Postal Codes

46984 ZIP Code

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ZIP code 46984 covers Somerset, Indiana.

Typical home value
$218,334up 36.1% in five years
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
5

Where 46984 is

Somerset, Indiana — the point the Postal Service gives for this ZIP code. A ZIP code is a set of delivery routes rather than an area, so this marks its centre, not its boundary.

Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$218,334as of 2026-07
Typical home value, 1 yearup 5.2%
Typical home value, 5 yearsup 36.1%
Typical home value, 10 yearsup 102.9%
Typical home value since 2000
201020182026$218,334$92,463

$97,027 in 2010 to $218,334 in 2026.

Business and employment

Census ZIP Code Business Patterns 2022

Business establishments5
People employed22
Annual payroll$699,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 58.7% of US census tracts
FEMA ratingRelatively Moderate
Expected annual loss48.6 out of 100
Community resilience90.1 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Drought96.2Relatively Moderate at its worst in this ZIP code
Strong wind93.6Relatively High at its worst in this ZIP code
Landslide89.9Relatively Low at its worst in this ZIP code
Tornado84.8Relatively High at its worst in this ZIP code
Hail81.9Relatively Moderate at its worst in this ZIP code
Cold wave81.5Relatively High at its worst in this ZIP code
Winter weather68.2Relatively Moderate at its worst in this ZIP code
River flooding63.6Relatively Moderate at its worst in this ZIP code
Lightning61.4Relatively Moderate at its worst in this ZIP code
Wildfire53.8Very Low at its worst in this ZIP code
Earthquake47.9Relatively Low at its worst in this ZIP code
Hurricane40.9Very Low at its worst in this ZIP code
Heat wave40.7Relatively Low at its worst in this ZIP code
Ice storm30.1Very Low at its worst in this ZIP code
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Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationWABASH, IN US13.4 km away
Rain in a year40 in
Snow in a year20 in

Average high and low by month

January33.8°F / 17.9°F2.41 in rain, 7.3 in snow
February38°F / 20.3°F2.25 in rain, 4.8 in snow
March48.9°F / 29.2°F2.63 in rain, 2.4 in snow
April61.9°F / 39.6°F3.54 in rain, 0.4 in snow
May73.1°F / 50.9°F4.36 in rain
June81.6°F / 60.5°F4.88 in rain
July84.8°F / 63.6°F4.56 in rain
August83°F / 61.7°F4.2 in rain
September77.6°F / 54.4°F3.2 in rain
October65.5°F / 43.1°F3.06 in rain
November51°F / 32.5°F2.91 in rain, 1 in snow
December38.4°F / 23.5°F2.34 in rain, 3.6 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

Wabash County Schools Metropolitan School District100% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability53more vulnerable than 53% of US census tracts
Socioeconomic status34more vulnerable than 34% of US census tracts
Household characteristics85more vulnerable than 85% of US census tracts
Racial and ethnic minority status12more vulnerable than 12% of US census tracts
Housing type and transport66more vulnerable than 66% of US census tracts
Walkability4 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

46919 Converse, IN11.2 km away
46940 La Fontaine, IN11.3 km away
46911 Amboy, IN12.2 km away
46987 Sweetser, IN13 km away
46992 Wabash, IN13.3 km away
46952 Marion, IN16.9 km away
46986 Swayzee, IN17.8 km away
46941 Lagro, IN18.9 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Wabash County100% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area0.05 sq mi
Latitude, longitude40.6714, -85.8288

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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