Postal Codes

46218 ZIP Code

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ZIP code 46218 covers Indianapolis, Indiana, with a population of about 28,560 and a median household income of $34,635.

Population
28,5602,994 per square mile
Median age
35.13.6 points below the US average
Median household income
$34,63551% below the Indiana median
Poverty rate
31.4%19 points above the US average
Typical home value
$115,342up 26.2% in five years
Median rent
$1,056about the Indiana median
Degree or higher
11.3%23.7 points below the US average
Homeownership
47.3%17.7 points below the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
447

Where 46218 is

Indianapolis, Indiana — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population28,560
Median age35.1
Family households46.4%
Born outside the US4.5%
Speaks a language other than English at home8.5%
White (non-Hispanic)17.8%
Black (non-Hispanic)67.9%
Asian (non-Hispanic)0.3%
Hispanic or Latino9.4%
Veterans5.4%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$34,635
Income per person$21,370
Poverty rate31.4%
Households on SNAP or cash assistance27.2%

Household income distribution

Under $10k13.6%
$10–15k10.0%
$15–20k8.0%
$20–25k6.7%
$25–30k6.9%
$30–35k5.1%
$35–40k6.5%
$40–45k6.2%
$45–50k5.0%
$50–60k6.6%
$60–75k6.8%
$75–100k8.2%
$100–125k5.8%
$125–150k2.1%
$150–200k1.7%
$200k or more0.6%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed13,050
Mean adjusted gross income$31,586
Returns declaring $200,000 or more0.2%
Returns, under $25k49.3%
Returns, $25k–$50k33.1%
Returns, $50k–$75k11.5%
Returns, $75k–$100k3.8%
Returns, $100k–$200k2.1%
Returns, $200k or more0.2%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$90,200
Median gross rent$1,056
Rent as a share of household income42.3%
Owner-occupied47.3%
Vacant homes17.8%
Median year built1956

What the homes are

Detached house77.4%
Attached house6.2%
2 to 4 units6.1%
5 to 19 units6.5%
20 or more units3%
Mobile home0.9%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$115,342as of 2026-07
Typical home value, 1 yeardown 2.7%
Typical home value, 5 yearsup 26.2%
Typical home value, 10 yearsup 295.6%
Typical asking rent$1,280as of 2026-07
Typical asking rent, 1 yearup 6.2%
Typical asking rent, 5 yearsup 52.1%
Typical asking rent, 10 yearsup 101.9%
Typical home value since 2000
200420152026$118,544$21,588

$29,860 in 2004 to $115,342 in 2026.

Typical asking rent
201620212026$1,280$634

$634 in 2016 to $1,280 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate12.5%
Bachelor's degree or higher11.3%
High school diploma or higher80.1%
Works from home8.6%
Drives to work alone68.5%
Takes public transport7%
Commutes 45 minutes or more13.8%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity49.2% 15.8 pts above the national average of 33.4%
Diagnosed diabetes22.3% 10.3 pts above the national average of 12%
Currently smokes22.9% 9.7 pts above the national average of 13.2%
High blood pressure51.2% 17.1 pts above the national average of 34.1%
Fair or poor general health34.8% 14.5 pts above the national average of 20.3%
No health insurance (18–64)16% 4.7 pts above the national average of 11.3%
Depression24.3% 2.4 pts above the national average of 21.9%
No leisure-time physical activity37.6% 12.2 pts above the national average of 25.4%
Arthritis31.6% 6.5 pts above the national average of 25.1%
Binge drinking13.3% 2.7 pts below the national average of 16%
Taking blood pressure medication80% 5.3 pts above the national average of 74.7%
Cancer (non-skin)5.6% 2.1 pts below the national average of 7.7%
Current asthma13.9% 3.5 pts above the national average of 10.4%
Coronary heart disease8.9% 2.7 pts above the national average of 6.2%
Routine check-up in past year81.8% 5.1 pts above the national average of 76.7%
Cholesterol screening83.7% 2.2 pts below the national average of 85.9%
Cognitive disability20.7% 5.9 pts above the national average of 14.8%
Colorectal screening62.6% 1.7 pts below the national average of 64.3%
COPD12% 5.4 pts above the national average of 6.6%
Visited a dentist45.7% 15.6 pts below the national average of 61.3%
Any disability42% 11.3 pts above the national average of 30.7%
Lacks emotional support31.5% 6.7 pts above the national average of 24.8%
Food insecurity38.6% 21.5 pts above the national average of 17.1%
Received food stamps31.9% 17.6 pts above the national average of 14.3%
Hearing disability6.9% same as the national average of 6.7%
High cholesterol38.5% 2.3 pts above the national average of 36.2%
Housing insecurity27.2% 13.4 pts above the national average of 13.8%
Independent living disability14.5% 6.1 pts above the national average of 8.4%
Lacks transport18.7% 9.5 pts above the national average of 9.2%
Loneliness39.3% 4.9 pts above the national average of 34.4%
Mammography use77% 1.1 pts above the national average of 75.9%
Poor mental health (14+ days)20.8% 4 pts above the national average of 16.8%
Mobility disability24.8% 10.8 pts above the national average of 14%
Poor physical health (14+ days)18.8% 5.3 pts above the national average of 13.5%
Self-care disability8.8% 4.8 pts above the national average of 4%
Utility shut-off threat23.6% 14.8 pts above the national average of 8.8%
Sleeps under 7 hours47.3% 10.9 pts above the national average of 36.4%
Stroke6.5% 3.1 pts above the national average of 3.4%
All natural teeth lost31.8% 18.8 pts above the national average of 13%
Vision disability11.7% 6.1 pts above the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments447
People employed10,003
Annual payroll$442,051,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 25.9% of US census tracts
FEMA ratingVery Low to Relatively Moderate across the 19 census tracts this ZIP code covers
Expected annual loss14.2 out of 100
Community resilience38.7 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Heat wave69.3Relatively High at its worst in this ZIP code
Cold wave66.9Relatively High at its worst in this ZIP code
Tornado65.6Relatively High at its worst in this ZIP code
Earthquake64.6Relatively Moderate at its worst in this ZIP code
Strong wind59.3Relatively Moderate at its worst in this ZIP code
Hail48.9Relatively Moderate at its worst in this ZIP code
Winter weather44.9Relatively Moderate at its worst in this ZIP code
Lightning43Relatively Moderate at its worst in this ZIP code
Landslide40.1Very Low at its worst in this ZIP code
River flooding29.9Relatively High at its worst in this ZIP code
Wildfire25.7Very Low at its worst in this ZIP code
Ice storm23Relatively Low at its worst in this ZIP code
Hurricane16.1Very Low at its worst in this ZIP code
Compared with Indiana and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPIndianaUnited States
Median household income$34,635$70,051$78,538
Income per person$21,370$37,178$43,289
Poverty rate31.4%12.2%12.4%
Median home value$90,200$201,600$303,400
Median gross rent$1,056$1,020$1,348
Homeownership47.3%70.4%65%
Bachelor's degree or higher11.3%28.8%35%
Unemployment rate12.5%4.3%5.2%
Works from home8.6%9.6%13.5%
Born outside the US4.5%5.9%13.9%
Median age35.13838.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationCASTLETON 2 S, IN US9.1 km away
Rain in a year47 in
Snow in a year27 in

Average high and low by month

January35.7°F / 19.8°F3.32 in rain, 8.4 in snow
February40.6°F / 22.7°F2.66 in rain, 7.2 in snow
March51.3°F / 32.1°F3.86 in rain, 3.6 in snow
April64.3°F / 42°F4.61 in rain, 0.2 in snow
May73.8°F / 52.1°F4.94 in rain
June81.9°F / 61.7°F5.56 in rain
July84.8°F / 65.1°F4.67 in rain
August82.9°F / 63.3°F3.89 in rain
September76.7°F / 55.9°F3.56 in rain
October64.6°F / 44.5°F3.43 in rain
November51.5°F / 33.7°F3.51 in rain, 0.6 in snow
December39.9°F / 25.2°F3.17 in rain, 6.7 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarket51% of this ZIP code's area
Far from a supermarket51% of this ZIP code's area
No vehicle and far from a supermarket57% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

Indianapolis Public Schools99.6% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability84more vulnerable than 84% of US census tracts
Socioeconomic status90more vulnerable than 90% of US census tracts
Household characteristics83more vulnerable than 83% of US census tracts
Racial and ethnic minority status83more vulnerable than 83% of US census tracts
Housing type and transport45more vulnerable than 45% of US census tracts
Walkability12.6 out of 20Above average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

46226 Indianapolis, IN3.1 km away
46201 Indianapolis, IN3.8 km away
46205 Indianapolis, IN3.8 km away
46209 Indianapolis, IN4.2 km away
46211 Indianapolis, IN4.2 km away
46230 Indianapolis, IN4.2 km away
46242 Indianapolis, IN4.2 km away
46244 Indianapolis, IN4.2 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Marion County100% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area9.54 sq mi
Population density2,994 people per sq mi
Latitude, longitude39.8082, -86.1014

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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