Postal Codes

47581 ZIP Code

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ZIP code 47581 covers Shoals, Indiana, with a population of about 2,828 and a median household income of $56,864.

Population
2,82820 per square mile
Median age
52.513.8 points above the US average
Median household income
$56,86419% below the Indiana median
Poverty rate
12.8%about the US average
Typical home value
$194,874up 43.9% in five years
Median rent
$60641% below the Indiana median
Degree or higher
11.8%23.2 points below the US average
Homeownership
85.4%20.4 points above the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
55

Where 47581 is

Shoals, Indiana — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population2,828
Median age52.5
Family households54.3%
Born outside the US0.1%
Speaks a language other than English at home1.3%
White (non-Hispanic)95.4%
Black (non-Hispanic)0.2%
Asian (non-Hispanic)0.1%
Hispanic or Latino0%
Veterans12.6%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$56,864
Income per person$34,161
Poverty rate12.8%
Households on SNAP or cash assistance7.8%

Household income distribution

Under $10k5.0%
$10–15k4.8%
$15–20k1.1%
$20–25k6.1%
$25–30k2.6%
$30–35k5.1%
$35–40k3.2%
$40–45k5.5%
$45–50k4.4%
$50–60k13.9%
$60–75k9.8%
$75–100k12.5%
$100–125k4.8%
$125–150k7.2%
$150–200k9.3%
$200k or more4.5%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed1,650
Mean adjusted gross income$55,395
Returns declaring $200,000 or more1.8%
Returns, under $25k33.3%
Returns, $25k–$50k24.2%
Returns, $50k–$75k17.6%
Returns, $75k–$100k9.7%
Returns, $100k–$200k13.3%
Returns, $200k or more1.8%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$124,900
Median gross rent$606
Rent as a share of household income37%
Owner-occupied85.4%
Vacant homes21.5%
Median year built1982

What the homes are

Detached house75.2%
Attached house0.2%
2 to 4 units4.2%
5 to 19 units1.5%
20 or more units2.6%
Mobile home16.3%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$194,874as of 2026-07
Typical home value, 1 yearup 3.4%
Typical home value, 5 yearsup 43.9%
Typical home value, 10 yearsup 141.5%
Typical home value since 2000
201220192026$194,874$74,438

$74,438 in 2012 to $194,874 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate0.8%
Bachelor's degree or higher11.8%
High school diploma or higher89.1%
Works from home9.8%
Drives to work alone84.3%
Takes public transport0%
Commutes 45 minutes or more27.7%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity38.3% 4.9 pts above the national average of 33.4%
Diagnosed diabetes14.4% 2.4 pts above the national average of 12%
Currently smokes18.3% 5.1 pts above the national average of 13.2%
High blood pressure41.6% 7.5 pts above the national average of 34.1%
Fair or poor general health22.3% 2 pts above the national average of 20.3%
No health insurance (18–64)8.1% 3.2 pts below the national average of 11.3%
Depression25.3% 3.4 pts above the national average of 21.9%
No leisure-time physical activity26.8% 1.4 pts above the national average of 25.4%
Arthritis33.4% 8.3 pts above the national average of 25.1%
Binge drinking15.8% same as the national average of 16%
Taking blood pressure medication80.2% 5.5 pts above the national average of 74.7%
Cancer (non-skin)10.2% 2.5 pts above the national average of 7.7%
Current asthma11.5% 1.1 pts above the national average of 10.4%
Coronary heart disease8.5% 2.3 pts above the national average of 6.2%
Routine check-up in past year80.5% 3.8 pts above the national average of 76.7%
Cholesterol screening87% 1.1 pts above the national average of 85.9%
Cognitive disability15.5% 0.7 pts above the national average of 14.8%
Colorectal screening67.6% 3.3 pts above the national average of 64.3%
COPD10.2% 3.6 pts above the national average of 6.6%
Visited a dentist59.7% 1.6 pts below the national average of 61.3%
Any disability34.1% 3.4 pts above the national average of 30.7%
Lacks emotional support23.1% 1.7 pts below the national average of 24.8%
Food insecurity13% 4.1 pts below the national average of 17.1%
Received food stamps7.5% 6.8 pts below the national average of 14.3%
Hearing disability8.8% 2.1 pts above the national average of 6.7%
High cholesterol42% 5.8 pts above the national average of 36.2%
Housing insecurity9.8% 4 pts below the national average of 13.8%
Independent living disability8.8% same as the national average of 8.4%
Lacks transport6.9% 2.3 pts below the national average of 9.2%
Loneliness32.4% 2 pts below the national average of 34.4%
Mammography use75% 0.9 pts below the national average of 75.9%
Poor mental health (14+ days)17.7% 0.9 pts above the national average of 16.8%
Mobility disability16.6% 2.6 pts above the national average of 14%
Poor physical health (14+ days)15.7% 2.2 pts above the national average of 13.5%
Self-care disability4.1% same as the national average of 4%
Utility shut-off threat7.1% 1.7 pts below the national average of 8.8%
Sleeps under 7 hours36.4% same as the national average of 36.4%
Stroke4.1% 0.7 pts above the national average of 3.4%
All natural teeth lost15.7% 2.7 pts above the national average of 13%
Vision disability5.1% 0.5 pts below the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments55
People employed634
Annual payroll$37,534,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 70.8% of US census tracts
FEMA ratingRelatively Low to Relatively Moderate across the 2 census tracts this ZIP code covers
Expected annual loss68.9 out of 100
Community resilience59.4 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Strong wind95.6Very High at its worst in this ZIP code
Drought93.3Relatively Moderate at its worst in this ZIP code
Landslide90Relatively Low at its worst in this ZIP code
Winter weather85.6Relatively High at its worst in this ZIP code
River flooding85.4Relatively High at its worst in this ZIP code
Tornado79.3Relatively High at its worst in this ZIP code
Earthquake72.8Relatively Low at its worst in this ZIP code
Ice storm70Relatively Moderate at its worst in this ZIP code
Hail66.7Relatively Low at its worst in this ZIP code
Heat wave65.7Relatively Moderate at its worst in this ZIP code
Wildfire57.9Very Low at its worst in this ZIP code
Cold wave54Relatively Moderate at its worst in this ZIP code
Lightning51.9Relatively Moderate at its worst in this ZIP code
Hurricane36.6Very Low at its worst in this ZIP code
Compared with Indiana and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPIndianaUnited States
Median household income$56,864$70,051$78,538
Income per person$34,161$37,178$43,289
Poverty rate12.8%12.2%12.4%
Median home value$124,900$201,600$303,400
Median gross rent$606$1,020$1,348
Homeownership85.4%70.4%65%
Bachelor's degree or higher11.8%28.8%35%
Unemployment rate0.8%4.3%5.2%
Works from home9.8%9.6%13.5%
Born outside the US0.1%5.9%13.9%
Median age52.53838.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationSHOALS 8 S, IN US14.1 km away
Rain in a year50 in
Snow in a year14 in

Average high and low by month

January40.8°F / 23.1°F3.68 in rain, 4.5 in snow
February45.6°F / 25.4°F3.13 in rain, 4.7 in snow
March56°F / 33.4°F4.53 in rain, 1.8 in snow
April68°F / 42.9°F5.22 in rain
May77.3°F / 53.4°F6.09 in rain
June85.1°F / 62.6°F4.93 in rain
July87.9°F / 66°F4.32 in rain
August87.5°F / 63.5°F2.97 in rain
September81.6°F / 56°F3.7 in rain
October69.9°F / 44.3°F3.54 in rain, 0.1 in snow
November56.4°F / 34.8°F4.01 in rain, 0.2 in snow
December45.1°F / 27.6°F3.88 in rain, 2.3 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

Shoals Community School Corporation99.8% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability45more vulnerable than 45% of US census tracts
Socioeconomic status35more vulnerable than 35% of US census tracts
Household characteristics37more vulnerable than 37% of US census tracts
Racial and ethnic minority status5more vulnerable than 5% of US census tracts
Housing type and transport79more vulnerable than 79% of US census tracts
Walkability4.2 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

47437 Huron, IN10.3 km away
47553 Loogootee, IN12.1 km away
47470 Williams, IN16.6 km away
47469 West Baden Springs, IN17.4 km away
47519 Cannelburg, IN19.3 km away
47432 French Lick, IN21.2 km away
47527 Dubois, IN22.9 km away
47562 Odon, IN23.2 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Martin County100% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area141.42 sq mi
Water area2.1 sq mi
Population density20 people per sq mi
Latitude, longitude38.6791, -86.7761

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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