Código postal 48708 — Bay City, MI

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El código postal 48708 cubre Bay City, Michigan, con una población de unos 25,751 y un ingreso medio del hogar de $50,216.

Población: 25,751886 per square mile
Edad media: 41.73 points above the US average
Ingreso medio del hogar: $50,21629% below the Michigan median
Tasa de pobreza: 19.8%7.4 points above the US average
Valor típico de la vivienda: $139,711up 37.6% in five years
Alquiler medio: $70335% below the Michigan median
Título universitario o superior: 17.2%17.8 points below the US average
Vivienda en propiedad: 69.2%4.2 points above the US average
Zona horaria: Eastern UTC-05:00observes daylight saving time
Empresas: 549

Dónde está 48708

Bay City, Michigan — el área que la Oficina del Censo delimita para este código postal. Los códigos postales son conjuntos de rutas de reparto y no áreas, así que esto es la aproximación del Censo, no un límite del Servicio Postal.

Población y hogares

American Community Survey 2019–2023 five-year estimates

Población	25,751
Edad media	41.7
Hogares familiares	53.4%
Nacidos fuera de EE. UU.	1.9%
Habla un idioma distinto del inglés en casa	4.1%
Blanca (no hispana)	80.8%
Negra (no hispana)	2.6%
Asiática (no hispana)	0.7%
Hispana o latina	10.5%
Veteranos	7.7%

Población por edad

Ingresos y pobreza

American Community Survey 2019–2023 five-year estimates

Ingreso medio del hogar	$50,216
Ingreso por persona	$30,827
Tasa de pobreza	19.8%
Hogares con SNAP o ayudas en efectivo	22.9%

Household income distribution

Under $10k	7.1%
$10–15k	6.7%
$15–20k	6.7%
$20–25k	5.6%
$25–30k	4.6%
$30–35k	2.7%
$35–40k	6.3%
$40–45k	5.0%
$45–50k	4.9%
$50–60k	9.1%
$60–75k	10.4%
$75–100k	11.3%
$100–125k	6.8%
$125–150k	4.0%
$150–200k	4.7%
$200k or more	3.8%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Declaraciones presentadas	12,760
Ingreso bruto ajustado medio	$50,851
Declaraciones de $200,000 o más	2%
Returns, under $25k	38.5%
Returns, $25k–$50k	27.5%
Returns, $50k–$75k	14.3%
Returns, $75k–$100k	8.5%
Returns, $100k–$200k	9.2%
Returns, $200k or more	2.0%

Vivienda

American Community Survey 2019–2023 five-year estimates

Valor medio de la vivienda	$98,500
Alquiler bruto medio	$703
Alquiler como porcentaje del ingreso del hogar	29.6%
Ocupada por su propietario	69.2%
Viviendas vacías	9.6%
Año medio de construcción	1944

What the homes are

Casa unifamiliar aislada	74.1%
Casa adosada	3.6%
De 2 a 4 viviendas	11.1%
De 5 a 19 viviendas	4.6%
20 o más viviendas	5.9%
Casa móvil	0.7%

Precios y alquileres actuales

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Valor típico de la vivienda	$139,711as of 2026-07
Typical home value, 1 year	up 6.6%
Typical home value, 5 years	up 37.6%
Typical home value, 10 years	up 94.9%
Alquiler típico solicitado	$1,044as of 2026-07

Valor típico de la vivienda desde 2000

$73,134 in 2000 to $139,711 in 2026.

Trabajo, desplazamientos y educación

American Community Survey 2019–2023 five-year estimates

Tasa de desempleo	6.2%
Licenciatura o superior	17.2%
Bachillerato o superior	88.6%
Trabaja desde casa	6.5%
Conduce solo al trabajo	79.5%
Usa el transporte público	0.6%
Se desplaza 45 minutos o más	10.2%

Salud

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesidad	40.4% 7 pts above the national average of 33.4%
Diabetes diagnosticada	13.6% 1.6 pts above the national average of 12%
Fuma actualmente	18.5% 5.3 pts above the national average of 13.2%
Hipertensión arterial	38.2% 4.1 pts above the national average of 34.1%
Salud general regular o mala	23.1% 2.8 pts above the national average of 20.3%
Sin seguro médico (18 a 64 años)	9.1% 2.2 pts below the national average of 11.3%
Depresión	28.1% 6.2 pts above the national average of 21.9%
Sin actividad física en el tiempo libre	29.5% 4.1 pts above the national average of 25.4%
Artritis	32.2% 7.1 pts above the national average of 25.1%
Consumo excesivo de alcohol	15.6% same as the national average of 16%
Toma medicación para la tensión	77.3% 2.6 pts above the national average of 74.7%
Cáncer (excepto de piel)	9.2% 1.5 pts above the national average of 7.7%
Asma actual	12.1% 1.7 pts above the national average of 10.4%
Cardiopatía coronaria	8.1% 1.9 pts above the national average of 6.2%
Revisión médica en el último año	78.9% 2.2 pts above the national average of 76.7%
Prueba de colesterol	85.4% 0.5 pts below the national average of 85.9%
Discapacidad cognitiva	17.4% 2.6 pts above the national average of 14.8%
Cribado colorrectal	66.4% 2.1 pts above the national average of 64.3%
EPOC	10.5% 3.9 pts above the national average of 6.6%
Visitó al dentista	61.8% 0.5 pts above the national average of 61.3%
Alguna discapacidad	35.2% 4.5 pts above the national average of 30.7%
Falta de apoyo emocional	23.1% 1.7 pts below the national average of 24.8%
Inseguridad alimentaria	19.4% 2.3 pts above the national average of 17.1%
Recibió cupones de alimentos	19.6% 5.3 pts above the national average of 14.3%
Discapacidad auditiva	8.6% 1.9 pts above the national average of 6.7%
Colesterol alto	35.7% 0.5 pts below the national average of 36.2%
Inseguridad habitacional	13.7% same as the national average of 13.8%
Discapacidad para la vida independiente	10.7% 2.3 pts above the national average of 8.4%
Falta de transporte	10% 0.8 pts above the national average of 9.2%
Soledad	32.5% 1.9 pts below the national average of 34.4%
Mamografía	75.9% same as the national average of 75.9%
Mala salud mental (14 días o más)	19.3% 2.5 pts above the national average of 16.8%
Discapacidad de movilidad	16.8% 2.8 pts above the national average of 14%
Mala salud física (14 días o más)	16.5% 3 pts above the national average of 13.5%
Discapacidad para el autocuidado	4.9% 0.9 pts above the national average of 4%
Riesgo de corte de suministros	10.5% 1.7 pts above the national average of 8.8%
Duerme menos de 7 horas	35.5% 0.9 pts below the national average of 36.4%
Ictus	4.2% 0.8 pts above the national average of 3.4%
Pérdida de todos los dientes naturales	16.4% 3.4 pts above the national average of 13%
Discapacidad visual	6.3% 0.7 pts above the national average of 5.6%

Empresas y empleo

Census ZIP Code Business Patterns 2022

Establecimientos comerciales	549
Personas empleadas	8,855
Nómina anual	$435,993,000

Riesgo de desastres naturales

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Riesgo general	Mayor que el 50.8% de los sectores censales de EE. UU.
Calificación de FEMA	Very Low to Relatively Moderate en los 12 sectores censales que cubre este código postal
Pérdida anual esperada	53.8 sobre 100
Resiliencia comunitaria	96.8 sobre 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Temporal invernal	93.5Very High at its worst in this ZIP code
Viento fuerte	92.1Relatively High at its worst in this ZIP code
Ola de frío	86.5Relatively High at its worst in this ZIP code
Granizo	79.7Relatively Moderate at its worst in this ZIP code
Tornado	75.6Relatively High at its worst in this ZIP code
Inundación costera	73Relatively Low at its worst in this ZIP code
Inundación fluvial	59.2Relatively High at its worst in this ZIP code
Tormenta de hielo	53.6Relatively Moderate at its worst in this ZIP code
Rayos	47.4Relatively Moderate at its worst in this ZIP code
Huracán	38.6Very Low at its worst in this ZIP code
Deslizamiento de tierra	34.3Very Low at its worst in this ZIP code
Incendio forestal	25.3Very Low at its worst in this ZIP code
Ola de calor	23.9Relatively Low at its worst in this ZIP code
Terremoto	22.1Very Low at its worst in this ZIP code

Comparado con Michigan y Estados Unidos

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

	This ZIP	Michigan	United States
Ingreso medio del hogar	$50,216	$71,149	$78,538
Ingreso por persona	$30,827	$39,538	$43,289
Tasa de pobreza	19.8%	13.1%	12.4%
Valor medio de la vivienda	$98,500	$217,600	$303,400
Alquiler bruto medio	$703	$1,084	$1,348
Vivienda en propiedad	69.2%	72.9%	65%
Licenciatura o superior	17.2%	31.8%	35%
Tasa de desempleo	6.2%	5.8%	5.2%
Trabaja desde casa	6.5%	12%	13.5%
Nacidos fuera de EE. UU.	1.9%	7%	13.9%
Edad media	41.7	40.1	38.7

Clima

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Estación meteorológica	ESSEXVILLE, MI US4.6 km away
Lluvia al año	33 in

Average high and low by month

enero	29.7°F / 15.7°F1.67 in rain
febrero	32.3°F / 16.6°F1.67 in rain
marzo	41.6°F / 24°F1.88 in rain
abril	54.5°F / 34.8°F3.58 in rain
mayo	67.5°F / 48.2°F3.37 in rain
junio	77.8°F / 58.3°F3.55 in rain
julio	81.8°F / 62°F2.88 in rain
agosto	79.9°F / 59.7°F3.84 in rain
septiembre	73.7°F / 51.6°F3.21 in rain
octubre	60.2°F / 40.7°F2.97 in rain
noviembre	46.8°F / 30.9°F2.42 in rain
diciembre	35.1°F / 22.9°F2.08 in rain

Acceso a alimentos

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Bajos ingresos y lejos de un supermercado	9% of this ZIP code's area
Lejos de un supermercado	25% of this ZIP code's area
Sin vehículo y lejos de un supermercado	21% of this ZIP code's area

Distritos escolares

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 2 school districts, so the address decides which one, not the ZIP code.

Bay City School District	98.7% de la superficie de este código postal
Saginaw City School District	1.2% de la superficie de este código postal

Comunidad y caminabilidad

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Vulnerabilidad social general	32más vulnerable que el 32% de los sectores censales de EE. UU.
Nivel socioeconómico	33más vulnerable que el 33% de los sectores censales de EE. UU.
Características del hogar	52más vulnerable que el 52% de los sectores censales de EE. UU.
Minorías raciales y étnicas	15más vulnerable que el 15% de los sectores censales de EE. UU.
Tipo de vivienda y transporte	34más vulnerable que el 34% de los sectores censales de EE. UU.
Caminabilidad	5.9 out of 20Below average

Códigos postales cercanos

The closest ZIP codes by centre point, which is not the same as sharing a border.

48732 Essexville, MI	a 5.3 km
48706 Bay City, MI	a 6.7 km
48710 University Center, MI	a 9.8 km
48747 Munger, MI	a 10.7 km
48604 Saginaw, MI	a 13.5 km
48631 Kawkawlin, MI	a 14.2 km
48724 Carrollton, MI	a 14.4 km
48607 Saginaw, MI	a 17.4 km

Ubicación, condados y zona horaria

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Bay County	93.7% of this ZIP code's land area
Saginaw County	6.3% of this ZIP code's land area
Zona horaria	Eastern (UTC-05:00 standard)
Horario de verano	Observed
Superficie terrestre	29.05 sq mi
Superficie de agua	2.07 sq mi
Densidad de población	886 people per sq mi
Latitud, longitud	43.5821, -83.8781

Las cifras corresponden a este código postal o a su área de tabulación censal salvo que la sección indique otra cosa. Las estimaciones cuyo margen de error las hacía poco fiables se omiten en lugar de mostrarse. Fuentes: Oficina del Censo de EE. UU., CDC, IRS.