Postal Codes

46534 ZIP Code

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ZIP code 46534 covers Knox, Indiana, with a population of about 11,029 and a median household income of $60,248.

Population
11,02992 per square mile
Median age
42.53.8 points above the US average
Median household income
$60,24814% below the Indiana median
Poverty rate
17.8%5.4 points above the US average
Typical home value
$227,579up 49.4% in five years
Median rent
$63438% below the Indiana median
Degree or higher
11.8%23.2 points below the US average
Homeownership
79%14 points above the US average
Time zone
Central UTC-06:00observes daylight saving time
Businesses
193

Where 46534 is

Knox, Indiana — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population11,029
Median age42.5
Family households64.3%
Born outside the US2.2%
Speaks a language other than English at home3.9%
White (non-Hispanic)92.2%
Black (non-Hispanic)0.9%
Asian (non-Hispanic)0.1%
Hispanic or Latino3.7%
Veterans7.2%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$60,248
Income per person$28,073
Poverty rate17.8%
Households on SNAP or cash assistance15.5%

Household income distribution

Under $10k5.3%
$10–15k7.2%
$15–20k3.0%
$20–25k5.8%
$25–30k7.0%
$30–35k3.5%
$35–40k3.5%
$40–45k3.8%
$45–50k3.6%
$50–60k7.1%
$60–75k13.2%
$75–100k15.5%
$100–125k6.7%
$125–150k7.0%
$150–200k5.7%
$200k or more2.2%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed5,040
Mean adjusted gross income$59,706
Returns declaring $200,000 or more2%
Returns, under $25k32.3%
Returns, $25k–$50k25.2%
Returns, $50k–$75k17.9%
Returns, $75k–$100k10.1%
Returns, $100k–$200k12.5%
Returns, $200k or more2.0%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$159,600
Median gross rent$634
Rent as a share of household income27.9%
Owner-occupied79%
Vacant homes23.1%
Median year built1973

What the homes are

Detached house84.8%
Attached house0.1%
2 to 4 units4%
5 to 19 units2.4%
20 or more units1.4%
Mobile home7.4%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$227,579as of 2026-07
Typical home value, 1 yearup 7.4%
Typical home value, 5 yearsup 49.4%
Typical home value, 10 yearsup 136.4%
Typical home value since 2000
200720162026$227,579$87,780

$91,115 in 2007 to $227,579 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate3.6%
Bachelor's degree or higher11.8%
High school diploma or higher84.4%
Works from home3.2%
Drives to work alone77.6%
Takes public transport0%
Commutes 45 minutes or more23.1%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity43.6% 10.2 pts above the national average of 33.4%
Diagnosed diabetes15.9% 3.9 pts above the national average of 12%
Currently smokes21.8% 8.6 pts above the national average of 13.2%
High blood pressure42.1% 8 pts above the national average of 34.1%
Fair or poor general health26.5% 6.2 pts above the national average of 20.3%
No health insurance (18–64)10.1% 1.2 pts below the national average of 11.3%
Depression27.3% 5.4 pts above the national average of 21.9%
No leisure-time physical activity31.1% 5.7 pts above the national average of 25.4%
Arthritis34.6% 9.5 pts above the national average of 25.1%
Binge drinking14.9% 1.1 pts below the national average of 16%
Taking blood pressure medication79.8% 5.1 pts above the national average of 74.7%
Cancer (non-skin)9.4% 1.7 pts above the national average of 7.7%
Current asthma11.8% 1.4 pts above the national average of 10.4%
Coronary heart disease9.2% 3 pts above the national average of 6.2%
Routine check-up in past year79.1% 2.4 pts above the national average of 76.7%
Cholesterol screening84.2% 1.7 pts below the national average of 85.9%
Cognitive disability18.4% 3.6 pts above the national average of 14.8%
Colorectal screening63.9% same as the national average of 64.3%
COPD12.2% 5.6 pts above the national average of 6.6%
Visited a dentist53.4% 7.9 pts below the national average of 61.3%
Any disability38.6% 7.9 pts above the national average of 30.7%
Lacks emotional support24% 0.8 pts below the national average of 24.8%
Food insecurity18.8% 1.7 pts above the national average of 17.1%
Received food stamps12.9% 1.4 pts below the national average of 14.3%
Hearing disability9.5% 2.8 pts above the national average of 6.7%
High cholesterol41.4% 5.2 pts above the national average of 36.2%
Housing insecurity12.8% 1 pts below the national average of 13.8%
Independent living disability10.9% 2.5 pts above the national average of 8.4%
Lacks transport9.3% same as the national average of 9.2%
Loneliness32.4% 2 pts below the national average of 34.4%
Mammography use72.3% 3.6 pts below the national average of 75.9%
Poor mental health (14+ days)19.6% 2.8 pts above the national average of 16.8%
Mobility disability19.5% 5.5 pts above the national average of 14%
Poor physical health (14+ days)17.4% 3.9 pts above the national average of 13.5%
Self-care disability5.3% 1.3 pts above the national average of 4%
Utility shut-off threat10% 1.2 pts above the national average of 8.8%
Sleeps under 7 hours40.8% 4.4 pts above the national average of 36.4%
Stroke4.6% 1.2 pts above the national average of 3.4%
All natural teeth lost25.9% 12.9 pts above the national average of 13%
Vision disability6.7% 1.1 pts above the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments193
People employed2,223
Annual payroll$93,079,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 46.9% of US census tracts
FEMA ratingRelatively Low to Relatively Moderate across the 5 census tracts this ZIP code covers
Expected annual loss42.2 out of 100
Community resilience64.4 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Strong wind90.9Relatively High at its worst in this ZIP code
Cold wave90.6Relatively High at its worst in this ZIP code
Tornado81.3Relatively High at its worst in this ZIP code
Landslide73.6Very Low at its worst in this ZIP code
Winter weather67.5Relatively Moderate at its worst in this ZIP code
Lightning64.2Relatively Moderate at its worst in this ZIP code
Hail62.1Relatively Low at its worst in this ZIP code
Wildfire60.1Relatively Low at its worst in this ZIP code
Earthquake42.5Relatively Low at its worst in this ZIP code
River flooding42.4Relatively Moderate at its worst in this ZIP code
Heat wave38.4Relatively Low at its worst in this ZIP code
Hurricane34.8Very Low at its worst in this ZIP code
Ice storm27Very Low at its worst in this ZIP code
Compared with Indiana and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPIndianaUnited States
Median household income$60,248$70,051$78,538
Income per person$28,073$37,178$43,289
Poverty rate17.8%12.2%12.4%
Median home value$159,600$201,600$303,400
Median gross rent$634$1,020$1,348
Homeownership79%70.4%65%
Bachelor's degree or higher11.8%28.8%35%
Unemployment rate3.6%4.3%5.2%
Works from home3.2%9.6%13.5%
Born outside the US2.2%5.9%13.9%
Median age42.53838.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationKNOX WWTP, IN US3.2 km away
Rain in a year42 in
Snow in a year28 in

Average high and low by month

January31.9°F / 15.8°F2.73 in rain, 9.7 in snow
February35.4°F / 18.2°F2.44 in rain, 7.5 in snow
March47.3°F / 28°F2.53 in rain, 3.4 in snow
April60.5°F / 37.7°F3.75 in rain, 0.2 in snow
May70.9°F / 49.1°F4.45 in rain
June79.7°F / 58.6°F4.65 in rain
July82.4°F / 61.9°F4.35 in rain
August80.8°F / 59.9°F4.48 in rain
September74°F / 52.3°F3.47 in rain
October62.9°F / 41.9°F3.59 in rain
November48.6°F / 31.5°F3.17 in rain, 2 in snow
December37.1°F / 22.4°F2.61 in rain, 5.7 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 4 school districts, so the address decides which one, not the ZIP code.

Knox Community School Corporation70.6% of this ZIP code's land area
Oregon-Davis School Corporation12.3% of this ZIP code's land area
Culver Community Schools Corporation9.2% of this ZIP code's land area
North Judson-San Pierre School Corporation7.9% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability36more vulnerable than 36% of US census tracts
Socioeconomic status47more vulnerable than 47% of US census tracts
Household characteristics58more vulnerable than 58% of US census tracts
Racial and ethnic minority status10more vulnerable than 10% of US census tracts
Housing type and transport27more vulnerable than 27% of US census tracts
Walkability3.6 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

46531 Grovertown, IN10.4 km away
46532 Hamlet, IN12.5 km away
46968 Ora, IN12.5 km away
46366 North Judson, IN15.8 km away
46513 Donaldson, IN16.4 km away
46511 Culver, IN16.6 km away
46960 Monterey, IN17.6 km away
46340 Hanna, IN20 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Starke County100% of this ZIP code's land area
Time zoneCentral (UTC-06:00 standard)
Daylight saving timeObserved
Land area119.88 sq mi
Water area2.31 sq mi
Population density92 people per sq mi
Latitude, longitude41.2809, -86.6082

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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