Postal Codes

47305 ZIP Code

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ZIP code 47305 covers Muncie, Indiana, with a population of about 3,570 and a median household income of $33,125.

Population
3,5702,709 per square mile
Median age
37.90.8 points below the US average
Median household income
$33,12553% below the Indiana median
Poverty rate
39.1%26.7 points above the US average
Typical home value
$86,843up 30.1% in five years
Median rent
$74427% below the Indiana median
Degree or higher
18.5%16.5 points below the US average
Homeownership
35.8%29.2 points below the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
239

Where 47305 is

Muncie, Indiana — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population3,570
Median age37.9
Family households27.8%
Born outside the US1.1%
Speaks a language other than English at home3.9%
White (non-Hispanic)62.5%
Black (non-Hispanic)7.9%
Asian (non-Hispanic)0.4%
Hispanic or Latino6.7%
Veterans5%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$33,125
Income per person$24,093
Poverty rate39.1%
Households on SNAP or cash assistance38.9%

Household income distribution

Under $10k14.6%
$10–15k15.0%
$15–20k7.1%
$20–25k2.0%
$25–30k7.4%
$30–35k6.7%
$35–40k5.2%
$40–45k5.6%
$45–50k5.4%
$50–60k3.3%
$60–75k16.5%
$75–100k5.2%
$100–125k4.1%
$125–150k1.4%
$150–200k0.4%
$200k or more0.2%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed1,380
Mean adjusted gross income$38,899
Returns declaring $200,000 or more0%
Returns, under $25k45.7%
Returns, $25k–$50k32.6%
Returns, $50k–$75k10.9%
Returns, $75k–$100k4.3%
Returns, $100k–$200k6.5%
Returns, $200k or more0.0%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$77,300
Median gross rent$744
Rent as a share of household income33%
Owner-occupied35.8%
Vacant homes26.6%
Median year built1938

What the homes are

Detached house39.2%
Attached house2.4%
2 to 4 units29.2%
5 to 19 units16.9%
20 or more units12%
Mobile home0.3%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$86,843as of 2026-07
Typical home value, 1 yeardown 2.3%
Typical home value, 5 yearsup 30.1%
Typical home value, 10 yearsup 134%
Typical asking rent$841as of 2026-07
Typical home value since 2000
200920172026$88,854$29,710

$33,077 in 2009 to $86,843 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate8.2%
Bachelor's degree or higher18.5%
High school diploma or higher80.9%
Works from home4.7%
Drives to work alone67.8%
Takes public transport4.9%
Commutes 45 minutes or more10.5%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity45.1% 11.7 pts above the national average of 33.4%
Diagnosed diabetes17.6% 5.6 pts above the national average of 12%
Currently smokes27.3% 14.1 pts above the national average of 13.2%
High blood pressure41.5% 7.4 pts above the national average of 34.1%
Fair or poor general health33.1% 12.8 pts above the national average of 20.3%
No health insurance (18–64)13.2% 1.9 pts above the national average of 11.3%
Depression31.2% 9.3 pts above the national average of 21.9%
No leisure-time physical activity34.3% 8.9 pts above the national average of 25.4%
Arthritis31.6% 6.5 pts above the national average of 25.1%
Binge drinking15.3% 0.7 pts below the national average of 16%
Taking blood pressure medication74.3% same as the national average of 74.7%
Cancer (non-skin)6.4% 1.3 pts below the national average of 7.7%
Current asthma13.3% 2.9 pts above the national average of 10.4%
Coronary heart disease8.4% 2.2 pts above the national average of 6.2%
Routine check-up in past year77.6% 0.9 pts above the national average of 76.7%
Cholesterol screening78.7% 7.2 pts below the national average of 85.9%
Cognitive disability23% 8.2 pts above the national average of 14.8%
Colorectal screening60.2% 4.1 pts below the national average of 64.3%
COPD13.1% 6.5 pts above the national average of 6.6%
Visited a dentist46.4% 14.9 pts below the national average of 61.3%
Any disability42% 11.3 pts above the national average of 30.7%
Lacks emotional support26.7% 1.9 pts above the national average of 24.8%
Food insecurity31.1% 14 pts above the national average of 17.1%
Received food stamps25.5% 11.2 pts above the national average of 14.3%
Hearing disability8.1% 1.4 pts above the national average of 6.7%
High cholesterol38.6% 2.4 pts above the national average of 36.2%
Housing insecurity21.6% 7.8 pts above the national average of 13.8%
Independent living disability14.3% 5.9 pts above the national average of 8.4%
Lacks transport15.9% 6.7 pts above the national average of 9.2%
Loneliness36.5% 2.1 pts above the national average of 34.4%
Mammography use71.7% 4.2 pts below the national average of 75.9%
Poor mental health (14+ days)23.8% 7 pts above the national average of 16.8%
Mobility disability20.7% 6.7 pts above the national average of 14%
Poor physical health (14+ days)19.2% 5.7 pts above the national average of 13.5%
Self-care disability7.1% 3.1 pts above the national average of 4%
Utility shut-off threat18.1% 9.3 pts above the national average of 8.8%
Sleeps under 7 hours43% 6.6 pts above the national average of 36.4%
Stroke4.8% 1.4 pts above the national average of 3.4%
All natural teeth lost33.1% 20.1 pts above the national average of 13%
Vision disability9.2% 3.6 pts above the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments239
People employed5,398
Annual payroll$286,567,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 60.7% of US census tracts
FEMA ratingVery Low to Relatively Moderate across the 3 census tracts this ZIP code covers
Expected annual loss47.7 out of 100
Community resilience74.5 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Hail81.4Relatively Moderate at its worst in this ZIP code
River flooding79.2Relatively High at its worst in this ZIP code
Tornado78.3Relatively High at its worst in this ZIP code
Earthquake72.1Relatively Moderate at its worst in this ZIP code
Winter weather61.2Relatively Moderate at its worst in this ZIP code
Strong wind58.6Relatively Moderate at its worst in this ZIP code
Lightning57.7Relatively Moderate at its worst in this ZIP code
Ice storm37.8Relatively Low at its worst in this ZIP code
Cold wave32.1Relatively Low at its worst in this ZIP code
Landslide32Very Low at its worst in this ZIP code
Wildfire31.9Very Low at its worst in this ZIP code
Hurricane26.9Very Low at its worst in this ZIP code
Heat wave5.4Very Low at its worst in this ZIP code
Compared with Indiana and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPIndianaUnited States
Median household income$33,125$70,051$78,538
Income per person$24,093$37,178$43,289
Poverty rate39.1%12.2%12.4%
Median home value$77,300$201,600$303,400
Median gross rent$744$1,020$1,348
Homeownership35.8%70.4%65%
Bachelor's degree or higher18.5%28.8%35%
Unemployment rate8.2%4.3%5.2%
Works from home4.7%9.6%13.5%
Born outside the US1.1%5.9%13.9%
Median age37.93838.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationMUNCIE DELAWARE CO AP, IN US4.6 km away
Rain in a year40 in

Average high and low by month

January36°F / 21.3°F2.52 in rain
February39.9°F / 23.9°F2.27 in rain
March50.9°F / 32.5°F3.08 in rain
April64.1°F / 43°F3.89 in rain
May74.6°F / 54.2°F4.36 in rain
June83°F / 63.6°F4.81 in rain
July85.8°F / 66.3°F4.1 in rain
August84.1°F / 63.4°F3.38 in rain
September78.8°F / 55.7°F3.09 in rain
October66.3°F / 45.4°F2.96 in rain
November52.3°F / 35.6°F3.23 in rain
December40.7°F / 26.9°F2.57 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarket70% of this ZIP code's area
Far from a supermarket70% of this ZIP code's area
No vehicle and far from a supermarket100% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

Muncie Community Schools100% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability73more vulnerable than 73% of US census tracts
Socioeconomic status81more vulnerable than 81% of US census tracts
Household characteristics18more vulnerable than 18% of US census tracts
Racial and ethnic minority status39more vulnerable than 39% of US census tracts
Housing type and transport89more vulnerable than 89% of US census tracts
Walkability10.5 out of 20Below average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

47306 Muncie, IN2.1 km away
47302 Muncie, IN2.8 km away
47303 Muncie, IN2.8 km away
47308 Muncie, IN3.9 km away
47304 Muncie, IN4.1 km away
47307 Muncie, IN5.9 km away
47396 Yorktown, IN9.4 km away
47383 Selma, IN9.9 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Delaware County100% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area1.32 sq mi
Water area0.04 sq mi
Population density2,709 people per sq mi
Latitude, longitude40.1933, -85.3862

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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