Postal Codes

47981 ZIP Code

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ZIP code 47981 covers Romney, Indiana, with a population of about 915 and a median household income of $76,250.

Population
91526 per square mile
Median age
380.7 points below the US average
Median household income
$76,2501.1× the Indiana median
Poverty rate
0%12.4 points below the US average
Typical home value
$330,283up 29% in five years
Degree or higher
24%11 points below the US average
Homeownership
96.5%31.5 points above the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
12

Where 47981 is

Romney, Indiana — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population915
Median age38
Family households72.6%
Born outside the US4.3%
Speaks a language other than English at home4.4%
White (non-Hispanic)94%
Black (non-Hispanic)0%
Asian (non-Hispanic)0%
Hispanic or Latino5.2%
Veterans7.3%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$76,250
Income per person$50,502
Poverty rate0%
Households on SNAP or cash assistance0%

Household income distribution

Under $10k0.0%
$10–15k0.0%
$15–20k2.9%
$20–25k2.9%
$25–30k0.0%
$30–35k0.0%
$35–40k0.0%
$40–45k0.0%
$45–50k0.0%
$50–60k22.9%
$60–75k20.0%
$75–100k11.0%
$100–125k12.6%
$125–150k4.8%
$150–200k15.5%
$200k or more7.4%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed430
Mean adjusted gross income$73,109
Returns declaring $200,000 or more0%
Returns, under $25k25.6%
Returns, $25k–$50k18.6%
Returns, $50k–$75k14.0%
Returns, $75k–$100k14.0%
Returns, $100k–$200k27.9%
Returns, $200k or more0.0%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$173,300
Owner-occupied96.5%
Vacant homes9.9%
Median year built1955

What the homes are

Detached house97.7%
Mobile home2.3%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$330,283as of 2026-07
Typical home value, 1 yearup 1.3%
Typical home value, 5 yearsup 29%
Typical home value, 10 yearsup 86%
Typical home value since 2000
200420152026$330,283$144,601

$154,610 in 2004 to $330,283 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate5.8%
Bachelor's degree or higher24%
High school diploma or higher100%
Works from home0%
Drives to work alone98.1%
Takes public transport0%
Commutes 45 minutes or more17.5%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity29.2% 4.2 pts below the national average of 33.4%
Diagnosed diabetes10.2% 1.8 pts below the national average of 12%
Currently smokes14% 0.8 pts above the national average of 13.2%
High blood pressure32.8% 1.3 pts below the national average of 34.1%
Fair or poor general health16.1% 4.2 pts below the national average of 20.3%
No health insurance (18–64)6.7% 4.6 pts below the national average of 11.3%
Depression24.2% 2.3 pts above the national average of 21.9%
No leisure-time physical activity18.9% 6.5 pts below the national average of 25.4%
Arthritis26% 0.9 pts above the national average of 25.1%
Binge drinking17.7% 1.7 pts above the national average of 16%
Taking blood pressure medication76.1% 1.4 pts above the national average of 74.7%
Cancer (non-skin)8.4% 0.7 pts above the national average of 7.7%
Current asthma10.7% same as the national average of 10.4%
Coronary heart disease5.8% same as the national average of 6.2%
Routine check-up in past year79.4% 2.7 pts above the national average of 76.7%
Cholesterol screening87.8% 1.9 pts above the national average of 85.9%
Cognitive disability13.3% 1.5 pts below the national average of 14.8%
Colorectal screening70.3% 6 pts above the national average of 64.3%
COPD6.5% same as the national average of 6.6%
Visited a dentist67.8% 6.5 pts above the national average of 61.3%
Any disability25.7% 5 pts below the national average of 30.7%
Lacks emotional support21.6% 3.2 pts below the national average of 24.8%
Food insecurity9.6% 7.5 pts below the national average of 17.1%
Received food stamps5.1% 9.2 pts below the national average of 14.3%
Hearing disability6.3% same as the national average of 6.7%
High cholesterol38.7% 2.5 pts above the national average of 36.2%
Housing insecurity8.7% 5.1 pts below the national average of 13.8%
Independent living disability6.4% 2 pts below the national average of 8.4%
Lacks transport5.7% 3.5 pts below the national average of 9.2%
Loneliness31% 3.4 pts below the national average of 34.4%
Mammography use77.6% 1.7 pts above the national average of 75.9%
Poor mental health (14+ days)16.6% same as the national average of 16.8%
Mobility disability11% 3 pts below the national average of 14%
Poor physical health (14+ days)12.1% 1.4 pts below the national average of 13.5%
Self-care disability2.8% 1.2 pts below the national average of 4%
Utility shut-off threat6.3% 2.5 pts below the national average of 8.8%
Sleeps under 7 hours35.1% 1.3 pts below the national average of 36.4%
Stroke2.8% 0.6 pts below the national average of 3.4%
All natural teeth lost9% 4 pts below the national average of 13%
Vision disability3.6% 2 pts below the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments12
People employed29
Annual payroll$1,097,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 50.6% of US census tracts
FEMA ratingRelatively Low
Expected annual loss53.9 out of 100
Community resilience53.5 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Drought96.1Relatively Moderate at its worst in this ZIP code
Winter weather89.5Relatively High at its worst in this ZIP code
Cold wave89.3Relatively High at its worst in this ZIP code
Hail87.2Relatively Moderate at its worst in this ZIP code
Landslide82.9Relatively Low at its worst in this ZIP code
Strong wind71.8Relatively High at its worst in this ZIP code
Earthquake66.9Relatively Low at its worst in this ZIP code
Tornado61.1Relatively Moderate at its worst in this ZIP code
Wildfire57.7Very Low at its worst in this ZIP code
Heat wave56.8Relatively Moderate at its worst in this ZIP code
River flooding52.5Relatively Moderate at its worst in this ZIP code
Lightning44.8Relatively Low at its worst in this ZIP code
Hurricane42.6Very Low at its worst in this ZIP code
Ice storm39.2Relatively Low at its worst in this ZIP code
Compared with Indiana and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPIndianaUnited States
Median household income$76,250$70,051$78,538
Income per person$50,502$37,178$43,289
Poverty rate0%12.2%12.4%
Median home value$173,300$201,600$303,400
Median gross rent$1,020$1,348
Homeownership96.5%70.4%65%
Bachelor's degree or higher24%28.8%35%
Unemployment rate5.8%4.3%5.2%
Works from home0%9.6%13.5%
Born outside the US4.3%5.9%13.9%
Median age383838.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationLAFAYETTE 8 S, IN US4.5 km away
Rain in a year40 in
Snow in a year20 in

Average high and low by month

January33.2°F / 17.7°F2.45 in rain, 6.6 in snow
February37.7°F / 20.7°F1.95 in rain, 5.8 in snow
March49.2°F / 30.2°F2.7 in rain, 3.1 in snow
April61.9°F / 40.9°F3.91 in rain, 0.4 in snow
May72.9°F / 52.5°F4.37 in rain
June81.4°F / 61.7°F5.01 in rain
July83.6°F / 64.2°F4.26 in rain
August82.4°F / 62.1°F3.68 in rain
September77.8°F / 54.6°F2.96 in rain
October65.4°F / 43.6°F2.98 in rain
November50.5°F / 33°F3.17 in rain, 0.6 in snow
December38.4°F / 23.5°F2.39 in rain, 4 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 2 school districts, so the address decides which one, not the ZIP code.

Tippecanoe School Corporation98.2% of this ZIP code's land area
North Montgomery Community School Corporation1.8% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability8more vulnerable than 8% of US census tracts
Socioeconomic status13more vulnerable than 13% of US census tracts
Household characteristics26more vulnerable than 26% of US census tracts
Racial and ethnic minority status9more vulnerable than 9% of US census tracts
Housing type and transport11more vulnerable than 11% of US census tracts
Walkability2.4 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

47909 Lafayette, IN7.7 km away
47955 Linden, IN8.7 km away
47903 Lafayette, IN9.7 km away
47967 New Richmond, IN9.9 km away
47983 Stockwell, IN12.9 km away
47902 Lafayette, IN14.7 km away
47996 West Lafayette, IN14.7 km away
47994 Wingate, IN16 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Tippecanoe County98.2% of this ZIP code's land area
Montgomery County1.8% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area34.63 sq mi
Population density26 people per sq mi
Latitude, longitude40.2580, -86.9208

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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