Postal Codes

48742 ZIP Code

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ZIP code 48742 covers Lincoln, Michigan, with a population of about 1,767 and a median household income of $62,683.

Population
1,76726 per square mile
Median age
59.320.6 points above the US average
Median household income
$62,68312% below the Michigan median
Poverty rate
10.2%2.2 points below the US average
Typical home value
$190,367up 18.7% in five years
Median rent
$65040% below the Michigan median
Degree or higher
25.2%9.8 points below the US average
Homeownership
85.3%20.3 points above the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
40

Where 48742 is

Lincoln, Michigan — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population1,767
Median age59.3
Family households65%
Born outside the US0.3%
Speaks a language other than English at home0.3%
White (non-Hispanic)93.5%
Black (non-Hispanic)0.1%
Asian (non-Hispanic)0.1%
Hispanic or Latino0.6%
Veterans15.2%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$62,683
Income per person$39,100
Poverty rate10.2%
Households on SNAP or cash assistance12.6%

Household income distribution

Under $10k3.6%
$10–15k5.2%
$15–20k5.4%
$20–25k1.9%
$25–30k1.2%
$30–35k4.3%
$35–40k8.9%
$40–45k3.8%
$45–50k4.9%
$50–60k9.6%
$60–75k10.6%
$75–100k13.4%
$100–125k10.7%
$125–150k6.8%
$150–200k4.5%
$200k or more5.2%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed860
Mean adjusted gross income$60,223
Returns declaring $200,000 or more2.3%
Returns, under $25k31.4%
Returns, $25k–$50k25.6%
Returns, $50k–$75k15.1%
Returns, $75k–$100k10.5%
Returns, $100k–$200k15.1%
Returns, $200k or more2.3%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$165,400
Median gross rent$650
Rent as a share of household income30%
Owner-occupied85.3%
Vacant homes38.4%
Median year built1976

What the homes are

Detached house89.8%
2 to 4 units1.1%
5 to 19 units0.4%
20 or more units2.9%
Mobile home5.7%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$190,367as of 2026-07
Typical home value, 1 yearup 9.1%
Typical home value, 5 yearsup 18.7%
Typical home value, 10 yearsup 21.8%
Typical home value since 2000
200020132026$190,367$98,348

$122,215 in 2000 to $190,367 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate5.1%
Bachelor's degree or higher25.2%
High school diploma or higher93.6%
Works from home14.9%
Drives to work alone68.9%
Takes public transport0%
Commutes 45 minutes or more10%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity37.5% 4.1 pts above the national average of 33.4%
Diagnosed diabetes14.9% 2.9 pts above the national average of 12%
Currently smokes15% 1.8 pts above the national average of 13.2%
High blood pressure44.7% 10.6 pts above the national average of 34.1%
Fair or poor general health21.3% 1 pts above the national average of 20.3%
No health insurance (18–64)6.3% 5 pts below the national average of 11.3%
Depression25.3% 3.4 pts above the national average of 21.9%
No leisure-time physical activity27.9% 2.5 pts above the national average of 25.4%
Arthritis39.7% 14.6 pts above the national average of 25.1%
Binge drinking12.9% 3.1 pts below the national average of 16%
Taking blood pressure medication83.8% 9.1 pts above the national average of 74.7%
Cancer (non-skin)13.8% 6.1 pts above the national average of 7.7%
Current asthma11.3% 0.9 pts above the national average of 10.4%
Coronary heart disease10.6% 4.4 pts above the national average of 6.2%
Routine check-up in past year84% 7.3 pts above the national average of 76.7%
Cholesterol screening90.4% 4.5 pts above the national average of 85.9%
Cognitive disability13.9% 0.9 pts below the national average of 14.8%
Colorectal screening74.6% 10.3 pts above the national average of 64.3%
COPD11.2% 4.6 pts above the national average of 6.6%
Visited a dentist69.1% 7.8 pts above the national average of 61.3%
Any disability37% 6.3 pts above the national average of 30.7%
Lacks emotional support20.8% 4 pts below the national average of 24.8%
Food insecurity12.1% 5 pts below the national average of 17.1%
Received food stamps11.7% 2.6 pts below the national average of 14.3%
Hearing disability11.4% 4.7 pts above the national average of 6.7%
High cholesterol42.7% 6.5 pts above the national average of 36.2%
Housing insecurity8.4% 5.4 pts below the national average of 13.8%
Independent living disability9.5% 1.1 pts above the national average of 8.4%
Lacks transport6.5% 2.7 pts below the national average of 9.2%
Loneliness29.9% 4.5 pts below the national average of 34.4%
Mammography use75.9% same as the national average of 75.9%
Poor mental health (14+ days)15.8% 1 pts below the national average of 16.8%
Mobility disability18.7% 4.7 pts above the national average of 14%
Poor physical health (14+ days)16.4% 2.9 pts above the national average of 13.5%
Self-care disability4.5% 0.5 pts above the national average of 4%
Utility shut-off threat6.3% 2.5 pts below the national average of 8.8%
Sleeps under 7 hours31.1% 5.3 pts below the national average of 36.4%
Stroke5.1% 1.7 pts above the national average of 3.4%
All natural teeth lost14% 1 pts above the national average of 13%
Vision disability5.5% same as the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments40
People employed473
Annual payroll$19,446,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 47.9% of US census tracts
FEMA ratingRelatively Low to Relatively Moderate across the 4 census tracts this ZIP code covers
Expected annual loss32.8 out of 100
Community resilience40.9 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Lightning95.8Very High at its worst in this ZIP code
Landslide83.3Relatively Low at its worst in this ZIP code
Cold wave81.1Relatively High at its worst in this ZIP code
Wildfire77.4Relatively Low at its worst in this ZIP code
River flooding72.8Relatively High at its worst in this ZIP code
Hail68.8Relatively Moderate at its worst in this ZIP code
Strong wind62.2Relatively Moderate at its worst in this ZIP code
Tornado46.6Relatively Low at its worst in this ZIP code
Hurricane43.6Very Low at its worst in this ZIP code
Winter weather29.4Relatively Low at its worst in this ZIP code
Coastal flooding18.1Relatively Low at its worst in this ZIP code
Ice storm17.5Very Low at its worst in this ZIP code
Earthquake8.6Very Low at its worst in this ZIP code
Heat wave6.5Very Low at its worst in this ZIP code
Compared with Michigan and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPMichiganUnited States
Median household income$62,683$71,149$78,538
Income per person$39,100$39,538$43,289
Poverty rate10.2%13.1%12.4%
Median home value$165,400$217,600$303,400
Median gross rent$650$1,084$1,348
Homeownership85.3%72.9%65%
Bachelor's degree or higher25.2%31.8%35%
Unemployment rate5.1%5.8%5.2%
Works from home14.9%12%13.5%
Born outside the US0.3%7%13.9%
Median age59.340.138.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationHARRISVILLE 2NNE, MI US9.6 km away
Rain in a year29 in
Snow in a year52 in

Average high and low by month

January26°F / 13.5°F1.38 in rain, 14.4 in snow
February27.7°F / 13.2°F1.12 in rain, 12.3 in snow
March35.4°F / 21.2°F1.63 in rain, 8 in snow
April45.5°F / 31°F3.06 in rain, 4.2 in snow
May56.9°F / 41.9°F3.23 in rain
June67.3°F / 51.9°F3.13 in rain
July73.5°F / 57.7°F3.38 in rain
August73.7°F / 57.5°F3.18 in rain
September66.7°F / 50.4°F2.8 in rain
October54.2°F / 39.4°F2.68 in rain
November41.7°F / 29.6°F1.89 in rain, 2.6 in snow
December31.8°F / 20.5°F1.66 in rain, 10.9 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

Alcona Community Schools100% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability46more vulnerable than 46% of US census tracts
Socioeconomic status50more vulnerable than 50% of US census tracts
Household characteristics44more vulnerable than 44% of US census tracts
Racial and ethnic minority status7more vulnerable than 7% of US census tracts
Housing type and transport59more vulnerable than 59% of US census tracts
Walkability4.8 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

48740 Harrisville, MI7.5 km away
48721 Black River, MI12.2 km away
48745 Mikado, MI14.6 km away
48762 Spruce, MI15.1 km away
48705 Barton City, MI16.2 km away
48738 Greenbush, MI18.9 km away
49766 Ossineke, MI22.7 km away
49747 Hubbard Lake, MI26.4 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Alcona County100% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area67.92 sq mi
Water area0.64 sq mi
Population density26 people per sq mi
Latitude, longitude44.7111, -83.3947

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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