Postal Codes

46957 ZIP Code

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ZIP code 46957 covers Matthews, Indiana, with a population of about 493 and a median household income of $46,875.

Population
4931,151 per square mile
Median age
45.46.7 points above the US average
Median household income
$46,87533% below the Indiana median
Poverty rate
25.1%12.7 points above the US average
Typical home value
$125,716up 40.6% in five years
Median rent
$1,049about the Indiana median
Degree or higher
8.2%26.8 points below the US average
Homeownership
70.7%5.7 points above the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
6

Where 46957 is

Matthews, Indiana — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population493
Median age45.4
Family households58.5%
Born outside the US7.9%
Speaks a language other than English at home8.5%
White (non-Hispanic)84.4%
Black (non-Hispanic)0%
Asian (non-Hispanic)0%
Hispanic or Latino7.9%
Veterans8.3%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$46,875
Income per person$27,675
Poverty rate25.1%
Households on SNAP or cash assistance16.6%

Household income distribution

Under $10k4.4%
$10–15k3.9%
$15–20k2.4%
$20–25k0.0%
$25–30k13.7%
$30–35k10.7%
$35–40k5.9%
$40–45k2.4%
$45–50k11.2%
$50–60k11.2%
$60–75k2.4%
$75–100k11.7%
$100–125k8.8%
$125–150k3.4%
$150–200k6.8%
$200k or more1.0%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$76,600
Median gross rent$1,049
Owner-occupied70.7%
Vacant homes9.3%
Median year built1965

What the homes are

Detached house72.1%
Attached house4%
5 to 19 units3.5%
Mobile home20.4%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$125,716as of 2026-07
Typical home value, 1 yearup 6%
Typical home value, 5 yearsup 40.6%
Typical home value since 2000
201720212026$125,716$66,307

$66,307 in 2017 to $125,716 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate1.2%
Bachelor's degree or higher8.2%
High school diploma or higher84.8%
Works from home0.8%
Drives to work alone89.3%
Takes public transport0%
Commutes 45 minutes or more17.5%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity39.1% 5.7 pts above the national average of 33.4%
Diagnosed diabetes13.9% 1.9 pts above the national average of 12%
Currently smokes15.7% 2.5 pts above the national average of 13.2%
High blood pressure40.5% 6.4 pts above the national average of 34.1%
Fair or poor general health20.6% same as the national average of 20.3%
No health insurance (18–64)6.6% 4.7 pts below the national average of 11.3%
Depression27.8% 5.9 pts above the national average of 21.9%
No leisure-time physical activity25.2% same as the national average of 25.4%
Arthritis33.5% 8.4 pts above the national average of 25.1%
Binge drinking16% same as the national average of 16%
Taking blood pressure medication80.6% 5.9 pts above the national average of 74.7%
Cancer (non-skin)10.3% 2.6 pts above the national average of 7.7%
Current asthma11.6% 1.2 pts above the national average of 10.4%
Coronary heart disease7.7% 1.5 pts above the national average of 6.2%
Routine check-up in past year81.9% 5.2 pts above the national average of 76.7%
Cholesterol screening87.4% 1.5 pts above the national average of 85.9%
Cognitive disability14.8% same as the national average of 14.8%
Colorectal screening73.9% 9.6 pts above the national average of 64.3%
COPD9.3% 2.7 pts above the national average of 6.6%
Visited a dentist59% 2.3 pts below the national average of 61.3%
Any disability32% 1.3 pts above the national average of 30.7%
Lacks emotional support21.3% 3.5 pts below the national average of 24.8%
Food insecurity11.7% 5.4 pts below the national average of 17.1%
Received food stamps7% 7.3 pts below the national average of 14.3%
Hearing disability8% 1.3 pts above the national average of 6.7%
High cholesterol40.8% 4.6 pts above the national average of 36.2%
Housing insecurity8.9% 4.9 pts below the national average of 13.8%
Independent living disability8.3% same as the national average of 8.4%
Lacks transport6.5% 2.7 pts below the national average of 9.2%
Loneliness32.2% 2.2 pts below the national average of 34.4%
Mammography use74.5% 1.4 pts below the national average of 75.9%
Poor mental health (14+ days)17.6% 0.8 pts above the national average of 16.8%
Mobility disability15.3% 1.3 pts above the national average of 14%
Poor physical health (14+ days)14.8% 1.3 pts above the national average of 13.5%
Self-care disability3.8% same as the national average of 4%
Utility shut-off threat6.9% 1.9 pts below the national average of 8.8%
Sleeps under 7 hours37.8% 1.4 pts above the national average of 36.4%
Stroke3.8% same as the national average of 3.4%
All natural teeth lost14.5% 1.5 pts above the national average of 13%
Vision disability4.7% 0.9 pts below the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments6
People employed92
Annual payroll$7,521,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 48.7% of US census tracts
FEMA ratingRelatively Low
Expected annual loss49.4 out of 100
Community resilience58.2 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Tornado90.8Relatively High at its worst in this ZIP code
Drought90.2Relatively Low at its worst in this ZIP code
Hail85.1Relatively Moderate at its worst in this ZIP code
Landslide80.5Very Low at its worst in this ZIP code
Strong wind80.1Relatively Moderate at its worst in this ZIP code
Winter weather76.7Relatively Moderate at its worst in this ZIP code
Heat wave74.7Relatively Moderate at its worst in this ZIP code
Earthquake71.5Relatively Low at its worst in this ZIP code
Cold wave61.9Relatively Moderate at its worst in this ZIP code
Wildfire59.4Very Low at its worst in this ZIP code
Lightning57.2Relatively Moderate at its worst in this ZIP code
River flooding45.8Relatively Low at its worst in this ZIP code
Ice storm44.9Relatively Low at its worst in this ZIP code
Hurricane34.6Very Low at its worst in this ZIP code
Compared with Indiana and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPIndianaUnited States
Median household income$46,875$70,051$78,538
Income per person$27,675$37,178$43,289
Poverty rate25.1%12.2%12.4%
Median home value$76,600$201,600$303,400
Median gross rent$1,049$1,020$1,348
Homeownership70.7%70.4%65%
Bachelor's degree or higher8.2%28.8%35%
Unemployment rate1.2%4.3%5.2%
Works from home0.8%9.6%13.5%
Born outside the US7.9%5.9%13.9%
Median age45.43838.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationHARTFORD CITY 4 ESE, IN US18.5 km away
Rain in a year42 in
Snow in a year32 in

Average high and low by month

January33.1°F / 18.9°F2.67 in rain, 9 in snow
February37.1°F / 21.3°F2.35 in rain, 8.2 in snow
March47.9°F / 30.2°F3.31 in rain, 5 in snow
April61.4°F / 40.7°F3.89 in rain, 0.6 in snow
May71.9°F / 51.9°F4.24 in rain
June80.4°F / 61.4°F4.43 in rain
July83.2°F / 64°F4.2 in rain
August81.5°F / 61.9°F4.33 in rain
September76.3°F / 54.7°F3.48 in rain
October64.4°F / 43.9°F2.89 in rain, 0.2 in snow
November50°F / 33.6°F3.28 in rain, 2 in snow
December38.1°F / 24.5°F2.67 in rain, 7.2 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

Eastbrook Community School Corporation100% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability45more vulnerable than 45% of US census tracts
Socioeconomic status36more vulnerable than 36% of US census tracts
Household characteristics14more vulnerable than 14% of US census tracts
Racial and ethnic minority status20more vulnerable than 20% of US census tracts
Housing type and transport90more vulnerable than 90% of US census tracts
Walkability6.9 out of 20Below average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

46930 Fowlerton, IN6.5 km away
46989 Upland, IN7.4 km away
47342 Gaston, IN10.5 km away
47348 Hartford City, IN12.7 km away
46070 Summitville, IN13.1 km away
47338 Eaton, IN13.5 km away
46933 Gas City, IN14.2 km away
46928 Fairmount, IN14.9 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Grant County100% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area0.43 sq mi
Population density1,151 people per sq mi
Latitude, longitude40.3887, -85.4994

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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