Postal Codes

47978 ZIP Code

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ZIP code 47978 covers Rensselaer, Indiana, with a population of about 10,097 and a median household income of $71,359.

Population
10,09738 per square mile
Median age
40.61.9 points above the US average
Median household income
$71,359about the Indiana median
Poverty rate
6.4%6 points below the US average
Typical home value
$253,749up 37.2% in five years
Median rent
$86715% below the Indiana median
Degree or higher
18.2%16.8 points below the US average
Homeownership
75.2%10.2 points above the US average
Time zone
Central UTC-06:00observes daylight saving time
Businesses
304

Where 47978 is

Rensselaer, Indiana — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population10,097
Median age40.6
Family households60.8%
Born outside the US4.7%
Speaks a language other than English at home4.8%
White (non-Hispanic)84.5%
Black (non-Hispanic)1.3%
Asian (non-Hispanic)0.6%
Hispanic or Latino9.1%
Veterans6.2%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$71,359
Income per person$33,328
Poverty rate6.4%
Households on SNAP or cash assistance8.6%

Household income distribution

Under $10k3.6%
$10–15k3.0%
$15–20k6.6%
$20–25k2.0%
$25–30k4.6%
$30–35k4.1%
$35–40k3.0%
$40–45k4.0%
$45–50k3.8%
$50–60k9.1%
$60–75k8.8%
$75–100k15.9%
$100–125k11.9%
$125–150k5.6%
$150–200k11.4%
$200k or more2.5%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed5,210
Mean adjusted gross income$63,937
Returns declaring $200,000 or more2.7%
Returns, under $25k30.7%
Returns, $25k–$50k24.4%
Returns, $50k–$75k15.9%
Returns, $75k–$100k10.7%
Returns, $100k–$200k15.5%
Returns, $200k or more2.7%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$180,900
Median gross rent$867
Rent as a share of household income27.9%
Owner-occupied75.2%
Vacant homes8.3%
Median year built1967

What the homes are

Detached house82.2%
Attached house2.6%
2 to 4 units9.2%
5 to 19 units2.5%
20 or more units2.2%
Mobile home1.1%
Boat, RV or van0.2%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$253,749as of 2026-07
Typical home value, 1 yearup 4.1%
Typical home value, 5 yearsup 37.2%
Typical home value, 10 yearsup 82.2%
Typical home value since 2000
200720162026$253,749$94,337

$102,168 in 2007 to $253,749 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate2.7%
Bachelor's degree or higher18.2%
High school diploma or higher91.2%
Works from home4.4%
Drives to work alone81.3%
Takes public transport0.6%
Commutes 45 minutes or more21.6%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity40.7% 7.3 pts above the national average of 33.4%
Diagnosed diabetes13% 1 pts above the national average of 12%
Currently smokes16.6% 3.4 pts above the national average of 13.2%
High blood pressure39.2% 5.1 pts above the national average of 34.1%
Fair or poor general health21.4% 1.1 pts above the national average of 20.3%
No health insurance (18–64)8.4% 2.9 pts below the national average of 11.3%
Depression25.4% 3.5 pts above the national average of 21.9%
No leisure-time physical activity26.1% 0.7 pts above the national average of 25.4%
Arthritis31.1% 6 pts above the national average of 25.1%
Binge drinking16.4% same as the national average of 16%
Taking blood pressure medication78.5% 3.8 pts above the national average of 74.7%
Cancer (non-skin)9.4% 1.7 pts above the national average of 7.7%
Current asthma11.3% 0.9 pts above the national average of 10.4%
Coronary heart disease7.5% 1.3 pts above the national average of 6.2%
Routine check-up in past year78.4% 1.7 pts above the national average of 76.7%
Cholesterol screening86.2% same as the national average of 85.9%
Cognitive disability15.4% 0.6 pts above the national average of 14.8%
Colorectal screening66.7% 2.4 pts above the national average of 64.3%
COPD9% 2.4 pts above the national average of 6.6%
Visited a dentist60.1% 1.2 pts below the national average of 61.3%
Any disability32.7% 2 pts above the national average of 30.7%
Lacks emotional support22.5% 2.3 pts below the national average of 24.8%
Food insecurity13% 4.1 pts below the national average of 17.1%
Received food stamps7.5% 6.8 pts below the national average of 14.3%
Hearing disability7.9% 1.2 pts above the national average of 6.7%
High cholesterol39.9% 3.7 pts above the national average of 36.2%
Housing insecurity10.1% 3.7 pts below the national average of 13.8%
Independent living disability8.3% same as the national average of 8.4%
Lacks transport7% 2.2 pts below the national average of 9.2%
Loneliness32% 2.4 pts below the national average of 34.4%
Mammography use75.2% 0.7 pts below the national average of 75.9%
Poor mental health (14+ days)17.8% 1 pts above the national average of 16.8%
Mobility disability15.3% 1.3 pts above the national average of 14%
Poor physical health (14+ days)15% 1.5 pts above the national average of 13.5%
Self-care disability3.8% same as the national average of 4%
Utility shut-off threat7.4% 1.4 pts below the national average of 8.8%
Sleeps under 7 hours39.9% 3.5 pts above the national average of 36.4%
Stroke3.7% same as the national average of 3.4%
All natural teeth lost15.2% 2.2 pts above the national average of 13%
Vision disability4.9% 0.7 pts below the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments304
People employed3,822
Annual payroll$178,544,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 60.3% of US census tracts
FEMA ratingRelatively Low to Relatively Moderate across the 7 census tracts this ZIP code covers
Expected annual loss66 out of 100
Community resilience50.4 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Strong wind90.4Relatively High at its worst in this ZIP code
Cold wave89.4Very High at its worst in this ZIP code
Hail83.1Relatively Moderate at its worst in this ZIP code
Landslide77Relatively Low at its worst in this ZIP code
River flooding72.5Relatively High at its worst in this ZIP code
Tornado70.4Relatively High at its worst in this ZIP code
Earthquake61.6Relatively Low at its worst in this ZIP code
Wildfire50.4Relatively Low at its worst in this ZIP code
Heat wave46.3Relatively Moderate at its worst in this ZIP code
Lightning45.4Relatively Moderate at its worst in this ZIP code
Hurricane39.7Very Low at its worst in this ZIP code
Ice storm32.1Relatively Low at its worst in this ZIP code
Winter weather26.5Relatively Moderate at its worst in this ZIP code
Compared with Indiana and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPIndianaUnited States
Median household income$71,359$70,051$78,538
Income per person$33,328$37,178$43,289
Poverty rate6.4%12.2%12.4%
Median home value$180,900$201,600$303,400
Median gross rent$867$1,020$1,348
Homeownership75.2%70.4%65%
Bachelor's degree or higher18.2%28.8%35%
Unemployment rate2.7%4.3%5.2%
Works from home4.4%9.6%13.5%
Born outside the US4.7%5.9%13.9%
Median age40.63838.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationRENSSELAER, IN US9.9 km away
Rain in a year40 in
Snow in a year25 in

Average high and low by month

January32°F / 16.1°F2.58 in rain, 8.2 in snow
February36.5°F / 19.3°F2.04 in rain, 8.8 in snow
March48.1°F / 28.7°F2.71 in rain, 3.5 in snow
April61.1°F / 38.9°F3.88 in rain, 0.1 in snow
May72.3°F / 50.6°F4.34 in rain
June81.4°F / 60.4°F4.78 in rain
July83.9°F / 63.4°F4.49 in rain
August82.5°F / 61.2°F4.01 in rain
September77.2°F / 53.2°F3.24 in rain
October64.1°F / 41.3°F3.18 in rain
November49.1°F / 31.3°F2.59 in rain, 0.5 in snow
December37°F / 21.9°F2.25 in rain, 4.2 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarket22% of this ZIP code's area
Far from a supermarket20% of this ZIP code's area
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 5 school districts, so the address decides which one, not the ZIP code.

Rensselaer Central School Corporation83.6% of this ZIP code's land area
Kankakee Valley School Corporation10.9% of this ZIP code's land area
North Newton School Corporation2.3% of this ZIP code's land area
West Central School Corporation2% of this ZIP code's land area
North White School Corporation1.2% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability30more vulnerable than 30% of US census tracts
Socioeconomic status30more vulnerable than 30% of US census tracts
Household characteristics54more vulnerable than 54% of US census tracts
Racial and ethnic minority status19more vulnerable than 19% of US census tracts
Housing type and transport33more vulnerable than 33% of US census tracts
Walkability5.9 out of 20Below average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

47943 Fair Oaks, IN15.7 km away
47964 Mount Ayr, IN17 km away
46392 Wheatfield, IN20.6 km away
47946 Francesville, IN21 km away
47957 Medaryville, IN21.5 km away
46310 Demotte, IN23.1 km away
46372 Roselawn, IN24.7 km away
46380 Tefft, IN25 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Jasper County96.5% of this ZIP code's land area
Newton County2.3% of this ZIP code's land area
White County1.2% of this ZIP code's land area
Time zoneCentral (UTC-06:00 standard)
Daylight saving timeObserved
Land area263.74 sq mi
Water area0.24 sq mi
Population density38 people per sq mi
Latitude, longitude40.9948, -87.1037

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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