Postal Codes

46103 ZIP Code

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ZIP code 46103 covers Amo, Indiana, with a population of about 371 and a median household income of $76,875.

Population
371811 per square mile
Median age
36.42.3 points below the US average
Median household income
$76,8751.1× the Indiana median
Poverty rate
3.8%8.6 points below the US average
Typical home value
$197,241up 24.2% in five years
Median rent
$1,056about the Indiana median
Degree or higher
17.1%17.9 points below the US average
Homeownership
84.7%19.7 points above the US average
Time zone
Eastern UTC-05:00observes daylight saving time

Where 46103 is

Amo, Indiana — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population371
Median age36.4
Family households79%
Born outside the US0%
Speaks a language other than English at home1.2%
White (non-Hispanic)96.5%
Black (non-Hispanic)0%
Asian (non-Hispanic)0%
Hispanic or Latino2.2%
Veterans3.8%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$76,875
Income per person$31,283
Poverty rate3.8%
Households on SNAP or cash assistance11.3%

Household income distribution

Under $10k1.6%
$10–15k0.0%
$15–20k5.6%
$20–25k2.4%
$25–30k2.4%
$30–35k3.2%
$35–40k3.2%
$40–45k5.6%
$45–50k3.2%
$50–60k8.1%
$60–75k12.1%
$75–100k17.7%
$100–125k9.7%
$125–150k14.5%
$150–200k4.8%
$200k or more5.6%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$149,200
Median gross rent$1,056
Rent as a share of household income29%
Owner-occupied84.7%
Vacant homes0.8%
Median year built1951

What the homes are

Detached house99.2%
Mobile home0.8%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$197,241as of 2026-07
Typical home value, 1 yeardown 3.2%
Typical home value, 5 yearsup 24.2%
Typical home value, 10 yearsup 92.8%
Typical home value since 2000
200620162026$203,814$79,302

$83,035 in 2006 to $197,241 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate2.7%
Bachelor's degree or higher17.1%
High school diploma or higher91.1%
Works from home2.2%
Drives to work alone73.2%
Takes public transport0%
Commutes 45 minutes or more46.9%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity37.9% 4.5 pts above the national average of 33.4%
Diagnosed diabetes10.8% 1.2 pts below the national average of 12%
Currently smokes16.2% 3 pts above the national average of 13.2%
High blood pressure34.1% same as the national average of 34.1%
Fair or poor general health17.9% 2.4 pts below the national average of 20.3%
No health insurance (18–64)7.3% 4 pts below the national average of 11.3%
Depression24.2% 2.3 pts above the national average of 21.9%
No leisure-time physical activity21.1% 4.3 pts below the national average of 25.4%
Arthritis26.9% 1.8 pts above the national average of 25.1%
Binge drinking18.2% 2.2 pts above the national average of 16%
Taking blood pressure medication75.2% 0.5 pts above the national average of 74.7%
Cancer (non-skin)7.6% same as the national average of 7.7%
Current asthma11.3% 0.9 pts above the national average of 10.4%
Coronary heart disease5.6% 0.6 pts below the national average of 6.2%
Routine check-up in past year77% same as the national average of 76.7%
Cholesterol screening86.1% same as the national average of 85.9%
Cognitive disability14.6% same as the national average of 14.8%
Colorectal screening66.9% 2.6 pts above the national average of 64.3%
COPD7% same as the national average of 6.6%
Visited a dentist62.3% 1 pts above the national average of 61.3%
Any disability27.9% 2.8 pts below the national average of 30.7%
Lacks emotional support21% 3.8 pts below the national average of 24.8%
Food insecurity11.3% 5.8 pts below the national average of 17.1%
Received food stamps6.3% 8 pts below the national average of 14.3%
Hearing disability6% 0.7 pts below the national average of 6.7%
High cholesterol37.5% 1.3 pts above the national average of 36.2%
Housing insecurity9.6% 4.2 pts below the national average of 13.8%
Independent living disability7.2% 1.2 pts below the national average of 8.4%
Lacks transport6.4% 2.8 pts below the national average of 9.2%
Loneliness30.5% 3.9 pts below the national average of 34.4%
Mammography use72.6% 3.3 pts below the national average of 75.9%
Poor mental health (14+ days)17.7% 0.9 pts above the national average of 16.8%
Mobility disability11.4% 2.6 pts below the national average of 14%
Poor physical health (14+ days)13.2% same as the national average of 13.5%
Self-care disability3.1% 0.9 pts below the national average of 4%
Utility shut-off threat6.8% 2 pts below the national average of 8.8%
Sleeps under 7 hours38.7% 2.3 pts above the national average of 36.4%
Stroke2.8% 0.6 pts below the national average of 3.4%
All natural teeth lost13.4% same as the national average of 13%
Vision disability3.9% 1.7 pts below the national average of 5.6%
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Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 44.4% of US census tracts
FEMA ratingRelatively Low
Expected annual loss44.5 out of 100
Community resilience86.2 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Drought94.6Relatively Moderate at its worst in this ZIP code
Winter weather87.1Relatively High at its worst in this ZIP code
Hail82.2Relatively Moderate at its worst in this ZIP code
Landslide80.7Very Low at its worst in this ZIP code
Strong wind73Relatively Moderate at its worst in this ZIP code
Cold wave71.2Relatively Moderate at its worst in this ZIP code
Tornado70.6Relatively Moderate at its worst in this ZIP code
Earthquake61Relatively Low at its worst in this ZIP code
River flooding57.7Relatively Moderate at its worst in this ZIP code
Heat wave52.4Relatively Low at its worst in this ZIP code
Lightning46.7Relatively Low at its worst in this ZIP code
Ice storm44.5Relatively Low at its worst in this ZIP code
Wildfire42.5Very Low at its worst in this ZIP code
Hurricane25.4Very Low at its worst in this ZIP code
Compared with Indiana and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPIndianaUnited States
Median household income$76,875$70,051$78,538
Income per person$31,283$37,178$43,289
Poverty rate3.8%12.2%12.4%
Median home value$149,200$201,600$303,400
Median gross rent$1,056$1,020$1,348
Homeownership84.7%70.4%65%
Bachelor's degree or higher17.1%28.8%35%
Unemployment rate2.7%4.3%5.2%
Works from home2.2%9.6%13.5%
Born outside the US0%5.9%13.9%
Median age36.43838.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationGREENCASTLE 1 W, IN US23.1 km away
Rain in a year46 in
Snow in a year22 in

Average high and low by month

January34.4°F / 16.9°F3.18 in rain, 9.3 in snow
February39.2°F / 19.7°F2.63 in rain, 4.3 in snow
March50.3°F / 28.6°F3.5 in rain, 2.2 in snow
April62.2°F / 38.5°F4.65 in rain, 0.1 in snow
May72°F / 49.1°F4.91 in rain
June80.4°F / 58.2°F5.36 in rain
July83.2°F / 61.2°F4.72 in rain
August82.2°F / 59.4°F3.36 in rain
September76.9°F / 52°F3.67 in rain
October64.8°F / 40.8°F3.59 in rain, 0.1 in snow
November51°F / 30.2°F3.61 in rain, 0.9 in snow
December39.4°F / 22.2°F2.96 in rain, 5.2 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

Mill Creek Community School Corporation100% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability12more vulnerable than 12% of US census tracts
Socioeconomic status26more vulnerable than 26% of US census tracts
Household characteristics14more vulnerable than 14% of US census tracts
Racial and ethnic minority status2more vulnerable than 2% of US census tracts
Housing type and transport19more vulnerable than 19% of US census tracts
Walkability3.4 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

46121 Coatesville, IN4.9 km away
46180 Stilesville, IN5.5 km away
46118 Clayton, IN10.3 km away
46122 Danville, IN10.7 km away
46128 Fillmore, IN12.3 km away
46157 Monrovia, IN16.8 km away
46125 Eminence, IN18.7 km away
46105 Bainbridge, IN18.8 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Hendricks County100% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area0.46 sq mi
Population density811 people per sq mi
Latitude, longitude39.6886, -86.6136

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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