail79.4Relatively Moderate at its worst in this ZIP code
Landslide79.4Relatively Low at its worst in this ZIP code
Ice storm70.8Relatively Moderate at its worst in this ZIP code
Cold wave70.6Relatively Moderate at its worst in this ZIP code
Wildfire55.8Very Low at its worst in this ZIP code
River flooding55.6Relatively Moderate at its worst in this ZIP code
Winter weather47.3Relatively Moderate at its worst in this ZIP code
Hurricane39Very Low at its worst in this ZIP code
Lightning29.4Relatively Low at its worst in this ZIP code
Earthquake23.6Very Low at its worst in this ZIP code
Heat wave13.3Very Low at its worst in this ZIP code
Compared with Michigan and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPMichiganUnited States
Median household income$110,000$71,149$78,538
Income per person$43,692$39,538$43,289
Poverty rate3.7%13.1%12.4%
Median home value$250,400$217,600$303,400
Median gross rent$839$1,084$1,348
Homeownership94.2%72.9%65%
Bachelor's degree or higher34.7%31.8%35%
Unemployment rate2.4%5.8%5.2%
Works from home20%12%13.5%
Born outside the US0%7%13.9%
Median age34.140.138.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationIONIA 2SSW, MI US22.1 km away
Rain in a year36 in
Snow in a year54 in

Average high and low by month

January28.9°F / 15.6°F2.2 in rain, 15.5 in snow
February31.6°F / 16.3°F1.71 in rain, 11.9 in snow
March42.3°F / 24.3°F2.23 in rain, 7 in snow
April55.6°F / 34.7°F3.28 in rain, 1.6 in snow
May67.9°F / 46.8°F3.97 in rain
June77.3°F / 56.7°F3.88 in rain
July80.9°F / 60.3°F3.37 in rain
August78.9°F / 58.7°F3.69 in rain
September72°F / 50.5°F3.03 in rain
October59.2°F / 39.7°F3.55 in rain, 0.5 in snow
November45.5°F / 30.4°F2.79 in rain, 3.6 in snow
December33.9°F / 22°F2.22 in rain, 14.1 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarket9% of this ZIP code's area
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 2 school districts, so the address decides which one, not the ZIP code.

Pewamo-Westphalia Community School District94.9% of this ZIP code's land area
Fowler Public Schools5.1% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability13more vulnerable than 13% of US census tracts
Socioeconomic status10more vulnerable than 10% of US census tracts
Household characteristics34more vulnerable than 34% of US census tracts
Racial and ethnic minority status14more vulnerable than 14% of US census tracts
Housing type and transport25more vulnerable than 25% of US census tracts
Walkability5.2 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

48835 Fowler, MI7.9 km away
48873 Pewamo, MI8.3 km away
48851 Lyons, MI9.8 km away
48875 Portland, MI11.6 km away
48822 Eagle, MI12.5 km away
48860 Muir, MI16.3 km away
48845 Hubbardston, MI17.9 km away
48837 Grand Ledge, MI20.8 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Clinton County86.3% of this ZIP code's land area
Ionia County13.7% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area34.48 sq mi
Water area0.04 sq mi
Population density66 people per sq mi
Latitude, longitude42.9328, -84.8083

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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