Postal Codes

46322 ZIP Code

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ZIP code 46322 covers Highland, Indiana, with a population of about 23,749 and a median household income of $76,219.

Population
23,7493,443 per square mile
Median age
44.55.8 points above the US average
Median household income
$76,2191.1× the Indiana median
Poverty rate
9.7%2.7 points below the US average
Typical home value
$271,497up 23% in five years
Median rent
$1,2021.2× the Indiana median
Degree or higher
30.1%4.9 points below the US average
Homeownership
77.2%12.2 points above the US average
Time zone
Central UTC-06:00observes daylight saving time
Businesses
733

Where 46322 is

Highland, Indiana — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population23,749
Median age44.5
Family households64%
Born outside the US7.4%
Speaks a language other than English at home13.4%
White (non-Hispanic)67.1%
Black (non-Hispanic)9.5%
Asian (non-Hispanic)2.1%
Hispanic or Latino18.4%
Veterans6.6%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$76,219
Income per person$40,474
Poverty rate9.7%
Households on SNAP or cash assistance5.2%

Household income distribution

Under $10k4.9%
$10–15k3.3%
$15–20k1.1%
$20–25k3.4%
$25–30k3.9%
$30–35k2.8%
$35–40k3.0%
$40–45k5.1%
$45–50k5.1%
$50–60k6.2%
$60–75k10.6%
$75–100k13.4%
$100–125k12.0%
$125–150k8.4%
$150–200k10.3%
$200k or more6.4%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed12,360
Mean adjusted gross income$69,976
Returns declaring $200,000 or more3.2%
Returns, under $25k25.9%
Returns, $25k–$50k21.4%
Returns, $50k–$75k17.2%
Returns, $75k–$100k12.8%
Returns, $100k–$200k19.5%
Returns, $200k or more3.2%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$219,500
Median gross rent$1,202
Rent as a share of household income28.1%
Owner-occupied77.2%
Vacant homes4.4%
Median year built1966

What the homes are

Detached house70.2%
Attached house5.7%
2 to 4 units3.7%
5 to 19 units14.2%
20 or more units5.6%
Mobile home0.6%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$271,497as of 2026-07
Typical home value, 1 yearup 2%
Typical home value, 5 yearsup 23%
Typical home value, 10 yearsup 74.1%
Typical asking rent$1,594as of 2026-07
Typical asking rent, 1 yearup 6.4%
Typical home value since 2000
200420152026$271,497$111,790

$111,790 in 2004 to $271,497 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate5%
Bachelor's degree or higher30.1%
High school diploma or higher93.2%
Works from home6.9%
Drives to work alone83.7%
Takes public transport2.5%
Commutes 45 minutes or more17.2%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity36% 2.6 pts above the national average of 33.4%
Diagnosed diabetes12.6% 0.6 pts above the national average of 12%
Currently smokes14.7% 1.5 pts above the national average of 13.2%
High blood pressure35.8% 1.7 pts above the national average of 34.1%
Fair or poor general health19.4% 0.9 pts below the national average of 20.3%
No health insurance (18–64)8.4% 2.9 pts below the national average of 11.3%
Depression20.9% 1 pts below the national average of 21.9%
No leisure-time physical activity23.5% 1.9 pts below the national average of 25.4%
Arthritis28.1% 3 pts above the national average of 25.1%
Binge drinking18.2% 2.2 pts above the national average of 16%
Taking blood pressure medication78.3% 3.6 pts above the national average of 74.7%
Cancer (non-skin)9.1% 1.4 pts above the national average of 7.7%
Current asthma11% 0.6 pts above the national average of 10.4%
Coronary heart disease6.7% 0.5 pts above the national average of 6.2%
Routine check-up in past year79.3% 2.6 pts above the national average of 76.7%
Cholesterol screening87.9% 2 pts above the national average of 85.9%
Cognitive disability13.3% 1.5 pts below the national average of 14.8%
Colorectal screening70.5% 6.2 pts above the national average of 64.3%
COPD7.5% 0.9 pts above the national average of 6.6%
Visited a dentist62.6% 1.3 pts above the national average of 61.3%
Any disability28.4% 2.3 pts below the national average of 30.7%
Lacks emotional support23.4% 1.4 pts below the national average of 24.8%
Food insecurity13.4% 3.7 pts below the national average of 17.1%
Received food stamps7.1% 7.2 pts below the national average of 14.3%
Hearing disability7.3% 0.6 pts above the national average of 6.7%
High cholesterol35.5% 0.7 pts below the national average of 36.2%
Housing insecurity10.2% 3.6 pts below the national average of 13.8%
Independent living disability7.4% 1 pts below the national average of 8.4%
Lacks transport6.9% 2.3 pts below the national average of 9.2%
Loneliness30.2% 4.2 pts below the national average of 34.4%
Mammography use78.5% 2.6 pts above the national average of 75.9%
Poor mental health (14+ days)16% 0.8 pts below the national average of 16.8%
Mobility disability13.7% same as the national average of 14%
Poor physical health (14+ days)13.7% same as the national average of 13.5%
Self-care disability3.5% 0.5 pts below the national average of 4%
Utility shut-off threat7.7% 1.1 pts below the national average of 8.8%
Sleeps under 7 hours39.6% 3.2 pts above the national average of 36.4%
Stroke3.4% same as the national average of 3.4%
All natural teeth lost11.9% 1.1 pts below the national average of 13%
Vision disability4.7% 0.9 pts below the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments733
People employed8,680
Annual payroll$379,134,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 59.1% of US census tracts
FEMA ratingRelatively Low to Relatively Moderate across the 6 census tracts this ZIP code covers
Expected annual loss61.6 out of 100
Community resilience64.3 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Cold wave91.8Relatively High at its worst in this ZIP code
Tornado84.5Relatively High at its worst in this ZIP code
River flooding68.8Relatively High at its worst in this ZIP code
Winter weather63.1Relatively Moderate at its worst in this ZIP code
Strong wind49.2Relatively Moderate at its worst in this ZIP code
Earthquake48.8Relatively Low at its worst in this ZIP code
Lightning47Relatively Moderate at its worst in this ZIP code
Heat wave41.9Relatively Low at its worst in this ZIP code
Hail38.5Relatively Low at its worst in this ZIP code
Landslide36.3Very Low at its worst in this ZIP code
Coastal flooding31.8Relatively Low at its worst in this ZIP code
Ice storm30.2Relatively Low at its worst in this ZIP code
Wildfire29.5Relatively Low at its worst in this ZIP code
Hurricane14.6Very Low at its worst in this ZIP code
Compared with Indiana and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPIndianaUnited States
Median household income$76,219$70,051$78,538
Income per person$40,474$37,178$43,289
Poverty rate9.7%12.2%12.4%
Median home value$219,500$201,600$303,400
Median gross rent$1,202$1,020$1,348
Homeownership77.2%70.4%65%
Bachelor's degree or higher30.1%28.8%35%
Unemployment rate5%4.3%5.2%
Works from home6.9%9.6%13.5%
Born outside the US7.4%5.9%13.9%
Median age44.53838.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationPARK FOREST, IL US19.6 km away
Rain in a year42 in
Snow in a year28 in

Average high and low by month

January31.1°F / 15.2°F2.49 in rain, 10.2 in snow
February35.2°F / 18.4°F2.15 in rain, 7.5 in snow
March46.4°F / 28.1°F2.65 in rain, 4.9 in snow
April59.3°F / 38.3°F4.02 in rain, 0.5 in snow
May70.6°F / 49.3°F4.57 in rain
June80.2°F / 58.9°F4.91 in rain
July83.9°F / 63.8°F4.73 in rain
August82°F / 62°F4.02 in rain
September75.8°F / 54.6°F3.44 in rain
October63.1°F / 42.4°F3.65 in rain, 0.2 in snow
November48.2°F / 31.4°F3 in rain, 0.9 in snow
December36.3°F / 21.5°F2.47 in rain, 4 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarket11% of this ZIP code's area
Far from a supermarket78% of this ZIP code's area
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

Highland School Town99.8% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability36more vulnerable than 36% of US census tracts
Socioeconomic status31more vulnerable than 31% of US census tracts
Household characteristics51more vulnerable than 51% of US census tracts
Racial and ethnic minority status46more vulnerable than 46% of US census tracts
Housing type and transport37more vulnerable than 37% of US census tracts
Walkability9.8 out of 20Below average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

46319 Griffith, IN3.4 km away
46321 Munster, IN3.7 km away
46323 Hammond, IN4.2 km away
46324 Hammond, IN5.4 km away
46406 Gary, IN6 km away
46375 Schererville, IN6.4 km away
60438 Lansing, IL7.5 km away
46311 Dyer, IN7.9 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Lake County100% of this ZIP code's land area
Time zoneCentral (UTC-06:00 standard)
Daylight saving timeObserved
Land area6.9 sq mi
Water area0.04 sq mi
Population density3,443 people per sq mi
Latitude, longitude41.5500, -87.4569

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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