Postal Codes

48456 ZIP Code

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ZIP code 48456 covers Minden City, Michigan, with a population of about 768 and a median household income of $59,904.

Population
76817 per square mile
Median age
44.55.8 points above the US average
Median household income
$59,90416% below the Michigan median
Poverty rate
10.6%1.8 points below the US average
Typical home value
$175,042
Median rent
$84222% below the Michigan median
Degree or higher
10.3%24.7 points below the US average
Homeownership
86.3%21.3 points above the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
16

Where 48456 is

Minden City, Michigan — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population768
Median age44.5
Family households67.3%
Born outside the US0.7%
Speaks a language other than English at home1.9%
White (non-Hispanic)96.9%
Black (non-Hispanic)0%
Asian (non-Hispanic)0%
Hispanic or Latino1.3%
Veterans5.6%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$59,904
Income per person$32,406
Poverty rate10.6%
Households on SNAP or cash assistance10.8%

Household income distribution

Under $10k3.8%
$10–15k3.2%
$15–20k2.5%
$20–25k3.2%
$25–30k1.3%
$30–35k12.4%
$35–40k5.4%
$40–45k3.5%
$45–50k6.7%
$50–60k8.3%
$60–75k8.3%
$75–100k21.9%
$100–125k7.9%
$125–150k3.5%
$150–200k5.4%
$200k or more2.9%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed390
Mean adjusted gross income$52,133
Returns declaring $200,000 or more0%
Returns, under $25k38.5%
Returns, $25k–$50k23.1%
Returns, $50k–$75k15.4%
Returns, $75k–$100k10.3%
Returns, $100k–$200k12.8%
Returns, $200k or more0.0%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$145,800
Median gross rent$842
Owner-occupied86.3%
Vacant homes17.3%
Median year built1953

What the homes are

Detached house89.5%
2 to 4 units5%
Mobile home5.5%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$175,042as of 2026-07
Typical home value, 1 yeardown 7.5%
Typical home value since 2000
202220242026$245,057$175,042

$245,057 in 2022 to $175,042 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate4.3%
Bachelor's degree or higher10.3%
High school diploma or higher87.6%
Works from home7.5%
Drives to work alone81.9%
Takes public transport0%
Commutes 45 minutes or more13.5%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity39.4% 6 pts above the national average of 33.4%
Diagnosed diabetes13.3% 1.3 pts above the national average of 12%
Currently smokes17.6% 4.4 pts above the national average of 13.2%
High blood pressure40.1% 6 pts above the national average of 34.1%
Fair or poor general health21.3% 1 pts above the national average of 20.3%
No health insurance (18–64)7% 4.3 pts below the national average of 11.3%
Depression27.8% 5.9 pts above the national average of 21.9%
No leisure-time physical activity29.5% 4.1 pts above the national average of 25.4%
Arthritis33.6% 8.5 pts above the national average of 25.1%
Binge drinking15.8% same as the national average of 16%
Taking blood pressure medication79.5% 4.8 pts above the national average of 74.7%
Cancer (non-skin)10.5% 2.8 pts above the national average of 7.7%
Current asthma11.5% 1.1 pts above the national average of 10.4%
Coronary heart disease8.7% 2.5 pts above the national average of 6.2%
Routine check-up in past year80.4% 3.7 pts above the national average of 76.7%
Cholesterol screening87.2% 1.3 pts above the national average of 85.9%
Cognitive disability15.6% 0.8 pts above the national average of 14.8%
Colorectal screening68% 3.7 pts above the national average of 64.3%
COPD10.3% 3.7 pts above the national average of 6.6%
Visited a dentist68.8% 7.5 pts above the national average of 61.3%
Any disability35.7% 5 pts above the national average of 30.7%
Lacks emotional support22.7% 2.1 pts below the national average of 24.8%
Food insecurity14.5% 2.6 pts below the national average of 17.1%
Received food stamps14.2% same as the national average of 14.3%
Hearing disability9.4% 2.7 pts above the national average of 6.7%
High cholesterol38.2% 2 pts above the national average of 36.2%
Housing insecurity10.4% 3.4 pts below the national average of 13.8%
Independent living disability9.6% 1.2 pts above the national average of 8.4%
Lacks transport7.6% 1.6 pts below the national average of 9.2%
Loneliness32.1% 2.3 pts below the national average of 34.4%
Mammography use75.8% same as the national average of 75.9%
Poor mental health (14+ days)18.2% 1.4 pts above the national average of 16.8%
Mobility disability16.7% 2.7 pts above the national average of 14%
Poor physical health (14+ days)15.9% 2.4 pts above the national average of 13.5%
Self-care disability4.3% same as the national average of 4%
Utility shut-off threat7.7% 1.1 pts below the national average of 8.8%
Sleeps under 7 hours30.7% 5.7 pts below the national average of 36.4%
Stroke4.2% 0.8 pts above the national average of 3.4%
All natural teeth lost14.7% 1.7 pts above the national average of 13%
Vision disability5.4% same as the national average of 5.6%
Business and employment

Census ZIP Code Business Patterns 2022

Business establishments16
People employed45
Annual payroll$1,729,000
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Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 56.9% of US census tracts
FEMA ratingRelatively Low to Relatively Moderate across the 4 census tracts this ZIP code covers
Expected annual loss44.8 out of 100
Community resilience62.7 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Cold wave97.3Very High at its worst in this ZIP code
Winter weather93.6Very High at its worst in this ZIP code
Strong wind77.1Relatively High at its worst in this ZIP code
Landslide75.9Relatively Low at its worst in this ZIP code
Hail72.7Relatively Moderate at its worst in this ZIP code
Ice storm59.9Relatively Moderate at its worst in this ZIP code
Tornado56.4Relatively Moderate at its worst in this ZIP code
River flooding54.7Relatively High at its worst in this ZIP code
Hurricane52.7Relatively Low at its worst in this ZIP code
Wildfire48.8Very Low at its worst in this ZIP code
Lightning40.3Relatively High at its worst in this ZIP code
Coastal flooding36.2Relatively Low at its worst in this ZIP code
Heat wave25.5Relatively Low at its worst in this ZIP code
Earthquake17.6Very Low at its worst in this ZIP code
Compared with Michigan and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPMichiganUnited States
Median household income$59,904$71,149$78,538
Income per person$32,406$39,538$43,289
Poverty rate10.6%13.1%12.4%
Median home value$145,800$217,600$303,400
Median gross rent$842$1,084$1,348
Homeownership86.3%72.9%65%
Bachelor's degree or higher10.3%31.8%35%
Unemployment rate4.3%5.8%5.2%
Works from home7.5%12%13.5%
Born outside the US0.7%7%13.9%
Median age44.540.138.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationHARBOR BEACH 1 SSE, MI US18.2 km away
Rain in a year34 in
Snow in a year47 in

Average high and low by month

January28.7°F / 15.9°F2.4 in rain, 15.4 in snow
February30.3°F / 15.6°F2.05 in rain, 11.2 in snow
March38.5°F / 23.4°F1.9 in rain, 6 in snow
April49.1°F / 33.1°F3.6 in rain, 1.4 in snow
May60.5°F / 43.8°F3.2 in rain
June70.6°F / 53.9°F3.34 in rain
July76.6°F / 59.6°F3.03 in rain
August75.9°F / 58.9°F3.3 in rain
September69.9°F / 52°F3.19 in rain
October57.7°F / 41.6°F3.05 in rain
November45°F / 31.7°F2.64 in rain, 1.7 in snow
December34.2°F / 23°F2.27 in rain, 11.5 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarket2% of this ZIP code's area
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarket2% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 3 school districts, so the address decides which one, not the ZIP code.

Ubly Community Schools63.4% of this ZIP code's land area
Harbor Beach Community Schools31% of this ZIP code's land area
Deckerville Community School District5.5% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability34more vulnerable than 34% of US census tracts
Socioeconomic status50more vulnerable than 50% of US census tracts
Household characteristics51more vulnerable than 51% of US census tracts
Racial and ethnic minority status7more vulnerable than 7% of US census tracts
Housing type and transport27more vulnerable than 27% of US census tracts
Walkability3.7 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

48465 Palms, MI6.6 km away
48470 Ruth, MI6.6 km away
48434 Forestville, MI9.6 km away
48441 Harbor Beach, MI17 km away
48427 Deckerville, MI18.5 km away
48475 Ubly, MI18.8 km away
48410 Argyle, MI22.1 km away
48413 Bad Axe, MI26.2 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Sanilac County79.8% of this ZIP code's land area
Huron County20.2% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area44.56 sq mi
Water area0.02 sq mi
Population density17 people per sq mi
Latitude, longitude43.6814, -82.7299

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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