Postal Codes

46805 ZIP Code

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ZIP code 46805 covers Fort Wayne, Indiana, with a population of about 21,851 and a median household income of $50,099.

Population
21,8513,408 per square mile
Median age
34.93.8 points below the US average
Median household income
$50,09928% below the Indiana median
Poverty rate
15.8%3.4 points above the US average
Typical home value
$184,206up 35.7% in five years
Median rent
$85816% below the Indiana median
Degree or higher
27.5%7.5 points below the US average
Homeownership
56.3%8.7 points below the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
757

Where 46805 is

Fort Wayne, Indiana — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population21,851
Median age34.9
Family households45%
Born outside the US6%
Speaks a language other than English at home8.6%
White (non-Hispanic)72%
Black (non-Hispanic)9.2%
Asian (non-Hispanic)5.3%
Hispanic or Latino6.6%
Veterans5%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$50,099
Income per person$34,668
Poverty rate15.8%
Households on SNAP or cash assistance12.1%

Household income distribution

Under $10k6.9%
$10–15k4.9%
$15–20k3.6%
$20–25k8.1%
$25–30k6.5%
$30–35k5.8%
$35–40k5.5%
$40–45k3.9%
$45–50k4.7%
$50–60k9.0%
$60–75k7.6%
$75–100k14.1%
$100–125k8.7%
$125–150k3.9%
$150–200k3.1%
$200k or more3.7%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed10,120
Mean adjusted gross income$50,870
Returns declaring $200,000 or more1.7%
Returns, under $25k33.3%
Returns, $25k–$50k31.7%
Returns, $50k–$75k16.9%
Returns, $75k–$100k8.2%
Returns, $100k–$200k8.2%
Returns, $200k or more1.7%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$131,300
Median gross rent$858
Rent as a share of household income28.8%
Owner-occupied56.3%
Vacant homes9.4%
Median year built1953

What the homes are

Detached house65.9%
Attached house0.5%
2 to 4 units8.6%
5 to 19 units11.8%
20 or more units13%
Mobile home0.2%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$184,206as of 2026-07
Typical home value, 1 yearup 1.7%
Typical home value, 5 yearsup 35.7%
Typical home value, 10 yearsup 142%
Typical asking rent$1,020as of 2026-07
Typical asking rent, 1 yearup 2.7%
Typical asking rent, 5 yearsup 30.3%
Typical home value since 2000
200420152026$184,206$64,698

$66,600 in 2004 to $184,206 in 2026.

Typical asking rent
201820222026$1,020$636

$636 in 2018 to $1,020 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate5.9%
Bachelor's degree or higher27.5%
High school diploma or higher91.9%
Works from home6.6%
Drives to work alone78.2%
Takes public transport2.7%
Commutes 45 minutes or more6.5%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity41.1% 7.7 pts above the national average of 33.4%
Diagnosed diabetes13.7% 1.7 pts above the national average of 12%
Currently smokes16.6% 3.4 pts above the national average of 13.2%
High blood pressure37.1% 3 pts above the national average of 34.1%
Fair or poor general health22.5% 2.2 pts above the national average of 20.3%
No health insurance (18–64)9.7% 1.6 pts below the national average of 11.3%
Depression27.7% 5.8 pts above the national average of 21.9%
No leisure-time physical activity25.3% same as the national average of 25.4%
Arthritis26.2% 1.1 pts above the national average of 25.1%
Binge drinking17.3% 1.3 pts above the national average of 16%
Taking blood pressure medication75.6% 0.9 pts above the national average of 74.7%
Cancer (non-skin)7.3% same as the national average of 7.7%
Current asthma11.8% 1.4 pts above the national average of 10.4%
Coronary heart disease6.9% 0.7 pts above the national average of 6.2%
Routine check-up in past year78.4% 1.7 pts above the national average of 76.7%
Cholesterol screening83.3% 2.6 pts below the national average of 85.9%
Cognitive disability17.2% 2.4 pts above the national average of 14.8%
Colorectal screening63.7% 0.6 pts below the national average of 64.3%
COPD9% 2.4 pts above the national average of 6.6%
Visited a dentist57% 4.3 pts below the national average of 61.3%
Any disability33.1% 2.4 pts above the national average of 30.7%
Lacks emotional support23.6% 1.2 pts below the national average of 24.8%
Food insecurity18.7% 1.6 pts above the national average of 17.1%
Received food stamps12.5% 1.8 pts below the national average of 14.3%
Hearing disability7.2% 0.5 pts above the national average of 6.7%
High cholesterol34.7% 1.5 pts below the national average of 36.2%
Housing insecurity13.6% same as the national average of 13.8%
Independent living disability9.7% 1.3 pts above the national average of 8.4%
Lacks transport9.9% 0.7 pts above the national average of 9.2%
Loneliness33.3% 1.1 pts below the national average of 34.4%
Mammography use72% 3.9 pts below the national average of 75.9%
Poor mental health (14+ days)19.1% 2.3 pts above the national average of 16.8%
Mobility disability14.9% 0.9 pts above the national average of 14%
Poor physical health (14+ days)14% 0.5 pts above the national average of 13.5%
Self-care disability4.5% 0.5 pts above the national average of 4%
Utility shut-off threat11.2% 2.4 pts above the national average of 8.8%
Sleeps under 7 hours36.4% same as the national average of 36.4%
Stroke3.8% same as the national average of 3.4%
All natural teeth lost26.3% 13.3 pts above the national average of 13%
Vision disability6.2% 0.6 pts above the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments757
People employed15,276
Annual payroll$668,105,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 32.1% of US census tracts
FEMA ratingVery Low to Relatively Low across the 10 census tracts this ZIP code covers
Expected annual loss28.1 out of 100
Community resilience70.3 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Strong wind74.1Relatively High at its worst in this ZIP code
Tornado70.1Relatively High at its worst in this ZIP code
Hail60.6Relatively Moderate at its worst in this ZIP code
Winter weather57.7Relatively Moderate at its worst in this ZIP code
River flooding49.7Relatively High at its worst in this ZIP code
Earthquake47.9Relatively Low at its worst in this ZIP code
Landslide44.2Very Low at its worst in this ZIP code
Cold wave43.3Relatively Moderate at its worst in this ZIP code
Lightning40.1Relatively Moderate at its worst in this ZIP code
Ice storm39.5Relatively Low at its worst in this ZIP code
Wildfire35.5Very Low at its worst in this ZIP code
Hurricane24.5Very Low at its worst in this ZIP code
Heat wave13.3Relatively Low at its worst in this ZIP code
Drought0.9Very Low at its worst in this ZIP code
Compared with Indiana and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPIndianaUnited States
Median household income$50,099$70,051$78,538
Income per person$34,668$37,178$43,289
Poverty rate15.8%12.2%12.4%
Median home value$131,300$201,600$303,400
Median gross rent$858$1,020$1,348
Homeownership56.3%70.4%65%
Bachelor's degree or higher27.5%28.8%35%
Unemployment rate5.9%4.3%5.2%
Works from home6.6%9.6%13.5%
Born outside the US6%5.9%13.9%
Median age34.93838.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationFT WAYNE INTL AP, IN US15.9 km away
Rain in a year39 in
Snow in a year34 in

Average high and low by month

January32.6°F / 18.4°F2.54 in rain, 10.8 in snow
February36.5°F / 21°F2.06 in rain, 7.8 in snow
March47.8°F / 29.4°F2.81 in rain, 4.6 in snow
April60.9°F / 39.4°F3.74 in rain, 0.8 in snow
May72.2°F / 50.4°F4.58 in rain
June81°F / 60.3°F4.48 in rain
July84.1°F / 63.5°F4.05 in rain
August82°F / 61.2°F3.8 in rain
September76.1°F / 53.4°F3.04 in rain
October63.7°F / 42.8°F2.95 in rain, 0.1 in snow
November49.4°F / 32.8°F2.96 in rain, 1.9 in snow
December37.5°F / 24.2°F2.47 in rain, 7.6 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarket53% of this ZIP code's area
Far from a supermarket61% of this ZIP code's area
No vehicle and far from a supermarket47% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 2 school districts, so the address decides which one, not the ZIP code.

Fort Wayne Community Schools89.2% of this ZIP code's land area
East Allen County Schools10.8% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability55more vulnerable than 55% of US census tracts
Socioeconomic status63more vulnerable than 63% of US census tracts
Household characteristics45more vulnerable than 45% of US census tracts
Racial and ethnic minority status48more vulnerable than 48% of US census tracts
Housing type and transport53more vulnerable than 53% of US census tracts
Walkability14.2 out of 20Above average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

46803 Fort Wayne, IN3.3 km away
46808 Fort Wayne, IN3.6 km away
46865 Fort Wayne, IN4 km away
46801 Fort Wayne, IN4.1 km away
46850 Fort Wayne, IN4.1 km away
46851 Fort Wayne, IN4.1 km away
46852 Fort Wayne, IN4.1 km away
46853 Fort Wayne, IN4.1 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Allen County100% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area6.41 sq mi
Water area0.01 sq mi
Population density3,408 people per sq mi
Latitude, longitude41.0977, -85.1189

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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