Postal Codes

48041 ZIP Code

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ZIP code 48041 covers Memphis, Michigan, with a population of about 4,385 and a median household income of $87,599.

Population
4,385110 per square mile
Median age
456.3 points above the US average
Median household income
$87,5991.2× the Michigan median
Poverty rate
9.1%3.3 points below the US average
Typical home value
$336,926up 22.9% in five years
Median rent
$86720% below the Michigan median
Degree or higher
17.3%17.7 points below the US average
Homeownership
88.1%23.1 points above the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
69

Where 48041 is

Memphis, Michigan — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population4,385
Median age45
Family households69.1%
Born outside the US2.6%
Speaks a language other than English at home5.3%
White (non-Hispanic)91.4%
Black (non-Hispanic)0.8%
Asian (non-Hispanic)3.5%
Hispanic or Latino2.2%
Veterans5.6%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$87,599
Income per person$40,483
Poverty rate9.1%
Households on SNAP or cash assistance9.1%

Household income distribution

Under $10k3.5%
$10–15k1.9%
$15–20k3.1%
$20–25k3.5%
$25–30k3.0%
$30–35k3.4%
$35–40k3.0%
$40–45k1.2%
$45–50k4.6%
$50–60k4.1%
$60–75k14.6%
$75–100k9.2%
$100–125k13.7%
$125–150k8.3%
$150–200k13.9%
$200k or more9.1%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed2,230
Mean adjusted gross income$68,913
Returns declaring $200,000 or more3.1%
Returns, under $25k28.3%
Returns, $25k–$50k19.7%
Returns, $50k–$75k15.7%
Returns, $75k–$100k12.6%
Returns, $100k–$200k20.6%
Returns, $200k or more3.1%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$296,200
Median gross rent$867
Rent as a share of household income25.6%
Owner-occupied88.1%
Vacant homes6.4%
Median year built1982

What the homes are

Detached house89.6%
Attached house0.2%
2 to 4 units0.8%
5 to 19 units6.6%
20 or more units2.1%
Mobile home0.7%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$336,926as of 2026-07
Typical home value, 1 yearup 6.7%
Typical home value, 5 yearsup 22.9%
Typical home value, 10 yearsup 112.8%
Typical home value since 2000
200020132026$336,926$109,781

$161,884 in 2000 to $336,926 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate3.2%
Bachelor's degree or higher17.3%
High school diploma or higher93.5%
Works from home6.6%
Drives to work alone89.5%
Takes public transport0%
Commutes 45 minutes or more40.4%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity34.8% 1.4 pts above the national average of 33.4%
Diagnosed diabetes10.4% 1.6 pts below the national average of 12%
Currently smokes14.4% 1.2 pts above the national average of 13.2%
High blood pressure35.8% 1.7 pts above the national average of 34.1%
Fair or poor general health16.8% 3.5 pts below the national average of 20.3%
No health insurance (18–64)5.2% 6.1 pts below the national average of 11.3%
Depression27.2% 5.3 pts above the national average of 21.9%
No leisure-time physical activity22.1% 3.3 pts below the national average of 25.4%
Arthritis30% 4.9 pts above the national average of 25.1%
Binge drinking17.2% 1.2 pts above the national average of 16%
Taking blood pressure medication77.6% 2.9 pts above the national average of 74.7%
Cancer (non-skin)9.7% 2 pts above the national average of 7.7%
Current asthma11.4% 1 pts above the national average of 10.4%
Coronary heart disease6.5% same as the national average of 6.2%
Routine check-up in past year80.7% 4 pts above the national average of 76.7%
Cholesterol screening88.8% 2.9 pts above the national average of 85.9%
Cognitive disability13.6% 1.2 pts below the national average of 14.8%
Colorectal screening71.9% 7.6 pts above the national average of 64.3%
COPD7.5% 0.9 pts above the national average of 6.6%
Visited a dentist72.5% 11.2 pts above the national average of 61.3%
Any disability29.9% 0.8 pts below the national average of 30.7%
Lacks emotional support22.4% 2.4 pts below the national average of 24.8%
Food insecurity10.5% 6.6 pts below the national average of 17.1%
Received food stamps8.8% 5.5 pts below the national average of 14.3%
Hearing disability6.9% same as the national average of 6.7%
High cholesterol35.8% same as the national average of 36.2%
Housing insecurity8.8% 5 pts below the national average of 13.8%
Independent living disability7.4% 1 pts below the national average of 8.4%
Lacks transport6.1% 3.1 pts below the national average of 9.2%
Loneliness32.8% 1.6 pts below the national average of 34.4%
Mammography use75.8% same as the national average of 75.9%
Poor mental health (14+ days)17.5% 0.7 pts above the national average of 16.8%
Mobility disability12.5% 1.5 pts below the national average of 14%
Poor physical health (14+ days)13.7% same as the national average of 13.5%
Self-care disability3.1% 0.9 pts below the national average of 4%
Utility shut-off threat6.2% 2.6 pts below the national average of 8.8%
Sleeps under 7 hours34.9% 1.5 pts below the national average of 36.4%
Stroke3.2% same as the national average of 3.4%
All natural teeth lost8.1% 4.9 pts below the national average of 13%
Vision disability3.8% 1.8 pts below the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments69
People employed427
Annual payroll$16,121,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 45% of US census tracts
FEMA ratingRelatively Low
Expected annual loss57.4 out of 100
Community resilience82.2 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Strong wind83.1Relatively High at its worst in this ZIP code
Cold wave80.6Relatively High at its worst in this ZIP code
Ice storm78.7Relatively Moderate at its worst in this ZIP code
Tornado72.6Relatively High at its worst in this ZIP code
Landslide70.4Very Low at its worst in this ZIP code
River flooding64.5Relatively Moderate at its worst in this ZIP code
Wildfire58.9Very Low at its worst in this ZIP code
Hail56.3Relatively Low at its worst in this ZIP code
Winter weather43.9Relatively Low at its worst in this ZIP code
Hurricane34.3Very Low at its worst in this ZIP code
Lightning22.6Relatively Low at its worst in this ZIP code
Heat wave18.5Relatively Low at its worst in this ZIP code
Earthquake16.4Very Low at its worst in this ZIP code
Compared with Michigan and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPMichiganUnited States
Median household income$87,599$71,149$78,538
Income per person$40,483$39,538$43,289
Poverty rate9.1%13.1%12.4%
Median home value$296,200$217,600$303,400
Median gross rent$867$1,084$1,348
Homeownership88.1%72.9%65%
Bachelor's degree or higher17.3%31.8%35%
Unemployment rate3.2%5.8%5.2%
Works from home6.6%12%13.5%
Born outside the US2.6%7%13.9%
Median age4540.138.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationRICHMOND 4 NNW, MI US7 km away
Rain in a year36 in
Snow in a year47 in

Average high and low by month

January30.1°F / 16.2°F2.37 in rain, 10.8 in snow
February32.8°F / 16.1°F1.92 in rain, 13.3 in snow
March42.1°F / 24.9°F2.09 in rain, 6.1 in snow
April56.2°F / 35.5°F3.19 in rain, 2.6 in snow
May68.5°F / 47.4°F3.81 in rain
June78.4°F / 57.6°F3.56 in rain
July83°F / 62.1°F3.94 in rain
August80°F / 59.4°F3.27 in rain
September73.1°F / 51.9°F3.46 in rain
October60.3°F / 41.1°F2.95 in rain
November46.5°F / 31.7°F2.97 in rain, 3.5 in snow
December35.4°F / 23.1°F2.37 in rain, 10.3 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 3 school districts, so the address decides which one, not the ZIP code.

Memphis Community Schools54.4% of this ZIP code's land area
Capac Community School District34.1% of this ZIP code's land area
Armada Area Schools11.1% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability14more vulnerable than 14% of US census tracts
Socioeconomic status15more vulnerable than 15% of US census tracts
Household characteristics20more vulnerable than 20% of US census tracts
Racial and ethnic minority status4more vulnerable than 4% of US census tracts
Housing type and transport33more vulnerable than 33% of US census tracts
Walkability4.2 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

48022 Emmett, MI5.4 km away
48027 Goodells, MI9.2 km away
48002 Allenton, MI9.4 km away
48062 Richmond, MI11.4 km away
48063 Columbus, MI12.6 km away
48005 Armada, MI13.1 km away
48014 Capac, MI13.9 km away
48050 New Haven, MI17.3 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

St. Clair County96.8% of this ZIP code's land area
Macomb County3.2% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area40.01 sq mi
Water area0.12 sq mi
Population density110 people per sq mi
Latitude, longitude42.9410, -82.8046

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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