Postal Codes

46565 ZIP Code

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ZIP code 46565 covers Shipshewana, Indiana, with a population of about 8,718 and a median household income of $95,578.

Population
8,718138 per square mile
Median age
27.411.3 points below the US average
Median household income
$95,5781.4× the Indiana median
Poverty rate
5.3%7.1 points below the US average
Typical home value
$414,606up 34.6% in five years
Median rent
$80621% below the Indiana median
Degree or higher
7.2%27.8 points below the US average
Homeownership
82.5%17.5 points above the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
339

Where 46565 is

Shipshewana, Indiana — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population8,718
Median age27.4
Family households85.6%
Born outside the US1%
Speaks a language other than English at home66.6%
White (non-Hispanic)96%
Black (non-Hispanic)0.2%
Asian (non-Hispanic)0%
Hispanic or Latino2.8%
Veterans3.3%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$95,578
Income per person$32,982
Poverty rate5.3%
Households on SNAP or cash assistance2.1%

Household income distribution

Under $10k2.2%
$10–15k3.8%
$15–20k1.9%
$20–25k4.4%
$25–30k1.3%
$30–35k5.3%
$35–40k3.4%
$40–45k1.6%
$45–50k0.9%
$50–60k5.4%
$60–75k9.9%
$75–100k15.3%
$100–125k17.8%
$125–150k7.3%
$150–200k8.4%
$200k or more11.2%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed3,990
Mean adjusted gross income$83,840
Returns declaring $200,000 or more5%
Returns, under $25k20.8%
Returns, $25k–$50k19.8%
Returns, $50k–$75k16.0%
Returns, $75k–$100k21.1%
Returns, $100k–$200k17.3%
Returns, $200k or more5.0%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$318,800
Median gross rent$806
Rent as a share of household income19.5%
Owner-occupied82.5%
Vacant homes6.3%
Median year built1993

What the homes are

Detached house85%
Attached house5.3%
2 to 4 units1.8%
5 to 19 units2.3%
20 or more units0.3%
Mobile home5.3%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$414,606as of 2026-07
Typical home value, 1 yearup 10.8%
Typical home value, 5 yearsup 34.6%
Typical home value, 10 yearsup 111.1%
Typical home value since 2000
200920172026$414,606$160,544

$164,642 in 2009 to $414,606 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate1.1%
Bachelor's degree or higher7.2%
High school diploma or higher39%
Works from home4.5%
Drives to work alone40.4%
Takes public transport0%
Commutes 45 minutes or more4.4%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity38.7% 5.3 pts above the national average of 33.4%
Diagnosed diabetes11% 1 pts below the national average of 12%
Currently smokes21.3% 8.1 pts above the national average of 13.2%
High blood pressure32.7% 1.4 pts below the national average of 34.1%
Fair or poor general health25.4% 5.1 pts above the national average of 20.3%
No health insurance (18–64)13.4% 2.1 pts above the national average of 11.3%
Depression29.2% 7.3 pts above the national average of 21.9%
No leisure-time physical activity29.6% 4.2 pts above the national average of 25.4%
Arthritis25.3% same as the national average of 25.1%
Binge drinking18.3% 2.3 pts above the national average of 16%
Taking blood pressure medication71.9% 2.8 pts below the national average of 74.7%
Cancer (non-skin)6.7% 1 pts below the national average of 7.7%
Current asthma12.5% 2.1 pts above the national average of 10.4%
Coronary heart disease6.4% same as the national average of 6.2%
Routine check-up in past year73.4% 3.3 pts below the national average of 76.7%
Cholesterol screening78% 7.9 pts below the national average of 85.9%
Cognitive disability21.7% 6.9 pts above the national average of 14.8%
Colorectal screening59.1% 5.2 pts below the national average of 64.3%
COPD9.6% 3 pts above the national average of 6.6%
Visited a dentist53.6% 7.7 pts below the national average of 61.3%
Any disability37.8% 7.1 pts above the national average of 30.7%
Lacks emotional support28.7% 3.9 pts above the national average of 24.8%
Food insecurity18.9% 1.8 pts above the national average of 17.1%
Received food stamps10% 4.3 pts below the national average of 14.3%
Hearing disability7.1% same as the national average of 6.7%
High cholesterol36.1% same as the national average of 36.2%
Housing insecurity13.3% 0.5 pts below the national average of 13.8%
Independent living disability10.6% 2.2 pts above the national average of 8.4%
Lacks transport9.4% same as the national average of 9.2%
Loneliness40.1% 5.7 pts above the national average of 34.4%
Mammography use70.4% 5.5 pts below the national average of 75.9%
Poor mental health (14+ days)22.2% 5.4 pts above the national average of 16.8%
Mobility disability15.2% 1.2 pts above the national average of 14%
Poor physical health (14+ days)16.2% 2.7 pts above the national average of 13.5%
Self-care disability4.1% same as the national average of 4%
Utility shut-off threat8.2% 0.6 pts below the national average of 8.8%
Sleeps under 7 hours35.6% 0.8 pts below the national average of 36.4%
Stroke3.3% same as the national average of 3.4%
All natural teeth lost25.8% 12.8 pts above the national average of 13%
Vision disability5.5% same as the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments339
People employed4,033
Annual payroll$229,884,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 70.3% of US census tracts
FEMA ratingRelatively Low to Relatively High across the 5 census tracts this ZIP code covers
Expected annual loss47.9 out of 100
Community resilience2.1 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Strong wind97.2Very High at its worst in this ZIP code
Drought92.5Relatively Moderate at its worst in this ZIP code
Hail92.4Relatively High at its worst in this ZIP code
Tornado89.1Very High at its worst in this ZIP code
Cold wave83.7Relatively High at its worst in this ZIP code
Landslide80.9Relatively Low at its worst in this ZIP code
Lightning80.8Relatively High at its worst in this ZIP code
River flooding75Relatively High at its worst in this ZIP code
Wildfire70.7Relatively Low at its worst in this ZIP code
Winter weather68.9Relatively Moderate at its worst in this ZIP code
Ice storm57.2Relatively Low at its worst in this ZIP code
Earthquake56.2Relatively Low at its worst in this ZIP code
Hurricane49.4Relatively Low at its worst in this ZIP code
Heat wave30.3Relatively Low at its worst in this ZIP code
Compared with Indiana and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPIndianaUnited States
Median household income$95,578$70,051$78,538
Income per person$32,982$37,178$43,289
Poverty rate5.3%12.2%12.4%
Median home value$318,800$201,600$303,400
Median gross rent$806$1,020$1,348
Homeownership82.5%70.4%65%
Bachelor's degree or higher7.2%28.8%35%
Unemployment rate1.1%4.3%5.2%
Works from home4.5%9.6%13.5%
Born outside the US1%5.9%13.9%
Median age27.43838.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationLAGRANGE, IN US15.1 km away
Rain in a year39 in

Average high and low by month

January30.9°F / 16.5°F2.7 in rain
February34.4°F / 18.3°F1.91 in rain
March45.4°F / 27.1°F2.52 in rain
April59°F / 38°F3.64 in rain
May70.1°F / 49.3°F4.27 in rain
June79.5°F / 58.4°F4.06 in rain
July82.9°F / 61.6°F3.39 in rain
August80.8°F / 60.3°F4.21 in rain
September75.1°F / 52.8°F3.14 in rain
October61.8°F / 42.5°F3.36 in rain
November47.9°F / 31.1°F3.04 in rain
December36.1°F / 22.7°F2.27 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarket100% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

Westview School Corporation99.4% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability46more vulnerable than 46% of US census tracts
Socioeconomic status54more vulnerable than 54% of US census tracts
Household characteristics40more vulnerable than 40% of US census tracts
Racial and ethnic minority status4more vulnerable than 4% of US census tracts
Housing type and transport57more vulnerable than 57% of US census tracts
Walkability4.6 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

46540 Middlebury, IN9.9 km away
46571 Topeka, IN12.2 km away
46746 Howe, IN12.4 km away
46761 Lagrange, IN15.8 km away
49099 White Pigeon, MI15.9 km away
46543 Millersburg, IN17.3 km away
46507 Bristol, IN20.2 km away
46528 Goshen, IN20.9 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

LaGrange County99.4% of this ZIP code's land area
Elkhart County0.6% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area63.23 sq mi
Water area0.77 sq mi
Population density138 people per sq mi
Latitude, longitude41.6633, -85.5932

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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