Postal Codes

48647 ZIP Code

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ZIP code 48647 covers Mio, Michigan, with a population of about 4,044 and a median household income of $50,594.

Population
4,04424 per square mile
Median age
41.93.2 points above the US average
Median household income
$50,59429% below the Michigan median
Poverty rate
16.2%3.8 points above the US average
Typical home value
$130,039up 25.3% in five years
Median rent
$58746% below the Michigan median
Degree or higher
14.4%20.6 points below the US average
Homeownership
85.2%20.2 points above the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
109

Where 48647 is

Mio, Michigan — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population4,044
Median age41.9
Family households61.9%
Born outside the US1%
Speaks a language other than English at home13.7%
White (non-Hispanic)93%
Black (non-Hispanic)0.3%
Asian (non-Hispanic)0.1%
Hispanic or Latino2.4%
Veterans9.4%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$50,594
Income per person$25,083
Poverty rate16.2%
Households on SNAP or cash assistance21.1%

Household income distribution

Under $10k5.7%
$10–15k7.6%
$15–20k8.8%
$20–25k3.8%
$25–30k6.7%
$30–35k3.9%
$35–40k3.8%
$40–45k3.4%
$45–50k5.5%
$50–60k7.6%
$60–75k8.0%
$75–100k17.5%
$100–125k7.6%
$125–150k2.9%
$150–200k5.2%
$200k or more1.9%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed1,830
Mean adjusted gross income$51,542
Returns declaring $200,000 or more3.3%
Returns, under $25k40.4%
Returns, $25k–$50k25.7%
Returns, $50k–$75k13.7%
Returns, $75k–$100k7.1%
Returns, $100k–$200k9.8%
Returns, $200k or more3.3%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$122,800
Median gross rent$587
Rent as a share of household income28.2%
Owner-occupied85.2%
Vacant homes50%
Median year built1972

What the homes are

Detached house82.1%
Attached house1%
2 to 4 units2%
5 to 19 units0.3%
20 or more units0.6%
Mobile home13.8%
Boat, RV or van0.3%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$130,039as of 2026-07
Typical home value, 1 yearup 1.1%
Typical home value, 5 yearsup 25.3%
Typical home value, 10 yearsup 71.5%
Typical home value since 2000
201220192026$130,039$70,118

$70,118 in 2012 to $130,039 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate10.6%
Bachelor's degree or higher14.4%
High school diploma or higher84.4%
Works from home12.9%
Drives to work alone62.3%
Takes public transport0%
Commutes 45 minutes or more20.5%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity39.5% 6.1 pts above the national average of 33.4%
Diagnosed diabetes16.2% 4.2 pts above the national average of 12%
Currently smokes21.1% 7.9 pts above the national average of 13.2%
High blood pressure44.1% 10 pts above the national average of 34.1%
Fair or poor general health26.9% 6.6 pts above the national average of 20.3%
No health insurance (18–64)8.4% 2.9 pts below the national average of 11.3%
Depression28.5% 6.6 pts above the national average of 21.9%
No leisure-time physical activity32.1% 6.7 pts above the national average of 25.4%
Arthritis37.6% 12.5 pts above the national average of 25.1%
Binge drinking14.4% 1.6 pts below the national average of 16%
Taking blood pressure medication80.6% 5.9 pts above the national average of 74.7%
Cancer (non-skin)11.1% 3.4 pts above the national average of 7.7%
Current asthma12.2% 1.8 pts above the national average of 10.4%
Coronary heart disease10.9% 4.7 pts above the national average of 6.2%
Routine check-up in past year80.7% 4 pts above the national average of 76.7%
Cholesterol screening86.6% 0.7 pts above the national average of 85.9%
Cognitive disability17.9% 3.1 pts above the national average of 14.8%
Colorectal screening67.3% 3 pts above the national average of 64.3%
COPD13.8% 7.2 pts above the national average of 6.6%
Visited a dentist61.2% same as the national average of 61.3%
Any disability40.5% 9.8 pts above the national average of 30.7%
Lacks emotional support22.8% 2 pts below the national average of 24.8%
Food insecurity19.6% 2.5 pts above the national average of 17.1%
Received food stamps21.2% 6.9 pts above the national average of 14.3%
Hearing disability11.1% 4.4 pts above the national average of 6.7%
High cholesterol40.5% 4.3 pts above the national average of 36.2%
Housing insecurity12.9% 0.9 pts below the national average of 13.8%
Independent living disability12.2% 3.8 pts above the national average of 8.4%
Lacks transport10% 0.8 pts above the national average of 9.2%
Loneliness32% 2.4 pts below the national average of 34.4%
Mammography use70.9% 5 pts below the national average of 75.9%
Poor mental health (14+ days)19.2% 2.4 pts above the national average of 16.8%
Mobility disability21.2% 7.2 pts above the national average of 14%
Poor physical health (14+ days)19.1% 5.6 pts above the national average of 13.5%
Self-care disability6.1% 2.1 pts above the national average of 4%
Utility shut-off threat10.2% 1.4 pts above the national average of 8.8%
Sleeps under 7 hours34% 2.4 pts below the national average of 36.4%
Stroke5.4% 2 pts above the national average of 3.4%
All natural teeth lost18.6% 5.6 pts above the national average of 13%
Vision disability7.3% 1.7 pts above the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments109
People employed622
Annual payroll$24,771,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 42.5% of US census tracts
FEMA ratingRelatively Low
Expected annual loss25.3 out of 100
Community resilience22.7 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Lightning99.7Very High at its worst in this ZIP code
Wildfire92.2Relatively Moderate at its worst in this ZIP code
Landslide89.9Relatively Low at its worst in this ZIP code
Cold wave70.5Relatively Moderate at its worst in this ZIP code
Hail70.5Relatively Moderate at its worst in this ZIP code
Strong wind63Relatively Moderate at its worst in this ZIP code
River flooding52.8Relatively Moderate at its worst in this ZIP code
Tornado46.8Relatively Low at its worst in this ZIP code
Hurricane33Very Low at its worst in this ZIP code
Winter weather30Relatively Low at its worst in this ZIP code
Earthquake7.4Very Low at its worst in this ZIP code
Ice storm6.2Very Low at its worst in this ZIP code
Heat wave4.5Very Low at its worst in this ZIP code
Compared with Michigan and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPMichiganUnited States
Median household income$50,594$71,149$78,538
Income per person$25,083$39,538$43,289
Poverty rate16.2%13.1%12.4%
Median home value$122,800$217,600$303,400
Median gross rent$587$1,084$1,348
Homeownership85.2%72.9%65%
Bachelor's degree or higher14.4%31.8%35%
Unemployment rate10.6%5.8%5.2%
Works from home12.9%12%13.5%
Born outside the US1%7%13.9%
Median age41.940.138.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationMIO HYDRO PLT, MI US0.6 km away

Average high and low by month

January28.7°F / 11.6°F
February31.5°F / 11.3°F
March41.8°F / 19.6°F
April53.7°F / 29.9°F
May67.4°F / 40.8°F
June77.2°F / 51.5°F
July81.2°F / 56.1°F
August80.1°F / 54.7°F
September72.3°F / 46.7°F
October58.5°F / 37.5°F
November44.6°F / 28.6°F
December34.3°F / 19.2°F
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarket14% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 2 school districts, so the address decides which one, not the ZIP code.

Mio-AuSable Schools85.7% of this ZIP code's land area
Fairview Area School District14.3% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability69more vulnerable than 69% of US census tracts
Socioeconomic status77more vulnerable than 77% of US census tracts
Household characteristics65more vulnerable than 65% of US census tracts
Racial and ethnic minority status9more vulnerable than 9% of US census tracts
Housing type and transport68more vulnerable than 68% of US census tracts
Walkability5.2 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

48621 Fairview, MI8.9 km away
48636 Luzerne, MI14.5 km away
48619 Comins, MI19.8 km away
49756 Lewiston, MI24.4 km away
48728 Curran, MI25.1 km away
48654 Rose City, MI27.8 km away
48761 South Branch, MI28 km away
48635 Lupton, MI32 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Oscoda County97.1% of this ZIP code's land area
Alcona County2.9% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area167.24 sq mi
Water area2.04 sq mi
Population density24 people per sq mi
Latitude, longitude44.6665, -84.1353

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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