Postal Codes

48726 ZIP Code

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ZIP code 48726 covers Cass City, Michigan, with a population of about 5,715 and a median household income of $65,788.

Population
5,71545 per square mile
Median age
42.53.8 points above the US average
Median household income
$65,7888% below the Michigan median
Poverty rate
12.3%about the US average
Typical home value
$186,705up 21% in five years
Median rent
$78827% below the Michigan median
Degree or higher
14%21 points below the US average
Homeownership
84.2%19.2 points above the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
128

Where 48726 is

Cass City, Michigan — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population5,715
Median age42.5
Family households64.8%
Born outside the US1.7%
Speaks a language other than English at home6.6%
White (non-Hispanic)89.9%
Black (non-Hispanic)0.3%
Asian (non-Hispanic)0.5%
Hispanic or Latino6.8%
Veterans7.3%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$65,788
Income per person$30,453
Poverty rate12.3%
Households on SNAP or cash assistance15.6%

Household income distribution

Under $10k4.2%
$10–15k3.6%
$15–20k4.1%
$20–25k4.3%
$25–30k4.7%
$30–35k5.5%
$35–40k3.8%
$40–45k5.0%
$45–50k2.1%
$50–60k7.8%
$60–75k11.3%
$75–100k17.7%
$100–125k7.9%
$125–150k7.3%
$150–200k7.2%
$200k or more3.5%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed2,880
Mean adjusted gross income$63,449
Returns declaring $200,000 or more2.4%
Returns, under $25k34.4%
Returns, $25k–$50k26.4%
Returns, $50k–$75k15.3%
Returns, $75k–$100k9.0%
Returns, $100k–$200k12.5%
Returns, $200k or more2.4%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$121,300
Median gross rent$788
Rent as a share of household income22%
Owner-occupied84.2%
Vacant homes13.2%
Median year built1972

What the homes are

Detached house78.8%
Attached house3.9%
2 to 4 units4.5%
5 to 19 units3.3%
20 or more units1.4%
Mobile home8.1%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$186,705as of 2026-07
Typical home value, 1 yearup 2.2%
Typical home value, 5 yearsup 21%
Typical home value, 10 yearsup 93.8%
Typical home value since 2000
200920172026$186,705$81,955

$92,021 in 2009 to $186,705 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate6.6%
Bachelor's degree or higher14%
High school diploma or higher91%
Works from home4.5%
Drives to work alone80.2%
Takes public transport0%
Commutes 45 minutes or more20.5%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity40.4% 7 pts above the national average of 33.4%
Diagnosed diabetes12.7% 0.7 pts above the national average of 12%
Currently smokes16.6% 3.4 pts above the national average of 13.2%
High blood pressure38.9% 4.8 pts above the national average of 34.1%
Fair or poor general health20.9% 0.6 pts above the national average of 20.3%
No health insurance (18–64)7% 4.3 pts below the national average of 11.3%
Depression27.4% 5.5 pts above the national average of 21.9%
No leisure-time physical activity27.2% 1.8 pts above the national average of 25.4%
Arthritis33.4% 8.3 pts above the national average of 25.1%
Binge drinking16% same as the national average of 16%
Taking blood pressure medication79% 4.3 pts above the national average of 74.7%
Cancer (non-skin)10.6% 2.9 pts above the national average of 7.7%
Current asthma11.6% 1.2 pts above the national average of 10.4%
Coronary heart disease8.3% 2.1 pts above the national average of 6.2%
Routine check-up in past year80.1% 3.4 pts above the national average of 76.7%
Cholesterol screening87.4% 1.5 pts above the national average of 85.9%
Cognitive disability15.3% 0.5 pts above the national average of 14.8%
Colorectal screening70.5% 6.2 pts above the national average of 64.3%
COPD9.8% 3.2 pts above the national average of 6.6%
Visited a dentist67.8% 6.5 pts above the national average of 61.3%
Any disability34.5% 3.8 pts above the national average of 30.7%
Lacks emotional support22.8% 2 pts below the national average of 24.8%
Food insecurity13.9% 3.2 pts below the national average of 17.1%
Received food stamps13.3% 1 pts below the national average of 14.3%
Hearing disability9% 2.3 pts above the national average of 6.7%
High cholesterol37.9% 1.7 pts above the national average of 36.2%
Housing insecurity10.4% 3.4 pts below the national average of 13.8%
Independent living disability9.4% 1 pts above the national average of 8.4%
Lacks transport7.5% 1.7 pts below the national average of 9.2%
Loneliness31.8% 2.6 pts below the national average of 34.4%
Mammography use75.8% same as the national average of 75.9%
Poor mental health (14+ days)18% 1.2 pts above the national average of 16.8%
Mobility disability16.3% 2.3 pts above the national average of 14%
Poor physical health (14+ days)15.6% 2.1 pts above the national average of 13.5%
Self-care disability4.1% same as the national average of 4%
Utility shut-off threat7.6% 1.2 pts below the national average of 8.8%
Sleeps under 7 hours33.3% 3.1 pts below the national average of 36.4%
Stroke4.1% 0.7 pts above the national average of 3.4%
All natural teeth lost11.4% 1.6 pts below the national average of 13%
Vision disability5.2% same as the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments128
People employed2,213
Annual payroll$118,499,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 69.1% of US census tracts
FEMA ratingRelatively Low to Relatively High across the 7 census tracts this ZIP code covers
Expected annual loss67.9 out of 100
Community resilience69.4 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Winter weather94.7Very High at its worst in this ZIP code
Cold wave94.1Very High at its worst in this ZIP code
Strong wind86Very High at its worst in this ZIP code
River flooding77.9Very High at its worst in this ZIP code
Hail74.1Relatively Moderate at its worst in this ZIP code
Landslide72.1Relatively Low at its worst in this ZIP code
Ice storm68.3Relatively Moderate at its worst in this ZIP code
Tornado62Relatively High at its worst in this ZIP code
Lightning51.9Relatively High at its worst in this ZIP code
Hurricane50.3Relatively Low at its worst in this ZIP code
Wildfire50.2Very Low at its worst in this ZIP code
Heat wave26.4Relatively Low at its worst in this ZIP code
Earthquake20.1Very Low at its worst in this ZIP code
Coastal flooding1.9Relatively Low at its worst in this ZIP code
Compared with Michigan and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPMichiganUnited States
Median household income$65,788$71,149$78,538
Income per person$30,453$39,538$43,289
Poverty rate12.3%13.1%12.4%
Median home value$121,300$217,600$303,400
Median gross rent$788$1,084$1,348
Homeownership84.2%72.9%65%
Bachelor's degree or higher14%31.8%35%
Unemployment rate6.6%5.8%5.2%
Works from home4.5%12%13.5%
Born outside the US1.7%7%13.9%
Median age42.540.138.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationCASS CITY 1 SSW, MI US0.9 km away
Rain in a year33 in
Snow in a year43 in

Average high and low by month

January28.6°F / 12.9°F2.02 in rain, 14.4 in snow
February31.6°F / 13.3°F1.79 in rain, 9.3 in snow
March42°F / 22.3°F1.99 in rain, 5 in snow
April54.9°F / 32.2°F3.5 in rain, 1.6 in snow
May67.6°F / 43.2°F3.52 in rain
June77.3°F / 53.7°F3.27 in rain
July80.4°F / 57.2°F3.24 in rain
August78.5°F / 55.9°F3.12 in rain
September71.9°F / 48.5°F3.17 in rain
October59°F / 38.6°F2.91 in rain, 0.1 in snow
November45.4°F / 29°F2.52 in rain, 3.1 in snow
December34.3°F / 20.6°F2 in rain, 9 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarket6% of this ZIP code's area
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarket3% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 4 school districts, so the address decides which one, not the ZIP code.

Cass City Public Schools81.2% of this ZIP code's land area
Caro Community Schools11.4% of this ZIP code's land area
Ubly Community Schools3.8% of this ZIP code's land area
Owendale-Gagetown Area Schools3.2% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability49more vulnerable than 49% of US census tracts
Socioeconomic status42more vulnerable than 42% of US census tracts
Household characteristics53more vulnerable than 53% of US census tracts
Racial and ethnic minority status14more vulnerable than 14% of US census tracts
Housing type and transport66more vulnerable than 66% of US census tracts
Walkability4 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

48735 Gagetown, MI11 km away
48729 Deford, MI11.8 km away
48426 Decker, MI14.4 km away
48754 Owendale, MI16.3 km away
48410 Argyle, MI18.5 km away
48723 Caro, MI20.1 km away
48741 Kingston, MI20.2 km away
48475 Ubly, MI20.8 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Tuscola County64.6% of this ZIP code's land area
Sanilac County26.4% of this ZIP code's land area
Huron County9% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area127.49 sq mi
Water area1.42 sq mi
Population density45 people per sq mi
Latitude, longitude43.5797, -83.1733

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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