46624 ZIP Code
English Español
ZIP code 46624 covers South Bend, Indiana.
- Median age
- 86.848.1 points above the US average
- Poverty rate
- 29%16.6 points above the US average
- Degree or higher
- 71%36 points above the US average
- Time zone
- Eastern UTC-05:00observes daylight saving time
- Businesses
- 7
Where 46624 is
South Bend, Indiana — the point the Postal Service gives for this ZIP code. A ZIP code is a set of delivery routes rather than an area, so this marks its centre, not its boundary.
People and households
American Community Survey 2019–2023 five-year estimates
| Median age | 86.8 |
|---|---|
| Born outside the US | 0% |
| Speaks a language other than English at home | 0% |
| White (non-Hispanic) | 100% |
| Black (non-Hispanic) | 0% |
| Asian (non-Hispanic) | 0% |
| Hispanic or Latino | 0% |
| Veterans | 22.6% |
Income and poverty
American Community Survey 2019–2023 five-year estimates
| Poverty rate | 29% |
|---|
Housing
American Community Survey 2019–2023 five-year estimates
| Median year built | 2002 |
|---|
Work, commuting and education
American Community Survey 2019–2023 five-year estimates
| Bachelor's degree or higher | 71% |
|---|---|
| High school diploma or higher | 100% |
Business and employment
Census ZIP Code Business Patterns 2022
| Business establishments | 7 |
|---|---|
| People employed | 921 |
| Annual payroll | $93,541,000 |
Natural hazard risk
FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.
| Overall risk | Higher than 79.6% of US census tracts |
|---|---|
| FEMA rating | Relatively Moderate |
| Expected annual loss | 64.6 out of 100 |
| Community resilience | 83.9 out of 100 |
By hazard
Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.
| Cold wave | 98.4Very High at its worst in this ZIP code |
|---|---|
| Hail | 94.7Relatively High at its worst in this ZIP code |
| Tornado | 92.8Relatively High at its worst in this ZIP code |
| Strong wind | 92.5Relatively High at its worst in this ZIP code |
| Lightning | 87.6Relatively High at its worst in this ZIP code |
| Winter weather | 87.1Relatively High at its worst in this ZIP code |
| Landslide | 74.1Very Low at its worst in this ZIP code |
| Heat wave | 73.2Relatively Moderate at its worst in this ZIP code |
| Earthquake | 69.6Relatively Low at its worst in this ZIP code |
| Ice storm | 68.1Relatively Low at its worst in this ZIP code |
| River flooding | 65.9Relatively Moderate at its worst in this ZIP code |
| Wildfire | 58.9Very Low at its worst in this ZIP code |
| Hurricane | 40.7Very Low at its worst in this ZIP code |
Compared with Indiana and the United States
State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates
| This ZIP | Indiana | United States | |
|---|---|---|---|
| Median household income | — | $70,051 | $78,538 |
| Income per person | — | $37,178 | $43,289 |
| Poverty rate | 29% | 12.2% | 12.4% |
| Median home value | — | $201,600 | $303,400 |
| Median gross rent | — | $1,020 | $1,348 |
| Homeownership | — | 70.4% | 65% |
| Bachelor's degree or higher | 71% | 28.8% | 35% |
| Unemployment rate | — | 4.3% | 5.2% |
| Works from home | — | 9.6% | 13.5% |
| Born outside the US | 0% | 5.9% | 13.9% |
| Median age | 86.8 | 38 | 38.7 |
Climate
NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.
| Weather station | SOUTH BEND MICHIANA RGNL AP, IN US4 km away |
|---|---|
| Rain in a year | 39 in |
| Snow in a year | 64 in |
Average high and low by month
| January | 31.2°F / 17°F2.66 in rain, 21.6 in snow |
|---|---|
| February | 34.9°F / 19.3°F2.31 in rain, 16.1 in snow |
| March | 46.2°F / 27.2°F2.35 in rain, 6.8 in snow |
| April | 59°F / 37.1°F3.49 in rain, 1 in snow |
| May | 70.1°F / 48.1°F4.2 in rain |
| June | 79.4°F / 58.1°F4.04 in rain |
| July | 82.7°F / 62.1°F3.78 in rain |
| August | 80.8°F / 60.5°F4.01 in rain |
| September | 74.4°F / 53°F3.49 in rain |
| October | 61.8°F / 42.1°F3.72 in rain, 0.2 in snow |
| November | 47.7°F / 31.8°F2.78 in rain, 5.1 in snow |
| December | 36.3°F / 23°F2.4 in rain, 13.7 in snow |
Access to food
USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.
| Low income and far from a supermarket | 100% of this ZIP code's area |
|---|---|
| Far from a supermarket | 100% of this ZIP code's area |
| No vehicle and far from a supermarket | None of this ZIP code |
School districts
NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.
| South Bend Community School Corporation | 100% of this ZIP code's land area |
|---|
Community and walkability
CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.
| Overall social vulnerability | 41more vulnerable than 41% of US census tracts |
|---|---|
| Socioeconomic status | 44more vulnerable than 44% of US census tracts |
| Household characteristics | 1more vulnerable than 1% of US census tracts |
| Racial and ethnic minority status | 41more vulnerable than 41% of US census tracts |
| Housing type and transport | 96more vulnerable than 96% of US census tracts |
| Walkability | 8.7 out of 20Below average |
Nearby ZIP codes
The closest ZIP codes by centre point, which is not the same as sharing a border.
| 46637 South Bend, IN | 3.6 km away |
|---|---|
| 46628 South Bend, IN | 3.7 km away |
| 46616 South Bend, IN | 4.8 km away |
| 46556 Notre Dame, IN | 5.3 km away |
| 46635 South Bend, IN | 6.5 km away |
| 46617 South Bend, IN | 6.7 km away |
| 46626 South Bend, IN | 6.7 km away |
| 46601 South Bend, IN | 7.2 km away |
Location, counties and time zone
County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.
| St. Joseph County | 100% of this ZIP code's land area |
|---|---|
| Time zone | Eastern (UTC-05:00 standard) |
| Daylight saving time | Observed |
| Land area | 0.01 sq mi |
| Latitude, longitude | 41.7332, -86.2833 |
Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.