Postal Codes

46204 ZIP Code

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ZIP code 46204 covers Indianapolis, Indiana, with a population of about 11,022 and a median household income of $88,081.

Population
11,0229,694 per square mile
Median age
317.7 points below the US average
Median household income
$88,0811.3× the Indiana median
Poverty rate
17.4%5 points above the US average
Typical home value
$350,303down 5.4% in five years
Median rent
$1,6861.7× the Indiana median
Degree or higher
60.8%25.8 points above the US average
Homeownership
17.2%47.8 points below the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
1,660

Where 46204 is

Indianapolis, Indiana — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population11,022
Median age31
Family households16.6%
Born outside the US10.4%
Speaks a language other than English at home14%
White (non-Hispanic)66.3%
Black (non-Hispanic)18.2%
Asian (non-Hispanic)4.8%
Hispanic or Latino6.6%
Veterans3.5%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$88,081
Income per person$69,530
Poverty rate17.4%
Households on SNAP or cash assistance4.8%

Household income distribution

Under $10k8.9%
$10–15k1.7%
$15–20k2.5%
$20–25k1.4%
$25–30k1.6%
$30–35k3.1%
$35–40k3.9%
$40–45k1.5%
$45–50k2.5%
$50–60k3.3%
$60–75k9.1%
$75–100k16.4%
$100–125k12.5%
$125–150k6.3%
$150–200k11.5%
$200k or more13.9%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed4,810
Mean adjusted gross income$128,976
Returns declaring $200,000 or more8.5%
Returns, under $25k19.5%
Returns, $25k–$50k21.8%
Returns, $50k–$75k22.2%
Returns, $75k–$100k12.1%
Returns, $100k–$200k15.8%
Returns, $200k or more8.5%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$350,400
Median gross rent$1,686
Rent as a share of household income25%
Owner-occupied17.2%
Vacant homes10.8%
Median year built2006

What the homes are

Detached house3.2%
Attached house2.9%
2 to 4 units1.1%
5 to 19 units7.8%
20 or more units85%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$350,303as of 2026-07
Typical home value, 1 yearup 1.9%
Typical home value, 5 yearsdown 5.4%
Typical home value, 10 yearsup 35.3%
Typical asking rent$1,658as of 2026-07
Typical asking rent, 1 yeardown 0.1%
Typical asking rent, 5 yearsup 12.7%
Typical home value since 2000
200320142026$370,326$182,267

$182,267 in 2003 to $350,303 in 2026.

Typical asking rent
202120232026$1,660$1,471

$1,471 in 2021 to $1,658 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate3.3%
Bachelor's degree or higher60.8%
High school diploma or higher90.1%
Works from home21.6%
Drives to work alone51.4%
Takes public transport1.6%
Commutes 45 minutes or more7.2%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity31.5% 1.9 pts below the national average of 33.4%
Diagnosed diabetes6.7% 5.3 pts below the national average of 12%
Currently smokes10.2% 3 pts below the national average of 13.2%
High blood pressure25% 9.1 pts below the national average of 34.1%
Fair or poor general health13.3% 7 pts below the national average of 20.3%
No health insurance (18–64)7.7% 3.6 pts below the national average of 11.3%
Depression26.5% 4.6 pts above the national average of 21.9%
No leisure-time physical activity15.6% 9.8 pts below the national average of 25.4%
Arthritis14.1% 11 pts below the national average of 25.1%
Binge drinking24% 8 pts above the national average of 16%
Taking blood pressure medication62.4% 12.3 pts below the national average of 74.7%
Cancer (non-skin)3.7% 4 pts below the national average of 7.7%
Current asthma10.5% same as the national average of 10.4%
Coronary heart disease2.9% 3.3 pts below the national average of 6.2%
Routine check-up in past year73.7% 3 pts below the national average of 76.7%
Cholesterol screening81.1% 4.8 pts below the national average of 85.9%
Cognitive disability13.4% 1.4 pts below the national average of 14.8%
Colorectal screening68.9% 4.6 pts above the national average of 64.3%
COPD3.7% 2.9 pts below the national average of 6.6%
Visited a dentist66.3% 5 pts above the national average of 61.3%
Any disability21.8% 8.9 pts below the national average of 30.7%
Lacks emotional support22.6% 2.2 pts below the national average of 24.8%
Food insecurity12% 5.1 pts below the national average of 17.1%
Received food stamps6.4% 7.9 pts below the national average of 14.3%
Hearing disability3.4% 3.3 pts below the national average of 6.7%
High cholesterol26.8% 9.4 pts below the national average of 36.2%
Housing insecurity9.7% 4.1 pts below the national average of 13.8%
Independent living disability5.8% 2.6 pts below the national average of 8.4%
Lacks transport7.2% 2 pts below the national average of 9.2%
Loneliness36% 1.6 pts above the national average of 34.4%
Mammography use79.7% 3.8 pts above the national average of 75.9%
Poor mental health (14+ days)17.4% 0.6 pts above the national average of 16.8%
Mobility disability6.5% 7.5 pts below the national average of 14%
Poor physical health (14+ days)8.9% 4.6 pts below the national average of 13.5%
Self-care disability2.1% 1.9 pts below the national average of 4%
Utility shut-off threat7.4% 1.4 pts below the national average of 8.8%
Sleeps under 7 hours35.7% 0.7 pts below the national average of 36.4%
Stroke1.7% 1.7 pts below the national average of 3.4%
All natural teeth lost10.7% 2.3 pts below the national average of 13%
Vision disability3.3% 2.3 pts below the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments1,660
People employed47,091
Annual payroll$5,055,914,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 70.1% of US census tracts
FEMA ratingRelatively Low to Relatively High across the 6 census tracts this ZIP code covers
Expected annual loss73.5 out of 100
Community resilience38.7 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Tornado85.7Very High at its worst in this ZIP code
Earthquake85.2Relatively High at its worst in this ZIP code
River flooding76.2Relatively High at its worst in this ZIP code
Heat wave71.9Relatively Moderate at its worst in this ZIP code
Hail71.1Relatively Moderate at its worst in this ZIP code
Cold wave68.9Relatively Moderate at its worst in this ZIP code
Strong wind66.1Relatively Moderate at its worst in this ZIP code
Winter weather57.2Relatively Moderate at its worst in this ZIP code
Landslide55.1Very Low at its worst in this ZIP code
Ice storm49.5Relatively Low at its worst in this ZIP code
Lightning48Relatively Moderate at its worst in this ZIP code
Hurricane22.2Very Low at its worst in this ZIP code
Wildfire7.4Very Low at its worst in this ZIP code
Compared with Indiana and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPIndianaUnited States
Median household income$88,081$70,051$78,538
Income per person$69,530$37,178$43,289
Poverty rate17.4%12.2%12.4%
Median home value$350,400$201,600$303,400
Median gross rent$1,686$1,020$1,348
Homeownership17.2%70.4%65%
Bachelor's degree or higher60.8%28.8%35%
Unemployment rate3.3%4.3%5.2%
Works from home21.6%9.6%13.5%
Born outside the US10.4%5.9%13.9%
Median age313838.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationINDIANAPOLIS SE SIDE, IN US9.6 km away
Rain in a year45 in

Average high and low by month

January34.2°F / 18.9°F3.08 in rain
February39.1°F / 21.7°F2.34 in rain
March49.7°F / 30.5°F3.71 in rain
April61.9°F / 41.3°F4.46 in rain
May72.3°F / 52.4°F4.99 in rain
June80.9°F / 61.6°F5.42 in rain
July83.7°F / 64.4°F3.87 in rain
August82.6°F / 62.6°F3.56 in rain
September76.8°F / 55.1°F3.21 in rain
October64.6°F / 43.5°F3.23 in rain
November50.6°F / 32.7°F3.44 in rain
December39.2°F / 24.2°F3.27 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarket1% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

Indianapolis Public Schools100% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability38more vulnerable than 38% of US census tracts
Socioeconomic status53more vulnerable than 53% of US census tracts
Household characteristics1more vulnerable than 1% of US census tracts
Racial and ethnic minority status52more vulnerable than 52% of US census tracts
Housing type and transport80more vulnerable than 80% of US census tracts
Walkability17.2 out of 20Most walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

46255 Indianapolis, IN0.6 km away
46262 Indianapolis, IN0.6 km away
46266 Indianapolis, IN0.6 km away
46207 Indianapolis, IN0.8 km away
46206 Indianapolis, IN1.4 km away
46202 Indianapolis, IN1.5 km away
46209 Indianapolis, IN2 km away
46211 Indianapolis, IN2 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Marion County100% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area1.14 sq mi
Water area0.01 sq mi
Population density9,694 people per sq mi
Latitude, longitude39.7720, -86.1535

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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