Postal Codes

46224 ZIP Code

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ZIP code 46224 covers Indianapolis, Indiana, with a population of about 39,858 and a median household income of $53,731.

Population
39,8585,574 per square mile
Median age
32.26.5 points below the US average
Median household income
$53,73123% below the Indiana median
Poverty rate
17.6%5.2 points above the US average
Typical home value
$203,480up 31.5% in five years
Median rent
$1,048about the Indiana median
Degree or higher
24.3%10.7 points below the US average
Homeownership
37.5%27.5 points below the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
495

Where 46224 is

Indianapolis, Indiana — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population39,858
Median age32.2
Family households57.5%
Born outside the US30.5%
Speaks a language other than English at home37.7%
White (non-Hispanic)33.4%
Black (non-Hispanic)38.8%
Asian (non-Hispanic)1.3%
Hispanic or Latino23%
Veterans5.1%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$53,731
Income per person$26,777
Poverty rate17.6%
Households on SNAP or cash assistance15.3%

Household income distribution

Under $10k6.8%
$10–15k2.6%
$15–20k2.7%
$20–25k2.6%
$25–30k3.9%
$30–35k6.8%
$35–40k7.7%
$40–45k8.4%
$45–50k5.2%
$50–60k7.5%
$60–75k11.5%
$75–100k14.1%
$100–125k10.0%
$125–150k3.3%
$150–200k4.2%
$200k or more2.7%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed17,710
Mean adjusted gross income$44,215
Returns declaring $200,000 or more1%
Returns, under $25k36.8%
Returns, $25k–$50k32.9%
Returns, $50k–$75k16.3%
Returns, $75k–$100k6.5%
Returns, $100k–$200k6.6%
Returns, $200k or more1.0%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$166,500
Median gross rent$1,048
Rent as a share of household income28.3%
Owner-occupied37.5%
Vacant homes9.2%
Median year built1966

What the homes are

Detached house43.8%
Attached house6.1%
2 to 4 units24.2%
5 to 19 units17.6%
20 or more units6.6%
Mobile home1.6%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$203,480as of 2026-07
Typical home value, 1 yeardown 0.5%
Typical home value, 5 yearsup 31.5%
Typical home value, 10 yearsup 149%
Typical asking rent$1,077as of 2026-07
Typical asking rent, 1 yearup 0.7%
Typical asking rent, 5 yearsup 28.3%
Typical home value since 2000
200420152026$204,599$64,293

$70,048 in 2004 to $203,480 in 2026.

Typical asking rent
202120232026$1,077$839

$839 in 2021 to $1,077 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate4.5%
Bachelor's degree or higher24.3%
High school diploma or higher83.3%
Works from home8.3%
Drives to work alone72.3%
Takes public transport1.9%
Commutes 45 minutes or more8.2%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity41.5% 8.1 pts above the national average of 33.4%
Diagnosed diabetes13.6% 1.6 pts above the national average of 12%
Currently smokes17.2% 4 pts above the national average of 13.2%
High blood pressure37.9% 3.8 pts above the national average of 34.1%
Fair or poor general health25% 4.7 pts above the national average of 20.3%
No health insurance (18–64)16% 4.7 pts above the national average of 11.3%
Depression25.1% 3.2 pts above the national average of 21.9%
No leisure-time physical activity28.4% 3 pts above the national average of 25.4%
Arthritis23.1% 2 pts below the national average of 25.1%
Binge drinking17.5% 1.5 pts above the national average of 16%
Taking blood pressure medication72.7% 2 pts below the national average of 74.7%
Cancer (non-skin)5.3% 2.4 pts below the national average of 7.7%
Current asthma12% 1.6 pts above the national average of 10.4%
Coronary heart disease5.6% 0.6 pts below the national average of 6.2%
Routine check-up in past year77.8% 1.1 pts above the national average of 76.7%
Cholesterol screening82.8% 3.1 pts below the national average of 85.9%
Cognitive disability17.8% 3 pts above the national average of 14.8%
Colorectal screening61.1% 3.2 pts below the national average of 64.3%
COPD7.4% 0.8 pts above the national average of 6.6%
Visited a dentist54.7% 6.6 pts below the national average of 61.3%
Any disability32.8% 2.1 pts above the national average of 30.7%
Lacks emotional support27.9% 3.1 pts above the national average of 24.8%
Food insecurity26.9% 9.8 pts above the national average of 17.1%
Received food stamps18.3% 4 pts above the national average of 14.3%
Hearing disability5.5% 1.2 pts below the national average of 6.7%
High cholesterol34% 2.2 pts below the national average of 36.2%
Housing insecurity20.5% 6.7 pts above the national average of 13.8%
Independent living disability9.9% 1.5 pts above the national average of 8.4%
Lacks transport13.3% 4.1 pts above the national average of 9.2%
Loneliness37.7% 3.3 pts above the national average of 34.4%
Mammography use76.4% 0.5 pts above the national average of 75.9%
Poor mental health (14+ days)19.3% 2.5 pts above the national average of 16.8%
Mobility disability14.9% 0.9 pts above the national average of 14%
Poor physical health (14+ days)14.6% 1.1 pts above the national average of 13.5%
Self-care disability4.9% 0.9 pts above the national average of 4%
Utility shut-off threat15.8% 7 pts above the national average of 8.8%
Sleeps under 7 hours42.3% 5.9 pts above the national average of 36.4%
Stroke3.5% same as the national average of 3.4%
All natural teeth lost19.1% 6.1 pts above the national average of 13%
Vision disability7.3% 1.7 pts above the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments495
People employed6,578
Annual payroll$247,534,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 35.6% of US census tracts
FEMA ratingVery Low to Relatively Moderate across the 14 census tracts this ZIP code covers
Expected annual loss32.3 out of 100
Community resilience38.7 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Heat wave69.3Relatively High at its worst in this ZIP code
Cold wave67.3Relatively High at its worst in this ZIP code
Tornado62.2Relatively Moderate at its worst in this ZIP code
Strong wind62.1Relatively Moderate at its worst in this ZIP code
Earthquake61.3Relatively Low at its worst in this ZIP code
River flooding49.5Relatively High at its worst in this ZIP code
Hail45.6Relatively Low at its worst in this ZIP code
Winter weather45Relatively Moderate at its worst in this ZIP code
Lightning44.1Relatively Moderate at its worst in this ZIP code
Landslide36.4Very Low at its worst in this ZIP code
Ice storm20.3Very Low at its worst in this ZIP code
Wildfire16.2Very Low at its worst in this ZIP code
Hurricane15.3Very Low at its worst in this ZIP code
Compared with Indiana and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPIndianaUnited States
Median household income$53,731$70,051$78,538
Income per person$26,777$37,178$43,289
Poverty rate17.6%12.2%12.4%
Median home value$166,500$201,600$303,400
Median gross rent$1,048$1,020$1,348
Homeownership37.5%70.4%65%
Bachelor's degree or higher24.3%28.8%35%
Unemployment rate4.5%4.3%5.2%
Works from home8.3%9.6%13.5%
Born outside the US30.5%5.9%13.9%
Median age32.23838.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationINDIANAPOLIS EAGLE CREEK AP, IN US4.1 km away
Rain in a year41 in

Average high and low by month

January36.4°F / 21.2°F2.59 in rain
February41°F / 24°F2.07 in rain
March52.1°F / 33.1°F3.28 in rain
April64°F / 43.1°F4.08 in rain
May73.8°F / 53.7°F4.32 in rain
June82.1°F / 63°F5.06 in rain
July85.2°F / 66.7°F4.29 in rain
August84°F / 64.7°F3.24 in rain
September78.1°F / 57.1°F2.57 in rain
October65.6°F / 45.4°F3.25 in rain
November52°F / 34.8°F3.25 in rain
December40.8°F / 26.2°F2.67 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarket17% of this ZIP code's area
Far from a supermarket17% of this ZIP code's area
No vehicle and far from a supermarket42% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 3 school districts, so the address decides which one, not the ZIP code.

Speedway School Town47.3% of this ZIP code's land area
Wayne Township Metropolitan School District27.1% of this ZIP code's land area
Indianapolis Public Schools25.6% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability66more vulnerable than 66% of US census tracts
Socioeconomic status72more vulnerable than 72% of US census tracts
Household characteristics64more vulnerable than 64% of US census tracts
Racial and ethnic minority status67more vulnerable than 67% of US census tracts
Housing type and transport47more vulnerable than 47% of US census tracts
Walkability13.1 out of 20Above average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

46214 Indianapolis, IN1.4 km away
46234 Indianapolis, IN4.2 km away
46222 Indianapolis, IN4.9 km away
46254 Indianapolis, IN6.1 km away
46221 Indianapolis, IN8.2 km away
46228 Indianapolis, IN8.7 km away
46278 Indianapolis, IN8.8 km away
46208 Indianapolis, IN8.8 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Marion County100% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area7.15 sq mi
Water area0.02 sq mi
Population density5,574 people per sq mi
Latitude, longitude39.7940, -86.2707

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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